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Coverage In Action: Cyber Liability Insurance COVERAGE IN ACTION: CYBER LIABILITY INSURANCE

blog article

Jul 19, 2019

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy continues to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential expo...

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5 Benefits of Gold Travel Insurance 5 BENEFITS OF GOLD TRAVEL INSURANCE

blog article

Jul 19, 2019

Taking out Travel Insurance is extremely important before going on holiday, especially if you have pre-existing medical conditions, but with multiple insurers to choose from and varying levels of cover, what kind of policy do you really need? The type of cover you need will depend on the type of hol...

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Life Insurance for Parents and Children LIFE INSURANCE FOR PARENTS AND CHILDREN

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Jul 19, 2019

Parents, do you know how important it is for you to have life insurance? In this video, Quotacy discusses life insurance for parents how explains how easy it is to also provide coverage for your children with a life insurance child rider.

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5 Insurance Marketing Strategies That Generate High Quality Insurance Leads 5 INSURANCE MARKETING STRATEGIES THAT GENERATE HIGH QUALITY INSURANCE LEADS

video

Jul 18, 2019

5 Insurance Marketing Strategies That Generate High-Quality Leads “It's a universal truth... lead acquisition in the insurance industry is hella pricey.” – Old Proverb. It’s not just expensive. It's frustrating. For every digital marketer like me, who can generate aff...

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Ways You Can Cut Down The Costs Of Home Owner WAYS YOU CAN CUT DOWN THE COSTS OF HOME OWNER'S INSURANCE

video

Jul 18, 2019

Terrence Williams of Keepsake Insurance Agency distinguishes Ways You Can Cut Down The Costs Of Home Owner's Insurance.

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Life insurance is ready for something (and someone) new LIFE INSURANCE IS READY FOR SOMETHING (AND SOMEONE) NEW

video

Jul 18, 2019

At Haven Life, we celebrate our employees. Here, you will work with a diverse team of kind, smart and driven people. Learn from the team why Haven Life is a great place to start or continue your career.

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Your guide to buying affordable term life insurance online YOUR GUIDE TO BUYING AFFORDABLE TERM LIFE INSURANCE ONLINE

blog article

Jul 18, 2019

Whether it’s ordering groceries on your phone, doing some day care intel on your laptop or scrolling through your tablet device to get caught up on your budget, it’s a fact that most of your to-do lists can get done online and on your own time. The same is true for purchasing quality ter...

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how to choose a good health insurance|us free insurance HOW TO CHOOSE A GOOD HEALTH INSURANCE|US FREE INSURANCE

video

Jul 17, 2019

Life insurance is part of estate planning. If you have loved ones who depend upon you financially, you need life insurance. A life insurance policy allows your beneficiaries to cover their living expenses after your death. Depending on the size of the benefit you want to provide and the amount you c...

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Insurance Claims and Mortgage CO requirements INSURANCE CLAIMS AND MORTGAGE CO REQUIREMENTS

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Jul 17, 2019

Property insurance claims may have a mortgage company involved in the roof replacement process. Some mortgage companies require the homeowner and roofing contractor to be involved. Several tips and suggestions are given in this video to help prepare a homeowner on what to expect after filing a roof ...

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What is JCT 21.2.1 insurance, and who needs it? WHAT IS JCT 21.2.1 INSURANCE, AND WHO NEEDS IT?

blog article

Jul 17, 2019

Tokio Marine HCC’s Julian Goodall considers the snappily-named clause developed to iron out liability issues in construction. Imagine drinking your relaxing, morning coffee and then suddenly noticing that cracks are starting to appear in your living room wall that you share with your neighbour...

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The ultimate car insurance THE ULTIMATE CAR INSURANCE

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Jul 16, 2019

Car insurance is essential and having to get some often comes at an exciting time in our lives, such as when we purchase a new car, but sometimes navigating the world of insurance can be overly complicated. There is so much jargon involved with car insurance, so many complicated terms and hard to un...

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Car insurance: What is bodily injury liability? CAR INSURANCE: WHAT IS BODILY INJURY LIABILITY?

blog article

Jul 16, 2019

Though many people depend on their cars to get where they need to go, driving isn’t without its risks. Since we drive so much and ride in cars so much, we’re so used to it that sometimes we forget the danger. But accidents and wrecks happen, and that’s why car insurance is a thing....

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How cyber insurance can help you manage information security risks HOW CYBER INSURANCE CAN HELP YOU MANAGE INFORMATION SECURITY RISKS

blog article

Jul 16, 2019

For years, organizations have been looking for ways to avoid the potentially catastrophic consequences of data breaches. They might have finally found the answer in the form of cyber insurance.  Like any insurance policy, cyber insurance helps cover the costs associated with relevant damages. T...

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A new approach to claims handling A NEW APPROACH TO CLAIMS HANDLING

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Jul 16, 2019

Evolving cyber coverages require carriers to be nimbler to manage costs and maintain service levels. For insurance carriers to keep pace with the ever-changing cyber coverage environment, it's important to gain better clarity around the unique aspects of cyber claims. Insurers can find greater s...

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What you need to know about toy insurance WHAT YOU NEED TO KNOW ABOUT TOY INSURANCE

blog article

Jul 16, 2019

Having a recreational toy can be a very fun experience that will provide you with some great memories. While having a recreational toy is a fun thing to own, there some important responsibilities that go along with it. One important thing that you will need to do is make sure that it is properly cov...

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Top 5 Missed Auto Insurance Discounts in South Carolina TOP 5 MISSED AUTO INSURANCE DISCOUNTS IN SOUTH CAROLINA

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Jul 16, 2019

These are the 5 auto insurance discounts that clients most commonly don't receive even when they deserve them. If you qualify for any of these discounts and are not getting them on your current insurance contact your agent or give us a call today!

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What Is Liability Insurance For Your Motorcycle? WHAT IS LIABILITY INSURANCE FOR YOUR MOTORCYCLE?

video

Jul 16, 2019

Do you know the benefits of full coverage insurance versus the minimum liability requirements?  Most people opt for the cheapest insurance they can get and still meet the legal responsibility. In this short, informative video by attorney David Henn, learn why your cheapest option may not be you...

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6 Embarrassing Reasons Why You Might Be Denied Life Insurance 6 EMBARRASSING REASONS WHY YOU MIGHT BE DENIED LIFE INSURANCE

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Jul 16, 2019

You know that uncomfortable feeling when you are asked an question that you were not expecting? Have you ever completed a life insurance application? Answering life insurance application health questions might make some people feel uncomfortable or even a little embarrassed.

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Buying Life Insurance With a Pre-Existing Condition: What You Need to Know BUYING LIFE INSURANCE WITH A PRE-EXISTING CONDITION: WHAT YOU NEED TO KNOW

blog article

Jul 16, 2019

Younger, healthier applicants tend to get better rates than older Canadians or those with a pre-existing condition when it comes to buying life insurance. But if you’re living with chronic health problems and need life insurance, you shouldn’t assume the worst. Insurers generally look at...

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Australian Travel Insurance Tips On Purchasing A Policy AUSTRALIAN TRAVEL INSURANCE TIPS ON PURCHASING A POLICY

blog article

Jul 16, 2019

So you’ve just planned your dream vacation or volunteering trip. Maybe you are traveling abroad, overseas, even to another continent. Now here comes the tricky part. How do you make sure you consider everything you need to take into account in order to stay safe thousands of miles away from ho...

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The Difference Between “Vacant” & “Unoccupied” Property Insurance THE DIFFERENCE BETWEEN “VACANT” & “UNOCCUPIED” PROPERTY INSURANCE

blog article

Jul 15, 2019

There are many different reasons why you might need to leave a property empty for a period of time. There are also a few different terms that you might use to describe a property as empty. The words “vacant” and “unoccupied” being two of them. However, when it comes to proper...

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Types of Usage-Based Insurance in Canada TYPES OF USAGE-BASED INSURANCE IN CANADA

blog article

Jul 15, 2019

Usage-based insurance (UBI) gives drivers options in how their auto insurance premiums are calculated. Usage-based insurance hasn’t been around long in Canada. It was first introduced to drivers in 2013. Since then, however, it has grown in popularity. Auto insurance companies like Desjardins,...

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10 TYPES OF INSURANCE FOR REAL ESTATE INVESTORS 10 TYPES OF INSURANCE FOR REAL ESTATE INVESTORS

blog article

Jul 15, 2019

From natural disasters to tenant negligence, a lot can go wrong for real estate investors. Once a house has been damaged, the bill for getting your money-making assets back in tip-top shape can easily start to cut into your profits. The right insurance, however, will make sure your investments (and ...

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The Top 5 Pitfalls in D&O Liability Policies THE TOP 5 PITFALLS IN D&O LIABILITY POLICIES

blog article

Jul 15, 2019

Corporate officers and directors should be able to lead confidently and sleep at night without worrying that their personal assets may be at risk because of personal liability. D&O insurance provides such “sleep at night” coverage for claims alleging breach of their duties.  How...

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The history and purposes of private health insurance THE HISTORY AND PURPOSES OF PRIVATE HEALTH INSURANCE

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Jul 15, 2019

Australia’s private health insurance industry fears it is in a death spiral, and politicians need to rethink whether or to what extent taxpayers should continue to subsidize the industry. Australians are increasingly dissatisfied with private health insurance, and policy reform is urgent. Prem...

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Compete and Win in the Age of Account Based Buying COMPETE AND WIN IN THE AGE OF ACCOUNT BASED BUYING

whitepaper

Jul 15, 2019

If you’re on a B2B revenue team, it’s likely your Marketing and Sales teams are experiencing some angst these days when it comes to understanding how prospects and customers want to interact with your company. On one hand customers seem to want ultra-personalized attention on every chann...

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Forrester Total Economic Report Shows a 405% ROI on 6sense FORRESTER TOTAL ECONOMIC REPORT SHOWS A 405% ROI ON 6SENSE

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Jul 15, 2019

Calculating ROI has become a requirement for any corporate investment, across all business functions. Gone are the days when B2B marketers could attribute their spend to “branding.” Today, they’re being forced to provide concrete spend-to-revenue analysis to justify their investmen...

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Duo Security Sets BDRs up for Success with 6sense DUO SECURITY SETS BDRS UP FOR SUCCESS WITH 6SENSE

blog article

Jul 15, 2019

The role of a Business Development Rep can be a daunting one. Knowing where to prioritize when you have over 1,000 accounts and knowing what content to reach out to them and engage them with can be an impossible task. But if you have the right intent data that can show you where the account is in th...

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SailPoint Levels-Up their ABM Strategy with Intent Data SAILPOINT LEVELS-UP THEIR ABM STRATEGY WITH INTENT DATA

blog article

Jul 15, 2019

The buyer’s journey has changed in a way which leaves many sales and marketing teams struggling to find insight from within what we call the Dark Funnel. However, many technology companies are starting to build solutions to address the radical new way customers engage and buy today by collecti...

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4 Things to know about senior citizen travel insurance plans 4 THINGS TO KNOW ABOUT SENIOR CITIZEN TRAVEL INSURANCE PLANS

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Jul 15, 2019

Senior citizen travel insurance plans are gaining immense popularity by the day. Here are the 4 things you must know about it.

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How to make sure your cyber insurance policy pays out HOW TO MAKE SURE YOUR CYBER INSURANCE POLICY PAYS OUT

blog article

Jul 15, 2019

Cyber insurance is big business these days. With the ever-present danger of data breaches and cyber-attacks, organizations must be sure that they have the financial backing to respond appropriately. Damages incurred by information security incidents generally aren’t covered in commercial insur...

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How to Get The Best Cargo Insurance HOW TO GET THE BEST CARGO INSURANCE

video

Jul 14, 2019

As an NZ importer or exporter, you’re no doubt always on the lookout for ways to save money. But there’s one place you shouldn’t be skimping on, and that’s cargo insurance.

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What Does Medicare Part B Cover? WHAT DOES MEDICARE PART B COVER?

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Jul 12, 2019

Medicare Part B helps pay for care you receive in a clinic or hospital as an outpatient. Part B also covers most doctor services you receive as a hospital inpatient. Most other hospital services are covered by Part A.

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Why Health Insurance? WHY HEALTH INSURANCE?

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Jul 12, 2019

Health insurance is an agreement whereby insurance company agrees to undertake a guarantee of compensation for medical expenses in case the insured falls ill or meets with an accident which leads to hospitalization of the insured. Generally, insurance companies have tie-ups with the leading hospital...

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Common Types of Life Insurance COMMON TYPES OF LIFE INSURANCE

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Jul 11, 2019

Having choices is good, but in the world of life insurance, the number of options and terms can seem overwhelming. Sometimes, there are just too many fish in the sea to easily recognize which one you want to reel in. But don’t worry. A quick overview of the main options available will help wee...

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Digital Is Disrupting Insurance DIGITAL IS DISRUPTING INSURANCE

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Jul 11, 2019

The insurance industry is well on its way to going digital. Digital transformation has become the norm for companies across all industries, and insurance is no different. Nearly 70% of insurers in our study reported that their company is on the journey to digitally transform their infrastructure. Th...

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5 Simplest Ways of Choosing the Right Life Insurance Plan 5 SIMPLEST WAYS OF CHOOSING THE RIGHT LIFE INSURANCE PLAN

blog article

Jul 11, 2019

When there are plenty of choices available on the market, selecting the right one becomes a difficult task. When it comes to choosing a life insurance plan, you need to be very careful due to the plethora of options available. Various life insurance companies offer different types of life insurance ...

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What Is Fire Protection Class In Homeowners Insurance WHAT IS FIRE PROTECTION CLASS IN HOMEOWNERS INSURANCE

blog article

Jul 11, 2019

Fire Protection Class is a 1 - 10 rating provided by ISO that evaluates a counties fire suppression capability - how fast can they put out a fire, after it is reported. This rating is used by home insurance carriers to determine the response time of dealing with a fire at your home. A low protection...

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When Is It Smart To Buy Liability Only Auto Insurance? WHEN IS IT SMART TO BUY LIABILITY ONLY AUTO INSURANCE?

blog article

Jul 11, 2019

You have a lot of options when it comes to buying auto insurance. Many vehicle owners recognize the value of purchasing comprehensive car insurance. It covers most of your risks and keeps your financials in order should a problem occur. Yet, there are some instances when purchasing just Liability In...

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How to Choose A Term Insurance HOW TO CHOOSE A TERM INSURANCE

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Jul 11, 2019

Purchasing a term life plan is a guarantee that your family will remain financially secure, in case of an early demise. If you are the sole breadwinner of the family, then a term life plan is a must. A term life plan helps your family’s finances stay on track and settle debts on an early demis...

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What Is The Right Age To Avail A Health Insurance WHAT IS THE RIGHT AGE TO AVAIL A HEALTH INSURANCE

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Jul 11, 2019

It is never too late to avail a health insurance plan. You must avail a health insurance plan between 30 to 35 years of age. However, if you are 40, then you are at the mid-point of your career where most of your long-term debts are either ongoing and you have certain family liabilities like taking ...

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3 Auto Insurance Fraud Scenarios – What Every Person Should Know 3 AUTO INSURANCE FRAUD SCENARIOS – WHAT EVERY PERSON SHOULD KNOW

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Jul 11, 2019

Many Canadians are not even aware that there are many ways that you can become a victim of organized insurance fraud. It can result in huge insurance claim costs paid by your insurer and consequently, your premiums going up. Or, it could be even worse – you could be injured during an auto frau...

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Triggering innovation: How smart contracts bring policies to life TRIGGERING INNOVATION: HOW SMART CONTRACTS BRING POLICIES TO LIFE

whitepaper

Jul 10, 2019

This report has been co-produced by Lloyd's and Centre for Commercial Law Studies for general information purposes only. While care has been taken in gathering the data and preparing the report Lloyd's does not make any representations or warranties as to its accuracy or completeness and exp...

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7 scenarios where a single person might need life insurance 7 SCENARIOS WHERE A SINGLE PERSON MIGHT NEED LIFE INSURANCE

blog article

Jul 10, 2019

Life insurance often isn’t needed for a single person with no children. Some may say, “Buy it while you’re young and healthy.” The reality is that, if you don’t need coverage, the money toward a life insurance premium could be better utilized by contributing to retireme...

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Save money on insurance payments by making the right buying decisions. SAVE MONEY ON INSURANCE PAYMENTS BY MAKING THE RIGHT BUYING DECISIONS.

blog article

Jul 10, 2019

In a tough economic climate, South Africans are always on the lookout for ways to save. Cutting back on insurance premiums is often seen as an easy way to save money. All good, until you lodge a claim and suddenly find that your ‘saving’ now leaves you with an expensive problem. “W...

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What is the difference between a DP1 and DP3 home insurance policy? WHAT IS THE DIFFERENCE BETWEEN A DP1 AND DP3 HOME INSURANCE POLICY?

blog article

Jul 10, 2019

The DP1 and DP3 are two types of dwelling fire policies. The DP1 is used for vacant property insurance and offer's the minimum coverage amount while the DP3 is used for landlord insurance where the homeowner rents out the property, but does not live there. What's the Coverage Difference betw...

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4 Things You Can Do to Help Lower Auto Insurance Costs 4 THINGS YOU CAN DO TO HELP LOWER AUTO INSURANCE COSTS

blog article

Jul 10, 2019

When you invest in a vehicle, there is a lot to think about from a financial standpoint. On top of the sticker price of a vehicle, you have to consider things like routine maintenance, repairs, gas and automobile insurance. Auto insurance coverage is necessary for any driver of any age. In the insta...

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Denied Life Insurance? Here Are Your Next 3 Steps DENIED LIFE INSURANCE? HERE ARE YOUR NEXT 3 STEPS

blog article

Jul 10, 2019

It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes! You may fall into the “impaired risk market,” which means you have something in your background that makes you a higher risk for dying...

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Different Types of Life Insurance DIFFERENT TYPES OF LIFE INSURANCE

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Jul 10, 2019

In this clip from Wealth Matters radio show, Andy Siegel, President of Siegel Insurance, Inc talks about the different types of life insurance. WEALTH MATTERS is a monthly radio show and podcast where the attorneys at Gaslowitz Frankel LLC discuss the opportunities and challenges associated with pre...

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INSURERS CAN ONLY BECOME CUSTOMER-FOCUSED WITH A TARGETED APPROACH INSURERS CAN ONLY BECOME CUSTOMER-FOCUSED WITH A TARGETED APPROACH

blog article

Jul 10, 2019

Insurers need to evolve if they want to thrive in the age of digital disruption. And while new technologies may be useful, the most important consideration lies in getting back to basics and focusing on customers and their needs. In my previous post in this series, I outlined why a personalized appr...

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How Insurance Companies Adjust Personal Injury Claims HOW INSURANCE COMPANIES ADJUST PERSONAL INJURY CLAIMS

blog article

Jul 09, 2019

Insurance companies can play a critical role in personal injury claims. From car accident cases to product liability claims, insurance companies representing the liable party will: Conduct their own investigations. If they determine a claim is valid, they’ll use their own procedures and formul...

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WHAT IS THE BEST BACKPACKER INSURANCE? WHAT IS THE BEST BACKPACKER INSURANCE?

blog article

Jul 09, 2019

I’ve had to claim on my travel insurance four times over the last ten years of traveling. I’ve suffered everything from infections, robberies, broken equipment, and a couple more things that I’m too ashamed to talk about. To hit the road without backpacker travel insurance really i...

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Comprehensive Insurance—Critical Protection for Your Car’s Value COMPREHENSIVE INSURANCE—CRITICAL PROTECTION FOR YOUR CAR’S VALUE

blog article

Jul 09, 2019

The term comprehensive auto insurance is very misleading. Many times, you will hear that you should have comprehensive coverage – but what does that mean? It can mean two things. It can mean that you should have an ample amount of coverage to reduce your risks of having to pay out-of-pocket fo...

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What Insurance Do I Need As A Tenant? WHAT INSURANCE DO I NEED AS A TENANT?

blog article

Jul 09, 2019

Whether you’re about to rent a room or a property or you are already a tenant paying rent to a landlord for the place you live in, you might be thinking about tenants’ insurance. What exactly is tenants’ insurance? What does it cover? Must you have it? What does tenant liability me...

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How Do Insurance Companies Use ETFs? HOW DO INSURANCE COMPANIES USE ETFS?

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Jul 09, 2019

Insurers continue to look to ETFs to serve a broad range of functions. S&P DJI’s Raghu Ramachandran and Vanguard’s Kelly Sweppenhiser discuss how insurers used ETFs within their general accounts portfolios in 2018.

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What Is Graded Death Benefit Life Insurance? WHAT IS GRADED DEATH BENEFIT LIFE INSURANCE?

blog article

Jul 09, 2019

A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who are unable to be approved for standard life insurance. There is no medical exam required. People who have been declined for life insurance from all other companies can sti...

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‘LIVING BUSINESS’ INSURERS TARGET NEW OPPORTUNITIES ‘LIVING BUSINESS’ INSURERS TARGET NEW OPPORTUNITIES

blog article

Jul 09, 2019

As I mentioned in my previous blog post, there are a few insurance companies that have developed a profound and dynamic understanding of their customers, based on a sophisticated data and analytics capability as well as an authentic receptiveness to what customers tell them. They also have the abili...

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Benefits of Health Insurance BENEFITS OF HEALTH INSURANCE

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Jul 09, 2019

Check out the video to know how our health insurance can help you to get cashless treatment along with priority care and complete recuperation. With our simple claim process, we settle your health insurance claim in the shortest time.

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Insurance Fraud: Why Care? INSURANCE FRAUD: WHY CARE?

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Jul 09, 2019

Insurance fraud ... who cares? Maybe we all should. Protect your hard-earned money from insurance thieves. And steer clear of scamming — unless a jail cell seems like appealing, rent-free housing.

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What is collision insurance and should I get it? WHAT IS COLLISION INSURANCE AND SHOULD I GET IT?

blog article

Jul 09, 2019

Life was going pretty good for Lila and her husband in 2016. The couple had just bought a year-old Kia Soul in cash. Then one day, while out on a drive, things changed.  “Somebody was trying to back up off of one ramp, trying to at the last minute to go to the other ramp, or something,&rd...

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Why Your Insurance Company Should Know You Are Renting Your Home WHY YOUR INSURANCE COMPANY SHOULD KNOW YOU ARE RENTING YOUR HOME

blog article

Jul 09, 2019

Given the huge transformation the world is going through, the home sharing and property rental businesses have really taken off in the last two decades. Renting out spare rooms, a portion of, or even an entire house to earn some extra money, or a full-time income, has become increasingly common nowa...

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Buying term life insurance in your 40s BUYING TERM LIFE INSURANCE IN YOUR 40S

blog article

Jul 09, 2019

For many people, your 40s are a time where you re-confirm many financial decisions made to date in your life. Are you on pace for a comfortable retirement? Is it time to refinance your mortgage for a better interest rate? Have you saved enough to take some of those dream vacations? Another financial...

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Umbrella Insurance: What is it and what does it cover? UMBRELLA INSURANCE: WHAT IS IT AND WHAT DOES IT COVER?

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Jul 08, 2019

After 10 years of saving and sacrificing you’ve just closed escrow on your first home – congratulations! Now that all the paperwork and stress from the move is over, it’s time to celebrate with a housewarming party for your family and friends. You decide outside is best, since your...

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INSURANCE PROVIDERS DIGITAL EDGE PLAYBOOK INSURANCE PROVIDERS DIGITAL EDGE PLAYBOOK

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Jul 08, 2019

Insurance businesses require scalable digital delivery models with rich analytics for greater consumer insights to tailor solutions and maintain customer loyalty. This requires a re-architecture to a business model based on interconnection and colocation with distributed control points. By following...

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The Types of Insurance a Business Needs to Have THE TYPES OF INSURANCE A BUSINESS NEEDS TO HAVE

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Jul 08, 2019

In business, accidents and life happen. To protect yourself and your business from these events you’ll need the right insurance coverage for the various aspects of your business for when things go wrong. Justin talks to Matthew Bryan of Hitson, Crumb & Blazer Insurance about the types ...

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Who needs a 10-year term life insurance policy? WHO NEEDS A 10-YEAR TERM LIFE INSURANCE POLICY?

blog article

Jul 08, 2019

When youre just getting married or having a child, the decision to purchase term life insurance is easy. You know you need financial protection, and you know you need it for a long time. But as you get closer to your financial goals, the question gets a little more nuanced. Do you still need life in...

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SiriusDecisions B-to-B Fundamentals with Elisabeth Medaris SIRIUSDECISIONS B-TO-B FUNDAMENTALS WITH ELISABETH MEDARIS

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Jul 08, 2019

At SiriusDecisions, we’ve created a b-to-b fundamentals course to help you build a strong foundation of knowledge and develop meaningful, ongoing relationships with customers.

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The SiriusDecisions B-to-B Buying Decision Process Framework THE SIRIUSDECISIONS B-TO-B BUYING DECISION PROCESS FRAMEWORK

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Jul 08, 2019

Decisionmaking is a cognitive process defined by psychologists as the selection of a course of action from multiple alternatives (e.g. what to eat, where to shop). John Dewey, the pragmatic philosopher and psychologist, introduced the first decision process framework for consumer buying in his book ...

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The Most Important Metric for Sales Leaders in Subscription Businesses to Track and Use to Drive Revenue Growth THE MOST IMPORTANT METRIC FOR SALES LEADERS IN SUBSCRIPTION BUSINESSES TO TRACK AND USE TO DRIVE REVENUE GROWTH

blog article

Jul 08, 2019

Subscription businesses that charge customers monthly for using their offerings are expanding rapidly in response to consumers’ and b-to-b buyers’ desire to try a product and walk away easily if they’re not achieving the expected value. However, the subscription-based business mode...

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The SiriusDecisions B-to-B Marketing Automation Study Infographic THE SIRIUSDECISIONS B-TO-B MARKETING AUTOMATION STUDY INFOGRAPHIC

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Jul 08, 2019

Does the organization have a valid and agreed-upon process of what its revenue engine looks like?  Is the marketing function speaking the same language as the sales team? Or are they focusing only on the lead when sales is more interested in pre-qualified, early-stage opportunities? How can sal...

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Why Sales Leaders Need to Digitally Transform Their Teams WHY SALES LEADERS NEED TO DIGITALLY TRANSFORM THEIR TEAMS

blog article

Jul 08, 2019

Three key trends are driving the need for sales leaders to digitally transform their organizations. First, b-to-b buyers are conducting more of their purchase journey in the digital arena and demanding the same kind of frictionless and seamless customer experience they enjoy as consumers. Second, th...

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Why Do Doctors Need Life Insurance? WHY DO DOCTORS NEED LIFE INSURANCE?

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Jul 06, 2019

As a family physician, your job is to help protect your patient's health. As a spouse and parent, your job is to protect your family's well-being. Life insurance is one of the many ways that you can help financially protect the ones you love in the event that you are no longer around Get the...

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EARTHQUAKES: MORE LINKS FROM INSURANCE INFORMATION INSTITITUTE EARTHQUAKES: MORE LINKS FROM INSURANCE INFORMATION INSTITITUTE

blog article

Jul 06, 2019

An earthquake is a sudden and rapid shaking of the earth caused by the breaking and shifting of rock beneath the earths surface. This shaking can sometimes trigger landslides, avalanches, flash floods, fires and tsunamis.Millions of people across 42 states are at risk for damage from an earthquake, ...

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EARTHQUAKES AND INSURANCE: WHAT YOU NEED TO KNOW EARTHQUAKES AND INSURANCE: WHAT YOU NEED TO KNOW

blog article

Jul 06, 2019

Earthquakes can cause much harm to home structures. They can damage housing foundations and collapse walls; even relatively mild tremors can destroy furnishings and belongings.Homeowners and renters insurance does not cover earthquake damage. A standard policy will, however, generally cover losses f...

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How to negotiate a car accident insurance settlement HOW TO NEGOTIATE A CAR ACCIDENT INSURANCE SETTLEMENT

blog article

Jul 05, 2019

Getting into an accident is an emotionally draining experience. If you’re lucky, you, your passengers, and anyone else involved walk away without injuries. You just need to deal with the insurance company for the property damage. If you’re at fault and you have collision insurance, you h...

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InsurTech Futures: Worry+Peace and Next Generation join forces INSURTECH FUTURES: WORRY+PEACE AND NEXT GENERATION JOIN FORCES

blog article

Jul 05, 2019

Next Generation is the latest addition to Worry+Peace’s regulatory incubator.InsurTechs Worry+Peace and Next Generation have announced the signing of a new agreement.Next Generation will be the fourth firm to join Worry+Peace’s regulatory incubator as a result.
Worry+Peace provide...

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In-depth - claims: The tech frontline IN-DEPTH - CLAIMS: THE TECH FRONTLINE

blog article

Jul 05, 2019

How can brokers use tech to manage claims and help customers prevent them? Martin Friel investigatesPart and parcel of any claims proposition has to include a focus on fraud. Of course, brokers have always had a part to play here but their involvement in claims requires them to adopt a more fundamen...

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Deferred taxes and the new investment tax law DEFERRED TAXES AND THE NEW INVESTMENT TAX LAW

blog article

Jul 05, 2019

Deferred taxes under Solvency II are calculated on the basis of Art. 15 i. V. m. Art. 9 Delegated Regulation. The recognition and measurement of deferred taxes is governed by International Financial Reporting Standards (IFRS).According to IAS 12, deferred taxes are to be accrued using the balance sh...

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How Long Does Business Interruption Insurance Coverage Last? HOW LONG DOES BUSINESS INTERRUPTION INSURANCE COVERAGE LAST?

blog article

Jul 04, 2019

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of...

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Insurers paid out NZ$40bn following Christchurch earthquake INSURERS PAID OUT NZ$40BN FOLLOWING CHRISTCHURCH EARTHQUAKE

blog article

Jul 04, 2019

Meanwhile, the government has contributed around NZ$1bn towards rebuilding the city.Lianne Dalziel, mayor of Christchurch, revealed at a conference in London, that the extent of non-insurance at the

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KEEPING PACE WITH THE UK INSURANCE CUSTOMER KEEPING PACE WITH THE UK INSURANCE CUSTOMER

blog article

Jul 04, 2019

Why personalization is the key differentiator for forward-thinking insurers As insurers, we know that satisfied customers define the success of our business. Yet what customers expect from their insurer is changing. Digital experiences across most sectors have become personalised, mirroring and some...

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Warranty insurance fraud WARRANTY INSURANCE FRAUD

whitepaper

Jul 04, 2019

An extended warranty, sometimes called a service agreement, service contract or maintenance agreement, is a prolonged warranty offered to consumers in addition to the standard warranty available on a new item. The extended warranty may be offered by an insurer, a retailer or a manufacturer.

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Is a Recycling Bin With Wheels a Vehicle for Insurance Purposes? IS A RECYCLING BIN WITH WHEELS A VEHICLE FOR INSURANCE PURPOSES?

blog article

Jul 03, 2019

So what happens when you run over a gas line with a wheeled electronic recycling bin in a residential building and rupture the gas line?  Does the buildings all risks insurance cover the cost of restoring the gas service?  Not according to the federal courts in New York

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Useful Tips for Drivers Who Are Dealing with Auto Insurance Claim Adjusters USEFUL TIPS FOR DRIVERS WHO ARE DEALING WITH AUTO INSURANCE CLAIM ADJUSTERS

blog article

Jul 03, 2019

Negotiating with a claim adjuster can be difficult for persons that never dealt with them before. However, drives can learn some tricks that can help them become better negotiators, said Russell Rabichev, Marketing Director of Internet Marketing Company.

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How insurance contributes towards financial inclusion and affordability HOW INSURANCE CONTRIBUTES TOWARDS FINANCIAL INCLUSION AND AFFORDABILITY

whitepaper

Jul 03, 2019

Financial inclusion, such as affordability, is a core priority of regulators and businesses and is causing change. With changes posed by FCA regulations theres a need to readdress all components of customer engagement and redevelop the journey to be inclusive of expectations, but also an opportunity...

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Global Contents Insurance Market 2019 By: Allianz, AXA, Nippon Life Insurance, American Intl. Group, Aviva, Assicurazioni Generali, Cardinal GLOBAL CONTENTS INSURANCE MARKET 2019 BY: ALLIANZ, AXA, NIPPON LIFE INSURANCE, AMERICAN INTL. GROUP, AVIVA, ASSICURAZIONI GENERALI, CARDINAL

blog article

Jul 03, 2019

The Contents Insurance market has been showing Reliable growth momentum and Vital Dynamics of Contents Insurance Industry Market at national and international levels from some previous years. Though it is anticipated to exhibit more Effective performance during the forecast period of 2019 to 2025 as...

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AI ON A BIG SCALE WILL GIVE INSURERS A HUGE COMPETITIVE EDGE AI ON A BIG SCALE WILL GIVE INSURERS A HUGE COMPETITIVE EDGE

blog article

Jul 03, 2019

Insurers that roll out AI solutions across their businesses will gain a substantial advantage over their competitors.Most big insurers have begun experimenting with artificial intelligence (AI) applications. Some have even begun implementing AI solutions. Few, however, have rolled out AI application...

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How Does Business Insurance Protect Against Lost Business Income HOW DOES BUSINESS INSURANCE PROTECT AGAINST LOST BUSINESS INCOME

blog article

Jul 02, 2019

Accidents and misfortunes occur to most businesses at various times. When something occurs that leads to significant loss for your company, you may face hardships. Can you keep the doors open? Do you need to let go of employees?Some forms of business insurance provide protection from business income...

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How To Lower Your Homeowners Insurance Costs HOW TO LOWER YOUR HOMEOWNERS INSURANCE COSTS

blog article

Jul 02, 2019

If you own a home, homeowners insurance is an item in your budget thats there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the foll...

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Why consumers mislead motor insurance providers WHY CONSUMERS MISLEAD MOTOR INSURANCE PROVIDERS

infographic

Jul 02, 2019

Two out of five consumers think it is acceptable to omit or adjust information given to motor insurance providers to get a better price. This infographic sheds light on consumer attitudes towards motor insurance fraud and what insurers can do to convince consumers to provide honest information.

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How much of the life insurance application process can you do online? HOW MUCH OF THE LIFE INSURANCE APPLICATION PROCESS CAN YOU DO ONLINE?

blog article

Jul 02, 2019

Weve become pretty accustomed to our convenient online services. Its nearly impossible to imagine a life before Amazon Primes free shipping, scheduling an early morning ride-hailing app pickup for 6 a.m. flights, or even being able to manage your banking without setting foot in an actual bank.

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6 types of people who might need a 20-year life insurance term 6 TYPES OF PEOPLE WHO MIGHT NEED A 20-YEAR LIFE INSURANCE TERM

blog article

Jul 01, 2019

Its not the most common pregnancy story: I was eight months along, sipping water instead of coffee in the conference room, discussing with a financial planner what would happen to my unborn child and me if my husband were to die unexpectedly. Far from as morbid as it sounds, the conversation was act...

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INSURERS, DO YOU KNOW HOW TO MANAGE COST IN THE CLOUD? INSURERS, DO YOU KNOW HOW TO MANAGE COST IN THE CLOUD?

blog article

Jul 01, 2019

Before moving to the cloud, insurers need to ask: how can I make sure my migration to the cloud is cost efficient and suitable for my business?One of the oft-touted benefits of cloud is that it reduces costs. This was also one of the benefits I mentioned in my previous post, but it comes with an imp...

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INCLUSION AND INNOVATION, WITH ERIC JOOST (PODCAST) INCLUSION AND INNOVATION, WITH ERIC JOOST (PODCAST)

blog article

Jul 01, 2019

How prepared is the insurance workforce for a digitally-driven future? Are insurers equipped to attract new, more diverse talent? And how does it all feed into a sustainable future for the industry? Eric Joost on why innovation is non-negotiable-and why inclusion must be a personal priority.

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Insurance Markets in Figures INSURANCE MARKETS IN FIGURES

whitepaper

Jun 30, 2019

Preliminary data for 2018 show an increase in gross premiums of domestic insurance companies in most countries, especially in the non-life sector (Figure 1). Gross premiums rose in real terms in 28 (out of 52) reporting countries in both life and non-life sectors, in 16 other countries in the non-li...

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Will my life insurance cost more because I am a scaffolder? WILL MY LIFE INSURANCE COST MORE BECAUSE I AM A SCAFFOLDER?

blog article

Jun 28, 2019

When a client has a pre-existing condition or has suffered a serious illness in the past, the first thing we do is pick up the phone and speak to underwriters at many of the UKs leading insurance companies. Discussing all of our clients medical history helps us to identify the best company to apply ...

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National Insurance Awareness Day 2019 NATIONAL INSURANCE AWARENESS DAY 2019

infographic

Jun 28, 2019

When was the last time you reviewed your insurance policy? Have you had any big life changes or any coming up? Insurance Awareness Day reminds you to take the time to talk with your insurance agent to ensure you're protected in the event of an accident or damage. Scroll down to learn more in our...

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Insurance Awareness Day: Building The Right Connect INSURANCE AWARENESS DAY: BUILDING THE RIGHT CONNECT

blog article

Jun 28, 2019

Insurance as a concept in India dates back to thousands of years where in the writings of Manusmriti, or Arthashastra, the thinkers of those times talked about pooling of resources so as to distribute them at the time of a calamity owing to fires, floods, famine or epidemics. Fast forward to 2019, t...

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The Need For Travel Medical Insurance THE NEED FOR TRAVEL MEDICAL INSURANCE

infographic

Jun 28, 2019

While traveling in a foreign land, you may encounter a sudden sickness or accident generating huge amounts of medical expenses. Travel medical insurance provides you protection against any such contingency and ensures that your trip is safe. However, travel medical insurance differs from standard tr...

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WHAT MILLENNIALS NEED TO KNOW ABOUT LIFE INSURANCE WHAT MILLENNIALS NEED TO KNOW ABOUT LIFE INSURANCE

infographic

Jun 27, 2019

They’ve been getting a lot of buzz over the years, and it’s not surprising why. Millennials are on their way to becoming the largest generation in the world. They account for being in an exclusive club of 1.8 billion people, which is about a quarter of the global population, and are at t...

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Apollo Insurance Solutions Officially Live APOLLO INSURANCE SOLUTIONS OFFICIALLY LIVE

blog article

Jun 27, 2019

Canadian insurance marketplace Apollo Insurance Solutions   is officially live with its small business insurance platform for brokers and/or small business owners. The announcement follows Apollo’s $1m CAD angel round of funding.

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Insurtech partnership to assist SMEs INSURTECH PARTNERSHIP TO ASSIST SMES

blog article

Jun 27, 2019

In an exciting new partnership for the insurtech space, Prudential Corporation Asia is teaming up with HælthTech in a move that the insurer said will enable straight-through processing of transactions and the automation of core processes.

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A pair of leading health and wellness apps come to Haven Life Plus A PAIR OF LEADING HEALTH AND WELLNESS APPS COME TO HAVEN LIFE PLUS

blog article

Jun 27, 2019

Yesterday, your term life insurance was able to help you financially protect your loved ones.
Today, yes, your policy still does that. That’s what its for. But it can also make traveling easier and your beach body tighter.Were excited to share that two new services have been added to Ha...

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Expanding HSAs Could Help Fix America’s Broken Health Insurance Model EXPANDING HSAS COULD HELP FIX AMERICA’S BROKEN HEALTH INSURANCE MODEL

blog article

Jun 27, 2019

A recent survey revealed only one in five people currently enrolled in an employer-sponsored health plan have a health savings account (HSA). More unsettling, few use them to save money for future health expenses.There could be a variety of reasons why people dont use HSAs, but lack of a tax perks c...

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LexisNexis: More insurance execs using, open to virtual claims, might go touchless LEXISNEXIS: MORE INSURANCE EXECS USING, OPEN TO VIRTUAL CLAIMS, MIGHT GO TOUCHLESS

blog article

Jun 27, 2019

The 2019 LexisNexis Future of Claims Study released earlier this year found more insurance executives open to virtual and even touchless claims than two years prior.The results lend insight into what collision repairers might expect to see on the ground and how a shop might choose to handle customer...

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Global Long-Term Care Insurance Market 2019 Development Strategy Allstate, LTC Financial Solutions, MassMutual, GLOBAL LONG-TERM CARE INSURANCE MARKET 2019 DEVELOPMENT STRATEGY ALLSTATE, LTC FINANCIAL SOLUTIONS, MASSMUTUAL,

blog article

Jun 27, 2019

MarketandResearch.biz announced that its published an exclusive report namely Global Long-Term Care Insurance Market 2019 by Manufacturers, Regions, Type and Application, Forecast to 2024 in its research database with report summary, table of content, research methodologies and data sources. The res...

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HOW INSURANCE CEOS CAN ADDRESS THE CHALLENGES OF A FRAGILE DIGITAL ECONOMY HOW INSURANCE CEOS CAN ADDRESS THE CHALLENGES OF A FRAGILE DIGITAL ECONOMY

blog article

Jun 27, 2019

The digital economy holds opportunities and challenges for insurersSince its inception, the Internet has been a catalyst for connection and growth. As insurers begin to explore new, innovative ways to connect with their customers and partners, they are more reliant on the digital economy and the Int...

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The Birkenbihl-Approach to Language Learning THE BIRKENBIHL-APPROACH TO LANGUAGE LEARNING

whitepaper

Jun 27, 2019

Learners experience difficulties because even if vocabulary has been learned well, the words have been learned as individual units (e.g. “put” with several possible translations into the native tongue of learner) while now in context only one of these possibilities describes the meaning....

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BIRKENBIHL APPROACH: BRAIN FRIENDLY ACCELERATED LANGUAGE LEARNING BIRKENBIHL APPROACH: BRAIN FRIENDLY ACCELERATED LANGUAGE LEARNING

infographic

Jun 27, 2019

Learners are supposed to pronounce right from the start. Either during the learning of vocabulary or during class (speaking the target language from the first moment). While this approach is believed to be particularly “modern” it is not brain-friendly. Consider that babies listen to lan...

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The Birkenbihl Approach of learing THE BIRKENBIHL APPROACH OF LEARING

video

Jun 27, 2019

In the following video, Vera F. Birkenbihl and Katharina Schaffer, describe the 4 steps of brain-friendly language learning according to Birkenbihl, namely: De-Coding, Active Listening, Passive Listening and Activities.

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Easy Language Learning by Vera F. Birkenbihl – The Decoding Method EASY LANGUAGE LEARNING BY VERA F. BIRKENBIHL – THE DECODING METHOD

blog article

Jun 27, 2019

Forget about cramming vocabulary: the best way to learn a language is by using decoding exercises. Translate a German sentence word-by-word into your native language – thus you will learn the word’s meaning as well as the language’s grammar. Decoding means to “decipher”...

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AI HOLDS THE KEY AS INSURERS BID TO RAMP UP THE CUSTOMER EXPERIENCE AI HOLDS THE KEY AS INSURERS BID TO RAMP UP THE CUSTOMER EXPERIENCE

blog article

Jun 26, 2019

AI is helping insurers improve dramatically the customer experience they provide their policyholders.The customer experience is fast becoming the new battleground for competitors in the insurance industry. Carriers that can quickly roll out highly-personalized real-time customer services, on a big s...

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 API-led connectivity for government API-LED CONNECTIVITY FOR GOVERNMENT

whitepaper

Jun 26, 2019

Today, government IT teams are expected to deliver more services with fewer resources. Consequently, many agencies have prioritized legacy modernization, interoperability, and shared service models as a means towards increasing IT delivery capacity. We propose that successful execution of these ini...

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 Accelerating Government IT Innovation ACCELERATING GOVERNMENT IT INNOVATION

whitepaper

Jun 26, 2019

Evolving citizen and constituent expectations have created the imperative for government to digitally transform. Delivering on digital transformation grows more challenging by the year, as the proliferation of modern technologies (e.g. SaaS, mobile, IoT) forces IT teams to rethink how to best deliv...

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Simplifying Your Claims Management with a Billing Service SIMPLIFYING YOUR CLAIMS MANAGEMENT WITH A BILLING SERVICE

infographic

Jun 25, 2019

The claims management lifecycle is a complex and detailed process. While electronic claims have reduced phone calls with payers, minimized duplicated data entry, and decreased reimbursement times, they have increased the scale of the insurance claims your biller has to create, track, and manage thro...

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Tax Saving Products (2019) TAX SAVING PRODUCTS (2019)

video

Jun 25, 2019

In this video, you will see the different tax saving products in which you can invest in. Not only the tax benefit but you will also know the returns you will get in each tax saving product. Share it with your friends, family, customers and colleagues to create awareness.

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Energy, Trade Finance & Insurance | Course Intro ENERGY, TRADE FINANCE & INSURANCE | COURSE INTRO

video

Jun 25, 2019

Grumpy Professor Hank admits to being wrong about how everything is chemicals. But he now wants you to listen as he blows your mind with a new sweeping statement: everything (yes, really everything this time) is energy. What?! This week, Hank takes us on a quick tour of how thermodynamics is applied...

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UNDERSTANDING WAIVERS OF DEDUCTIBLE IN HOME INSURANCE UNDERSTANDING WAIVERS OF DEDUCTIBLE IN HOME INSURANCE

blog article

Jun 25, 2019

UNDERSTANDING THE WAIVER OF DEDUCTIBLE CLAUSE
Its likely that you have already determined your deductible on your home and auto insurance policies. But what do you know about the waiver of deductible clause? The waiver of deductible is a clause in your insurance policy that lists situations w...

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Will Auto Insurance Pay for a Rollover Due to High Speeds? WILL AUTO INSURANCE PAY FOR A ROLLOVER DUE TO HIGH SPEEDS?

blog article

Jun 25, 2019

Speed limits exist for a reason. At high speeds, auto accidents can be very dangerous. Just going 10 to 15 miles over the limit may cause significant damage. However, when you are going faster than this, a rollover can happen. This can cause life-threatening injuries and total your car. If this happ...

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Do Insurance Companies Value New Customers Over Long Time Loyalty DO INSURANCE COMPANIES VALUE NEW CUSTOMERS OVER LONG TIME LOYALTY

blog article

Jun 25, 2019

Hello everyone. New here. TL;DR and bottom. I had a recent experience with Allstate in Missouri I wanted to share that had really soured me to the insurance industry as a whole. I wanted to get some feedback on whether or not this is typical behavior.My wife and I have been Allstate customers for ov...

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THE FIVE TECHNOLOGY TRENDS TO WATCH, AND HOW THEY WILL IMPACT THE INSURANCE INDUSTRY THE FIVE TECHNOLOGY TRENDS TO WATCH, AND HOW THEY WILL IMPACT THE INSURANCE INDUSTRY

blog article

Jun 25, 2019

How the post-digital era will impact your businessAccenture s new Technology Vision for Insurance report outlines the key trends that will have an impact on insurers over the short to medium term. In this series, I have defined the post-digital era, discussed how insurers can build business models t...

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FIVE STEPS INSURANCE CARRIERS CAN TAKE TO BECOME CUSTOMER-CENTRIC ‘LIVING BUSINESSES’ FIVE STEPS INSURANCE CARRIERS CAN TAKE TO BECOME CUSTOMER-CENTRIC ‘LIVING BUSINESSES’

blog article

Jun 25, 2019

As technology advances and consumer expectations continue to shift, insurance carriers must adapt to thrive.Previously, I shared some key findings about insurance consumers priorities and desires from Accentures 2019 Global Financial Services Consumer Study. Its clear that insurers have to get conte...

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 Leading banks eye APIs to leapfrog the competition LEADING BANKS EYE APIS TO LEAPFROG THE COMPETITION

whitepaper

Jun 25, 2019

The market for financial services is changing fast. To evolve, banks are transforming their organizations into digital ecosystems using APIs. APIs have emerged as critical enablers to help financial services firms meet new consumer expectations. Through collaboration with fintechs, banks will use A...

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 A global bank’s 3 step strategy for unlocking legacy systems A GLOBAL BANK’S 3 STEP STRATEGY FOR UNLOCKING LEGACY SYSTEMS

whitepaper

Jun 25, 2019

IT teams across industries face growing pressure to deliver projects faster while reducing costs. All too often, dated legacy systems hinder IT’s ability to accomplish either of these objectives. Legacy systems can also slow the speed at which IT can deliver new projects to support the business. Fo...

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Using business data and company director data to inform insurance risk management USING BUSINESS DATA AND COMPANY DIRECTOR DATA TO INFORM INSURANCE RISK MANAGEMENT

whitepaper

Jun 24, 2019

For an insurance provider, risk information is power – yet not every insurance provider is exploiting all information they could use to refine the pricing and underwriting of risks. For providers of commercial lines, a wide range of data types related to businesses and to the individuals who r...

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FIVE BENEFITS OF CLOUD FOR INSURANCE FIVE BENEFITS OF CLOUD FOR INSURANCE

blog article

Jun 24, 2019

Five reasons why cloud adoption is on the rise for insurersThe concept of cloud computing started in the 1960s, when researchers at MIT developed technology that allowed them to use more than one computer at the same time. This intergalactic computer network was the first foray into the cloud, and i...

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Why Content for Search Engine Optimization (SEO) WHY CONTENT FOR SEARCH ENGINE OPTIMIZATION (SEO)

infographic

Jun 24, 2019

If you’re in B2B marketing, I would challenge you to think outside the box and do things that no one else is doing. The higher you can stand, the smaller everyone else seems and the farther you can distance yourself from the competition to show: “Here’s exactly why you need to choo...

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Biggest B2B Marketing Challenges That We See Everyday as an Agency BIGGEST B2B MARKETING CHALLENGES THAT WE SEE EVERYDAY AS AN AGENCY

video

Jun 24, 2019

One of the amazing blessings of getting to work at an agency is we get to see over 50 different companies and the challenges that they face. In today’s video, we’re going to talk about the biggest B2B marketing challenges that we see every day as an agency.

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DIRECTIVE CONSULTING PORTFOLIO DIRECTIVE CONSULTING PORTFOLIO

whitepaper

Jun 24, 2019

We believe that data-driven marketing shouldn’t be confusing. Every company should know what works for their campaigns in order to make more ROI-driven decisions. At Directive, we not only craft customized campaigns for your unique marketing objectives - we exceed those objectives and truly re...

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Could the Breadcrumb Technique Help Boost Your Landing Page Conversions? COULD THE BREADCRUMB TECHNIQUE HELP BOOST YOUR LANDING PAGE CONVERSIONS?

blog article

Jun 24, 2019

We’ve all heard the term “less is more”. And we’ve been told this applies for landing pages too. I.e. your forms should be short and only ask for only the bare minimum of required information if you want to convert. As an example, one of the main questions someone typically h...

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21 Ways to Triple Your B2B E-Commerce Conversions 21 WAYS TO TRIPLE YOUR B2B E-COMMERCE CONVERSIONS

blog article

Jun 24, 2019

It takes thoughtful work to scale an e-commerce store. I’m sure you’ve had a few growing pains of your own getting to the point where you are today. However, you’re reading this because you may not be content with where your conversions are at this precise moment. You may not even ...

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How to Optimize Your Conversion Funnel, from ToFu to BoFu HOW TO OPTIMIZE YOUR CONVERSION FUNNEL, FROM TOFU TO BOFU

blog article

Jun 24, 2019

No matter who your customer is or what you’re selling, it’s more likely than not that your customer will have to go through several steps before choosing to buy your product or service. Think about your own shopping habits: you don’t just buy the first thing you see. The first thin...

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27-year-old Search Marketing CEO Lands 13-stop U.S. Speaking Tour 27-YEAR-OLD SEARCH MARKETING CEO LANDS 13-STOP U.S. SPEAKING TOUR

blog article

Jun 23, 2019

Digital Summit, the largest conference series in the digital marketing industry, has invited Mehrguth to share his unique presentation, 5 Data-Validated Tactics to Increase the Experienced Marketer’s Qualified Lead Volume (…and 3 Tactics Guaranteed to Fail) with their audiences across t...

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WHAT AN INSURANCE ADJUSTER DOESN WHAT AN INSURANCE ADJUSTER DOESN'T WANT YOU TO KNOW

infographic

Jun 22, 2019

While you have your car insurance company to report the accident, it’s inadvisable to speak with the other person’s insurance company. Automobile accidents can already be stressful enough, and including difficult insurance adjusters can make the situation worse and even hurt your settlem...

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Term Life Insurance Overview TERM LIFE INSURANCE OVERVIEW

video

Jun 21, 2019

This video provides a brief overview of what term life insurance is, and what it can do for the consumer. Learn more at transamerica.com

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Insurance Guide for New Drivers INSURANCE GUIDE FOR NEW DRIVERS

infographic

Jun 21, 2019

Tip 1 Carefully choose the vehicle you drive. Consider the price, safety, and miles per gallon.Pro Tip: Get a quote for the insurance before falling in love with the vehicle Tip 2: Keep a clean driving record. Insurance rates are largely based upon driving record. The majority of companies say this ...

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A Brief Review of What’s Happening in TCPA Insurance Coverage Cases from TCPAWorld A BRIEF REVIEW OF WHAT’S HAPPENING IN TCPA INSURANCE COVERAGE CASES FROM TCPAWORLD

blog article

Jun 21, 2019

This is a repost from TeamSPBs TCPAWorld blog on a quick review on recent TCPA insurance coverage cases.  You can read the post here on TCPAWorld or read below the break.TCPA World featured two blog posts in May (May 6 and May 31) that discussed two TCPA coverage cases.  In this post, we w...

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SECURE US TO SECURE ME: REFRAMING RISK WITH TECHNOLOGY SECURE US TO SECURE ME: REFRAMING RISK WITH TECHNOLOGY

blog article

Jun 21, 2019

Security continues to be a major concern when it comes to technology and digital ecosystems, especially now that we are in the post-digital era. Many of the technologies that help create opportunities also bring exposure risk, which is why it is a key trend in our Technology Vision 2019 report.Most ...

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Travel insurance: Transforming and challenging through digitaltechnology TRAVEL INSURANCE: TRANSFORMING AND CHALLENGING THROUGH DIGITALTECHNOLOGY

whitepaper

Jun 20, 2019

The insurance market and the tourism industry have not always had reputations for embracing the latest technology. But things are changing and digital advances such as geo-location and data analytics will only help accelerate the pace of change. Technology is transforming the travel insurance sector...

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What Factors Determine Business Insurance Cost WHAT FACTORS DETERMINE BUSINESS INSURANCE COST

blog article

Jun 20, 2019

What Factors Determine Business Insurance Cost The investment in business insurance can be a difficult one for some people. This type of insurance is invaluable, however. You need it to help defray the costs of many risks associated with managing your business. Yet, having a policy that fits your go...

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From the P&C Files: Every step you take, every mile you drive FROM THE P&C FILES: EVERY STEP YOU TAKE, EVERY MILE YOU DRIVE

blog article

Jun 20, 2019

Hard to believe but we first wrote about driver tracking and insurance over a decade ago A high-tech monitoring device makes it possible to reduce insurance premiums for drivers who avoid jackrabbit starts and slam-on-the-brakes stops...The catch? Bad drivers who take a chance on the program may win...

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WHY THE LONDON MARKET HAS A PIVOTAL ROLE TO PLAY IN THE FUTURE OF CYBER INSURANCE WHY THE LONDON MARKET HAS A PIVOTAL ROLE TO PLAY IN THE FUTURE OF CYBER INSURANCE

blog article

Jun 20, 2019

In my previous blog post I examined how cyber security ecosystems will allow insurers to take a leading role in the future of this fast-emerging market. I also looked at what we feel are the integral components of an end-to-end cyber protection offering.Why London has the edge as a global cyber insu...

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BWIRE: Why Africa must face climate change head on BWIRE: WHY AFRICA MUST FACE CLIMATE CHANGE HEAD ON

blog article

Jun 20, 2019

Accelerated effects of climate change including prolonged droughts are taking a toll on the economies of people in the Great Horn of Africa, which calls for urgent measures to address disasters and mitigation of risks.Indeed, countries in the region must come up with cross country measures to deal w...

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The future of insurance THE FUTURE OF INSURANCE

whitepaper

Jun 19, 2019

Challenge to change is a three-part whitepaper series that explores the future growth drivers of the global Insurance industry. The papers, entitled Embracing change, The impact of technology and The future of insurance, look at the economy, regulatory landscape, technological innovation, business p...

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Insurance and Document Management System | Infographic INSURANCE AND DOCUMENT MANAGEMENT SYSTEM | INFOGRAPHIC

infographic

Jun 19, 2019

Insurance is a highly competitive business and every day insurers are faced with an ever-growing volume and variety of information distributed across multiple locations, systems and platforms.In this infographic, we represent key areas where insurers need content and process services platform, the c...

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Sunshine State Health Insurance Anecdata SUNSHINE STATE HEALTH INSURANCE ANECDATA

blog article

Jun 19, 2019

So recently, had a client move to Orlando, and asked for a referral to a local health insurance agent (since Im not licensed for Florida). I reached out to some folks who might be of help, including a couple relatives. One very helpful kin had this to say about the state of individual medical plans ...

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Fighting Insurance for Care FIGHTING INSURANCE FOR CARE

blog article

Jun 19, 2019

As if living with an invisible disability werent exhausting enough, many of us have to fight our insurance companies to get the treatment we need. Because hardly anyone can afford treatments at todays prices, our insurance companies often make the decisions about what care we receive. That decision ...

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How much life insurance do I really need? HOW MUCH LIFE INSURANCE DO I REALLY NEED?

blog article

Jun 19, 2019

Buy life insurance sounds simple enough, and it can be thanks to digital services. But its the shopping process that can get a little confusing.This question keeps arising How much life insurance do I need? Amounts like $250,000, $500,000, and $1 million can all sound pretty solid - why not choose t...

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What’s an insurance deductible? WHAT’S AN INSURANCE DEDUCTIBLE?

blog article

Jun 18, 2019

Like many other industries, insurance has its own unique jargon that can sometimes make shopping for coverage seem overly complicated. Your local independent insurance agent is always happy to break things down for you and explain any language or terms that you dont understand. One term that is comm...

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Self owned vs bank owned mortgage insurance SELF OWNED VS BANK OWNED MORTGAGE INSURANCE

infographic

Jun 17, 2019

Finally! We’ve put together an infographic on personally owned versus bank owned mortgage life insurance. In this infographic, we highlight the difference and importance of personally owning life insurance instead of getting it from the bank. As most advisors know, having your life insurance t...

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Insurance providers INSURANCE PROVIDERS' DIGITAL EDGE PLAYBOOK

whitepaper

Jun 17, 2019

All aspects of the insurance industry are being disrupted, requiring new digital strategies and IT architectures. This playbook outlines how insurance companies must evolve their delivery architectures to meet the demands of their users, reduce risk and meet regulatory compliance

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Does a term life insurance premium increase as you age? DOES A TERM LIFE INSURANCE PREMIUM INCREASE AS YOU AGE?

blog article

Jun 17, 2019

Not much is certain about what the future will hold in 30 years - and the same goes for the cost of the everyday items you use. After all, 30 years ago, a gallon of gas rang in at less than a dollar. But while it may be unrealistic to forecast your budget 30 years from now, one of the things that ma...

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INSURANCE PROTECTION FOR A RAINY DAY INSURANCE PROTECTION FOR A RAINY DAY

blog article

Jun 17, 2019

June weather in New York City can be fickle. As the I.I.I.s own Brent Carris reported, this fickleness can lead to chaos for the citys outdoor music festivals, like the recent fiasco at this years Gov Ball. Carris noted that event organizers will often have event cancellation insurance to protect th...

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THE 7 BEST TRAVEL INSURANCE COMPANIES IN 2019 THE 7 BEST TRAVEL INSURANCE COMPANIES IN 2019

blog article

Jun 17, 2019

Planning a trip can be a lot of fun. Researching amazing bucket list activities, daydreaming about picture-perfect beaches and epic hikes, booking the cheap flights that will take you to the worlds most amazing destinations – its the fun part of planning. It gives you ownership of your trip an...

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ARBB - RM83.5million MoU with A Cambodia Public Insurance Company ARBB - RM83.5MILLION MOU WITH A CAMBODIA PUBLIC INSURANCE COMPANY

blog article

Jun 17, 2019

Immediate after off market change hands of 3.93% of ARBB shares on 14/6/2019, on 17/6/2019 ARBB announced shareholding of one of his ED Mr Au Yee Boon increased to 6.29% The group also annnouce the above mentoned MoU which is going to be valid for 6 months (cautious MoU is not a contract  agree...

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THE BEST TRAVEL INSURANCE COMPANIES FOR BACKPACKERS THE BEST TRAVEL INSURANCE COMPANIES FOR BACKPACKERS

blog article

Jun 16, 2019

Im a backpacker at heart. Even after traveling the world for over a decade, I still love to travel cheap, prioritizing experiences over fancy accommodation and transportation. I still love staying at hostels, meeting locals, and sampling as many local delicacies as I can.Contrary to popular belief, ...

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Private health insurance made simpler. PRIVATE HEALTH INSURANCE MADE SIMPLER.

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Jun 12, 2019

All hospital cover will be classified into four tiers. Benefits may be offered if you travel long distances for hospital treatment. Improved access to mental health treatment in hospital. Better cover for women’s health services. Insurers can now offer discounts for under 30s.

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New York Court of Appeals Holds Non-domiciliary RRG Not Covered Under New York Late Disclaimer Rules NEW YORK COURT OF APPEALS HOLDS NON-DOMICILIARY RRG NOT COVERED UNDER NEW YORK LATE DISCLAIMER RULES

blog article

Jun 11, 2019

The federal Liability Risk Retention Act allows for the creation of industry groups-Risk Retention Groups (RRG) or Purchasing Groups-that are exempt from certain state insurance regulation requirements outside the RRG’s state of charter.  Most states, if not all, have unfair claims practi...

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CONVENIENT, FAST AND HYPER-RELEVANT: PERSONALIZING THE INSURANCE CUSTOMER EXPERIENCE CONVENIENT, FAST AND HYPER-RELEVANT: PERSONALIZING THE INSURANCE CUSTOMER EXPERIENCE

blog article

Jun 11, 2019

Todays insurance customers desire personalized, convenient and quick service. Accentures 2019 Global Financial Services Consumer Study made it more apparent than ever that serving customers in demographic segments is not as effective as serving them as individuals. But how can insurers manage hyper-...

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HOW INSURANCE LEADERS CAN STRATEGIZE FOR THE POST-DIGITAL ERA HOW INSURANCE LEADERS CAN STRATEGIZE FOR THE POST-DIGITAL ERA

blog article

Jun 11, 2019

How can insurance leaders create strategies for the post-digital era - a time when digital, like electricity, has become pervasive and no longer a differentiator in itself? How can they discern which emerging technology to invest in, and how to apply it? The latest Accenture Technology Vision for In...

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TYING THE KNOT? SPECIAL EVENT INSURANCE FOR YOUR SPECIAL DAY TYING THE KNOT? SPECIAL EVENT INSURANCE FOR YOUR SPECIAL DAY

blog article

Jun 11, 2019

It has us thinking of warmer, longer days, getting outdoors and, of course, weddings.
It also has us thinking about the cost of weddings.Did you know the typical American wedding includes about 140 guests and costs over $35,000?That price tag, it should be noted, includes the cost of wedding ...

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Solutions Initiative 2019 Progressive Policy Institute SOLUTIONS INITIATIVE 2019 PROGRESSIVE POLICY INSTITUTE

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Jun 10, 2019

The Solutions Initiative brings together leading policy organizations from across the political spectrum to put forward comprehensive plans to put America on a stronger, more sustainable fiscal path.

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Tax Cuts and Tariffs: Policies at Odds with Each Other TAX CUTS AND TARIFFS: POLICIES AT ODDS WITH EACH OTHER

blog article

Jun 10, 2019

In his two and a half years in office, President Trump has enacted two major fiscal policy initiatives: tax reform legislation and tariffs on foreign goods imported to the United States. According to Bloomberg, the cost of tariffs may soon exceed the benefits of tax cuts for middle-earner households...

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Private Mortgage Insurance Protection: Are We Any Safer Today? PRIVATE MORTGAGE INSURANCE PROTECTION: ARE WE ANY SAFER TODAY?

blog article

Jun 10, 2019

Thats right. The mortgage insurance industry is exposed to mortgage losses. Theyre in a first loss position if theres a downturn and theres a foreclosure wave. And so the volume of business that theyre doing is right on the edge of assessing how much risk there is in the system. You found that while...

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Creating Emotional Response For Insurance Sales Over The Phone CREATING EMOTIONAL RESPONSE FOR INSURANCE SALES OVER THE PHONE

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Jun 09, 2019

David Duford joins Digital BGA's Life Insurance Agent Mastermind Conference with top producer Danny Ray, and agency sales trainer Todd Ewing.

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A digital claims process gives you a competitive advantage A DIGITAL CLAIMS PROCESS GIVES YOU A COMPETITIVE ADVANTAGE

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Jun 08, 2019

Our Analytics Services accelerate your ability to uncover valuable insights and apply them quickly to improve business outcomes. Our Analytics Services accelerate your ability to uncover valuable insights and apply them quickly to improve business outcomes. Our Business Process Services automate and...

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When Seeking Coverage for Trademark Infringement Policy Exclusions Matter WHEN SEEKING COVERAGE FOR TRADEMARK INFRINGEMENT POLICY EXCLUSIONS MATTER

blog article

Jun 07, 2019

In a recent case, the 4th Circuit Court of Appeals affirmed the dismissal of a coverage dispute based on unambiguous exclusions barring coverage.  Nothing dramatically unique here, but it serves as a good example of the need to read and understand the insurance policy and all of its exclusions....

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Transformation across the insurance lifecycle for better service and reduced cost TRANSFORMATION ACROSS THE INSURANCE LIFECYCLE FOR BETTER SERVICE AND REDUCED COST

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Jun 06, 2019

Having set the bar for customer service excellence in the past, one of the worlds largest publicly traded P&C insurance firms began feeling competitive heat due to the emergence of digital-savvy competitors and evolving customer needs.

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INSURERS NEED TO TAKE A FRESH LOOK AT THEIR CUSTOMERS INSURERS NEED TO TAKE A FRESH LOOK AT THEIR CUSTOMERS

blog article

Jun 06, 2019

The rising popularity of highly-personalized connected insurance services is forcing carriers to overhaul their marketing strategies. They can no longer rely on traditional methods of customer analysis to identify the needs of their policyholders.Demographic studies focusing on the age, wealth or ge...

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Assessing Your Need for Business Insurance on Key People ASSESSING YOUR NEED FOR BUSINESS INSURANCE ON KEY PEOPLE

blog article

Jun 06, 2019

Companies need a wide range of business insurance products. Luckily, there are plenty of products on the market that can provide you with all of the protection you need. As a business owner, you probably spend a lot of time building up your company. It may be dependent on you. Or, you may have impor...

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What do you think could invalidate your business car insurance? WHAT DO YOU THINK COULD INVALIDATE YOUR BUSINESS CAR INSURANCE?

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Jun 04, 2019

Car insurance can be a complex area of driving, especially when it comes to managing a grey fleet.
We reached out to our community to find out what they thought would invalidate their insurance

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REIMAGINING INSURANCE FOR THE POST-DIGITAL ERA REIMAGINING INSURANCE FOR THE POST-DIGITAL ERA

blog article

Jun 04, 2019

Its a new age for insurance, one in which insurers are adapting products and services to better serve their customers in new and exciting ways. For example, 81 percent of the insurance executives we surveyed agreed that 5G will revolutionize their industry by offering new ways to provide products an...

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How Insurance Works HOW INSURANCE WORKS

blog article

Jun 04, 2019

Business Insurance is a means of providing protection your business against financial loss in a variety of situations. It is a contract in which one party agrees to pay for another partys financial loss resulting from a specified event.Business Insurance works on the principal of sharing losses. If ...

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Who should be your life insurance beneficiary? WHO SHOULD BE YOUR LIFE INSURANCE BENEFICIARY?

blog article

Jun 04, 2019

When my daughter, Lucy, was born three years ago, I knew I needed to get life insurance. But as a single parent, I was stumped when it came time to select a beneficiary. Should I name my father, who, at 83 years old, is more focused on his own end-of-life options? I also have two brothers, one who h...

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Insurance Companies Cannot Deduct The Cost Of Land From Your Replacement Home Purchase in California INSURANCE COMPANIES CANNOT DEDUCT THE COST OF LAND FROM YOUR REPLACEMENT HOME PURCHASE IN CALIFORNIA

blog article

Jun 04, 2019

Many insurance policyholders who have lost homes in the devastating California wildfires call our firm and ask, Can my insurance company really deduct the value of the land under the replacement home I purchased from my claim payment? This is a great question because this is now an unlawful tactic b...

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UK: Reinsurers entitled to reject “spiking” of mesothelioma losses UK: REINSURERS ENTITLED TO REJECT “SPIKING” OF MESOTHELIOMA LOSSES

blog article

Jun 04, 2019

In the first judgment to provide guidance on the allocation of mesothelioma liabilities at a reinsurance level, the Court of Appeal in Equitas Insurance Limited v Municipal Mutual Insurance Limited [2019] EWCA Civ 718 has ruled that insurers cannot choose to allocate their full loss to whichever rei...

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The Basics of a Successful Roof Hail Damage Insurance Claim THE BASICS OF A SUCCESSFUL ROOF HAIL DAMAGE INSURANCE CLAIM

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Jun 03, 2019

Most roofing systems are designed to withstand even the most severe weather and strongest impacts. Unfortunately, Mother Nature is an unpredictable force, and sometimes your roof is in the receiving end of its wrath. Hail damage may be one of the most common yet depressing problems that severe weath...

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Europe insurance outlook 2019 EUROPE INSURANCE OUTLOOK 2019

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Jun 03, 2019

We are excited to share the latest edition of the EY insurance outlook series, covering the major trends, disruptions and innovations that are reshaping our industry. It’s an opportune time to take stock, as insurers are investing more than ever to reshape their business models to take advanta...

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June 2019 Reinsurance Newsletter JUNE 2019 REINSURANCE NEWSLETTER

blog article

Jun 03, 2019

Our June 2019 Reinsurance Newsletter is out and available here.  The Newsletter covers a wide variety of cases from the most recent US Supreme Court case on arbitration to decisions on consolidation, reinsurance information and confirmation.  Other cases discussed concern expenses in addit...

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How far have financial service providers and insurers got with this? HOW FAR HAVE FINANCIAL SERVICE PROVIDERS AND INSURERS GOT WITH THIS?

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Jun 03, 2019

Insurance has been around for some three millennia and is intended to cover the financial consequences of a risk that a policyholder is unable or unwilling to accept. Insurance is usually not ‘top of mind’, but it is important. Particularly at the point when a claim is made. And at that ...

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How To File A Complaint With The Maine Bureau of Insurance About Your Delaying, Denying and Bad Treating Insurance Company HOW TO FILE A COMPLAINT WITH THE MAINE BUREAU OF INSURANCE ABOUT YOUR DELAYING, DENYING AND BAD TREATING INSURANCE COMPANY

blog article

Jun 03, 2019

Maine policyholders at loggerheads with their delaying, denying and recalcitrant insurers may seek help in the claims process by filing a complaint with the Maine Bureau of Insurance.An insurance complaint with the Maine Bureau of Insurance may be filed either through the mail or electronically. Pol...

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CONVERTING A BUILDING INTO FLATS? INSURANCE NEED TO KNOW CONVERTING A BUILDING INTO FLATS? INSURANCE NEED TO KNOW

blog article

Jun 03, 2019

So, you are thinking about converting a building into flats? Then here are some of the things you need to know about insurance Renovation insuranceDespite a recent relaxation in the regulations, you are still likely to need planning permission for the building works you propose. It is when you are a...

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Final Expense Insurance from Prosperity Life Group FINAL EXPENSE INSURANCE FROM PROSPERITY LIFE GROUP

blog article

Jun 01, 2019

This article continues in our series to provide reviews about final expense insurance from the various insurance companies we proudly represent.Final Expense Insurance also referred to as burial insurance and funeral insurance, has become very popular with seniors across America.Many policies are pu...

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Insurance Needs INSURANCE NEEDS

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May 31, 2019

Insurance is one of the primary ways we can protect against the unknowns of the future and manage risk. In general, you should insure anything that you absolutely cannot afford to replace like your health, home, car, and earnings potential. But what type of insurance do you need for your current sta...

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The Top Cannabis Business Insurance Trends and Developments for 2019 THE TOP CANNABIS BUSINESS INSURANCE TRENDS AND DEVELOPMENTS FOR 2019

blog article

May 30, 2019

he cannabis business insurance space has seen a lot of activity in the past few months.
As we look ahead toward the second half of 2019, here are some of the top insurance trends and developments that cannabis businesses should be aware of.Normalization and Adoption of Cannabis InsuranceThe b...

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The Future at Lloyd THE FUTURE AT LLOYD'S DIGITAL TRANSFORMATION IN INSURANCE

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May 30, 2019

Lloyd's of London has announced a set of bold new strategies which it believes will help it remain at the forefront of insurance innovation1 . As the world's leading insurance market, providing specialist insurance services to businesses in over 200 countries and territories, Lloyd’s i...

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All You Need to Know About QBE: QBE Meaning, Insurance Contact, Insurance Rating and Many More… ALL YOU NEED TO KNOW ABOUT QBE: QBE MEANING, INSURANCE CONTACT, INSURANCE RATING AND MANY MORE…

blog article

May 30, 2019

Are you racking your brain over what QBE meaning or over what services QBE insurance offers?
Or are you looking for a good insurance company in Australia and would like to know about QBE insurance ratings?In this article, we are going to review the QBE meaning, QBE insurance rating and a lot ...

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Risk Consulting at a glance RISK CONSULTING AT A GLANCE

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May 29, 2019

At Allianz Global Corporate & Specialty, our core belief is that only by striving to understand each clients individual requirements can we respond effectively, helping to manage and reduce risk.The key to achieving this is to engage and work with our clients at the point of operations - in the ...

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Are You Prepared For Changes In Your Life? ARE YOU PREPARED FOR CHANGES IN YOUR LIFE?

blog article

May 29, 2019

Washington Personal Insurance UpdateWe often get asked the question, When should I have my personal insurance reviewed?  Remember, if you bought your personal insurance online, you do not get a review, you are on your own.  Most of us know that major life events can make it necessary to up...

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CMS To Maintain Navigator Funding At $10 Million For 2020, 2021 CMS TO MAINTAIN NAVIGATOR FUNDING AT $10 MILLION FOR 2020, 2021

blog article

May 29, 2019

On May 23, 2019, the Centers for Medicare and Medicaid Services (CMS) released a new funding opportunity announcement for the navigator program for 2020 and 2021, as well as a series of frequently asked questions and an overview of the application process. CMS intends to fund the navigator program i...

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FCA’s multi-firm review into the supervision by principal firms of their ARs in the investment management sector FCA’S MULTI-FIRM REVIEW INTO THE SUPERVISION BY PRINCIPAL FIRMS OF THEIR ARS IN THE INVESTMENT MANAGEMENT SECTOR

blog article

May 29, 2019

On 20 May 2019, the FCA published findings from its multi-firm review into the supervision by principal firms of their appointed representatives (“ARs“) in the investment management sector (“Investment Management Sector Review“).This review was conducted following the publica...

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A useful reminder for the general insurance sector A USEFUL REMINDER FOR THE GENERAL INSURANCE SECTOR

blog article

May 29, 2019

On 20 May 2019, the FCA published findings from its multi-firm review into the supervision by principal firms of their appointed representatives (ARs) in the investment management sector (Investment Management Sector Review).This review was conducted following the publication in July 2016 of the FCA...

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Growing your insurance brokerage through M&A - How technology can help GROWING YOUR INSURANCE BROKERAGE THROUGH M&A - HOW TECHNOLOGY CAN HELP

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May 28, 2019

From speaking to our brokers and agents, we know a merger or acquisition sits high on their board agenda, yet many are concerned about the challenges of making it a success.There are three main concerns we hear regularly: how to get to grips quickly with the new business so that informed decisions c...

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CLAIMS INFLATION TRENDS CLAIMS INFLATION TRENDS

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May 28, 2019

The world of insurance claims is constantly evolving, against a backdrop of changing legislation, emerging technologies and social trends. Designed for brokers, this BIBA guide takes an in-depth look at the issue of claims inflation, including the latest claims trends and regulatory developments.

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A Firm Foundation: How Insurance Supports the Economy A FIRM FOUNDATION: HOW INSURANCE SUPPORTS THE ECONOMY

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May 28, 2019

Insurance is the lifeblood of any developed economy, as it enables individuals, businesses and even governments to transfer risk to further invest and grow. Simply put, without insurance, an economy cannot develop in a sustainable manner. However, few people are aware of the extraordinary impact the...

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Is term life insurance worth it? IS TERM LIFE INSURANCE WORTH IT?

blog article

May 28, 2019

To quickly answer the question above, ask yourself the following: Do you want to financially protect your loved ones and help minimize the financial impact for them if you die unexpectedly? If the answer is yes, then term life insurance is a solid, affordable way of achieving that goal. Heres a brea...

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HOW INSURERS CAN STRENGTHEN THEIR ECOSYSTEM CAPABILITIES HOW INSURERS CAN STRENGTHEN THEIR ECOSYSTEM CAPABILITIES

blog article

May 28, 2019

nsurers may recognize the importance of ecosystems in the future, but that doesn’t mean that they are completely equipped for disruption. In fact, many carriers currently overestimate their ecosystem capabilities. While 97% of the companies surveyed considered themselves a highly attractive ec...

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Mortgage protection insurance: What it is and why you might need it MORTGAGE PROTECTION INSURANCE: WHAT IT IS AND WHY YOU MIGHT NEED IT

blog article

May 28, 2019

Before you accept the responsibilities of taking on a mortgage that spans several decades, there is an option to protect your future loan payments in case you can’t make them.Mortgage protection insurance protects homeowners if a health issue arises and they become disabled, or a job loss is l...

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Zero-Premium Health Insurance Plans Became More Prevalent In Federal Marketplaces In 2018 ZERO-PREMIUM HEALTH INSURANCE PLANS BECAME MORE PREVALENT IN FEDERAL MARKETPLACES IN 2018

blog article

May 27, 2019

The Affordable Care Act established two federally funded subsidiescost-sharing reductions and premium tax credits-available in the health insurance Marketplaces. In 2018 federal payments to insurers for cost-sharing reductions were terminated. Insurers responded by increasing plan premiums to accoun...

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How traditional life insurance plans tend to weigh you down HOW TRADITIONAL LIFE INSURANCE PLANS TEND TO WEIGH YOU DOWN

blog article

May 25, 2019

Time and again, traditional life insurance products have been viewed as a push productThe long tenure, combined with strict lock-in periods of traditional products and inadequate cover do not fall in line with the demographics of our country and tend to weigh us downTraditional plans have the larges...

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10 MUST-HAVE HUMAN-MACHINE FUSION SKILLS FOR INSURANCE WORKFORCES 10 MUST-HAVE HUMAN-MACHINE FUSION SKILLS FOR INSURANCE WORKFORCES

blog article

May 23, 2019

The adoption of intelligent technologies is putting pressure on insurers to build future-fit workforces capable of human-machine collaboration. Eight fusion skills, underpinned by 10 core intelligences, provide a broad guideline for insurance business leaders directing training efforts and forming t...

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Recovery of Consequential Damages after Foreclosure RECOVERY OF CONSEQUENTIAL DAMAGES AFTER FORECLOSURE

blog article

May 23, 2019

Depending on the jurisdiction, one element of an insured’s damages in a first-party property insurance claim may include consequential damages. Consequential damages are an indirect result of a direct loss.1 Lost profit, lost rents, and lost business opportunities are examples of consequential...

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Blog: How digital can help the pet insurance sector reach its full potential BLOG: HOW DIGITAL CAN HELP THE PET INSURANCE SECTOR REACH ITS FULL POTENTIAL

blog article

May 22, 2019

Research by the Association of British Insurers has confirmed pet insurance pay-outs hit a record-high of £785m in the UK in 2018. Despite the number of individual claims falling, the size of an average claim rose. This is not a one off. The 2018 increase in claim size was 5% on the previous y...

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Some insurance tips travelers need to know SOME INSURANCE TIPS TRAVELERS NEED TO KNOW

blog article

May 22, 2019

For many, there’s nothing like travel. The opportunity to experience new places, people and cuisines keeps you packing your bags and booking tickets to places near and far. But before you head out on your next trip, you may want to consider insurance designed to protect you while on the road.D...

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Non-Renewal or Cancellations of Commercial Insurance Policies in Puerto Rico after Hurricane Maria NON-RENEWAL OR CANCELLATIONS OF COMMERCIAL INSURANCE POLICIES IN PUERTO RICO AFTER HURRICANE MARIA

blog article

May 22, 2019

Many Policyholders in Puerto Rico are concerned about the notifications of non-renewal or cancellations they received after Hurricane Maria claims. This is a matter that affects both residential and commercial Policyholders. The process of obtaining insurance coverage from a different insurance comp...

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Event insurance: Do I need insurance for my event? EVENT INSURANCE: DO I NEED INSURANCE FOR MY EVENT?

blog article

May 22, 2019

If you’re planning a big event and/or shindig, you’ve got a lot on your plate. There are a lot of moving pieces and a lot of things to juggle, from getting a venue to booking a caterer to sending out invitations. You might be worried that something could go horribly wrong to derail the e...

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Micromobility & Insurance MICROMOBILITY & INSURANCE

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May 21, 2019

There are many things changing within the transportation landscape but what’s really been taking center stage is micromobility. Micromobility refers to the use of small manually or electrically powered vehicles used to travel short distances. Bicycles and e-bicycles are probably the most commo...

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Why is Life insurance so expensive — to process? WHY IS LIFE INSURANCE SO EXPENSIVE — TO PROCESS?

blog article

May 21, 2019

Thoughts on the underwriting costsOne of the benefits of being part of Celent is getting a view into the insurers that we support. Recently, Karen Monks and I published a report Upping the Bar: Key Metrics in Life New Business and Underwriting . This is a refresh of reports we did in 2016 and 2017. ...

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Texas Hail Claims – Know Your Rights Under Chapter 541 of the Texas Insurance Code TEXAS HAIL CLAIMS – KNOW YOUR RIGHTS UNDER CHAPTER 541 OF THE TEXAS INSURANCE CODE

blog article

May 21, 2019

If your home was burglarized, would you sit back and do nothing? No. You would likely call the police or law enforcement to report the burglary, and hope they find your stolen property. If the police arrested the person who stole your property, would you let that person off without punishment, accou...

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How Do I Get Roadside Service Coverage with My Auto Policy? HOW DO I GET ROADSIDE SERVICE COVERAGE WITH MY AUTO POLICY?

blog article

May 21, 2019

Whether it’s a dead battery or other mechanical failure, a flat tire, empty gas tank or you’ve locked yourself out of your vehicle, Emergency Roadside Service Coverage from ERIE is here to help.To learn more, we sat down with Jon Bloom, vice president, Personal Auto, to help shed some li...

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THE ART OF RECRUITMENT MARKETING IN AN AGE OF SCARCE TALENT THE ART OF RECRUITMENT MARKETING IN AN AGE OF SCARCE TALENT

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May 17, 2019

The HR profession is slowly becoming more knowledgeable about recruitment marketing (RM), although even those with a clear understanding of it have a difficult time staying current in this fast-evolving area. RM consists of the various activities an organization uses to find, attract, engage.

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EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

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EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

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What is temporary life insurance coverage? WHAT IS TEMPORARY LIFE INSURANCE COVERAGE?

blog article

May 16, 2019

The life insurance industry can often seem like it speaks its own language. There are terms like fluid less,proposed insured, and riders- all of which understandably can cause a bit of hesitation and head-scratching. In the life insurance purchasing process, you might come across a phrase called Tem...

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EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

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Medicaid Eligibility Restrictions Will Impede Delivery System Reform MEDICAID ELIGIBILITY RESTRICTIONS WILL IMPEDE DELIVERY SYSTEM REFORM

blog article

May 16, 2019

Recently, the Department of Health and Human Services (HHS) announced new primary care payment models designed to increase the share of clinicians that accept value-based payments. This announcement builds on bipartisan support for health care delivery system reforms that reward clinicians for manag...

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UCP posturing around public sector wages portends a return to perpetual crisis in health care UCP POSTURING AROUND PUBLIC SECTOR WAGES PORTENDS A RETURN TO PERPETUAL CRISIS IN HEALTH CARE

blog article

May 16, 2019

The United Conservative Party Government's transparent early manoeuvres around public sector wage negotiations and the heavy hints found in a paper by the chair of Premier Jason Kenney's "blue ribbon panel" on Alberta's finances portend a stormy period ahead in public sector la...

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How Jamie Sue Marshall uses life insurance to create a legacy HOW JAMIE SUE MARSHALL USES LIFE INSURANCE TO CREATE A LEGACY

blog article

May 15, 2019

The story youre about to read belongs to one of our customers. It is told in her words, with her permission and in a way only she could tell it. If it inspires you to think about your own life insurance coverage? Great. If it inspires you to do something - anything, important for the ones you love m...

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How Roanoke, Virginia, Is Addressing Income Disparities And Their Impact On Health Outcomes HOW ROANOKE, VIRGINIA, IS ADDRESSING INCOME DISPARITIES AND THEIR IMPACT ON HEALTH OUTCOMES

blog article

May 15, 2019

The link between poverty and health outcomes is well recognized. Recent Health Affairs Health Policy Briefs on these trends have shown a strong connection between people’s income and their health. It is also widely known that poverty is not an equal opportunist: Minority populations generally ...

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TalkingSense Episode 1 TALKINGSENSE EPISODE 1

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May 13, 2019

In this episode of TalkingSense we’re talking some sense with Craig Rosenberg, Chief Analyst and Co-founder of TOPO. We’ll go behind the scenes of the building of TOPO as well as get the CliffsNotes version of their recent ABM study.

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Insuring the Times of Your Life INSURING THE TIMES OF YOUR LIFE

blog article

May 13, 2019

Preston Newby was a youth minister. He and his wife, Tara, were driving with their son to visit family-excited to announce a new baby on the way. In the keeping with the kind of person Preston was, he stopped to help at the scene of an accident. That’s when he was struck by another car and kil...

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The Past, Present & Future of the Healthcare Insurance Industry THE PAST, PRESENT & FUTURE OF THE HEALTHCARE INSURANCE INDUSTRY

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May 13, 2019

Healthcare insurance in the U.S. is considered to have started with the Great Depression in the 1930s. Since then, spending on healthcare has risen to over $7 trillion globally. Today, the healthcare industry is being shaped by advancements in technology and healthcare consumerism.

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Preventing and Combating Antibiotic-Resistant Infections PREVENTING AND COMBATING ANTIBIOTIC-RESISTANT INFECTIONS

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May 13, 2019

In the U.S., 2 million people suffer from antibiotic-resistant infections every year and 23,000 die as a direct result.i When antibiotics fail, patients can suffer allergic reactions, severe diarrhea, dehydration, colitis, reproductive complications, and paralysis, among other complications, and eve...

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What Illnesses Are Covered by Critical Illness Insurance? WHAT ILLNESSES ARE COVERED BY CRITICAL ILLNESS INSURANCE?

blog article

May 13, 2019

What is Critical Illness Insurance? Critical illness insurance can be taken out as a stand-alone policy or as part of a life insurance policy. Either way, it will pay out a pre-determined amount if the insured individual is diagnosed with a specified critical illness. The specific terms & condit...

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White lies and misbehaviour: Why consumers mislead motor insurance providers WHITE LIES AND MISBEHAVIOUR: WHY CONSUMERS MISLEAD MOTOR INSURANCE PROVIDERS

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May 12, 2019

If consumers think motor insurance is over-priced, it is perhaps unsurprising that many should be tempted to mislead insurance providers, or hide information from them, to try to reduce the cost of their premium.We wanted to understand to what extent consumers believe it is acceptable to mislead ins...

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What Does Workers Comp Insurance Cover? WHAT DOES WORKERS COMP INSURANCE COVER?

blog article

May 12, 2019

Workers compensation is required in Idaho Falls, ID and will cover expenses that are related to an employee’s work-related injury or illness. It can cover immediate costs, as well as long-term costs. There is also a portion that will cover legal fees if an employee is suing your organization.1...

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The Power of Prediction THE POWER OF PREDICTION

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May 11, 2019

Across the industry, insurance marketers and underwriters face the challenge of identifying, attracting and retaining high-quality policyholders. To more accurately determine a prospect’s retention potential, insurers must amass and utilize highly predictive, insurance-specific intelligence. T...

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GLOBAL INSURANCE PLATFORM GLOBAL INSURANCE PLATFORM

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May 11, 2019

THE OPPORTUNITY The insurance industry has not evolved in any significant way since its inception. And yet, thanks to its positioning as a ‘must-have’ product, it remains one of the most lucrative industries in the world. – In 2016, on average, every single person in the world spen...

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Small Business Insurance: How to Protect Your Company from Liability SMALL BUSINESS INSURANCE: HOW TO PROTECT YOUR COMPANY FROM LIABILITY

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May 10, 2019

While "business insurance" is a common term used by entrepreneurs and insurance agents alike, it isn't actually a specific type of policy-rather it is a word to describe many types of coverage for business owners. This video will cover the primary types of business insurance to help yo...

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How to Pick Your First Homeowners Insurance Policy HOW TO PICK YOUR FIRST HOMEOWNERS INSURANCE POLICY

blog article

May 10, 2019

Purchasing your first home can be an overwhelming process, one fraught with emotion and a seemingly endless stream of paperwork and documentation. For many people, a home is the most significant purchase of a lifetime, making it even more critical to protect this investment with a thoughtfully chose...

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How GEICO Became the Second Largest Auto Insurance Company in the U.S. HOW GEICO BECAME THE SECOND LARGEST AUTO INSURANCE COMPANY IN THE U.S.

blog article

May 09, 2019

One frequently asked question we often get is this: Is GEICO a good car insurance company?
The answer is primarily ‘yes’ and in this article we are going to be exploring how GEICO insurance company grew to become the second largest car insurance company in the United States. To le...

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How GEICO Became the Second Largest Auto Insurance Company in the U.S. HOW GEICO BECAME THE SECOND LARGEST AUTO INSURANCE COMPANY IN THE U.S.

blog article

May 09, 2019

One frequently asked question we often get is this: Is GEICO a good car insurance company?
The answer is primarily ‘yes’ and in this article we are going to be exploring how GEICO insurance company grew to become the second largest car insurance company in the United States. To le...

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What is the Purpose of Key Man Insurance? WHAT IS THE PURPOSE OF KEY MAN INSURANCE?

blog article

May 09, 2019

If you have ever asked yourself: “What is the purpose of key man insurance?”, read on to learn what this important form of business protection is all about. Key Staff. Every business, regardless of industry or size, typically has one or several key members of staff who are crucially impo...

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Direct vs Non Direct Recognition Life Insurance DIRECT VS NON DIRECT RECOGNITION LIFE INSURANCE

video

May 09, 2019

Direct Recognition vs Non-Direct Recognition, which one is better? Which one do you want? When an insurance company issues a contract they agree to assume certain risks on behalf of the policyholder in exchange for a premium. One of the risks they have to assume is the risk associated with providing...

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Car Accident Statistics in The U.S. – 2019 CAR ACCIDENT STATISTICS IN THE U.S. – 2019

infographic

May 09, 2019

Did you know that automobile accidents are the leading cause of death among healthy U.S. citizens? Drivers who sustain fatal injuries in a single year are measured in the tens of thousands, and nearly 2.5 million are seriously hurt or permanently disabled. Statistics show that these numbers have bee...

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Mobility Insurance Insurance Product Information Document MOBILITY INSURANCE INSURANCE PRODUCT INFORMATION DOCUMENT

whitepaper

May 09, 2019

This document provides a summary of the key information relating to this insurance policy. Complete precontractual and contractual information on the product is provided in the full policy documentation. What is this type of Insurance?  This insurance provides cover for unforeseen costs surroun...

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What Is an Excluded Driver on Your Insurance Policy WHAT IS AN EXCLUDED DRIVER ON YOUR INSURANCE POLICY

blog article

May 09, 2019

It’s important to read all of the details in your car insurance policy as soon as you receive it. One key area to look at is who has coverage on your policy. Also, notice any excluded driver. This is a person who should not be behind the wheel of your car. If they are there, your auto insuranc...

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Warranty and Indemnity Insurance – the practice behind the promise WARRANTY AND INDEMNITY INSURANCE – THE PRACTICE BEHIND THE PROMISE

blog article

May 07, 2019

Global mergers and acquisitions transactions hit $3.5 trillion in 2018 making it the third-largest year on record for M&A by value. Within the private equity and real estate investment worlds, the insatiable appetite for warranty & indemnity insurance (W&I) to support transactions that h...

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Electric Car Insurance | What I learnt at LV ELECTRIC CAR INSURANCE | WHAT I LEARNT AT LV

video

May 07, 2019

I had the opportunity to speak with some of the management at LV and numerous other people from the Government to Zap Map and Fully Charged. We all had one thing in common, how to make the future better through electric vehicles.

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Rathbeggan Lakes to close due to insurance premium costs RATHBEGGAN LAKES TO CLOSE DUE TO INSURANCE PREMIUM COSTS

video

May 07, 2019

One of Meath's most popular family and tourist attractions will close at the end of its 2019 season - sprialling premiums making the business model untenable

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Chubb Your Masterpiece Pro¬le Guide CHUBB YOUR MASTERPIECE PRO¬LE GUIDE

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May 07, 2019

My Lifestyle. I enjoy the FI¬ner things in life and want to protect my lifestyle. I travel frequently – business conventions – cycling – diving – golf trips. I own a collection – musical instruments – audio equipment – wine, whisky – ¬ne art an...

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Insurance for Enfranchisement and Right to Manage INSURANCE FOR ENFRANCHISEMENT AND RIGHT TO MANAGE

whitepaper

May 07, 2019

iInsure365 was created in 1997 to provide a customer focused insurance solution. It is dedicated to providing clients with help throughout the whole insurance process. A product has been developed that specifically targets the requirements of Right to Management, Enfranchisements and Residential Man...

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Does Living in an Area with High Accident Rates Impact Your Rates DOES LIVING IN AN AREA WITH HIGH ACCIDENT RATES IMPACT YOUR RATES

blog article

May 07, 2019

The biggest factors impacting how much you pay for auto insurance are you and your driving habits. However, other factors can impact what you pay. If you live in a high-risk area, the insurance company may raise your costs. In some situations, this is nothing you can change. Yet, there may be a few ...

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What is Home Insurance and Why Do You Need It? WHAT IS HOME INSURANCE AND WHY DO YOU NEED IT?

blog article

May 07, 2019

Buying a home, and becoming a homeowner, has many advantages, but it comes with some responsibilities as well. Although it’s not the most exciting thing in the world, home insurance is extremely useful and it shouldn’t be skipped. In Canada, home insurance is not required by law, and wit...

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Small Reduction In Car Insurance Premiums SMALL REDUCTION IN CAR INSURANCE PREMIUMS

blog article

May 06, 2019

If you are a motor trader selling/buying new and/or used cars then you will no doubt have a motor trade insurance policy in place to provide cover for the vehicles that pass through your business to include covering things like a customer taking out a car for a test drive or you collecting a used ca...

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Important Questions Your Adviser Should Be Asking You Before Selling You Whole Life IMPORTANT QUESTIONS YOUR ADVISER SHOULD BE ASKING YOU BEFORE SELLING YOU WHOLE LIFE

blog article

May 06, 2019

A good financial advisor can make a world of difference. But now it’s hard to find a good one. Many times we look for someone that makes us feel good. And very often we find an agent that masks as an advisor Also we often forget they should be asking certain tough questions, to help us plan. Read More


Whole Life Insurance: A Guaranteed Death Benefit WHOLE LIFE INSURANCE: A GUARANTEED DEATH BENEFIT

blog article

May 06, 2019

You can’t avoid death and taxes, but this product can help!
There are many reasons to purchase whole life insurance, which is why so many consumers turn their attention to this type of policy when they find themselves in the market for coverage.
While every benefit is well worth ...

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How to name a child as a life insurance beneficiary HOW TO NAME A CHILD AS A LIFE INSURANCE BENEFICIARY

blog article

May 06, 2019

When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a t...

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How to name a child as a life insurance beneficiary HOW TO NAME A CHILD AS A LIFE INSURANCE BENEFICIARY

blog article

May 06, 2019

When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a t...

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How the best brokers in the world turn a claim HOW THE BEST BROKERS IN THE WORLD TURN A CLAIM'S EXPERIENCE INTO AN OPPORTUNITY

video

May 06, 2019

The Ritz-Carlton allotts each of their employees a certain budget everyday to give their guests a phenomenal experience. At one of their properties, a story is told that one of the guests of the Ritz was returning back to the property after a run on a hot day. The concierge sees the guest approachin...

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What to Know About Home Insurance After an Emergency WHAT TO KNOW ABOUT HOME INSURANCE AFTER AN EMERGENCY

video

May 06, 2019

Home emergencies like floods and fires can be not only overwhelming, but also scary. Joel Matthews from Christian Brothers Emergency Building Services discusses what to do during and after an emergency.

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Revolutionizing Insurance with Omnichannel NoSQL REVOLUTIONIZING INSURANCE WITH OMNICHANNEL NOSQL

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May 06, 2019

In this customer-centric world, insurers need technology that supports innovation and stays focused on achieving business goals, while keeping a pace that surpasses the competition. 1. Omnichannel for Insurance. Consumers today are well informed and have high expectations. This is why many insurers ...

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Best Pet Insurance – Comprehensive Reviews for 2019 BEST PET INSURANCE – COMPREHENSIVE REVIEWS FOR 2019

blog article

May 06, 2019

As a pet owner, you are probably willing to do almost anything to keep your pet healthy, even if it means spending money you don’t have. Rushing a sick pet down to the veterinarian’s office may be instinctive, but it can also be very expensive. With veterinary costs increasing by as much...

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Know Your Benefits KNOW YOUR BENEFITS

whitepaper

May 05, 2019

Health care costs, and consequently employee health benefit costs, have been growing at an alarming rate in recent years. As health care costs climb, the amount your employer must pay for your health benefits also increases. Unfortunately, the trend of health benefit costs rising faster than the rat...

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Your Guide To Puppy Health Care YOUR GUIDE TO PUPPY HEALTH CARE

whitepaper

May 05, 2019

Bringing a new puppy into your family is exciting. To get your bundle of fur off to the best start in life, there are a few things to think about from a health perspective. Vaccinations Vaccinations are the best way to protect your puppy from several dangerous diseases. We vaccinate puppies against ...

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Protect your valuables and safekeep your memories with bespoke home and contents coverage, Chubb Masterpiece PROTECT YOUR VALUABLES AND SAFEKEEP YOUR MEMORIES WITH BESPOKE HOME AND CONTENTS COVERAGE, CHUBB MASTERPIECE

infographic

May 05, 2019

Jewellery, watches and bags are valuable possessions, a part of our life story. They may have been handed down generation after generation. Losing these valuables can feel like losing an important part of ourselves. Our valuables hold so much sentimental worth, but are we protecting them sufficientl...

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Protect your lifestyle and the things you treasure with bespoke home and contents coverage, Chubb Masterpiece PROTECT YOUR LIFESTYLE AND THE THINGS YOU TREASURE WITH BESPOKE HOME AND CONTENTS COVERAGE, CHUBB MASTERPIECE

infographic

May 05, 2019

Being financially successful allows us to appreciate the finer things in life – rare wines, designer clothing, antiques, jewellery and more. As we acquire these valuables, such lifestyle choices become an integral part of our lives. We take great care curating collections we call our own, how ...

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CONTRACT WORKS INSURANCE AT A GLANCE CONTRACT WORKS INSURANCE AT A GLANCE

whitepaper

May 05, 2019

What is Contract Works Insurance? When you’re working on a construction site, plenty of things can go wrong. Damage or loss to a building could cost you time, money and even your reputation. Meanwhile, an onsite injury can result in considerable pain, stress and financial loss. That’s wh...

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Top causes of Disability 2019 TOP CAUSES OF DISABILITY 2019

infographic

May 03, 2019

Theres a one in four chance a worker will be disabled before retirement, and the top causes of disability are more common than most people think. This infographic shows top causes of disability, key drivers impacting todays workforce, and 10-year trends in disability, according to data from Unum - t...

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The Rise of Data-Driven Insurance Offerings THE RISE OF DATA-DRIVEN INSURANCE OFFERINGS

whitepaper

May 03, 2019

We are seeing unprecedented change in the ways that people can interact with service and consumer goods providers. As a result, consumer expectations are changing, driven by enhanced experiences that have introduced people to newer, easier, and more immediate ways of doing business with service prov...

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US Insurers Are Making Climate Change Worse US INSURERS ARE MAKING CLIMATE CHANGE WORSE

video

May 03, 2019

The world is full of risk. But U.S. insurance companies are missing the biggest risk of all. While many global insurers are ditching coal and fossil fuels, US insurers continue to prop up a dying industry making climate change worse.

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Is Your House of Worship Covered by Terrorism Insurance? IS YOUR HOUSE OF WORSHIP COVERED BY TERRORISM INSURANCE?

blog article

May 03, 2019

Religious centers of all faiths are rightfully concerned as hate has become entwined with the terrible consequences of terrorism. The recent massacre at the Tree of Life synagogue in Pittsburgh, Pa, arson attacks on three historic black churches in Louisiana, and now, the rampage at the Chabad synag...

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Strategic priorities for the renaissance of insurance STRATEGIC PRIORITIES FOR THE RENAISSANCE OF INSURANCE

infographic

May 02, 2019

Insurers recognise the industry is changing and want to adapt to enable growth and remain competitive. This infographic highlights three common characteristics shared by many insurers and three parallel lanes they need to pursue in order to prosper both today and in the future

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The Best Insurance Referral Generation Techniques You Need to Try THE BEST INSURANCE REFERRAL GENERATION TECHNIQUES YOU NEED TO TRY

blog article

May 02, 2019

These are the Best Insurance Referral Generation Techniques Out There
An insurance referral is one of the hottest sources of leads you can receive. They’re your friends’ friends, your client’s neighbors, and even your second cousins. The truth is that referrals are everywher...

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UNDERSTANDING LIFE INSURANCE LINGO PART 1: POLICY BASICS UNDERSTANDING LIFE INSURANCE LINGO PART 1: POLICY BASICS

blog article

May 02, 2019

Life insurance represents a key corner of the financial planning space in need of more education. Nearly three in five consumers (59%) own some form of life insurance, according to LIMRA’s 2018 Insurance Barometer Study.  Yet, common questions persist, especially over the industry’s...

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International Travel Health Insurance - Visitors Guru INTERNATIONAL TRAVEL HEALTH INSURANCE - VISITORS GURU

video

May 02, 2019

Compare and buy travel medical insurance plans for overseas travelers on our website. Affordable visitor medical insurance plans for non-US residents visiting the USA or Europe. For more details, visit: https://www.visitorsguru.com/visitor.

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Acquire and Grow: Benefits and Challenges of Acquiring an Insurance Business ACQUIRE AND GROW: BENEFITS AND CHALLENGES OF ACQUIRING AN INSURANCE BUSINESS

whitepaper

May 01, 2019

The benefits and the challenges of acquiring an insurance business Acquisitions as a strategy Growth is nearly always on the mind of driven insurance professionals. That makes perfect sense, because a growing insurance business usually means growing revenues, and that translates to increased revenue...

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How your prescription history affects your life insurance rates HOW YOUR PRESCRIPTION HISTORY AFFECTS YOUR LIFE INSURANCE RATES

blog article

May 01, 2019

Thanks to the fact that we live in the 21st century instead of the 12th, prescription drugs are a part of everyone’s medical history. Whether it’s taking a temporary course of antibiotics to get over strep throat, or a regular regimen of medication to manage a lifelong condition like ast...

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What You Need to Know about Getting the Best Car Insurance Rate WHAT YOU NEED TO KNOW ABOUT GETTING THE BEST CAR INSURANCE RATE

blog article

May 01, 2019

Many things to save your car safety such as the use of outdoor waterproof car covers will increase your car look and will the pave the way to have the best car insurance price. Looking at through this article you ought to be able to get the best cost available for you and your vehicle.
Mainta...

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Fire insurance claim testimonial - Kenneth & Carol FIRE INSURANCE CLAIM TESTIMONIAL - KENNETH & CAROL

video

May 01, 2019

Find out how Morgan Clark helped Kenneth & Carol with their house fire insurance claim. When a fire that started in a neighbouring property engulfed their home just a few days before Christmas, the couple called on a loss assessor to help. By working with Morgan Clark, who were recommended to th...

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How State Farm Mutual Automobile Insurance Company Started HOW STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY STARTED

blog article

Apr 30, 2019

State Farm is a large group of insurance and financial services companies throughout the United States with corporate headquarters in Bloomington, Illinois. The groups main business is State Farm Mutual Automobile Insurance Company, a mutual insurance firm that also owns the other State Farm compani...

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What insurance does a small business need? WHAT INSURANCE DOES A SMALL BUSINESS NEED?

blog article

Apr 30, 2019

When you’ve already got loads on your plate, organising your business insurance can seem pretty daunting. But, as you’re probably aware, insurance is one of those things that you really do have to tick off your ‘to do’ list, to ensure you’re protected against unforeseen...

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What to Eat, Drink, See and Do in Boston's Logan Airport WHAT TO EAT, DRINK, SEE AND DO IN BOSTON'S LOGAN AIRPORT

infographic

Apr 30, 2019

Sometimes, travel doesn't go as planned. Snow storms, heat waves, strong winds or rain — there are plenty of reasons a flight can get delayed, or worse yet, cancelled altogether. Or maybe you're just the type of person who likes to get to the airport 3 hours before takeoff. Either way,...

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GLOBAL EMERGENCY ASSISTANCE FOR UW-MADISON STUDENT HEALTH INSURANCE PLAN MEMBERS GLOBAL EMERGENCY ASSISTANCE FOR UW-MADISON STUDENT HEALTH INSURANCE PLAN MEMBERS

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Apr 30, 2019

UW-Madison SHIP members have access to a unique value-added benefit: a Global Emergency Assistance program provided by Assist America. This program immediately connects you to doctors, hospitals, pharmacies and other services if you experience a medical or non-medical emergency while traveling more ...

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What are life insurance underwriting classes, and why do they matter? WHAT ARE LIFE INSURANCE UNDERWRITING CLASSES, AND WHY DO THEY MATTER?

blog article

Apr 29, 2019

Before we begin today, a quick refresher. Life insurance provides financial protection for your loved ones in the event of your death. A life insurance policy usually pays a guaranteed amount of money (a death benefit) that can assist your family at a time they would need it most.You probably knew a...

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What are life insurance underwriting classes, and why do they matter? WHAT ARE LIFE INSURANCE UNDERWRITING CLASSES, AND WHY DO THEY MATTER?

blog article

Apr 29, 2019

Before we begin today, a quick refresher. Life insurance provides financial protection for your loved ones in the event of your death. A life insurance policy usually pays a guaranteed amount of money (a death benefit) that can assist your family at a time they would need it most. You probably knew ...

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J.D. Power: P&C Insurance Industry Insight Brief J.D. POWER: P&C INSURANCE INDUSTRY INSIGHT BRIEF

whitepaper

Apr 26, 2019

Two Large Carriers Capture 54% of Auto Premium Growth in 2018 as Direct-to-Consumer Model Gains TractionThis brief explores how Progressive and GEICO have achieved this in the following:The shift in consumer behavior in the auto insurance industry is quickly moving from face-to-face to digital as la...

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The Road to Safer Driving Infographic: How Telematics Can Be Directly Linked to Reducing Casualties THE ROAD TO SAFER DRIVING INFOGRAPHIC: HOW TELEMATICS CAN BE DIRECTLY LINKED TO REDUCING CASUALTIES

infographic

Apr 26, 2019

Could it be time to make telematics insurance policies available to drivers in much greater numbers? To what extent is there still consumer resistance or lack of awareness? How can we define the inertia, the motor policy systems duplication, or other technology shortcomings that are preventing such ...

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The Differences Between Term and Whole Life Insurance THE DIFFERENCES BETWEEN TERM AND WHOLE LIFE INSURANCE

blog article

Apr 26, 2019

Buying life insurance now provides a financial safety net for your dependents later if you’re not around to take care of them. After you’re gone, your family can use the proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. There are two main types of li...

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BIG DATA ANALYTICS IN MOTOR AND HEALTH INSURANCE BIG DATA ANALYTICS IN MOTOR AND HEALTH INSURANCE

whitepaper

Apr 25, 2019

Data processing has historically been at the very core of the business of insurance undertakings, which is rooted strongly in data-led statistical analysis. Data has always been collected and processed to inform underwriting decisions, price policies, settle claims and prevent fraud. There has long ...

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What Is Collision Coverage? WHAT IS COLLISION COVERAGE?

blog article

Apr 25, 2019

When you’re trying to save money on car insurance, declining collision coverage may seem like a good option. But you should give this decision some thought. After a wreck, collision coverage could make life easier, even if you did not cause the accident. For most drivers, the cost of collision...

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Senior Benefits in Ontario: A Complete Guide to Senior Health Benefits SENIOR BENEFITS IN ONTARIO: A COMPLETE GUIDE TO SENIOR HEALTH BENEFITS

blog article

Apr 25, 2019

Canada’s most populous province is getting grayer. Statistics Canada reported that almost 20 percent of Ontarians were over the age of 65 in 2016. That’s a number that’s projected to keep growing in the future too. Are you someone over the age of 65? Maybe you’re approaching ...

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How to Find Life Insurance As A Scuba Diver HOW TO FIND LIFE INSURANCE AS A SCUBA DIVER

blog article

Apr 25, 2019

Oxygen tanks and regulators, buoyancy compensators, wearable computers to track depth and surroundings — scuba divers need a lot of expensive gear. Then, when they apply for life insurance to help protect their families from financial uncertainty, scuba divers tend to pay higher life insurance...

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SO YOU WANT TO BE AN ENTREPRENEUR? SO YOU WANT TO BE AN ENTREPRENEUR?

blog article

Apr 25, 2019

So you want to be an entrepreneur? You’ve got a great idea, and you want to put it into motion, so you can show the world what you can do! Being an entrepreneur and starting a business is admirable, but it comes with risks.  During the planning phase, if you haven’t talked to a trus...

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Do Veterans Qualify for Discounted Auto Insurance DO VETERANS QUALIFY FOR DISCOUNTED AUTO INSURANCE

blog article

Apr 25, 2019

As a veteran, it can be very important to manage your money well. Your hard work and service to the country should stand for something. Many vets qualify for a discount on their auto insurance policy. This does not always apply, but if it applies to your situation, it is worth asking about. How can ...

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Taking control of Artificial intelligence and insurance TAKING CONTROL OF ARTIFICIAL INTELLIGENCE AND INSURANCE

whitepaper

Apr 24, 2019

This report has been co-produced by Lloyd's and University of Surrey staff for general information purposes only. While care has been taken in gathering the data and preparing the report Lloyd's and University of Surrey staff does not make any representations or warranties as to its accuracy...

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A Guide to Cyber Risk A GUIDE TO CYBER RISK

whitepaper

Apr 24, 2019

Cyber risk is now a major threat to businesses. Companies increasingly face new exposures, including first- and third-party damage, business interruption and regulatory consequences. With the operating environment for many industries changing dramatically, as they become more digitally-connected, th...

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Pet Insurance Everything You Need to Know PET INSURANCE EVERYTHING YOU NEED TO KNOW

blog article

Apr 24, 2019

Your fur babies are a big part of your family. You love them; they’re among your favorite friends, and they’re always there for you. You give them love, a home, and take the very best possible care of them. And, much like when a member of your family is sick, you worry about them when th...

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How and When to File a Home Insurance Claim HOW AND WHEN TO FILE A HOME INSURANCE CLAIM

blog article

Apr 24, 2019

Insurance is there for you when you need it. It’s the umbrella, the safety net, the fail-safe. But it’s wise to consider the alternatives before actually tapping your insurance company for help: Every claim you file can raise your premium. If you file too many claims, not only can your i...

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Request for Proposal Insurance Brokerage Services REQUEST FOR PROPOSAL INSURANCE BROKERAGE SERVICES

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Apr 24, 2019

The Council for Economic Opportunities in Greater Cleveland, (CEOGC) is a nonprofit organization and the Community Action Agency for Cuyahoga County that assists residents in achieving their full potential. The Council delivers education, personal and professional development programs and support se...

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ClickFunnels for Nationwide Life Insurance Agents CLICKFUNNELS FOR NATIONWIDE LIFE INSURANCE AGENTS

video

Apr 23, 2019

ClickFunnels for Nationwide Life Insurance Agents! This video with Alex Branning will show you: Why Life Insurance Agents love ClickFunnels. Two marketing strategies that will bring people into your sales funnel. Lead generation for Life Insurance Agents. Getting quality Life Insurance leads that tr...

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Does Homeowners Insurance Cover Hurricanes? DOES HOMEOWNERS INSURANCE COVER HURRICANES?

blog article

Apr 23, 2019

property owners can face serious risks when it comes to hurricanes and tropical storms. From blustering, high-speed winds to record-smashing rainfall and flooding, you have to be prepared for the worst-case scenario during severe weather. If you’re a homeowner, you definitely want to insure yo...

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The Best Auto Insurance Companies of 2019 THE BEST AUTO INSURANCE COMPANIES OF 2019

blog article

Apr 23, 2019

Auto insurance is there for you during some of the most stressful times of your life. Whether it’s a little fender bender that gets your blood boiling or a full-on car wreck you caused, insurance is essential. Think of it as a logical part of your financial planning. Imagine, for a second, tha...

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Top 10 Mistakes That Many First Time Homebuyers Make TOP 10 MISTAKES THAT MANY FIRST TIME HOMEBUYERS MAKE

blog article

Apr 23, 2019

Purchasing your first home can be scary and confusing as well as exciting. There are dozens of decisions to be made and if you are not careful you may make a mistake that you will have to live with for years.  If you are in the market for your first home, or have been in your current home for d...

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How Often Should You Review Your Business Insurance Coverage? HOW OFTEN SHOULD YOU REVIEW YOUR BUSINESS INSURANCE COVERAGE?

blog article

Apr 23, 2019

Many small business owners wonder when they should review their insurance coverage. The truth is that if it has been a while since you’ve reviewed your business insurance, it might be time to make changes. A review is a great opportunity to determine whether your policy meets your current need...

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The Push for Digital Claims Payments THE PUSH FOR DIGITAL CLAIMS PAYMENTS

blog article

Apr 23, 2019

Carriers have invested heavily in creating new digital customer experience but making claims payments often still ends in a “your check is in the mail” notification. Digital payment alternatives, first developed for industries like retail, are now finding their way into insurance. Cost s...

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5 tips to keep your car running smoothly this spring 5 TIPS TO KEEP YOUR CAR RUNNING SMOOTHLY THIS SPRING

blog article

Apr 23, 2019

While many associate spring with a deep clean of your home, it's also a good idea to use the change in season to spring clean your vehicle. Winter can take a heavy toll on our cars, both in terms of appearance and driving capabilities. Take advantage of the warmer weather and perform these routi...

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Achieving digital transformation in the insurance industry ACHIEVING DIGITAL TRANSFORMATION IN THE INSURANCE INDUSTRY

blog article

Apr 23, 2019

Research has consistently shown that senior management within the insurance sector think digital transformation is critical to their business. While executives see transformation as essential, achieving success is proving to be much more difficult, with a global report recently published by Cap Gemi...

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How to Check If Your Car Insurance is Valid in California HOW TO CHECK IF YOUR CAR INSURANCE IS VALID IN CALIFORNIA

blog article

Apr 22, 2019

All drivers in California are under mandatory requirement by law to have a car insurance coverage but how do you properly ascertain if a car insurance is valid before proceeding to buy the car, hire it or report to the police in the event of an accident or even before involving your car accident att...

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The Challenges Of High-Deductible Plans For Chronically Ill People THE CHALLENGES OF HIGH-DEDUCTIBLE PLANS FOR CHRONICALLY ILL PEOPLE

blog article

Apr 22, 2019

When it comes to health care, the United States is witnessing two fundamentally incompatible trend lines. High-deductible health plans (HDHPs) represent an increasing share of the health insurance Marketplace. Nearly 70 percent of mid to large employers offer HDHPs to employees and for 13 percent, a...

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How To Purchase A Right Home Insurance? HOW TO PURCHASE A RIGHT HOME INSURANCE?

blog article

Apr 22, 2019

Your house is while not a doubt your most precious investment. What if there’s a natural bad luck or a fireplace escape in your house, and your home is ruined?! Disasters will strike uninstructed and that’s specifically why protective your house with home insurance is incredibly necessar...

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5 Largest Canadian Insurance Company Acquisitions 5 LARGEST CANADIAN INSURANCE COMPANY ACQUISITIONS

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Apr 22, 2019

A great lot of insurance companies often belong to the larger ones. And even though the majority of them kept their own brand and might seem like they don’t rely on any terms and make decisions independently, this is not entirely the truth. Companies that are parts of larger corporations have ...

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The Internet of Things (IoT) will change claims and risk forever THE INTERNET OF THINGS (IOT) WILL CHANGE CLAIMS AND RISK FOREVER

whitepaper

Apr 20, 2019

It’s all about the data When you consider how risk and claims work, you realize they are all about data. Data drives smarter decisions about risk. Data enables faster, more accurate resolution when damage occurs. Data can even lead to proactive mitigation of damage as it unfolds. Because the a...

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Are ATVs, Golf Carts and Other Vehicles Covered by Homeowners Insurance? ARE ATVS, GOLF CARTS AND OTHER VEHICLES COVERED BY HOMEOWNERS INSURANCE?

blog article

Apr 19, 2019

Here is an easy test to see if your recreational vehicle is covered by your homeowners policy: Are you having fun? If so, it’s probably not covered. That isn’t always the case, but the protection provided by your homeowners policy is very limited. Property Coverage You may have property ...

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Is Your Golf Cart Covered? IS YOUR GOLF CART COVERED?

blog article

Apr 19, 2019

These days, you can find more golf carts on our public roads and campgrounds than on the golf course. They’ve become somewhat of a status symbol with trick paint jobs, speed modifications, chrome wheels, and leather seats. If you own a golf cart, it’s a good idea to buy golf cart insuran...

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Market Value Versus Replacement Cost - Homeowners Insurance MARKET VALUE VERSUS REPLACEMENT COST - HOMEOWNERS INSURANCE

blog article

Apr 19, 2019

When buying a house, you are buying both the house and the land it is built on. The market value of a home is usually based on an appraisal by a licensed professional. They start by estimating the value of the land based on the property's location and lot size. Then the appraiser will use the si...

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Maintain your tires for a safer, smoother ride MAINTAIN YOUR TIRES FOR A SAFER, SMOOTHER RIDE

blog article

Apr 19, 2019

Tires are a crucial part of your day-to-day travels, but they can be easily overlooked when you're inspecting your car. It's important to note, however; that there are significant benefits to checking them frequently – including better fuel economy, a safer drive, and easier handling o...

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A Visual Glossary to Health Insurance A VISUAL GLOSSARY TO HEALTH INSURANCE

infographic

Apr 18, 2019

Health insurance can be a VERY confusing topic. So many terms that people have absolutely no idea to their meaning. That was the motivation behind us doing an infographic for AmeriHealth, creating a visual guide to the various confusing terms found in health insurance. May it make that confusing wor...

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Boat insurance and safety BOAT INSURANCE AND SAFETY

blog article

Apr 18, 2019

The size, type and value of the craft and the water in which you use it factor into what type of insurance you need and how much you will pay for insurance coverage. As with any insurance policy, make sure you understand exactly what perils are covered and what your policy limits are. Small craft ma...

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THE BEST TRAVEL MEDICAL INSURANCE FOR LONG TERM TRAVEL THE BEST TRAVEL MEDICAL INSURANCE FOR LONG TERM TRAVEL

blog article

Apr 18, 2019

Long term travel is the ultimate dream for many people. However, when you travel for a long period of time, there are some organizational issues you need to think about. One of these issues is insurance. This is not the most fun topic to think about, and we know you prefer to plan the cool activitie...

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Home Insurance for People with a Disability HOME INSURANCE FOR PEOPLE WITH A DISABILITY

blog article

Apr 18, 2019

When you have a home with special features and adaptions, it becomes essential to consider how this impacts your home’s value. It can also impact your home insurance needs. For those who have a loved one living with a disability or unique needs, it is important to consider the value of added f...

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THE ROLE OF CYBER INSURANCE IN CYBER RISK MANAGEMENT – NOT A STANDALONE SOLUTION, BUT PART OF A COMPREHENSIVE STRATEGY THE ROLE OF CYBER INSURANCE IN CYBER RISK MANAGEMENT – NOT A STANDALONE SOLUTION, BUT PART OF A COMPREHENSIVE STRATEGY

blog article

Apr 18, 2019

Cyber Insurance has begun to take root in recent years, and while many industries have yet to invest in a cyber insurance policy, other industries are starting to question if cyber insurance might just be the missing tool in the organization’s security toolbelt. A recent survey found that 70 p...

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Is the Notre-Dame Cathedral Fire Covered by Insurance? IS THE NOTRE-DAME CATHEDRAL FIRE COVERED BY INSURANCE?

blog article

Apr 18, 2019

The fire that ravaged Notre-Dame cathedral is out and plans are already underway for repairing the damages caused and rebuilding what was lost. The costs are expected to be enormous and will take years to complete. Currently, there’s 1 billion euros donated to help with the reconstruction. As ...

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4 Safe Driving Lessons for Your Teen 4 SAFE DRIVING LESSONS FOR YOUR TEEN

blog article

Apr 18, 2019

Teach your teen how to be a safe driver. If you are currently teaching your teen how to drive, then safe driving practices are the most important things that you can pass onto them.  When it comes to safe driving, it’s important that you go back to the basics, even if they seem really obv...

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Buying a term insurance plan? Don’t forget to include riders BUYING A TERM INSURANCE PLAN? DON’T FORGET TO INCLUDE RIDERS

blog article

Apr 18, 2019

Who doesn’t like something extra which provides a value-added benefit? In a term insurance plan, there are extra coverage benefits which you can opt and make your cover more comprehensive. Do you know about such extra benefits? They are called riders. If you are looking for a term insurance pl...

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Insurance and the poverty premium INSURANCE AND THE POVERTY PREMIUM

whitepaper

Apr 17, 2019

A car accident, a burglary, a washing machine breaking down. No-one is immune from these sorts of incidents - and insurance provides us with a way to mitigate that risk. Low-income households can face these issues like anyone else. But they are significantly less likely to have insurance to cover th...

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2018 Benefits Practices in Hospitals and Health Systems Survey 2018 BENEFITS PRACTICES IN HOSPITALS AND HEALTH SYSTEMS SURVEY

infographic

Apr 17, 2019

Uniquely focused on hospitals and health systems, the Executive Benefits Practices section of this survey provides comprehensive insight into emerging trends in retirement plans, severance policies, life insurance, paid time off, perquisites and other important executive benefit offerings.

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2019 Majesco Life IllustratePlus 2019 MAJESCO LIFE ILLUSTRATEPLUS

whitepaper

Apr 17, 2019

Powering illustrations and quotations for the digital world A cloud-based illustrations and quotations system that supports new and existing business across all products for life, pensions, wealth management, group and individual business. Majesco Life IllustratePlus encompasses life assurance illus...

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LIFE INSURANCE INSIDE SUPER AND DEATH BENEFIT NOMINATIONS LIFE INSURANCE INSIDE SUPER AND DEATH BENEFIT NOMINATIONS

whitepaper

Apr 17, 2019

When an adviser sits down to discuss life insurance cover held within superannuation with their client, it is also an ideal time to have a comprehensive discussion about estate planning. In this article, we look at the advantages and disadvantages of various options of structuring the receipt of sup...

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How Much Renters Insurance Do I Actually Need? HOW MUCH RENTERS INSURANCE DO I ACTUALLY NEED?

blog article

Apr 17, 2019

Getting renters insurance is a smart adulting decision. It’s the best defense against things in life you have no control over – like your phone getting stolen on the subway or your apartment flooding because your neighbors left their faucet on. So, if you ever face these headaches, you&r...

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VULNERABLE INSURANCE CUSTOMERS UNDER THE SPOTLIGHT VULNERABLE INSURANCE CUSTOMERS UNDER THE SPOTLIGHT

blog article

Apr 17, 2019

Insurance companies may have a bigger challenge on their hands when it comes to identifying vulnerable customers, as new research from data analytics company Consumer Intelligence reveals three quarters struggle to understand or feel overwhelmed by information provided by their insurer. In contrast,...

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Zurich Chairman Lies: Digitalization is destruction and opportunity ZURICH CHAIRMAN LIES: DIGITALIZATION IS DESTRUCTION AND OPPORTUNITY

video

Apr 16, 2019

Zurich Insurance chairman Michel Liès knows that digitalization is shaking up his industry. In part one of the Newsmaker interview, the insurance veteran goes so far as to say it is “destroying” the solidarity that lies at its core. But he adds that digital transformation also pre...

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Assessment of the impacts of Climate Change on the Agriculture Sector in the Southern Mediterranean: FORESEEN DEVELOPMENTS AND POLICY MEASURES ASSESSMENT OF THE IMPACTS OF CLIMATE CHANGE ON THE AGRICULTURE SECTOR IN THE SOUTHERN MEDITERRANEAN: FORESEEN DEVELOPMENTS AND POLICY MEASURES

whitepaper

Apr 16, 2019

This report provides a comprehensive assessment of climate change and its impacts on agriculture1 in the Eastern (Egypt, Israel, Jordan, Lebanon and Palestine) and Western (Algeria, Morocco and Tunisia) countries of the Southern Mediterranean, as well as the policy measures currently in place, as id...

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How to Beat Amazon at Customer Experience HOW TO BEAT AMAZON AT CUSTOMER EXPERIENCE

blog article

Apr 16, 2019

Amazon just entered your market, acquiring a competitor in your product category and bringing all of their technology, customer experience and logistics capabilities to go after your customer. How will you stay competitive? Grocery stores found themselves asking that question in August of 2017 when ...

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Ensuring Success in Core System Builds ENSURING SUCCESS IN CORE SYSTEM BUILDS

blog article

Apr 16, 2019

Custom core system builds still happen surprisingly often. They fell out of fashion during the competitive vendor landscape of the early 2000s, but implementation challenges and improved carrier software development expertise are generating increased interest in the custom build. Buying is often a c...

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Is Your Auto Insurance Price on the Way Up? Here’s How to Save Money IS YOUR AUTO INSURANCE PRICE ON THE WAY UP? HERE’S HOW TO SAVE MONEY

blog article

Apr 16, 2019

From time to time, auto insurance rates will increase. Most often, this happens due to the cost of living rising. However, many people can save money by asking their insurance agent about savings options. If your prices are on the rise, take these steps to ensure you are paying the least amount nece...

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Vision Insurance Coverage in Canada: Which Regions Offer Eye Care? VISION INSURANCE COVERAGE IN CANADA: WHICH REGIONS OFFER EYE CARE?

blog article

Apr 16, 2019

The Canada Health Act provides all essential and medically necessary care through its provincial arms. But it doesn’t mandate the provision of eye care outside of emergency circumstances. Vision insurance coverage changes according to province and territory. In most cases, young people and sen...

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How to Get Instant Online Health Insurance Quotes HOW TO GET INSTANT ONLINE HEALTH INSURANCE QUOTES

blog article

Apr 16, 2019

Many folks outside of Canada think that health care in this great nation must be a breeze as it is infamously “free” to all residents of Canada. But the truth is that while much of that billion-dollar health care industry is being ponied up for by the federal government, there are some g...

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Planning a Trip? Here’s How to Insure Your Jewelry Before You Go PLANNING A TRIP? HERE’S HOW TO INSURE YOUR JEWELRY BEFORE YOU GO

blog article

Apr 16, 2019

Remember the phenomenal Taylor-Burton diamond, the 69-carat, pear-cut diamond bought by the actors Richard Burton and Elizabeth Taylor in 1969? Well, of course, you don’t, but that’s one more reason to cherish those grandparents of yours, right? In case they can’t remember either, ...

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Steps To Follow While You Claim Life Insurance Benefits-MoneyMindz STEPS TO FOLLOW WHILE YOU CLAIM LIFE INSURANCE BENEFITS-MONEYMINDZ

blog article

Apr 16, 2019

A bitter truth but getting over the loss of a loved one is tough. In cases where the departed has dependents, life insurance helps tide over the financial burden they may face. Therefore, it’s important to know how to claim the insurance benefits upon the death of a loved one. So, the benefit ...

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Why Not Plan Your Finances Wisely To Save Taxes?-MoneyMindz WHY NOT PLAN YOUR FINANCES WISELY TO SAVE TAXES?-MONEYMINDZ

blog article

Apr 16, 2019

The utterance of the word “tax” emits a negative feeling in most people. It is not only about the realms of the real world, but in the iconic Bollywood film Lagaan that was based on a fictional story dating a century back, the protagonist had a “fear of paying tax”. Well over...

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Insperity Offers Allstate Agency Smarter Benefit Options - Testimonial INSPERITY OFFERS ALLSTATE AGENCY SMARTER BENEFIT OPTIONS - TESTIMONIAL

video

Apr 16, 2019

Agency owner Doug Moore found a better cost structure for health insurance. Visit https://bit.ly/2IoV6vi for more on Insperity’s business solutions.

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FIVE DATA POINTS EVERY AGENT SHOULD TRACK FIVE DATA POINTS EVERY AGENT SHOULD TRACK

blog article

Apr 16, 2019

Analyzing your data and metrics will help you discover critical insights your agency needs to grow. Data analytics applications will help you gather, process and analyze your data in real time for greater insights into your efforts and outcomes. Data metrics can also help your agency become a data-p...

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Suggestions to Help You Stay Safe Behind the Wheel SUGGESTIONS TO HELP YOU STAY SAFE BEHIND THE WHEEL

blog article

Apr 16, 2019

Try out these spring driving safety tips. Just because the gloom and bad weather of winter have passed doesn’t mean that the road is free from hazards.  Just like winter, spring poses some very serious risks for drivers.  If you want to protect yourself and others on the road this se...

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What Affects the Cost of Home Insurance In Kenya? WHAT AFFECTS THE COST OF HOME INSURANCE IN KENYA?

blog article

Apr 16, 2019

A house is one of the prized possessions; this is why your home should be insured. When you have ticked all the sections, and you are all set to buy a home, it is imperative to calculate the total cost that will result in your home ownership. Most importantly, this comprises of home buying cost and ...

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Examining the Direct Relationship between Insurance Innovation and Company Value EXAMINING THE DIRECT RELATIONSHIP BETWEEN INSURANCE INNOVATION AND COMPANY VALUE

whitepaper

Apr 15, 2019

This paper looks at research studies which have examined the amount invested in research and development, or company cultures of entrepreneurship and company learning, or general investment in forward-looking development. Do these result in a growth in the value of the same company over the short an...

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Compare Health Insurance Canada! Are You Getting the Best Coverage? COMPARE HEALTH INSURANCE CANADA! ARE YOU GETTING THE BEST COVERAGE?

blog article

Apr 15, 2019

Canada’s extraordinary health care system covers most of the population. Only a small fraction of its 37 million residents lack health insurance. Only certain recent immigrants and workers are ineligible for care. However, healthcare is not free. In addition to tax-funded universal basic care,...

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Supplemental Health Insurance Hospital or Other Fixed Indemnity, Accident-Only, Critical Illness SUPPLEMENTAL HEALTH INSURANCE HOSPITAL OR OTHER FIXED INDEMNITY, ACCIDENT-ONLY, CRITICAL ILLNESS

whitepaper

Apr 15, 2019

Supplemental health insurance typically refers to products that are designed to supplement comprehensive major medical insurance. These products are considered “excepted benefits” under the Health Insurance Portability and Accountability Act of 1996 (HIPAA). This means that because they ...

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Digital Transformation in the Insurance Sector DIGITAL TRANSFORMATION IN THE INSURANCE SECTOR

infographic

Apr 15, 2019

According to the last study about digital transformation in the insurance sector: “A New World of Opportunity, the Insurance Innovation Imperative” by KPMG, 83% of insurance companies say that their business’ future success lies in innovation. The same study confirms that 74% of th...

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Do I Have Mental Health Insurance Coverage? DO I HAVE MENTAL HEALTH INSURANCE COVERAGE?

blog article

Apr 15, 2019

If you purchased your health insurance plan through healthcare.gov or your local state exchange, you have an Affordable Care Act (ACA) compliant plan, which means you have mental health insurance coverage. All ACA-compliant insurance plans must include mental health insurance coverage as one of the ...

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How to choose the right amount of cover for life insurance? HOW TO CHOOSE THE RIGHT AMOUNT OF COVER FOR LIFE INSURANCE?

blog article

Apr 15, 2019

If you are buying life insurance, you need to go for the right insurance amount so that you are neither under-insured nor over-insured. So, how does one arrive at the right amount of insurance cover? Here are some simple methods to help you decide. Life insurance is something one cannot do without i...

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13 ways to get your home ready for spring 13 WAYS TO GET YOUR HOME READY FOR SPRING

blog article

Apr 15, 2019

Get your air conditioner cleaned and serviced. Did you know clean coils operate more efficiently? With that and a filter change, your air conditioner will be primed to keep you cool and cut your costs. Change the batteries in your smoke detector and carbon monoxide detector. Your life-saving detecto...

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 Fraud Detection: Discovering Connections with a Graph Database FRAUD DETECTION: DISCOVERING CONNECTIONS WITH A GRAPH DATABASE

whitepaper

Apr 15, 2019

Tens of billions of dollars are lost every year by U.S. banks and financial organizations due to fraud. Graph databases can help you stop advanced fraud scenarios in real time by giving you insights based on data connections. Read this white paper to learn how graph databases can help you uncover: ...

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 The Fastest Path to GDPR Compliance: Graph Technology and Connected Data THE FASTEST PATH TO GDPR COMPLIANCE: GRAPH TECHNOLOGY AND CONNECTED DATA

whitepaper

Apr 15, 2019

A seismic shift occured in the data management world in May 2018 when the General Data Protection Regulation (GDPR) became law in the European Union. All companies with information about European residents must comply with new, strict rules about how personal data is stored, secured, used, and tran...

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Distracted Driving Month: 4 things insurers can do to help customers drive safer and reduce risk DISTRACTED DRIVING MONTH: 4 THINGS INSURERS CAN DO TO HELP CUSTOMERS DRIVE SAFER AND REDUCE RISK

blog article

Apr 14, 2019

We continue our conversation about Distracted Driving Awareness Month, what we know and what we can do to help curb risky behavior. Where we started talking about the need to study advanced driver assistance systems (ADAS) data, we now move into the reality of the distractions we face every day and ...

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Need Private Insurance in Canada? A Comparison of Private Canadian Insurers NEED PRIVATE INSURANCE IN CANADA? A COMPARISON OF PRIVATE CANADIAN INSURERS

blog article

Apr 14, 2019

That’s a question you could be asking yourself in you’re in the market for private insurance in Canada. The good news is there are a lot of options, but you’ll have to do your homework to get the best rates and the best package to suit your needs. Private Vs Public Insurance Here&r...

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Solar Power and Homeowners Insurance: Watts Up? SOLAR POWER AND HOMEOWNERS INSURANCE: WATTS UP?

blog article

Apr 14, 2019

Nearly a year ago, California became the first state to mandate that all new homes have solar power.1 The regulation becomes effective January 1, 2020. Under the new rules, individual homes must have rooftop solar panels or share a solar-power system with a group of homes. According to the New York ...

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What Is the Best Health Insurance? a Step-By-Step Guide on Comparing Health Insurance WHAT IS THE BEST HEALTH INSURANCE? A STEP-BY-STEP GUIDE ON COMPARING HEALTH INSURANCE

blog article

Apr 13, 2019

Premiums, copays, and health networks – oh my! Are you drowning in the land of health insurance plans? The average Canadian isn’t taught how to differentiate plan A from plan B. In fact, there are entire careers that focus on finding and explaining health insurance differences (health in...

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Insurance Claims Do you have pet insurance? We offer Indirect and Direct Claims INSURANCE CLAIMS DO YOU HAVE PET INSURANCE? WE OFFER INDIRECT AND DIRECT CLAIMS

whitepaper

Apr 13, 2019

What we need from you. Full payment of your invoice(s) is required to us before your claim can be processed. Payment terms for Indirect Claims are the same as for uninsured patients. Details are shown on page 4 of this booklet. No administration fee charged. You must provide us with a separate signe...

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EIOPA to produce cloud outsourcing guidelines for insurers EIOPA TO PRODUCE CLOUD OUTSOURCING GUIDELINES FOR INSURERS

blog article

Apr 12, 2019

On 27 March 2019, the European Insurance and Occupational Pensions Authority (EIOPA) published a report that looks at outsourcing to the cloud by (re)insurers.The report was issued in response to the European Commissions request (through its FinTech Action Plan published on 3 March 2018) that the Eu...

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New Texas Homeowners Policy Includes Flood Coverage NEW TEXAS HOMEOWNERS POLICY INCLUDES FLOOD COVERAGE

blog article

Apr 12, 2019

Texas homeowners may have a new option when it comes to flood insurance. While flood coverage is always excluded from a standard homeowners policy, the Woodlands Insurance Co. which is located in Woodlands, Texas is offering a Texas homeowners policy that includes flood insurance coverage to all hou...

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DON'T IGNORE THIS HIDDEN RISK: UNDERSTANDING UNDERGROUND SERVICE LINES

blog article

Apr 12, 2019

You have a gorgeous maple tree on your property. For years it's been the focal point of your yard with people often stopping to tell you how lucky you are to have such a beautiful tree on your property. Sure, you're lucky, until that one summer day when that maple tree decides to push a tree...

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Customer Experience and the Future of Automated Claims Processing for Consumers CUSTOMER EXPERIENCE AND THE FUTURE OF AUTOMATED CLAIMS PROCESSING FOR CONSUMERS

blog article

Apr 12, 2019

As auto insurance carriers are increasingly applying automation to increase efficiencies, reduce costs and improve their competitive edge, consumers are also benefiting from increased automation – an insight we uncovered while conducting research for the 2019 Future of Claims Study. In our 201...

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Everything You Need to Know About Finding Affordable Ontario Health Care EVERYTHING YOU NEED TO KNOW ABOUT FINDING AFFORDABLE ONTARIO HEALTH CARE

blog article

Apr 12, 2019

The average Canadian household spent nearly $2,000 on health care in 2017. That figure represents direct costs that Canadians are paying out of pocket. It doesn’t include insurance premiums paid for supplemental health care. Why are Canadian health care costs so high? Isn’t health care i...

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How Do Self-Driving Cars Affect Auto Insurance? HOW DO SELF-DRIVING CARS AFFECT AUTO INSURANCE?

blog article

Apr 12, 2019

The race to having completely self-driving cars on the road continues, and many automakers get closer every day. On the market now, there is Tesla, whose semi-autonomous vehicles can already match traffic speeds, transition from one freeway to another, self-park and be summoned from a garage. Additi...

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Shifting Gears: The Future of Cars in 2020 & Beyond SHIFTING GEARS: THE FUTURE OF CARS IN 2020 & BEYOND

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Apr 12, 2019

The future of cars undoubtedly seems exciting. Up to this point, cars were viewed primarily as a convenient method of transportation. The main advancements were made in reliability, safety, performance, and overall comfort. However, the advent of the internet and artificial intelligence unlocked a w...

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Shouldn’t Your App-based Cab Ride Be Insured? SHOULDN’T YOUR APP-BASED CAB RIDE BE INSURED?

blog article

Apr 12, 2019

In case of an unfortunate accident, your life can be saved by timely medical assistance and in case of death, financial assistance can help your family recover from dependencies. This makes medical and life insurance for a passenger a marketable feature for cab aggregators in India. Of late, through...

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You Have So Much Worth Protecting YOU HAVE SO MUCH WORTH PROTECTING

blog article

Apr 12, 2019

Umbrella insurance is the most valuable coverage you've probably never heard of. Yet it's highly likely you need it. And it isn't just for high earners. It's for everyone, especially if you: Life is unpredictable. Consider these common scenarios. You're driving a couple of childr...

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Full Coverage Vs. Liability Car Insurance for Mexico FULL COVERAGE VS. LIABILITY CAR INSURANCE FOR MEXICO

blog article

Apr 11, 2019

If you’re driving to Mexico, you may want to envision pristine coastlines, epic Mayan ruins or lush rain forests along the way. What you shouldn’t have to do is worry about your car insurance coverage. To protect yourself financially and legally, get some answers and make some decisions ...

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10 Spring Cleaning Tips to Prevent Insurance Claims 10 SPRING CLEANING TIPS TO PREVENT INSURANCE CLAIMS

blog article

Apr 11, 2019

Spring has sprung and your home is due for a thorough cleaning but there are a few tasks you should add to your spring-cleaning checklist to lower your risk of having an insurance claim while you’re at it. These 10 spring cleaning tips from Central Insurance Companies will improve your home an...

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Top 10 Best Disability Insurance Companies TOP 10 BEST DISABILITY INSURANCE COMPANIES

blog article

Apr 11, 2019

Disability coverage is one of the least understood insurances on the market. Most people think that they don’t need it because workman’s compensation covers them. They’re right, partially. Workman’s compensation could help to cover some of the costs, but what happens if you a...

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Your pet needs to buckle up too YOUR PET NEEDS TO BUCKLE UP TOO

blog article

Apr 11, 2019

The best advice is to use a harness or carrier and secure your pet in the middle of the back seat. Restraining a pet prevents them from distracting you while you're driving and helps keep them safe, before and after an accident. Loose animals and secondary accidents. A car safety harness keeps y...

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How to Get Cheap Health Insurance in 10 Easy Steps HOW TO GET CHEAP HEALTH INSURANCE IN 10 EASY STEPS

blog article

Apr 11, 2019

From 1997 to 2018, public health care insurance costs in Canada grew 3.5 times faster than food prices. What’s more, it went up 1.8 times faster than the national average income. That trend, according to experts, is going to continue this 2019. They’re estimating a staggering 6% increase...

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Group Insurance Technology: Back to the Future for Policy Admin & Billing GROUP INSURANCE TECHNOLOGY: BACK TO THE FUTURE FOR POLICY ADMIN & BILLING

blog article

Apr 11, 2019

This is the first in a series of three blogs to start a practical and real discussion about industry challenges and how technology can help. Often, we look at technology and think about the grand advances we’ve made since Otto Rohwedder sat down after a long day of slicing bread and thought, &...

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3 Ways You Can Accidentally Void Your Auto Insurance 3 WAYS YOU CAN ACCIDENTALLY VOID YOUR AUTO INSURANCE

blog article

Apr 11, 2019

Avoid making these mistakes if you want to keep your car coverage. Many drivers assume that once they secure auto insurance, they will have their coverage forever.  Unfortunately, this isn’t always the case.  There are certain things that you can do that will result in your auto insu...

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Key Dental Practice and Insurance Challenges KEY DENTAL PRACTICE AND INSURANCE CHALLENGES

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Apr 11, 2019

Dental practices face many challenges, especially when it comes to insurance coverage and revenue cycle management. Dental billing services provided by an experienced medical billing firm ensure that the practice has fewer accounts receivable and unresolved dental claims.

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Global Claims Capabilities GLOBAL CLAIMS CAPABILITIES

whitepaper

Apr 11, 2019

Our Claims Commitment Sompo International is committed to providing outstanding claims service that delivers:  Fair and appropriate outcomes for our insureds. Effi cient service, timely responses and fast payment of agreed claims. Value-added expertise from product and industry specialists We a...

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The Digital Life Insurance Application: How Carriers Are Automating the Agent Channel THE DIGITAL LIFE INSURANCE APPLICATION: HOW CARRIERS ARE AUTOMATING THE AGENT CHANNEL

blog article

Apr 11, 2019

The life insurance application process is undergoing a major digital transformation as carriers modernize and automate their customer-facing workflows. The life insurance application process has traditionally been long, complicated, and paper heavy – but carriers are embracing digital to make ...

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BEFORE YOU HIT THE OPEN ROAD, PROTECT THAT HOME ON WHEELS BEFORE YOU HIT THE OPEN ROAD, PROTECT THAT HOME ON WHEELS

blog article

Apr 11, 2019

Are you ready to get on the road, eat up the miles, and go wherever the wind — and your RV — take you? Your RV is your ticket to freedom. Proof that you can’t be pinned down or stuck in one spot for long. The open road is calling, but before you jump in the driver’s seat, pro...

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Uncovering the Reality of Home Insurance Myths UNCOVERING THE REALITY OF HOME INSURANCE MYTHS

blog article

Apr 11, 2019

Don’t get caught up in these common home insurance myths. Managing your home insurance is difficult enough as it is; the last thing that you need is for lies to complicate things even further.  Unfortunately, there are many common home insurance myths that can trip up homeowners and leave...

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