RESOURCES

blog article

May 23, 2019

Depending on the jurisdiction, one element of an insured’s damages in a first-party property insurance claim may include consequential damages. Consequential damages are an indirect result of a direct loss.1 Lost profit, lost rents, and lost business opportunities are examples of consequential...

blog article

May 22, 2019

For many, there’s nothing like travel. The opportunity to experience new places, people and cuisines keeps you packing your bags and booking tickets to places near and far. But before you head out on your next trip, you may want to consider insurance designed to protect you while on the road.D...

blog article

May 22, 2019

Many Policyholders in Puerto Rico are concerned about the notifications of non-renewal or cancellations they received after Hurricane Maria claims. This is a matter that affects both residential and commercial Policyholders. The process of obtaining insurance coverage from a different insurance comp...

blog article

May 22, 2019

If you’re planning a big event and/or shindig, you’ve got a lot on your plate. There are a lot of moving pieces and a lot of things to juggle, from getting a venue to booking a caterer to sending out invitations. You might be worried that something could go horribly wrong to derail the e...

blog article

May 21, 2019

If your home was burglarized, would you sit back and do nothing? No. You would likely call the police or law enforcement to report the burglary, and hope they find your stolen property. If the police arrested the person who stole your property, would you let that person off without punishment, accou...

blog article

May 21, 2019

Whether it’s a dead battery or other mechanical failure, a flat tire, empty gas tank or you’ve locked yourself out of your vehicle, Emergency Roadside Service Coverage from ERIE is here to help.To learn more, we sat down with Jon Bloom, vice president, Personal Auto, to help shed some li...

blog article

May 16, 2019

The life insurance industry can often seem like it speaks its own language. There are terms like fluid less,proposed insured, and riders- all of which understandably can cause a bit of hesitation and head-scratching. In the life insurance purchasing process, you might come across a phrase called Tem...

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

blog article

May 16, 2019

Recently, the Department of Health and Human Services (HHS) announced new primary care payment models designed to increase the share of clinicians that accept value-based payments. This announcement builds on bipartisan support for health care delivery system reforms that reward clinicians for manag...

blog article

May 16, 2019

The United Conservative Party Government's transparent early manoeuvres around public sector wage negotiations and the heavy hints found in a paper by the chair of Premier Jason Kenney's "blue ribbon panel" on Alberta's finances portend a stormy period ahead in public sector la...

blog article

May 15, 2019

The link between poverty and health outcomes is well recognized. Recent Health Affairs Health Policy Briefs on these trends have shown a strong connection between people’s income and their health. It is also widely known that poverty is not an equal opportunist: Minority populations generally ...

blog article

May 13, 2019

Preston Newby was a youth minister. He and his wife, Tara, were driving with their son to visit family-excited to announce a new baby on the way. In the keeping with the kind of person Preston was, he stopped to help at the scene of an accident. That’s when he was struck by another car and kil...

infographic

May 13, 2019

Healthcare insurance in the U.S. is considered to have started with the Great Depression in the 1930s. Since then, spending on healthcare has risen to over $7 trillion globally. Today, the healthcare industry is being shaped by advancements in technology and healthcare consumerism.

whitepaper

May 13, 2019

In the U.S., 2 million people suffer from antibiotic-resistant infections every year and 23,000 die as a direct result.i When antibiotics fail, patients can suffer allergic reactions, severe diarrhea, dehydration, colitis, reproductive complications, and paralysis, among other complications, and eve...

blog article

May 13, 2019

What is Critical Illness Insurance? Critical illness insurance can be taken out as a stand-alone policy or as part of a life insurance policy. Either way, it will pay out a pre-determined amount if the insured individual is diagnosed with a specified critical illness. The specific terms & condit...

blog article

May 12, 2019

Workers compensation is required in Idaho Falls, ID and will cover expenses that are related to an employee’s work-related injury or illness. It can cover immediate costs, as well as long-term costs. There is also a portion that will cover legal fees if an employee is suing your organization.1...

infographic

May 11, 2019

Across the industry, insurance marketers and underwriters face the challenge of identifying, attracting and retaining high-quality policyholders. To more accurately determine a prospect’s retention potential, insurers must amass and utilize highly predictive, insurance-specific intelligence. T...

whitepaper

May 11, 2019

THE OPPORTUNITY The insurance industry has not evolved in any significant way since its inception. And yet, thanks to its positioning as a ‘must-have’ product, it remains one of the most lucrative industries in the world. – In 2016, on average, every single person in the world spen...

video

May 10, 2019

While "business insurance" is a common term used by entrepreneurs and insurance agents alike, it isn't actually a specific type of policy-rather it is a word to describe many types of coverage for business owners. This video will cover the primary types of business insurance to help yo...

blog article

May 10, 2019

Purchasing your first home can be an overwhelming process, one fraught with emotion and a seemingly endless stream of paperwork and documentation. For many people, a home is the most significant purchase of a lifetime, making it even more critical to protect this investment with a thoughtfully chose...

blog article

May 09, 2019

One frequently asked question we often get is this: Is GEICO a good car insurance company?
The answer is primarily ‘yes’ and in this article we are going to be exploring how GEICO insurance company grew to become the second largest car insurance company in the United States. To le...

blog article

May 09, 2019

If you have ever asked yourself: “What is the purpose of key man insurance?”, read on to learn what this important form of business protection is all about. Key Staff. Every business, regardless of industry or size, typically has one or several key members of staff who are crucially impo...

video

May 09, 2019

Direct Recognition vs Non-Direct Recognition, which one is better? Which one do you want? When an insurance company issues a contract they agree to assume certain risks on behalf of the policyholder in exchange for a premium. One of the risks they have to assume is the risk associated with providing...

infographic

May 09, 2019

Did you know that automobile accidents are the leading cause of death among healthy U.S. citizens? Drivers who sustain fatal injuries in a single year are measured in the tens of thousands, and nearly 2.5 million are seriously hurt or permanently disabled. Statistics show that these numbers have bee...

whitepaper

May 09, 2019

This document provides a summary of the key information relating to this insurance policy. Complete precontractual and contractual information on the product is provided in the full policy documentation. What is this type of Insurance?  This insurance provides cover for unforeseen costs surroun...

blog article

May 09, 2019

It’s important to read all of the details in your car insurance policy as soon as you receive it. One key area to look at is who has coverage on your policy. Also, notice any excluded driver. This is a person who should not be behind the wheel of your car. If they are there, your auto insuranc...

video

May 07, 2019

I had the opportunity to speak with some of the management at LV and numerous other people from the Government to Zap Map and Fully Charged. We all had one thing in common, how to make the future better through electric vehicles.

video

May 07, 2019

One of Meath's most popular family and tourist attractions will close at the end of its 2019 season - sprialling premiums making the business model untenable

infographic

May 07, 2019

My Lifestyle. I enjoy the FI¬ner things in life and want to protect my lifestyle. I travel frequently – business conventions – cycling – diving – golf trips. I own a collection – musical instruments – audio equipment – wine, whisky – ¬ne art an...

whitepaper

May 07, 2019

iInsure365 was created in 1997 to provide a customer focused insurance solution. It is dedicated to providing clients with help throughout the whole insurance process. A product has been developed that specifically targets the requirements of Right to Management, Enfranchisements and Residential Man...

blog article

May 07, 2019

The biggest factors impacting how much you pay for auto insurance are you and your driving habits. However, other factors can impact what you pay. If you live in a high-risk area, the insurance company may raise your costs. In some situations, this is nothing you can change. Yet, there may be a few ...

blog article

May 07, 2019

Buying a home, and becoming a homeowner, has many advantages, but it comes with some responsibilities as well. Although it’s not the most exciting thing in the world, home insurance is extremely useful and it shouldn’t be skipped. In Canada, home insurance is not required by law, and wit...

blog article

May 06, 2019

You can’t avoid death and taxes, but this product can help!
There are many reasons to purchase whole life insurance, which is why so many consumers turn their attention to this type of policy when they find themselves in the market for coverage.
While every benefit is well worth ...

blog article

May 06, 2019

When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a t...

blog article

May 06, 2019

When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a t...

video

May 06, 2019

The Ritz-Carlton allotts each of their employees a certain budget everyday to give their guests a phenomenal experience. At one of their properties, a story is told that one of the guests of the Ritz was returning back to the property after a run on a hot day. The concierge sees the guest approachin...

video

May 06, 2019

Home emergencies like floods and fires can be not only overwhelming, but also scary. Joel Matthews from Christian Brothers Emergency Building Services discusses what to do during and after an emergency.

infographic

May 06, 2019

In this customer-centric world, insurers need technology that supports innovation and stays focused on achieving business goals, while keeping a pace that surpasses the competition. 1. Omnichannel for Insurance. Consumers today are well informed and have high expectations. This is why many insurers ...

blog article

May 06, 2019

As a pet owner, you are probably willing to do almost anything to keep your pet healthy, even if it means spending money you don’t have. Rushing a sick pet down to the veterinarian’s office may be instinctive, but it can also be very expensive. With veterinary costs increasing by as much...

whitepaper

May 05, 2019

Health care costs, and consequently employee health benefit costs, have been growing at an alarming rate in recent years. As health care costs climb, the amount your employer must pay for your health benefits also increases. Unfortunately, the trend of health benefit costs rising faster than the rat...

whitepaper

May 05, 2019

Bringing a new puppy into your family is exciting. To get your bundle of fur off to the best start in life, there are a few things to think about from a health perspective. Vaccinations Vaccinations are the best way to protect your puppy from several dangerous diseases. We vaccinate puppies against ...

infographic

May 05, 2019

Jewellery, watches and bags are valuable possessions, a part of our life story. They may have been handed down generation after generation. Losing these valuables can feel like losing an important part of ourselves. Our valuables hold so much sentimental worth, but are we protecting them sufficientl...

infographic

May 05, 2019

Being financially successful allows us to appreciate the finer things in life – rare wines, designer clothing, antiques, jewellery and more. As we acquire these valuables, such lifestyle choices become an integral part of our lives. We take great care curating collections we call our own, how ...

whitepaper

May 05, 2019

What is Contract Works Insurance? When you’re working on a construction site, plenty of things can go wrong. Damage or loss to a building could cost you time, money and even your reputation. Meanwhile, an onsite injury can result in considerable pain, stress and financial loss. That’s wh...

whitepaper

May 03, 2019

We are seeing unprecedented change in the ways that people can interact with service and consumer goods providers. As a result, consumer expectations are changing, driven by enhanced experiences that have introduced people to newer, easier, and more immediate ways of doing business with service prov...

video

May 03, 2019

The world is full of risk. But U.S. insurance companies are missing the biggest risk of all. While many global insurers are ditching coal and fossil fuels, US insurers continue to prop up a dying industry making climate change worse.

blog article

May 03, 2019

Religious centers of all faiths are rightfully concerned as hate has become entwined with the terrible consequences of terrorism. The recent massacre at the Tree of Life synagogue in Pittsburgh, Pa, arson attacks on three historic black churches in Louisiana, and now, the rampage at the Chabad synag...

blog article

May 02, 2019

Life insurance represents a key corner of the financial planning space in need of more education. Nearly three in five consumers (59%) own some form of life insurance, according to LIMRA’s 2018 Insurance Barometer Study.  Yet, common questions persist, especially over the industry’s...

video

May 02, 2019

Compare and buy travel medical insurance plans for overseas travelers on our website. Affordable visitor medical insurance plans for non-US residents visiting the USA or Europe. For more details, visit: https://www.visitorsguru.com/visitor.

blog article

May 01, 2019

Thanks to the fact that we live in the 21st century instead of the 12th, prescription drugs are a part of everyone’s medical history. Whether it’s taking a temporary course of antibiotics to get over strep throat, or a regular regimen of medication to manage a lifelong condition like ast...

blog article

May 01, 2019

Many things to save your car safety such as the use of outdoor waterproof car covers will increase your car look and will the pave the way to have the best car insurance price. Looking at through this article you ought to be able to get the best cost available for you and your vehicle.
Mainta...

video

May 01, 2019

Find out how Morgan Clark helped Kenneth & Carol with their house fire insurance claim. When a fire that started in a neighbouring property engulfed their home just a few days before Christmas, the couple called on a loss assessor to help. By working with Morgan Clark, who were recommended to th...

blog article

Apr 30, 2019

When you’ve already got loads on your plate, organising your business insurance can seem pretty daunting. But, as you’re probably aware, insurance is one of those things that you really do have to tick off your ‘to do’ list, to ensure you’re protected against unforeseen...

whitepaper

Apr 30, 2019

UW-Madison SHIP members have access to a unique value-added benefit: a Global Emergency Assistance program provided by Assist America. This program immediately connects you to doctors, hospitals, pharmacies and other services if you experience a medical or non-medical emergency while traveling more ...

blog article

Apr 29, 2019

Before we begin today, a quick refresher. Life insurance provides financial protection for your loved ones in the event of your death. A life insurance policy usually pays a guaranteed amount of money (a death benefit) that can assist your family at a time they would need it most.You probably knew a...

blog article

Apr 29, 2019

Before we begin today, a quick refresher. Life insurance provides financial protection for your loved ones in the event of your death. A life insurance policy usually pays a guaranteed amount of money (a death benefit) that can assist your family at a time they would need it most. You probably knew ...

infographic

Apr 26, 2019

Could it be time to make telematics insurance policies available to drivers in much greater numbers? To what extent is there still consumer resistance or lack of awareness? How can we define the inertia, the motor policy systems duplication, or other technology shortcomings that are preventing such ...

blog article

Apr 26, 2019

Buying life insurance now provides a financial safety net for your dependents later if you’re not around to take care of them. After you’re gone, your family can use the proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. There are two main types of li...

blog article

Apr 25, 2019

When you’re trying to save money on car insurance, declining collision coverage may seem like a good option. But you should give this decision some thought. After a wreck, collision coverage could make life easier, even if you did not cause the accident. For most drivers, the cost of collision...

blog article

Apr 25, 2019

Canada’s most populous province is getting grayer. Statistics Canada reported that almost 20 percent of Ontarians were over the age of 65 in 2016. That’s a number that’s projected to keep growing in the future too. Are you someone over the age of 65? Maybe you’re approaching ...

blog article

Apr 25, 2019

Oxygen tanks and regulators, buoyancy compensators, wearable computers to track depth and surroundings — scuba divers need a lot of expensive gear. Then, when they apply for life insurance to help protect their families from financial uncertainty, scuba divers tend to pay higher life insurance...

blog article

Apr 25, 2019

So you want to be an entrepreneur? You’ve got a great idea, and you want to put it into motion, so you can show the world what you can do! Being an entrepreneur and starting a business is admirable, but it comes with risks.  During the planning phase, if you haven’t talked to a trus...

blog article

Apr 25, 2019

As a veteran, it can be very important to manage your money well. Your hard work and service to the country should stand for something. Many vets qualify for a discount on their auto insurance policy. This does not always apply, but if it applies to your situation, it is worth asking about. How can ...

blog article

Apr 24, 2019

Your fur babies are a big part of your family. You love them; they’re among your favorite friends, and they’re always there for you. You give them love, a home, and take the very best possible care of them. And, much like when a member of your family is sick, you worry about them when th...

blog article

Apr 24, 2019

Insurance is there for you when you need it. It’s the umbrella, the safety net, the fail-safe. But it’s wise to consider the alternatives before actually tapping your insurance company for help: Every claim you file can raise your premium. If you file too many claims, not only can your i...

whitepaper

Apr 24, 2019

The Council for Economic Opportunities in Greater Cleveland, (CEOGC) is a nonprofit organization and the Community Action Agency for Cuyahoga County that assists residents in achieving their full potential. The Council delivers education, personal and professional development programs and support se...

video

Apr 23, 2019

ClickFunnels for Nationwide Life Insurance Agents! This video with Alex Branning will show you: Why Life Insurance Agents love ClickFunnels. Two marketing strategies that will bring people into your sales funnel. Lead generation for Life Insurance Agents. Getting quality Life Insurance leads that tr...

blog article

Apr 23, 2019

property owners can face serious risks when it comes to hurricanes and tropical storms. From blustering, high-speed winds to record-smashing rainfall and flooding, you have to be prepared for the worst-case scenario during severe weather. If you’re a homeowner, you definitely want to insure yo...

blog article

Apr 23, 2019

Auto insurance is there for you during some of the most stressful times of your life. Whether it’s a little fender bender that gets your blood boiling or a full-on car wreck you caused, insurance is essential. Think of it as a logical part of your financial planning. Imagine, for a second, tha...

blog article

Apr 23, 2019

Purchasing your first home can be scary and confusing as well as exciting. There are dozens of decisions to be made and if you are not careful you may make a mistake that you will have to live with for years.  If you are in the market for your first home, or have been in your current home for d...

blog article

Apr 23, 2019

Many small business owners wonder when they should review their insurance coverage. The truth is that if it has been a while since you’ve reviewed your business insurance, it might be time to make changes. A review is a great opportunity to determine whether your policy meets your current need...

blog article

Apr 23, 2019

Carriers have invested heavily in creating new digital customer experience but making claims payments often still ends in a “your check is in the mail” notification. Digital payment alternatives, first developed for industries like retail, are now finding their way into insurance. Cost s...

blog article

Apr 23, 2019

While many associate spring with a deep clean of your home, it's also a good idea to use the change in season to spring clean your vehicle. Winter can take a heavy toll on our cars, both in terms of appearance and driving capabilities. Take advantage of the warmer weather and perform these routi...

blog article

Apr 23, 2019

Research has consistently shown that senior management within the insurance sector think digital transformation is critical to their business. While executives see transformation as essential, achieving success is proving to be much more difficult, with a global report recently published by Cap Gemi...

blog article

Apr 22, 2019

All drivers in California are under mandatory requirement by law to have a car insurance coverage but how do you properly ascertain if a car insurance is valid before proceeding to buy the car, hire it or report to the police in the event of an accident or even before involving your car accident att...

blog article

Apr 22, 2019

When it comes to health care, the United States is witnessing two fundamentally incompatible trend lines. High-deductible health plans (HDHPs) represent an increasing share of the health insurance Marketplace. Nearly 70 percent of mid to large employers offer HDHPs to employees and for 13 percent, a...

blog article

Apr 22, 2019

Your house is while not a doubt your most precious investment. What if there’s a natural bad luck or a fireplace escape in your house, and your home is ruined?! Disasters will strike uninstructed and that’s specifically why protective your house with home insurance is incredibly necessar...

infographic

Apr 22, 2019

A great lot of insurance companies often belong to the larger ones. And even though the majority of them kept their own brand and might seem like they don’t rely on any terms and make decisions independently, this is not entirely the truth. Companies that are parts of larger corporations have ...

whitepaper

Apr 20, 2019

It’s all about the data When you consider how risk and claims work, you realize they are all about data. Data drives smarter decisions about risk. Data enables faster, more accurate resolution when damage occurs. Data can even lead to proactive mitigation of damage as it unfolds. Because the a...

blog article

Apr 19, 2019

Here is an easy test to see if your recreational vehicle is covered by your homeowners policy: Are you having fun? If so, it’s probably not covered. That isn’t always the case, but the protection provided by your homeowners policy is very limited. Property Coverage You may have property ...

blog article

Apr 19, 2019

These days, you can find more golf carts on our public roads and campgrounds than on the golf course. They’ve become somewhat of a status symbol with trick paint jobs, speed modifications, chrome wheels, and leather seats. If you own a golf cart, it’s a good idea to buy golf cart insuran...

blog article

Apr 19, 2019

When buying a house, you are buying both the house and the land it is built on. The market value of a home is usually based on an appraisal by a licensed professional. They start by estimating the value of the land based on the property's location and lot size. Then the appraiser will use the si...

blog article

Apr 19, 2019

Tires are a crucial part of your day-to-day travels, but they can be easily overlooked when you're inspecting your car. It's important to note, however; that there are significant benefits to checking them frequently – including better fuel economy, a safer drive, and easier handling o...

infographic

Apr 18, 2019

Health insurance can be a VERY confusing topic. So many terms that people have absolutely no idea to their meaning. That was the motivation behind us doing an infographic for AmeriHealth, creating a visual guide to the various confusing terms found in health insurance. May it make that confusing wor...

blog article

Apr 18, 2019

The size, type and value of the craft and the water in which you use it factor into what type of insurance you need and how much you will pay for insurance coverage. As with any insurance policy, make sure you understand exactly what perils are covered and what your policy limits are. Small craft ma...

blog article

Apr 18, 2019

Long term travel is the ultimate dream for many people. However, when you travel for a long period of time, there are some organizational issues you need to think about. One of these issues is insurance. This is not the most fun topic to think about, and we know you prefer to plan the cool activitie...

blog article

Apr 18, 2019

When you have a home with special features and adaptions, it becomes essential to consider how this impacts your home’s value. It can also impact your home insurance needs. For those who have a loved one living with a disability or unique needs, it is important to consider the value of added f...

blog article

Apr 18, 2019

Cyber Insurance has begun to take root in recent years, and while many industries have yet to invest in a cyber insurance policy, other industries are starting to question if cyber insurance might just be the missing tool in the organization’s security toolbelt. A recent survey found that 70 p...

blog article

Apr 18, 2019

The fire that ravaged Notre-Dame cathedral is out and plans are already underway for repairing the damages caused and rebuilding what was lost. The costs are expected to be enormous and will take years to complete. Currently, there’s 1 billion euros donated to help with the reconstruction. As ...

blog article

Apr 18, 2019

Teach your teen how to be a safe driver. If you are currently teaching your teen how to drive, then safe driving practices are the most important things that you can pass onto them.  When it comes to safe driving, it’s important that you go back to the basics, even if they seem really obv...

blog article

Apr 18, 2019

Who doesn’t like something extra which provides a value-added benefit? In a term insurance plan, there are extra coverage benefits which you can opt and make your cover more comprehensive. Do you know about such extra benefits? They are called riders. If you are looking for a term insurance pl...

whitepaper

Apr 17, 2019

A car accident, a burglary, a washing machine breaking down. No-one is immune from these sorts of incidents - and insurance provides us with a way to mitigate that risk. Low-income households can face these issues like anyone else. But they are significantly less likely to have insurance to cover th...

infographic

Apr 17, 2019

Uniquely focused on hospitals and health systems, the Executive Benefits Practices section of this survey provides comprehensive insight into emerging trends in retirement plans, severance policies, life insurance, paid time off, perquisites and other important executive benefit offerings.

whitepaper

Apr 17, 2019

Powering illustrations and quotations for the digital world A cloud-based illustrations and quotations system that supports new and existing business across all products for life, pensions, wealth management, group and individual business. Majesco Life IllustratePlus encompasses life assurance illus...

whitepaper

Apr 17, 2019

When an adviser sits down to discuss life insurance cover held within superannuation with their client, it is also an ideal time to have a comprehensive discussion about estate planning. In this article, we look at the advantages and disadvantages of various options of structuring the receipt of sup...

blog article

Apr 17, 2019

Getting renters insurance is a smart adulting decision. It’s the best defense against things in life you have no control over – like your phone getting stolen on the subway or your apartment flooding because your neighbors left their faucet on. So, if you ever face these headaches, you&r...

blog article

Apr 17, 2019

Insurance companies may have a bigger challenge on their hands when it comes to identifying vulnerable customers, as new research from data analytics company Consumer Intelligence reveals three quarters struggle to understand or feel overwhelmed by information provided by their insurer. In contrast,...

video

Apr 16, 2019

Zurich Insurance chairman Michel Liès knows that digitalization is shaking up his industry. In part one of the Newsmaker interview, the insurance veteran goes so far as to say it is “destroying” the solidarity that lies at its core. But he adds that digital transformation also pre...

whitepaper

Apr 16, 2019

This report provides a comprehensive assessment of climate change and its impacts on agriculture1 in the Eastern (Egypt, Israel, Jordan, Lebanon and Palestine) and Western (Algeria, Morocco and Tunisia) countries of the Southern Mediterranean, as well as the policy measures currently in place, as id...

blog article

Apr 16, 2019

Amazon just entered your market, acquiring a competitor in your product category and bringing all of their technology, customer experience and logistics capabilities to go after your customer. How will you stay competitive? Grocery stores found themselves asking that question in August of 2017 when ...

blog article

Apr 16, 2019

Custom core system builds still happen surprisingly often. They fell out of fashion during the competitive vendor landscape of the early 2000s, but implementation challenges and improved carrier software development expertise are generating increased interest in the custom build. Buying is often a c...

blog article

Apr 16, 2019

From time to time, auto insurance rates will increase. Most often, this happens due to the cost of living rising. However, many people can save money by asking their insurance agent about savings options. If your prices are on the rise, take these steps to ensure you are paying the least amount nece...

blog article

Apr 16, 2019

The Canada Health Act provides all essential and medically necessary care through its provincial arms. But it doesn’t mandate the provision of eye care outside of emergency circumstances. Vision insurance coverage changes according to province and territory. In most cases, young people and sen...

blog article

Apr 16, 2019

Many folks outside of Canada think that health care in this great nation must be a breeze as it is infamously “free” to all residents of Canada. But the truth is that while much of that billion-dollar health care industry is being ponied up for by the federal government, there are some g...

blog article

Apr 16, 2019

Remember the phenomenal Taylor-Burton diamond, the 69-carat, pear-cut diamond bought by the actors Richard Burton and Elizabeth Taylor in 1969? Well, of course, you don’t, but that’s one more reason to cherish those grandparents of yours, right? In case they can’t remember either, ...

blog article

Apr 16, 2019

A bitter truth but getting over the loss of a loved one is tough. In cases where the departed has dependents, life insurance helps tide over the financial burden they may face. Therefore, it’s important to know how to claim the insurance benefits upon the death of a loved one. So, the benefit ...

blog article

Apr 16, 2019

The utterance of the word “tax” emits a negative feeling in most people. It is not only about the realms of the real world, but in the iconic Bollywood film Lagaan that was based on a fictional story dating a century back, the protagonist had a “fear of paying tax”. Well over...

video

Apr 16, 2019

Agency owner Doug Moore found a better cost structure for health insurance. Visit https://bit.ly/2IoV6vi for more on Insperity’s business solutions.

blog article

Apr 16, 2019

Analyzing your data and metrics will help you discover critical insights your agency needs to grow. Data analytics applications will help you gather, process and analyze your data in real time for greater insights into your efforts and outcomes. Data metrics can also help your agency become a data-p...

blog article

Apr 16, 2019

Try out these spring driving safety tips. Just because the gloom and bad weather of winter have passed doesn’t mean that the road is free from hazards.  Just like winter, spring poses some very serious risks for drivers.  If you want to protect yourself and others on the road this se...

blog article

Apr 16, 2019

A house is one of the prized possessions; this is why your home should be insured. When you have ticked all the sections, and you are all set to buy a home, it is imperative to calculate the total cost that will result in your home ownership. Most importantly, this comprises of home buying cost and ...

blog article

Apr 15, 2019

Canada’s extraordinary health care system covers most of the population. Only a small fraction of its 37 million residents lack health insurance. Only certain recent immigrants and workers are ineligible for care. However, healthcare is not free. In addition to tax-funded universal basic care,...

whitepaper

Apr 15, 2019

Supplemental health insurance typically refers to products that are designed to supplement comprehensive major medical insurance. These products are considered “excepted benefits” under the Health Insurance Portability and Accountability Act of 1996 (HIPAA). This means that because they ...

infographic

Apr 15, 2019

According to the last study about digital transformation in the insurance sector: “A New World of Opportunity, the Insurance Innovation Imperative” by KPMG, 83% of insurance companies say that their business’ future success lies in innovation. The same study confirms that 74% of th...

blog article

Apr 15, 2019

If you purchased your health insurance plan through healthcare.gov or your local state exchange, you have an Affordable Care Act (ACA) compliant plan, which means you have mental health insurance coverage. All ACA-compliant insurance plans must include mental health insurance coverage as one of the ...

blog article

Apr 15, 2019

If you are buying life insurance, you need to go for the right insurance amount so that you are neither under-insured nor over-insured. So, how does one arrive at the right amount of insurance cover? Here are some simple methods to help you decide. Life insurance is something one cannot do without i...

blog article

Apr 15, 2019

Get your air conditioner cleaned and serviced. Did you know clean coils operate more efficiently? With that and a filter change, your air conditioner will be primed to keep you cool and cut your costs. Change the batteries in your smoke detector and carbon monoxide detector. Your life-saving detecto...

whitepaper

Apr 15, 2019

Tens of billions of dollars are lost every year by U.S. banks and financial organizations due to fraud. Graph databases can help you stop advanced fraud scenarios in real time by giving you insights based on data connections. Read this white paper to learn how graph databases can help you uncover: ...

whitepaper

Apr 15, 2019

A seismic shift occured in the data management world in May 2018 when the General Data Protection Regulation (GDPR) became law in the European Union. All companies with information about European residents must comply with new, strict rules about how personal data is stored, secured, used, and tran...

blog article

Apr 14, 2019

We continue our conversation about Distracted Driving Awareness Month, what we know and what we can do to help curb risky behavior. Where we started talking about the need to study advanced driver assistance systems (ADAS) data, we now move into the reality of the distractions we face every day and ...

blog article

Apr 14, 2019

That’s a question you could be asking yourself in you’re in the market for private insurance in Canada. The good news is there are a lot of options, but you’ll have to do your homework to get the best rates and the best package to suit your needs. Private Vs Public Insurance Here&r...

blog article

Apr 14, 2019

Nearly a year ago, California became the first state to mandate that all new homes have solar power.1 The regulation becomes effective January 1, 2020. Under the new rules, individual homes must have rooftop solar panels or share a solar-power system with a group of homes. According to the New York ...

blog article

Apr 13, 2019

Premiums, copays, and health networks – oh my! Are you drowning in the land of health insurance plans? The average Canadian isn’t taught how to differentiate plan A from plan B. In fact, there are entire careers that focus on finding and explaining health insurance differences (health in...

whitepaper

Apr 13, 2019

What we need from you. Full payment of your invoice(s) is required to us before your claim can be processed. Payment terms for Indirect Claims are the same as for uninsured patients. Details are shown on page 4 of this booklet. No administration fee charged. You must provide us with a separate signe...

blog article

Apr 12, 2019

Texas homeowners may have a new option when it comes to flood insurance. While flood coverage is always excluded from a standard homeowners policy, the Woodlands Insurance Co. which is located in Woodlands, Texas is offering a Texas homeowners policy that includes flood insurance coverage to all hou...

blog article

Apr 12, 2019

You have a gorgeous maple tree on your property. For years it's been the focal point of your yard with people often stopping to tell you how lucky you are to have such a beautiful tree on your property. Sure, you're lucky, until that one summer day when that maple tree decides to push a tree...

blog article

Apr 12, 2019

As auto insurance carriers are increasingly applying automation to increase efficiencies, reduce costs and improve their competitive edge, consumers are also benefiting from increased automation – an insight we uncovered while conducting research for the 2019 Future of Claims Study. In our 201...

blog article

Apr 12, 2019

The average Canadian household spent nearly $2,000 on health care in 2017. That figure represents direct costs that Canadians are paying out of pocket. It doesn’t include insurance premiums paid for supplemental health care. Why are Canadian health care costs so high? Isn’t health care i...

blog article

Apr 12, 2019

The race to having completely self-driving cars on the road continues, and many automakers get closer every day. On the market now, there is Tesla, whose semi-autonomous vehicles can already match traffic speeds, transition from one freeway to another, self-park and be summoned from a garage. Additi...

infographic

Apr 12, 2019

The future of cars undoubtedly seems exciting. Up to this point, cars were viewed primarily as a convenient method of transportation. The main advancements were made in reliability, safety, performance, and overall comfort. However, the advent of the internet and artificial intelligence unlocked a w...

blog article

Apr 12, 2019

In case of an unfortunate accident, your life can be saved by timely medical assistance and in case of death, financial assistance can help your family recover from dependencies. This makes medical and life insurance for a passenger a marketable feature for cab aggregators in India. Of late, through...

blog article

Apr 12, 2019

Umbrella insurance is the most valuable coverage you've probably never heard of. Yet it's highly likely you need it. And it isn't just for high earners. It's for everyone, especially if you: Life is unpredictable. Consider these common scenarios. You're driving a couple of childr...

blog article

Apr 11, 2019

If you’re driving to Mexico, you may want to envision pristine coastlines, epic Mayan ruins or lush rain forests along the way. What you shouldn’t have to do is worry about your car insurance coverage. To protect yourself financially and legally, get some answers and make some decisions ...

blog article

Apr 11, 2019

Spring has sprung and your home is due for a thorough cleaning but there are a few tasks you should add to your spring-cleaning checklist to lower your risk of having an insurance claim while you’re at it. These 10 spring cleaning tips from Central Insurance Companies will improve your home an...

blog article

Apr 11, 2019

Disability coverage is one of the least understood insurances on the market. Most people think that they don’t need it because workman’s compensation covers them. They’re right, partially. Workman’s compensation could help to cover some of the costs, but what happens if you a...

blog article

Apr 11, 2019

The best advice is to use a harness or carrier and secure your pet in the middle of the back seat. Restraining a pet prevents them from distracting you while you're driving and helps keep them safe, before and after an accident. Loose animals and secondary accidents. A car safety harness keeps y...

blog article

Apr 11, 2019

From 1997 to 2018, public health care insurance costs in Canada grew 3.5 times faster than food prices. What’s more, it went up 1.8 times faster than the national average income. That trend, according to experts, is going to continue this 2019. They’re estimating a staggering 6% increase...

blog article

Apr 11, 2019

This is the first in a series of three blogs to start a practical and real discussion about industry challenges and how technology can help. Often, we look at technology and think about the grand advances we’ve made since Otto Rohwedder sat down after a long day of slicing bread and thought, &...

blog article

Apr 11, 2019

Avoid making these mistakes if you want to keep your car coverage. Many drivers assume that once they secure auto insurance, they will have their coverage forever.  Unfortunately, this isn’t always the case.  There are certain things that you can do that will result in your auto insu...

infographic

Apr 11, 2019

Dental practices face many challenges, especially when it comes to insurance coverage and revenue cycle management. Dental billing services provided by an experienced medical billing firm ensure that the practice has fewer accounts receivable and unresolved dental claims.

whitepaper

Apr 11, 2019

Our Claims Commitment Sompo International is committed to providing outstanding claims service that delivers:  Fair and appropriate outcomes for our insureds. Effi cient service, timely responses and fast payment of agreed claims. Value-added expertise from product and industry specialists We a...

blog article

Apr 11, 2019

The life insurance application process is undergoing a major digital transformation as carriers modernize and automate their customer-facing workflows. The life insurance application process has traditionally been long, complicated, and paper heavy – but carriers are embracing digital to make ...

blog article

Apr 11, 2019

Are you ready to get on the road, eat up the miles, and go wherever the wind — and your RV — take you? Your RV is your ticket to freedom. Proof that you can’t be pinned down or stuck in one spot for long. The open road is calling, but before you jump in the driver’s seat, pro...

blog article

Apr 11, 2019

Don’t get caught up in these common home insurance myths. Managing your home insurance is difficult enough as it is; the last thing that you need is for lies to complicate things even further.  Unfortunately, there are many common home insurance myths that can trip up homeowners and leave...

blog article

Apr 11, 2019

For several years now, Majesco has been discussing the most crucial question insurers have on their plates. “How easy is it for a customer to do business with an insurer?” At one time, it almost didn’t matter. Those who needed insurance accepted the hurdles and hoops of the insuran...

blog article

Apr 11, 2019

A person suffering an injury on your property can be a very worrisome situation. Even if you do your very best to help them, they may feel you are responsible for their losses. In some cases, you are. Your home insurance company offers financial help for this situation. There are two components of y...

video

Apr 10, 2019

Lincoln financial after acquiring Liberty Mutual disability  is one of the top ten largest disability insurance companies and they are very skilled at finding reasons to deny a disability claim.  Our disability insurance lawyers have helped hundreds of Lincoln Financial disability insuranc...

whitepaper

Apr 10, 2019

DISTRIBUTION & CUSTOMER ENGAGEMENT. Companies that focus on customer engagement, e.g., customer acquisition, sales and marketing, mobile solutions and other direct-to-consumer insurance channels, or that offer solutions to improve distribution or facilitate engagement with the end consumer.

whitepaper

Apr 10, 2019

The diversity of traditional and exotic financial instruments and the corresponding trade volumes for these products are constantly increasing. The processing and recording of the resulting transactions trigger the application of complex statutory regulations in respect of risk management, reporting...

blog article

Apr 10, 2019

If you’re a motorcycle enthusiast, once spring is here you can’t wait until the weather gets good enough to get your bike back on the road.  After sitting out the winter, you’ll be going through a check list to get your motorcycle tuned up, polished and road ready. Make sure y...

blog article

Apr 10, 2019

After more than six years, it’s still a seller’s market, values continue climbing, and property owners, whether they’re holding residential, office or industrial space, are seeing their properties snapped up in days, sometimes hours. All of that can change when the economy slows, o...

blog article

Apr 09, 2019

Take care of these cleaning and maintenance tasks to make your property safer. Now that spring is officially here, many homeowners are getting ready to thoroughly clean and freshen up their properties.  If you are planning on doing some spring cleaning, then there are certain things that you ca...

blog article

Apr 09, 2019

You’ve worked hard for the life you have, including for your vacation home. Make sure it’s protected from natural disasters and unfortunate accidents with the right insurance coverage. Protecting your vacation home isn’t quite the same as protecting other property. Here’s wha...

blog article

Apr 09, 2019

Spring vacation season is in full swing. Are you heading anywhere fabulous? Whether you’re visiting the beach or the mountains—or anywhere in between—there are lots of things to prepare before jet-setting to your destination. Buying tickets, planning itineraries, packing bags and f...

blog article

Apr 09, 2019

Insurers are under increasing pressure to deliver a frictionless and simple customer service experience. Conversational technology like chatbots are becoming attractive supplemental channels for insurers as a result. Chatbots offer a low-touch, 24/7 channel that frees up existing resources for more ...

whitepaper

Apr 09, 2019

Heute wird sowohl im Privatleben als auch im Beruf ständige Vernetzung erwartet und benötigt. Da Telekommunikationsunternehmen häufig als Mobilfunk-, Festnetz-, Internetund Kabelanbieter auftreten und damit im Wesentlichen diese allgegenwärtige Vernetzung ermöglichen, werden sie zunehmend von Verbr...

whitepaper

Apr 09, 2019

Weltweites Wachstum führt zu einer steigenden Anzahl an vermögenden Privatpersonen. Der aktuelle World Wealth Report sagt voraus, dass ihr Vermögen sich von 2006 bis 2025 weltweit fast verdreifachen wird und im Jahr 2025 die 100 Billionen US-Dollar übersteigen wird. Dabei ist eine vermögende Privat...

whitepaper

Apr 09, 2019

Quadient helps companies deliver meaningful interactions with current and future customers. A Neopost company, the Quadient portfolio of technology enables organizations to create better experiences for their customers through timely, optimized, contextual, highly individualized, and accurate commu...

whitepaper

Apr 09, 2019

Die Bank verfolgt das Ziel, digitaler Leader auf dem tschechischen Bankenmarkt zu werden, um tschechische Haushalte und selbständige Erwerbstätige bei Finanzierungsbedarf zu unterstützen. Zu der MONETA Group gehören neben der MONETA Money Bank, a.s. auch die MONETA Auto, s.r.o. und MONETA Leasing, ...

video

Apr 08, 2019

At Westfield Bank, we are true experts in insurance agency financing. We should be. Westfield Bank is an affiliate of Westfield Insurance, founded over 170 years ago. We know and understand your business, from the top to bottom.

video

Apr 08, 2019

Join us at the CNET Smart Home to see how you can easily add motion alerts, smart locks and water sensors to keep both your child, and your home, safer.

blog article

Apr 08, 2019

Being a pet parent has its benefits, but it also has its costs, which don’t always occur to us before adopting. Consider the total cost of dog ownership or cat ownership beforehand so you can prepare and be a more awesome pet parent. Unexpected Costs. We’ve laid out some costs of owning ...

blog article

Apr 08, 2019

Almost every state requires you have car insurance coverage if you want to drive legally in your state. Most states outline a minimum level of coverage you must buy by law. What your state requires as minimum limits however, may not cut the mustard should you get into an accident. A car accident can...

blog article

Apr 08, 2019

When you get home insurance, it’s important to ask the right questions. But what are the right questions to ask? How can you know what questions to ask if no one ever told you? They don’t exactly teach Insurance 101 in school. To help you figure out what you should be asking the insuranc...

blog article

Apr 08, 2019

While a Condominium (Condo) typically features construction and/or maintenance features addressed by Condominium Management, the Buyer should conduct an inspection for two main reasons. First, the interior of the Condo. This area is not the responsibility of Condo Management. A Buyer needs to be awa...

whitepaper

Apr 07, 2019

Tailored insurance for the poultry sector. Achmea was established over 200 years ago when 39 farmers put money into a glass jar, to be compensated in the event one of them had a haystack fire. Their commitment to a truly mutual approach to insurance remains alive and well in Achmea Australia today.

blog article

Apr 06, 2019

This is the second in a series of blog posts looking at how U.S. commercial insurance professionals are responding to current and emerging market trends. Automation can help commercial insurers drive efficiency. That’s especially true within small commercial insurance, where the greater volume...

blog article

Apr 05, 2019

Late last year, PLR posted this piece to our blog, which described the damage done by Hurricane Florence and stressed the importance of Homeowners Flood Insurance. While that was only a short time ago, we’d like to, once again, stress the importance of Homeowners Flood Insurance for people liv...

blog article

Apr 05, 2019

Enrollment in high-deductible health plans with a health savings account is on the rise and employers are increasingly dropping preferred provider organizations as an option in their health plans. Those are two of the key findings in the just-out 2019 Employee Benefits Benchmark Survey, which is des...

blog article

Apr 05, 2019

Life is uncertain and no one knows what will happen in the future. If you are the only bread earner in the family then you need to make sure that the future of your family is secured because although you can’t control the future but you can make sure that your family is financially safe in the...

blog article

Apr 05, 2019

The coast is a beautiful place to live. It offers a unique lifestyle that no other part of the Carolinas does, but it’s also considered a high-risk area for homeowners. Homes are more susceptible to certain storm-related perils than the rest of the state — wind, hail, and floods. Even wh...

blog article

Apr 05, 2019

Special Enrollment Period (SEP) – is a time outside the yearly Open Enrollment Period when you can sign up for health insurance through the Health Insurance Marketplace. People with Qualifying Life Events (QLE) can take advantage of the Special Enrollment Period. How long do you need to enroll...

blog article

Apr 05, 2019

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents at Lawton Insurance Agency in Lewisburg, Pennsylvania will be happy to explain the coverage for e...

blog article

Apr 05, 2019

Insurance companies struggle to provide a great experience on two fronts – one is to customers and the second is to agents and brokers. The convergence of demographic changes, evolving customer expectations, and competitive pressures demands efficiency from both insurers as well as agencies. I...

blog article

Apr 05, 2019

Saving money on your car insurance shouldn't be complicated. Unfortunately, if you don't have everything ready when you start getting a quote, it can be time consuming. Running around to grab this bit of info or that can be frustrating. When you're shopping for car insurance coverage, yo...

blog article

Apr 05, 2019

Distraction comes in many forms. In the car, it could mean taking your eyes off the road to change the radio station, taking your hands off the wheel to enjoy the first sips of morning coffee, or losing your focus because you're talking to a passenger. From eating, drinking, and personal groomin...

blog article

Apr 05, 2019

There’s a fundamental rule about car insurance that’s important to know: your driving record can affect your rates. Which can be a good thing…or a bad thing. You might have hoped that that speeding ticket or minor (it was a scratch on the other person’s car!) fender bender w...

blog article

Apr 05, 2019

Every week The Friday Five will bring you interesting news and information from around the insurance industry. This week: distracted driving study, genetic testing for life insurance, women pay more for auto insurance. Drivers just can’t put their phones away. Nearly eight in 10 consumers talk...

blog article

Apr 04, 2019

Did you know that in Canada, about 2.6 million school days are missed every year because of dental-related illnesses? In fact, tooth decay accounts for one-third of all day surgeries performed on children between the ages of 1 and 5. Around the world, 60-90% of school-aged children suffer from tooth...

blog article

Apr 04, 2019

Buying into these insurance myths could leave your home vulnerable. For many homeowners, securing and managing their homeowners insurance is a tricky task.  This task is made even more difficult due to the proliferation of myths surrounding this coverage.  To ensure that your coverage is n...

blog article

Apr 04, 2019

Reasons why you should secure renters coverage. If you are renting a home or apartment, you know that your landlord is responsible for insuring the property you are renting for damages.  However, your Landlord’s property policy does not cover any of your personal belongings.  Renters...

blog article

Apr 04, 2019

If you own a boat, then you’ll need a separate boat insurance policy. Unfortunately, your homeowners insurance policy will not help cover your boat or any incidents you get into on a watercraft. On some rare occasions, homeowners insurance may have minimal coverage for small boats. But this co...

blog article

Apr 04, 2019

Leased vehicles need full coverage. It is common for the leasing company to require comprehensive coverage on these cars. This can increase the premium costs to you. However, this type of auto insurance minimizes their risks. It also helps protect you in the case of an accident. Does that mean you h...

video

Apr 04, 2019

Atlas International Insurance. Atlas International is a comprehensive coverage plan for international travel outside the USA. Atlas International also covers during the international travel time. Atlas International meets the requirements for Schengen visa insurance.  Soon after purchase, you c...

video

Apr 04, 2019

Atlas America is a comprehensive coverage plan for non-US citizens traveling outside the home country when travel includes the US and   Atlas America also covers during the international travel time. Atlas America is a very popular visitors insurance plan for relatives visiting the USA. At...

blog article

Apr 04, 2019

Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. So, in the event of a...

blog article

Apr 04, 2019

As part of its enforcement efforts, the Office of Foreign Assets Control (OFAC) maintains a list of Specially Designated Nationals (SDNs). U.S. companies are prohibited from dealing with the individuals, groups and entities on the SDN list. U.S. insurers must comply with OFAC requirements. Adhering ...

video

Apr 03, 2019

Learn more about Capgemini's Digital FNOL Utility solution, designed to enrich the customer experience around insurance claim intake process and increase an insurer's operational efficiency and savings. For more information, visit www.capgemini.com/insurance.

blog article

Apr 03, 2019

Becoming an Uber, Lyft or other type of rideshare driver has become increasingly popular within the last few years. Many people choose to be a rideshare driver to bring in some extra cash on the side, or even as their full-time job. Are you a rideshare driver? If so, it’s important to know tha...

infographic

Apr 03, 2019

Always be prepared. That's what the Boy Scouts are always saying, right? We agree with them and think it's good for everyone to know what next steps to take after a car accident. Use this infographic as a guide and hopefully you'll be a little bit less stressed after an accident.

whitepaper

Apr 03, 2019

In today’s increasingly digital world, the nature and function of building facilities is constantly changing. Facilities managers (FMs) face increasing pressure to adapt to fast-evolving workplace and regulatory requirements. Buildings are expensive to operate and contribute significantly to e...

whitepaper

Apr 03, 2019

Founded in 2012, Heritage Insurance had a distinct DNA… identifying opportunities, assessing fit, and then making quick decisions. As a start-up, Heritage Insurance realized that it required technology that could support its appetite for growth and efficiency. Heritage required a solution tha...

blog article

Apr 03, 2019

What do robotic process automation (RPA) and artificial intelligence (AI) have in common? RPA vendors are getting billion-dollar valuations and talking more about AI, machine learning (ML), and cognitive computing. RPA is not an emerging technology per se. It’s a modern update to an existing t...

blog article

Apr 03, 2019

No truck driver wants to consider the possibility of their rig bursting into flames. But, unfortunately, it happens. Fire can be very destructive, and it can gobble up a truck with no problem. The thought of your loyal truck on fire is a scary one. But that’s exactly what happened to four truc...

blog article

Apr 03, 2019

For small businesses, the line between what is considered a personal vehicle and a commercial vehicle is often blurry. Sometimes small business owners and employees use their personal vehicles to transport employees, move equipment, or deliver goods. So should these multipurpose vehicles be covered ...

infographic

Apr 02, 2019

With unfortunate weather causing problems, an insurance policy may just be what you need to stay protected. Wondering what policy would be best for you? Read on Did you know? 1 in every 40 insured homes has a property damage claim related to wind or hail each year. Wind property damage is the third ...

blog article

Apr 02, 2019

Last week, we had the opportunity to host our first Special Interest Group meeting focused on retail broker-dealers that are subsidiary operations of life insurance companies. The session was extremely well attended, with 14 individuals representing nine broker-dealers in participation. We had a wid...

blog article

Apr 02, 2019

Turning 18 means you are officially an adult. Now, you’re responsible for all of your own life choices and decisions. You may already be driving. You may own a car, or you are planning to purchase one. Your goal should always be to have a policy that matches your life and your needs. Now that ...

infographic

Apr 01, 2019

You buy whole life insurance as protection for your loved ones and your legacy. But it can be so much more. Whole life can help address these retirement challenges. Social Security is expected to be depleted by the 2030s. Couples can expect to pay $285,000 in health care costs in retirement (not inc...

blog article

Apr 01, 2019

Okay, okay, we get it: insurance might not be your favorite thing in the world to think about. And it’s probably not your favorite thing to read about either. In other words, when you got your (very lengthy) home insurance policy, you kind of squinted at it and then stuffed it in a drawer some...

video

Apr 01, 2019

If you haven’t enrolled in Drive Safe & Save Mobile yet, text SAVE to 78836 to first check if your phone is compatible and enroll. Step 1: Enroll One of These Ways. Log in to your State Farm account and enroll online. Contact your State Farm agent to enroll over the phone. Not a State Farm...

infographic

Apr 01, 2019

In 2018 homeowners insurers paid out over $675 million as a result of 17,297 dog bite claims.* As a dog owner you have the responsibility to prevent your pooch from causing harm to people, other pets or property. Here are a few tips to keep your dog from causing any harm and taking a bite out of you...

blog article

Apr 01, 2019

As a small business owner, you are often on the receiving end of bad news. Supply costs increase and you have to pay it. A service is eliminated and you scramble to replace it. Insurance companies wake up with a new idea – and you just have to swallow it. You started your business to have more...

blog article

Apr 01, 2019

With the availability of home loans, owning a home has become easy. But, in case of an uncertainty, to not let your family members bear this burden, a term insurance plan can act as a backup. For many of us, owning a home of our own is a key financial milestone that requires years of disciplined sav...

blog article

Mar 29, 2019

Let’s get one thing clear. When it comes to buying insurance, comparing prices from as many different insurance companies as possible is a good thing. When you use a price comparison website, you get quick access to lots of quotes. The problem with price comparison websites is that these costs...

whitepaper

Mar 29, 2019

What is Motor Insurance? Motor insurance can cover your motor vehicle against accidental damage and theft. It can also protect you from the financial costs of repairing or replacing another person’s vehicle in an accident where you’re at fault. Generally you can choose to insure your car...

blog article

Mar 29, 2019

Auto insurance might feel like a different language – one that, unfortunately, they don’t teach in schools. They just kind of expect you to figure things out, from the coverages to getting quotes to making a final choice as to what car insurance to get. We get that it can be overwhelming...

blog article

Mar 29, 2019

Life insurance plans are the best investment tool for protecting the future financial needs of your beloved family. Single premium insurance plan is a one-time investment medium that is hassle-free and offers life coverage.  Nowadays, insurance companies in India are offering various types of i...

blog article

Mar 28, 2019

Recently, the Restoration Association of Florida (RAF) responded to two bills moving through the Florida Legislature that could affect the assignment of benefits (AOB) process. RAF stands in opposition to the bills (SB 122 and HB 7065), saying they fail to address the needs of both homeowners and co...

blog article

Mar 28, 2019

You know that business insurance is essential for your small business. But too many small businesses leave it at that. It’s okay – we know that running a small business is demanding. And we know that you have what feels like a million other things to take care of that seem more important...

blog article

Mar 28, 2019

At Lemonade, we set out to create an insurance company driven by social good – and that meant no marketing fluff or philanthropic giveaways. Instead, we wanted to build a different system – one that would bring out the best in all of us, and that would have social impact embedded in its ...

blog article

Mar 28, 2019

Here’s why your small business needs an umbrella insurance policy.Should I Invest in Commercial Umbrella Insurance? As a business owner, you probably know that liability issues are among the most serious risks that you face.  While you likely have some commercial liability protections in ...

blog article

Mar 28, 2019

Don’t overspend on your teen driver’s coverage. Unfortunately, insuring teen drivers is expensive due to their inexperience and reputation for being reckless.  However, there are mistakes that parents make that drive up the cost of their teen’s insurance even more.  If yo...

blog article

Mar 28, 2019

Between extraterrestrial sightings, a hotly contested debate over chili preferences and a minor league baseball team with a name from “The Simpsons,” it’s safe to say New Mexico is unlike any other state in the nation. The Land of Enchantment’s multicultural population, deser...

blog article

Mar 28, 2019

Netflix was born in 1997 as a new old company. Even at its inception, Netflix founders realized that its mail order DVD business model would rapidly be obsolete. It would need to use its opening model to fund a new model if it was going to survive.[i] Internet streaming was the future. As home inter...

blog article

Mar 28, 2019

When the snow starts to melt and the flowers begin to bloom, it’s time to prep your car for spring! Warmer weather means that (hopefully) you won’t need to defrost the car or wipe off the snow. Though the gripes of winter are fading away, you still need to make sure your car is ready to ...

blog article

Mar 28, 2019

When a fire, storm, or act of vandalism damages your home, you want to get it fixed as soon as possible. Home insurance may provide you with the financial means to pay for these types of repairs. However, you shouldn’t rush into choosing a contractor for the job. Doing so could cause you finan...

blog article

Mar 28, 2019

Buying a Life Insurance Policy is a smart investment and here is a complete guide to help you know everything related to paying the life insurance premium. Possessing a Life Insurance policy is one of the most important investments in times like today. Now-a-days various leading insurance companies ...

blog article

Mar 28, 2019

Here are some of the things to consider when choosing a family health insurance plan. As a parent, you want to do everything in your power to ensure the health and safety of your loved ones.  Perhaps the best thing that you can do to ensure that your kids stay healthy is by securing a good heal...

blog article

Mar 28, 2019

For those that own a home in Williamsburg, VA, making sure that you have the right type of home insurance in place is very important. Beyond a standard home insurance policy, you may also need to get flood insurance. There are several situations in which getting flood insurance will be a necessity f...

blog article

Mar 28, 2019

“Passengers are advised to check available flights with other airlines,” says the suddenly defunct WOW Iceland airline that has left thousands of passengers in the lurch. Will your travel insurance protect you in the unpredictable scenario? If you were lucky enough to acquire travel cove...

whitepaper

Mar 27, 2019

Trading on the cryptocurrency market has already passed several development stages: from the first centralized exchanges where there were almost no volumes up to several hundred exchanges where the leaders have a turnover that exceeds one billion dollars a day. Recently the US Securities and Exchang...

blog article

Mar 27, 2019

It might seem like insurance agencies go on and on about the importance of having the right auto shop insurance and having enough coverage. And it’s true – we do. But for good reason. Auto repair shops are not without their risks, and all it takes is one disaster to turn the world upside...

blog article

Mar 27, 2019

Medical malpractice insurers face a unique set of business and technology issues. The sector is seeing continued consolidation and intense competition; the top 20 insurers now control 70% of premiums according to A.M. Best. Carriers are also facing a years-long decline of direct written premium. Com...

blog article

Mar 27, 2019

Let’s face it. When it comes to teen drivers, there’s a lot to be concerned about. At a higher accident rate than other age groups, insurance does get much more expensive. Traditionally, male teen drivers pay more than female teen drivers. With that said, there are smart ways to make an ...

blog article

Mar 26, 2019

As a business owner, you know you need to run a lean operation to maximize profits. When spending outpaces income, it’s common to want to make big changes. But cutting staff or reducing business hours often only hurts your bottomline. You can save money in multiple ways that you might not have...

infographic

Mar 26, 2019

Key tips for buying BUSINESS INSURANCE. UNDERSTAND YOUR NEEDS Evaluate the risks associated with your business and the extent of coverage you would need. If you are a manufacturer, the / greatest risk would be downtime as a result of damaged equipment. Once you have a clear idea of the risk concentr...

blog article

Mar 26, 2019

Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? Here is a breakdown...

blog article

Mar 26, 2019

As a Recreational Vehicle (RV) dealer, you realize that your operation faces management risks, safety liability issues, and others exposures that can differ from an auto dealership. That’s why working with an insurance agency with the knowledge, experience and expertise about related business ...

infographic

Mar 26, 2019

LIFE INSURANCE. Protects the ones you love from financial burden should anything happen to you. Replaces lost income in case of your death. Helps surviving children/relatives get back on their feet • Coverage: Whole Life. Payable upon: Death ADD-ONs: Investment potential. Wellness program. Acci...

blog article

Mar 26, 2019

Cloud computing continues to take root across various enterprises with its promise of ease, speed, and reliability. This cutting-edge IT infrastructure has not only created spin-off industries and tech businesses but has also become the central underpinning of just about any company with a tech pres...

blog article

Mar 26, 2019

What Is General Liability Insurance? General liability insurance protects your company from legal claims of bodily injury, property damage, and personal injury that arise from your business operations. You can purchase general liability coverage on its own, but it’s often packaged with propert...

blog article

Mar 26, 2019

What Is Professional Liability Insurance? Professional liability insurance, also called errors and omissions or professional indemnity insurance, protects service businesses from the cost of defending negligence lawsuits and other claims of service-related errors. Service professionals and business ...

whitepaper

Mar 25, 2019

Information for the insured The Insurer Anker Insurance Company n.v., having its registered office at Paterswoldseweg 812 at 9728 BM Groningen, in these policy conditions referred to as “Anker”. Anker is registered with the Autoriteit Financiële Markten (AFM) (the Dutch Authority fo...

blog article

Mar 25, 2019

It’s time to get mobile home insurance – hooray! (Okay, we understand that your hooray may be less than enthusiastic. Insurance isn’t a favorite thing for a lot of people.) Anyways, you need customized insurance for mobile home – a home insurance policy might not cover the ri...

blog article

Mar 25, 2019

It’s that time of year – kids are starting to see the light at the end of the tunnel. The school year is going to be wrapping up soon, so how will you as a parent help your child or children to buckle down and finish the year off strong, while simultaneously planning activities for summe...

blog article

Mar 25, 2019

Carrying auto insurance for your vehicle is the law. If caught without it, you may be subject to a significant fine, a suspended license, all the financial consequences when you are involved in a collision and even jail time. PRIME Insurance brings you some other facts that you ‘auto’ kn...

blog article

Mar 25, 2019

Most people are confused about the difference between individual policy and corporate policy in health insurance. For them at the end of the day it’s just insurance, so why is there two different jargons for the same product. To some extent they are right in thinking this way. The difference i...

infographic

Mar 25, 2019

Passing your driving test can be a very exciting moment. However, the price of car insurance for young drivers can often be quite a shock and seem unrealistic. Can you relate to this? Well, here are some useful car insurance tips for you.

blog article

Mar 25, 2019

Backdating your life insurance policy allows you to reduce premiums, claim for maturity at an earlier date or even choose an apt payment cycle. Keep reading for more. Some of the most popular games of the console era offer the ability to turn time back. Wouldn’t it be great if you could do the...

infographic

Mar 25, 2019

Information graphics, visual representations of data known as infographics, keep the web going these days. Web users, with their diminishing attention spans, are inexorably drawn to these shiny, brightly colored messages with small, relevant, clearly-displayed nuggets of information. They’re s...

blog article

Mar 25, 2019

New insurance agents in the mortgage insurance business often rely on their warm market to get started. But when the close friends and family run out so do the sales and the agent becomes a part of the 92% who fail out of the industry within three years. What if we told you we had a trick that keeps...

blog article

Mar 24, 2019

Let’s face it: homeowners insurance is a major part of buying a new home. After all, your home will be one of the most valuable assets you’ll ever own, and your homeowners insurance policy will protect that investment. But comparing homeowners insurance quotes can sometimes feel like you...

video

Mar 23, 2019

ABI Health is the result of a deep-rooted passion for applying technology to improve the quality of healthcare delivery - in India and around the world. Healthcare as an industry has lagged behind domains like retail, transportation, and even manufacturing, when it comes to embracing modern technolo...

blog article

Mar 23, 2019

Learning how to drive is an exciting time in a person’s life.  However, teens are more likely to get into accidents due to lack of experience. When you are shopping around for car insurance for new drivers, it’s important that the coverage you choose will be there for them when acci...

blog article

Mar 23, 2019

In today’s world of “instant information”, it’s easy to have some idea of how many people in the U.S. are dealing with diabetes. According to a report released in the summer of 2017, the Centers for Disease Control and Prevention (CDC) estimate over 10% of people living in th...

blog article

Mar 23, 2019

You don’t have to go far to hear about hacker attacks on high-profile companies and organizations. Any news source you look to for information whether it’s the TV, internet or print has a headline with the buzz word cyber. What does “cyber” mean? Cyber is anything have to do ...

blog article

Mar 23, 2019

A few facts to consider: fires account for 28% of non-catastrophic home insurance losses, but fewer than 3% of all homeowner claims. And when fires do happen, the average loss is more than $66,000. Unlike other types of homeowner losses, fire losses rely on a community’s fire response capabili...

blog article

Mar 23, 2019

Drip. Drip. Drip. It’s more than an annoying sound. It’s the sound of more than one trillion gallons of water wasted through leaks in American households. Most homeowners’ insurance policies cover unexpected water damage due to a plumbing malfunction or broken pipe. But, do your po...

blog article

Mar 22, 2019

Representative Rashida Tlaib, a freshman congresswoman from Michigan, recently introduced HR 1756, a bill that’s of special interest to the insurance industry. The bill would prohibit auto insurers from using a person’s credit score or credit history as a factor in setting car insurance ...

video

Mar 22, 2019

Digital Business Officer Casey Campbell talks about our vision for small business clients: Finding partners and integrating digital solutions that can help make insurance a seamless part of how small commercial enterprises transact their day-to-day business and are enabled to grow.

blog article

Mar 22, 2019

It's World Water Day and Spring is officially here, and with that comes more daylight, lighter jackets and also melting snow and increased rainfall. While spring is most certainly a welcome change from the unforgivably harsh winter weather, not effectively dealing with all that water can result ...

blog article

Mar 22, 2019

According to the The Houston Chronicle, commercial insurance is one of the most important, and complex, investments you can make in your business. But you already know this. Some agents or agencies, who themselves may not understand the complexities of the products, may leave you with gaps in covera...

blog article

Mar 22, 2019

The data for insurtech investments in 2018 is in. It reveals a maturing landscape characterized by ballooning investment volume and growing geographic diversity. For years, insurtechs have been producing some of the most exciting and innovative ideas in the insurance industry, from cutting-edge uses...

blog article

Mar 22, 2019

Telematics and smart home ecosystems can enhance customer experience via more frequent and meaningful engagements. Technological advancements and the superior customer experiences offered by BigTech firms are spurring insurance customers to demand digital, simplified, and personalized options. A hig...

whitepaper

Mar 22, 2019

How to Enroll You are automatically enrolled through your school; no action is needed to enroll yourself in the plan. To enroll your dependents, visit www.4studenthealth.com/ucla-summer to download a dependent enrollment form to pay by credit card, check, or money order. Your dependents (spouse, dom...

blog article

Mar 22, 2019

Can being an anti-vaxxer raise your life insurance rates? Term life insurance is pretty simple. You buy it for a certain period of time, usually 30 years. If you pass away during that period, it pays out. If the insurer thinks your risk of dying during that time is high, you'll pay more, and vic...

blog article

Mar 22, 2019

It is imperative for insurance agents to have a brand strategy to separate themselves from the thousands of other insurance agents. Personal branding is the answer to this problem. Below, you’ll find branding ideas from Secure Agent Leads designed for the online world we live in today. BRANDIN...

blog article

Mar 22, 2019

Every week The Friday Five will bring you interesting news and information from around the insurance industry. This week: small commercial opportunities, scanning phones after crashes, flooding in Midwest. Big opportunities for small commercial insurers. For today’s small commercial insurers, ...

blog article

Mar 21, 2019

We’ve said it before, and we’ll say it again. Anywhere it can rain, it can flood. You don’t have to live near a large body of water to be in danger of a flood disaster. Now that the weather is warming up, spring showers are on the way. Protect yourself from future flooding now. Her...

blog article

Mar 21, 2019

Everyone knows Toms Shoes – and you likely have a pair or more in your household.  I know we do!  Toms Shoes began in 2006 with a simple model. For every pair of Toms that was purchased, a pair would be given to someone in an area of poverty, most often in third-world communities. Wi...

infographic

Mar 21, 2019

In early 2018, Insurance Innovators and Earnix surveyed over 500 insurance professionals to assess the value of personalization in the insurance sector. The insights present an industry expecting a significant change in the way insurance products are developed and sold, in order to meet the growing d...

video

Mar 21, 2019

Rose Sheldon from Allstate Insurance Company shares some insights on her experiences with Thoughtexchange. For more information on how to engage your community, visit https://www.thoughtexchange.com.

blog article

Mar 21, 2019

When a storm comes through any community, it can cause damage to property in a matter of minutes. Many times, the damage comes in the form of structural losses, such as the roof blowing off the property. Other times, it creates risks that go further, such as leaks that can cause you to lose the inve...

blog article

Mar 21, 2019

The sport fishing boat industry is focused on renting associated sea vessels to parties who wish to partake in the deep sea fishing experience. Game catches focus on species, such as tuna, marlin, swordfish, sharks and others. Like the commercial watercraft, sport fishing boats require property and ...

blog article

Mar 21, 2019

Dockless scooters. Bike sharing. Self-flying taxis. The way we move is changing—with big implications for insurance. Lines are blurring right now in the world of transportation on a scale note seen since the days of Henry Ford and the Model T. Services like Uber and Lyft offer transport-as-an-...

blog article

Mar 21, 2019

How to care for your aging parents on a budget. People are living longer than ever, thanks to modern medicine and advances in technology. By 2050, one-fifth of the U.S. population will be 65 and older, up from 12% in 2000, according to U.S. Census Bureau. Children born of older parents are faced wit...

blog article

Mar 21, 2019

What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two right? Well, if you ever have to file a homeowner’s insurance claim after a fire or major disaster, you could be asked to do just that. That’s why y...

blog article

Mar 21, 2019

Every insurer has some form of loss control or risk engineering function to help customers prevent losses and create a safer environment for their employees. Traditionally, these functions have been staffed with trained engineers who physically inspect properties and worksites to deliver risk contro...

blog article

Mar 20, 2019

With the cold weather starting to clear out, it’s almost time to get your motorcycle out of the garage. If you ride a motorcycle in the state of Massachusetts, then you legally need to get motorcycle insurance. If you already have car insurance, that’s not enough. You will need a separat...

infographic

Mar 20, 2019

As the average U.S. insurance agent reaches retirement age, they’re making room for younger agents to take over an industry that’s already perfect for millennials. BY THE NUMBERS ¬  years old1. The average age of independent insurance agents.

blog article

Mar 20, 2019

Last week, Oklahoma and Texas experienced some extreme weather – to put it mildly. There were high winds reaching sustained speeds of 67 miles per hour, and the highest wind gust clocked 84 miles per hour. The wind in Texas was so strong that it ripped trees from the ground, downed powerlines,...

blog article

Mar 19, 2019

If you are in the market for a new home and have been preapproved for a big, fat mortgage you may want to step back and calculate what you can actually afford to cover on a monthly basis. There can often be a disconnect between what a homebuyer is approved for by their mortgage lender and what they ...

blog article

Mar 19, 2019

A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is what type of coverage you have. Take a c...

video

Mar 19, 2019

Natural catastrophes can have a devastating human, physical and economic impact. For businesses, events such as flooding and earthquakes can trigger a domino effect on operations, especially given the interconnected nature of commerce today. The emphasis is on the C-Suite, more than ever, to harness...

blog article

Mar 19, 2019

Postal life insurance offers some amazing schemes and plans for physically handicapped people to choose from. Here are the details and benefits of the plans. Not a great deal of people might be aware of the fact that postal life insurance is one of the oldest insurers in the country. In fact, PLI ca...

blog article

Mar 19, 2019

As we step into the new fiscal, most of us commence our annual tax planning regime. But how many of us really consider ‘Health Insurance’ as an important aspect of a personal investment portfolio? Even those who do, usually end up buying it just to save tax. This is not how health insura...

blog article

Mar 19, 2019

It’s not something anyone likes to think about, but life-altering illnesses and injuries happen every day. We wouldn’t be able to get out of bed in the morning if we fixated on all the ways we could hurt ourselves: car accidents, bike accidents, tripping and falling during a run, slippin...

blog article

Mar 19, 2019

It is commonly said that the eyes are the window to the soul. While the jury is out on whether or not that is true, it is a fact that your eyes can be a window to your health. Having regular eye exams and getting the right corrective eye wear is an important part of a person’s overall well bei...

blog article

Mar 19, 2019

Maintaining and improving market position for life insurers is becoming increasingly difficult in the face of persistently low interest rates and competition with (and for) distribution channels. What’s more, insurers are finding themselves having to accommodate generational shifts, an increas...

blog article

Mar 19, 2019

Expanding your marketing consultant business with clients outside your area can lead to lucrative new opportunities. In the digital age, it’s much easier to work beyond your ZIP code, but it does involve unique challenges. These tips can help you grow your consultant business by connecting wit...

blog article

Mar 18, 2019

From the broadest perspective, an annuity works like a lot of other financial planning tools: You give up money now in exchange for more financial stability in the future. But annuities also have some significant differences — both strengths and weaknesses — when compared to other financ...

blog article

Mar 18, 2019

If you’re going to be away from home for a while, you might be considering renting out your house so you can earn some extra cash. You may as well let your house earn its keep, right? It’s not like you’re going to be using it anyway. Renting your home, though it may seem like a gre...

blog article

Mar 18, 2019

News sources cited the story of a Los Angeles, CA synagogue security guard and a suspicious-looking woman. After repeated warnings to stop filming the house of worship and leave the area, the security officer fired a warning shot to the ground, but injured the self-proclaimed activist in the foot. I...

blog article

Mar 18, 2019

The work done by housewives is always undervalued and thus, taking life insurance for them is considered a waste. Read on to know why life insurance is a must for housewives. Life Insurance is always meant to provide stability to a family on the loss of the bread earner of the family. It is very imp...

blog article

Mar 18, 2019

How you classify your business is a decision that could affect your exposure to risk and how you pay taxes. The differences can be subtle, but it’s important to know the benefits of sole proprietorship versus a limited liability company before you start your business. What’s the differen...

whitepaper

Mar 18, 2019

The research is based on 44 voice assistant ‘skills’ developed by 40 brands and available in Australia, Europe, Asia and North America. The data is tracked in the Coverager platform. Each skill is analyzed by its main features, relevant line of business, target audience (e.g. customer an...

blog article

Mar 18, 2019

Auto insurance is a key piece of your insurance portfolio. Thankfully with the help of the expert agents at Vargas and Vargas Insurance Agency, getting the right car insurance for your needs is easy. Call us at 617-298-0655 and ask for a free insurance quote – after you answer a few simple que...

blog article

Mar 15, 2019

A health insurance policy should be bought after thorough research and detailed study. It should not be purchased in a hurry; else you will miss some of the important features in the policy that would actually be the important ones. You must look at all the factors carefully before buying the health...

blog article

Mar 15, 2019

Burglaries can happen at any time. While you may already lock your doors and windows while you’re away from home, or arrange for a neighbor to pick up your mail while you’re on vacation, keep these tips in mind to help protect yourself, your family and home year round. Upgrade Your Locks...

blog article

Mar 15, 2019

When you’re shopping around for car insurance, you may come across something called tort. You can opt for full tort or limited tort…but is there a difference? Oh there is!  The tort option in your car insurance can help you to recover out-of-pocket medical and certain other expense...

blog article

Mar 15, 2019

If you’re like a lot of people, you’ll take any opportunity to save on car insurance. Which is perfectly sensible – car insurance can be pricey! Any opportunity to save money on your auto insurance is definitely worth considering. Since choosing the cheapest car insurance might not...

blog article

Mar 15, 2019

Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you...

blog article

Mar 15, 2019

Heated seats? Rust-proofing? And how about fabric protector for that next feast on the go? So many choices when buying a car! To those, we'd like to add a few not-so-obvious considerations to help you enjoy your new car even more when you drive it off the lot: Check insurance rates. Think both n...

blog article

Mar 15, 2019

Insurers have long leveraged third-party data providers to enhance and augment their data; more than 30 such vendors, both established and emerging, are covered in Novarica’s recent report External Data in Insurance: Overview and Prominent Providers. But a new category of data vendor is emergi...

blog article

Mar 15, 2019

You might think of your attached or detached garage as a storage place or junk room. But, think about the items you have inside the structure? Do you really want to lose them? Do you want to lose your car? If a thief were to gain access to the garage, then they could still cause you to lose a lot of...

blog article

Mar 15, 2019

A condo homeowners insurance is an insurance policy that offers insurance for condo properties such as Transit City Condos from certain types of damages and it helps the condo homeowners to stay at peace. Also known as H06 insurance policy or walls-in coverage, a condo homeowner’s policy offer...

blog article

Mar 15, 2019

Maybe it should. Texting is the most widely used communication service in the world and 99% of texts are opened and read by the recipient. Marketers would kill for an open rate of 50% let alone 99%. But get this: Insurance leads that are sent three or more texts after first contact are 328% more lik...

blog article

Mar 15, 2019

Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible? The answer depends on how you use...

blog article

Mar 15, 2019

With all the options available, finding the best mortgage protection insurance coverage can seem like quite a challenge. You might be wondering how much coverage you need, when you should buy it, how much it costs and how long you need your policy to last. We are here to help you make the best decis...

infographic

Mar 14, 2019

Performance Inernet of Things (IoT) devices can improve day-to-day aircraft operations and maintenance. Fuel Efficiency Analyzing flight data from IoT sensors can calculate flight paths to optimize fuel consumption. Customer Experience IoT sensors can detect levels of passenger fatigue and dehydrati...

blog article

Mar 14, 2019

How do you buy life insurance? A question this simple deserves a simple answer. But in reality, the wide variety of life insurance coverage options available in the marketplace confuses many shoppers, and they lose track of the coverage they really need. Shoppers forget to ask: Why do I need insuran...

blog article

Mar 14, 2019

It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy? If so, there are ways to find o...

blog article

Mar 14, 2019

Few parenting milestones can match that heart-in-throat moment when you watch for the first time as your teen driver backs out of the driveway – solo. But there is a way to worry less: Make sure your child has the benefit of driver's education training. Studies show that teens who take dri...

blog article

Mar 14, 2019

As a parent, you try to balance helping your child gain independence with waiting to introduce new responsibilities until they're ready. But did you know that when it comes to driving, waiting may not be the safest strategy? Statistics from the Washington State Department of Licensing show that ...

blog article

Mar 14, 2019

It's a worrisome fact parents can't escape: Teen drivers are more accident-prone than anyone else on the road. Their inexperience, developing maturity and distractibility work against them. Fortunately, you can improve your teens' odds of safely navigating their risky first years when yo...

blog article

Mar 14, 2019

Washington and Oregon's graduated licensing laws set passenger and curfew restrictions on beginning teen drivers. But you don't have to stop there. Many parents apply their own house rules in addition to state laws. Some even create a signed parent-teen driving agreement. Search online and y...

blog article

Mar 14, 2019

Did you know that what your teen drives also affects how they drive? Of all the worry-less things you can do before sending your teen out on the road, choosing the safest car possible may be the single most important. After all, even if your good advice is temporarily forgotten, the car (and its saf...

blog article

Mar 14, 2019

If you're about to add a teen driver to your policy, you're probably thinking not only about your teen's safety, but also what that means to your family budget. And your concern is justified! In every state, across every insurance company, rates for teens are considerably higher than for...

blog article

Mar 14, 2019

Did you know that teen crashes tend to be different than crashes for most other drivers? They're more frequent, too. Teens have the highest crash risk of any age group per mile traveled. The list below shows risk factors observed in fatal crashes among 16-year-olds. And there's no denying it...

blog article

Mar 14, 2019

Does your teen's automotive know-how begin and end with pumping gas? You can boost their skills, confidence and safety when you teach them these six basics for taking care of a car. FLUID LEVELS.  Check and, if needed, top off oil, transmission, brake, power steering, radiator and windshiel...

blog article

Mar 14, 2019

D&O insurance pricing has flown under the radar for several years, with decreasing premiums and increasing market capacity.  But if industry expert projections hold, those days may be coming to an end. In the past, D&O insurance may have been purchased as an afterthought for some compan...

infographic

Mar 14, 2019

Excited to roll out this infographic based on Prof. Jamie Hopkins article of Forbes. Feel free to use it for your website if you are another insurance professional. Code is available below the infographic.

blog article

Mar 14, 2019

When is the right time to call your home insurance company? While most homeowners understand that they need to file a claim when their home sustains major damage, you may be reluctant to access your coverage otherwise.  However, there are certain situations in which you should call your home in...

blog article

Mar 14, 2019

Whether it’s camping, biking, kayaking or skiing, there’s nothing quite like spending time outdoors. Getting outside can be a great way to disconnect from the stresses of everyday life, allowing you to clear your head while enjoying the added benefits of sunshine, fresh air and exercise....

blog article

Mar 14, 2019

A small leak is all it takes. Within a short amount of time, the insulation in a roof can develop mold. The interior of the roof may have structural deficiencies as a result. When a situation like this occurs, it becomes essential to find a solution. Home insurance may not cover this type of damage....

blog article

Mar 14, 2019

Melting snow, rain showers, and warmer weather, oh my! The signs of spring are a welcome sight... until all that extra water winds up in your basement. Basements are especially prone to water damage and it's estimated that 98% of basements in the U.S. will suffer from some type of water damage d...

blog article

Mar 14, 2019

What insurance do you need to protect your home? Your living situation can affect your insurance. Living in a house, condo, or apartment requires different types of insurance coverage. When choosing coverage for your home, make sure that it is designed to help protect you and your belongings. Here i...

whitepaper

Mar 13, 2019

Why Does My Organization Need Insurance? The number one question that most Parent Teacher groups face today is “Why does my Organization need insurance?” That’s a great question and one that every Parent Teacher group should ask itself. There are many misconceptions about insurance...

whitepaper

Mar 13, 2019

Topdanmark is the second largest insurance and life and pension company in Denmark, with market share of 17 percent in non-life insurance and eight percent in life insurance. Headquartered in Ballerup, the organization has approximately 2,450 employees. Topdanmark prides itself on the quality and de...

blog article

Mar 13, 2019

Having a heart attack typically makes a consumer more conscious of their mortality and the responsibilities they have toward their dependents. Unfortunately, at the same time going through a heart attack can create challenges when it comes to finding a good life insurance policy. Nevertheless, it...

whitepaper

Mar 13, 2019

The Way Forward. The extended soft market is the biggest challenge for MGAs at the moment. Intelligent Insurer. For MGAs, what matters most (to secure capacity) is attention to detail, market knowledge and relationships, and data, technology and innovation. Insurance Post.

blog article

Mar 13, 2019

Your car has battled snow, ice, salt and potholes for months on end. Now that winter’s in the rear-view mirror, certain aspects of your car need a little more TLC than others. SPRING CAR MAINTENANCE: 8 THINGS TO CHECK. Tires: In the snow belt, now is the time to swap your snow tires for your a...

blog article

Mar 13, 2019

If you have an auto body shop or an auto repair shop, there are plenty of risks that you need to be aware of. Knowing about the risks you face is the first step to managing those risks and preventing them from threatening your business’s financial well-being. It’s not that we’re tr...

blog article

Mar 12, 2019

Most people dread getting older every year, but there are upsides. One is being considered a more experienced driver by your Car Insurance company. If you received your driver’s license as a teen, you or your parents probably experienced high insurance rates. As a young driver, you have less d...

video

Mar 12, 2019

In the next video of our Insurance Innovators series, we hear from Nationwide Innovation Executives Daniela Lohse and Jean Finnegan about how Nationwide approaches innovation to identify emerging policyholder needs, oftentimes before their policyholders are even aware of them. They also discuss the ...

blog article

Mar 12, 2019

First of all congrats! Buying your first brand new car or used car that’s new to you is a major milestone. As you prepare to embark on that first exciting step, you start learning about a whole lot of other things that you need to do as part of the process. Proof of insurance? Getting license ...

blog article

Mar 12, 2019

There’s a sense of deep pride that comes with being a homeowner. But with that satisfaction comes its share of weekend home improvement projects and upkeep, too. Winter is usually rough on your home. Once snow, ice, wind and freezing temperatures calm down, spring is a good time to check how y...

blog article

Mar 12, 2019

It’s time! Although there was speculation as to whether the Affordable Care Act (ACA) would make it through to 2019, it looks like it’s hanging on for at least one more year. This means it is time once again for another rundown of “what’s new, what’s the same, and what ...

infographic

Mar 12, 2019

Things to Consider. Underwriting Functionality Support complex and collaborative underwriting environments. Claims Data Validation. Ensure that claims are filed completely and accurately to improve settlement decisions, reducing adjustments/losses. ISO, NCCI, State Bureau Content. implement content ...

blog article

Mar 12, 2019

A farm is like any other business ― and not like any other business ― when it comes time to pass it on after an owner’s retirement or death. First and foremost, the largest asset, by and large, is land. While there is typically a ready market for real estate, many in the farming business are r...

blog article

Mar 12, 2019

Maybe your tax refund is burning a hole in your pocket. Or maybe your son or daughter finally fled the nest and the empty room is driving you crazy. Whatever your motivation, there are lots of reasons to personalize some extra space in your home. Even better? Consumer Reports estimates that adding a...

blog article

Mar 12, 2019

As the owner of a tech startup, you sometimes have to take risks if you want to be successful. How an entrepreneur manages risks can determine whether a business succeeds or fails. Here are several typical risks faced by startup businesses in the tech industry and tips to mitigate them: Running out ...

blog article

Mar 12, 2019

Health without any doubts is the most significant aspect of our lives with Good Health being the key to not just a happy but prosperous life. While most of us focus on living healthy and adopting a better lifestyle as a way to maintain good health, we overlook how despite our best efforts there are ...

infographic

Mar 12, 2019

Are you in the market for life insurance? Have you ever asked yourself “How much life insurance do I need?” If you answered yes to both of these questions, then this super simple infographic is just for you. Let’s face it, the whole concept of life insurance can be overwhelming. It...

blog article

Mar 12, 2019

One of the fastest growing small business sectors is the independent grocer. Gone are the days when only the large retailers could capture a customer base. Today’s consumer is after not just affordable products, but also specialization. Small town grocers offer this. However, these are high-ri...

blog article

Mar 12, 2019

National Travel Insurance plans are chiefly designed for those who travel overseas for holiday trip, business trip and for education. It offers protection against expected mishaps during a foreign trip. Unforeseen situations like passport or baggage loss may ruin your trip. Resort to National Insura...

blog article

Mar 12, 2019

Riding a bike is not only exciting but also risky especially on crowded roads in India. A bike insurance policy with liability coverage is mandatory in India so you have to avail bike insurance online plans to stay safe from liabilities to third parties. There are ample of two-wheeler insurance prov...

blog article

Mar 11, 2019

Most homeowners are diligent about paying the premiums on their property insurance so that they are covered in the event of a loss from a natural disaster.  So, you’re hopeful that your insurance company will honor your policy and pay for the damages you’ve claimed.  Unfortunat...

blog article

Mar 11, 2019

If you just got engaged, congratulations! It’s a very exciting time. You’ve got a wedding to plan, guests to invite, a venue to choose, and about a million other things to do. But already you’re worried that something might happen to the ring – the sparkly, gorgeous, beautifu...

video

Mar 11, 2019

See how customers are rescued digitally using Allstate Roadside Services. Allstate Roadside Services offers white label and co-branded roadside assistance programs that drive customer loyalty to your brand. We serve many well-known automobile manufacturers, commercial fleet managers, automobile rent...

blog article

Mar 11, 2019

Applying for life insurance with a pre-existing medical condition can be intimidating. You may be aware that a pre-existing health condition may impact your premium amount and even your eligibility in some cases. However, if you are one of the millions of Americans who have diabetes, you understanda...

blog article

Mar 11, 2019

Many people in Little Falls, MN, and surrounding areas approach auto insurance by considering the minimum required amounts of coverage. At Hanneken Insurance Agency Inc. we want you to know why you should consider the opposite approach. Minimums get you on the road, but having more insurance is far ...

blog article

Mar 11, 2019

One of the most difficult parts about selling insurance is setting the appointment. In fact, the number one reason insurance agents fail is because they do not see enough people per week. What can you do to fix that? Stop making these mistakes during the appointment-setting process: WEAK INTRO. Secu...

blog article

Mar 11, 2019

Health insurance is required by law to help protect individuals and to make sure they can get the help they need when they go to the hospital or the doctor. That being said, employers are not required to offer health insurance in certain instances and employees may not be required to take it. For th...

blog article

Mar 11, 2019

Supplemental life insurance is coverage you can purchase from your employer in addition to the group life insurance they already offer. It’s usually paid for out of your paycheck, like group life insurance. While group life insurance is part of your benefits package from your employer and ther...

video

Mar 11, 2019

Varun Dua, Acko Insurance's CEO, sheds some light on the developments in the insurance sector and the way forward for companies at the Business Standard Insurance Roundtable 2019.

blog article

Mar 08, 2019

Ever see a cheap car insurance rate in Pennsylvania and think, “Is this for real?” Here we take a look at what cheap auto insurance really means, which is “affordable”. Easy on the wallet, but still getting the “right” auto insurance for you and your vehicle. Chea...

blog article

Mar 08, 2019

Our eyes are our windows to the world. It's a common, yet incredibly true phrase that we are all familiar with. Our eyes are remarkable and wonderful organs in our bodies. Through them, we experience and interpret the events around us, earn our livings, pursue leisure activities, and enrich our ...

blog article

Mar 08, 2019

When it comes to handling anything car insurance related, you might be tempted to back away slowly with no sudden movements – car insurance follows the same logic as snakes, right? It’s an understandable reaction. Auto insurance can get, well, complicated, and there are plenty of things ...

blog article

Mar 08, 2019

Business model disruption is just a new risk or two away. In today’s new market dynamic risk is a two-way street for insurers.  Some new risks may afford them the opportunity to step in and provide coverage to another market. Other risks might shake the foundations of insurance and force ...

infographic

Mar 08, 2019

This is an infographic on life insurance. Most of the time, people go for buying. This is an infographic on life insurance. Most of the time, people go for buying life insurance to protect their family if anything happens to them in.

blog article

Mar 08, 2019

One of the most common mistakes which most of you commit when buying a health insurance plan is not disclosing or lying about your medical condition when filling up the proposal form. You believe that disclosing your existing medical complications would either result in the rejection of the policy o...

blog article

Mar 07, 2019

Everyone knows the insurance industry is huge. However, you may not know how big it actually is. Here are some facts and figures from the Insurance Information Institute that are real eye-openers. Premiums. Premiums for the insurance industry in the United States totaled a whopping $1.2 trillion in ...

blog article

Mar 07, 2019

The benefits of smart home security systems. If you want to protect your home, your belongings, and your loved ones, then investing in a home security system is a great way to accomplish these goals.  Today, smart home security systems are capable of doing more than alerting you during a break-...

blog article

Mar 07, 2019

Rental property insurance, often known as landlord insurance, may not be required by law, but it’s a smart way to protect your property and the investments you’ve made as a landlord. Consider it a good business decision. Here’s what you need to know about insuring your rental prope...

blog article

Mar 07, 2019

Contact your home insurance agency immediately if you find yourself in these situations. While you know that you should call your home insurance provider if your home sustains major damage, you might not know when to contact your insurer otherwise.  Here are some of the other scenarios in which...

blog article

Mar 07, 2019

Most insurance agents think selling Medicare over the phone is going to be easy until they start getting rejected. Then, the doubt sets in and they aren’t motivated to pick up the phone and eventually become one of the 92% of insurance agents who fail in the first three years of business. Our ...

blog article

Mar 07, 2019

In the insurance sales world, it is imperative that agents are self-starters and keep their foot on the gas. Going 100 percent every day is not easy, however, and sometimes the drive just isn’t there some days. Cody Askins, Owner of Secure Agent Leads, has three rules he uses to help with his ...

blog article

Mar 07, 2019

How to get your home ready for the change in seasons. With the first day of spring rapidly approaching, there are certain steps that homeowners should take to get their property ready.  Not sure what you should do to prep your home for this spring?  Here are some of the suggestions you sho...

blog article

Mar 07, 2019

Whiplash is a painful, debilitating condition that occurs as a result of rapid back and forth movement of the head. A rear-ending car crash is a common instance in which whiplash occurs. If it happens to you, you may begin to feel pain a day or so after. What should you do if you develop this condit...

video

Mar 07, 2019

Darren Cant, Head of Risk Engineering Services Property & Casualty, CHUBB Insurance Australia Limited presents his insurers perspective on cladding within an Owners Corporation at 'An evening with The Knight.' Looking for a a professional manager who educates it's Clients on topics r...

blog article

Mar 07, 2019

Small businesses need insurance just as much as any large corporation would. Accidents and unexpected events happen, even if you don’t expect it. When these incidents occur, insurance is there to help protect your business financially. And because every business is unique, your insurance cover...

blog article

Mar 07, 2019

In life, nothing is guaranteed. Therefore, you must not take your good and sound health of yours for granted. We are only human and that is why we can’t see what future is holding for us. You can’t predict any misfortune that could hamper your health. Nowadays, in the middle of unhealthy...

video

Mar 06, 2019

Cognizant helped EmblemHealth fasten its claims-processing by bringing in robotic process automation (RPA) to mimic human judgment and decision making. This helped EmblemHealth pay claims on time, reducing provider escalations and decline in interest penalties. This video talks about the success of ...

blog article

Mar 06, 2019

With the financial year coming to a close, tax planning and saving is a primary concern for all. In this article, we will cover some last-minute tax saving tips that can help you save big before the end of the financial year. As another financial year comes to a close, it’s a period when many ...

blog article

Mar 06, 2019

Income tax can not only reduce your take-home salary, it can also put a dent in your investment returns. That is why you need to consider a well-thought out investment plan that can boost your earnings and help you attain your investment objectives. Equity Linked Savings Schemes (ELSS) and Unit Link...

blog article

Mar 06, 2019

Homeowners that have a mortgage on their home are required to carry homeowners insurance in order to protect the invest their mortgage lender has made in their home but once that mortgage is paid off, homeowners are free to dump their insurance. Unfortunately, thousands of people in Florida have mad...

blog article

Mar 06, 2019

If you have flatbed trucks, you spend a lot of hours on the road – and let’s face it, the road isn’t always the safest workplace. Whether you’ve got a couple of trucks or you manage a fleet, it’s important to make sure that your trucks are protected by the right flatbed...

whitepaper

Mar 06, 2019

Why you need contents insurance Residential strata insurance only protects the building, not the personal possessions in your property. Contents insurance is required to protect your personal belongings such as clothing, phones, jewellery, furniture, TV, computers, internal carpets, blinds and elect...

blog article

Mar 06, 2019

Calculators: They’re great. Whether you were using them to type juvenile messages in elementary school or playing games on your fancy graphing calculator in calculus class, they’ve always helped you… well, goof off. (We’ll also assume they also helped you add, subtract and c...

blog article

Mar 06, 2019

Health insurance plans provide a comprehensive scope of coverage. You not only get coverage for hospitalization related expenses but also for expenses which are incurred before and after hospitalization as well. Moreover, day care treatments, domiciliary treatments, organ donor expenses, AYUSH treat..