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What Is Business Interruption Insurance? WHAT IS BUSINESS INTERRUPTION INSURANCE?

blog article

Nov 21, 2019

Business interruption insurance helps replace lost income and pay for extra expenses when a business is affected by a covered peril. Business interruption coverage (sometimes called business income coverage) is typically part of a business owners insurance policy. Read on to learn how business inter...

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Future of Claims Intake for Insurance? FUTURE OF CLAIMS INTAKE FOR INSURANCE?

blog article

Nov 18, 2019

The benefits of advanced claims intake for commercial insurance can seem obscure, cloaked in a mix of digital hype and theory. It’s not surprising that until recently it’s been hard to win buy-in from business leaders to move toward optimizing claims intake. But consider this concrete id...

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Strategies to Successfully Harness AI’s Impact on the Insurance Industry STRATEGIES TO SUCCESSFULLY HARNESS AI’S IMPACT ON THE INSURANCE INDUSTRY

blog article

Nov 18, 2019

The insurance industry is currently undergoing an important evolution. Over the next five years, artificial intelligence will affect the whole value chain from marketing and distribution, underwriting and pricing, to claims management — driving new customer experiences, products, and operating...

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Three Life Insurance Solutions for the American Digital Nomads THREE LIFE INSURANCE SOLUTIONS FOR THE AMERICAN DIGITAL NOMADS

blog article

Nov 14, 2019

Are you a U.S. ex-pat traveling the world, or living abroad and working remotely? Exciting lifestyle, but… do you know if your life insurance is covering you while out of the country? Pretty dry stuff considering the lifestyle you’ve chosen, however, if you have life insurance that mean...

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5 Emerging Trends for Insurance in 2020 5 EMERGING TRENDS FOR INSURANCE IN 2020

blog article

Nov 14, 2019

When it comes to implementing new technology, the insurance industry is rarely considered an early adopter. However, insurance companies have been taking early strides, somewhat in a migratory manner, to adapt to technology advances to help better run operations, improve underwriting and risk manage...

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Making Space for Innovation at Insurers MAKING SPACE FOR INNOVATION AT INSURERS

blog article

Nov 12, 2019

Innovation means experimentation, and it can be hard to get a budget approved to spend hundreds of thousands of dollars to potentially fail and get nothing from the investment. Some carriers have “free money to experiment,” and others have found that establishing governance and defining ...

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4 Ways to Speed Up the Insurance Restoration Process 4 WAYS TO SPEED UP THE INSURANCE RESTORATION PROCESS

blog article

Nov 12, 2019

The busy season for insurance restoration can be a chaotic time. Work starts coming in all at once, and your crews are juggling multiple projects. Meanwhile, your field team is trying to close more sales, meet with more homeowners and get paid quickly. This hectic period is no time for delays or slo...

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Artificial Intelligence (AI) and Emerging Business Models in Insurance ARTIFICIAL INTELLIGENCE (AI) AND EMERGING BUSINESS MODELS IN INSURANCE

blog article

Nov 12, 2019

Artificial Intelligence (AI) poses fundamental questions for the insurance industry. How do AI and other forces shape the insurance industry? Can AI be used defensively by incumbent firms or is it purely a disruptive force exploited by new entrants? Loughborough University and Willis Towers Watson a...

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How Business Owners Package (BOP) Insurance Can Save You Money HOW BUSINESS OWNERS PACKAGE (BOP) INSURANCE CAN SAVE YOU MONEY

blog article

Nov 11, 2019

Business owners package (BOP) insurance gives you several different insurance products rolled into one. Eligibility for this type of package can vary among providers. Purchasing BOP insurance can save your business money, as it is typically sold at a premium less than the total cost of individual co...

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How technology, data and AI will completely change insurance HOW TECHNOLOGY, DATA AND AI WILL COMPLETELY CHANGE INSURANCE

blog article

Nov 11, 2019

The potential of AI for insurance is enormous, especially as many insurance processes are data-intensive and often repetitive. Many customer inquiries, claim reports or data analyses could theoretically be standardized and automated - ideal prerequisites for using intelligent machines. Smart algorit...

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POLY HELPS EMPOWER CONTACT CENTER WORKERS POLY HELPS EMPOWER CONTACT CENTER WORKERS

blog article

Nov 11, 2019

It’s a well-documented trend that the rise of digital channels such as webchat, apps, FAQs, etc., has led to a change in the way contact centers handle interactions. The routine, “easy” interactions are now handled by self-service channels. Deflecting these low-value interactions h...

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Cargo Insurance Vs. Wholesalers & Distributors Insurance CARGO INSURANCE VS. WHOLESALERS & DISTRIBUTORS INSURANCE

blog article

Nov 10, 2019

Cargo insurance is not the same thing as wholesalers and distributors insurance. If your business is a wholesaler or distributor that ships cargo, you may need both types of insurance. Our experienced agent can review your business policies with you to help ensure you have the coverage you need at t...

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The benefits and limitations of small business insurance THE BENEFITS AND LIMITATIONS OF SMALL BUSINESS INSURANCE

blog article

Nov 06, 2019

Small business insurance can help you comply with state laws, protect your employees, and win more clients. There are numerous examples of small businesses that have experienced significant troubles by failing to insure themselves, not buying enough insurance, or getting the wrong type of coverage. ...

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Surviving a Disaster: Business Insurance Claims for Wildfire Damage SURVIVING A DISASTER: BUSINESS INSURANCE CLAIMS FOR WILDFIRE DAMAGE

blog article

Nov 01, 2019

Wildfire season has arrived this year in full force. Several fires remain uncontained in California, from the Getty Fire in Los Angeles County to the Hillside blaze in San Bernadino. With weather reports calling for more high winds in the areas, firefighters will be working around-the-clock to attem...

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Why You Need Business Insurance WHY YOU NEED BUSINESS INSURANCE

blog article

Oct 31, 2019

Businesses buy business insurance to help them cover the costs incurred from liability claims and property damage. A business owner without adequate coverage may have to pay for legal claims and costly damages out-of-pocket. Depending on how the severity of the incident, a company may end up going o...

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BUILDING MORE PRODUCTIVITY INTO OUR HEADSETS WITH AMAZON ALEXA AND TILE BUILDING MORE PRODUCTIVITY INTO OUR HEADSETS WITH AMAZON ALEXA AND TILE

blog article

Oct 23, 2019

If you’re like me, one of the first things you do when you leave the house in the morning is put on your headset. I may be joining a meeting, calling a friend, getting coffee – sometimes all three – before I even set foot in the office. When I get to work, I’m collaborating w...

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Can Tesla Really Deliver On Its Promise Of Cheaper Car Insurance? CAN TESLA REALLY DELIVER ON ITS PROMISE OF CHEAPER CAR INSURANCE?

blog article

Oct 23, 2019

Insuring any premium luxury car can prove expensive. How about a state-of-the-art battery-electric car with innovative technology? Tesla has made it clear that at least some insurance companies may be charging a high premium for folks to insure its vehicles. The solution? Tesla has decided to b...

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These are the top 10 reinsurance companies in the world THESE ARE THE TOP 10 REINSURANCE COMPANIES IN THE WORLD

blog article

Oct 22, 2019

The world’s top 10 reinsurance companies accounted for just over two-thirds of gross written premium in the global non-life reinsurance market in 2018, according to global credit rating agency AM Best.Munich Reinsurance Company narrowly beat Swiss Re Ltd. to the top spot for gross premium writ...

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Renters Insurance: What You Need to Know RENTERS INSURANCE: WHAT YOU NEED TO KNOW

blog article

Oct 22, 2019

No one really sits around thinking about what kind of insurance is lacking in their lives. But if you're renting your home, whether it's an apartment or house, consider getting renters insurance. Based on the average cost from the National Insurance Commission, the average yearly cost comes ...

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POLY STUDIO IS NOW CERTIFIED FOR MICROSOFT TEAMS POLY STUDIO IS NOW CERTIFIED FOR MICROSOFT TEAMS

blog article

Oct 22, 2019

It seems like every photo shown of a business in action these days features a bunch of people in a huddle room, looking productive – just like our own Poly beauty shot below. But the technology that is IN the room really matters most to the people who are joining remotely – the people NO...

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Which US property/casualty insurance lines have seen premium growth in 2019? WHICH US PROPERTY/CASUALTY INSURANCE LINES HAVE SEEN PREMIUM GROWTH IN 2019?

blog article

Oct 18, 2019

The US property / casualty (P&C) insurance industry is on its way to achieving a full-year 2019 combined ratio of just below 100%, according to market intelligence and analytics firm, S&P Global. In its ‘2019 US Property and Casualty Insurance Market Report’, S&P Global proje...

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Who has the best cheap car insurance in Georgia? WHO HAS THE BEST CHEAP CAR INSURANCE IN GEORGIA?

blog article

Oct 16, 2019

Finding cheap car insurance in Georgia can take some persistence. Costs vary from one insurer to the next, sometimes by a wide margin, which is why shopping around and comparing several quotes is worth your time. Georgia Farm Bureau had the cheapest rates we found for good drivers with good credit, ...

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The Impact of AI on Insurance THE IMPACT OF AI ON INSURANCE

blog article

Oct 08, 2019

Historically, the insurance industry has been reluctant to change long established business models in the face of wider technological progress. However, the relationship between insurance and technology has changed more recently, as insurtech has huge potential to transform business models.

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How to lower your medical insurance costs! HOW TO LOWER YOUR MEDICAL INSURANCE COSTS!

blog article

Sep 26, 2019

Here are some ways to lower your medical insurance costs plus a free book on Health insurance!

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Best Car Insurance Companies of 2019 BEST CAR INSURANCE COMPANIES OF 2019

blog article

Sep 25, 2019

If you drive a vehicle, you need car insurance. Regardless of where you live, car insurance is a no-brainer investment that will save you thousands in the long run since it protects you from paying huge sums out-of-pocket in exchange for a relatively small monthly premium. Of course, not all car ins...

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Errors and Omissions (E&O) Liability Insurance and How It Can Protect Your Business ERRORS AND OMISSIONS (E&O) LIABILITY INSURANCE AND HOW IT CAN PROTECT YOUR BUSINESS

blog article

Sep 25, 2019

Errors and Omissions (E&O) Insurance, also known as Professional Liability Insurance, can be somewhat cumbersome to understand, but we hope this blog guides you in the right direction to break down the complexities of it so you and your business are properly covered. Here's a breakdown of th...

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How much does insurance cost for construction and contracting businesses? HOW MUCH DOES INSURANCE COST FOR CONSTRUCTION AND CONTRACTING BUSINESSES?

blog article

Sep 24, 2019

Many variables contribute to the cost of construction business insurance, including your type of work and where you operate. Cost estimates are sourced from policies purchased by Insureon customers. Construction and contracting businesses pay a median premium of less than $70 per month, or $825 per ...

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Digital Transformation – The Future of Insurance Industry DIGITAL TRANSFORMATION – THE FUTURE OF INSURANCE INDUSTRY

blog article

Sep 24, 2019

According to PwC’s 22nd Annual Global CEO Survey, the insurance companies are more receptive to the technological changes in recent times. Adapting to the changing technological advances in the current global scenario is inevitable and had become imperative for insurance companies to keep up w...

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Additional Business Insurance Your Company May Need ADDITIONAL BUSINESS INSURANCE YOUR COMPANY MAY NEED

blog article

Sep 24, 2019

Along with the main types of Business Insurance, there are some selective insurances that may be necessary for you to have for your business. Justin goes over a few of the most common additional insurances that a business owner might need. 

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How Can Data Analytics Help Insurance Companies Perform Better? HOW CAN DATA ANALYTICS HELP INSURANCE COMPANIES PERFORM BETTER?

blog article

Sep 21, 2019

It is the question that has already been asked after it was on everybody’s mind for a long time. How can big data help insurance companies – a heavily regulated sector in India and everywhere else in the world – and make them perform better? Especially when it comes to preventing f...

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Digital Insurance: Technologies and Strategies Driving Insurance into the Connected Age DIGITAL INSURANCE: TECHNOLOGIES AND STRATEGIES DRIVING INSURANCE INTO THE CONNECTED AGE

blog article

Sep 19, 2019

The ability to accurately discern the past and predict the future based on nothing but data points and the experience of actuaries and adjusters has served the industry well up to now. Insurance is, after all, a multi-billion-dollar, truly global industry. While this remains the case, the landscape ...

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Is employer-sponsored insurance really a good deal for workers? IS EMPLOYER-SPONSORED INSURANCE REALLY A GOOD DEAL FOR WORKERS?

blog article

Sep 19, 2019

In a great historical irony, the evident faults of employer-sponsored insurance are helping fuel a new appetite for Medicare-for-all, a single-payer system where everybody gets health coverage from the government. But the work-based system, for all its flaws, could also be the biggest barrier to ena...

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5 Benefits of Security Ratings for Insurance Underwriting 5 BENEFITS OF SECURITY RATINGS FOR INSURANCE UNDERWRITING

blog article

Sep 19, 2019

Many underwriters today offer cyber insurance, designed to protect businesses from the effects of cyberattacks and data breaches. Cyber insurance is a relatively new area, and underwriters are always looking for ways to better understand cyber risk. The goal, as with all types of insurance, is to ma...

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Can S Corporations Offer Health Insurance to Employees? CAN S CORPORATIONS OFFER HEALTH INSURANCE TO EMPLOYEES?

blog article

Sep 18, 2019

Group health insurance often seems more affordable for larger companies. According to Bureau of Labor Statistics (BLS) stats cited by Fundera, 88% of employers with more than 500 employees offer health insurance, while only 55% of employers with fewer than 100 employees offer these benefits. Under t...

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Five Tips for Preventing Struck by Object Liability Claims FIVE TIPS FOR PREVENTING STRUCK BY OBJECT LIABILITY CLAIMS

blog article

Sep 17, 2019

If you’re familiar with your business insurance plan, you’ve probably examined its professional liability coverage to great extent. Between employee slip-and-fall injuries, construction site injuries, fleet accidents and more, there are a lot of situations which can result in financial t...

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Should You Get Car Insurance for Your Small Business? SHOULD YOU GET CAR INSURANCE FOR YOUR SMALL BUSINESS?

blog article

Sep 17, 2019

Does your personal auto insurance cover work-related driving? Small business car insurance may not be top of mind, until you or an employee hit a patch of ice and crunch. Depending on your policy, you may need extra protection to cover such mishaps. Here’s how you can tell whether you need com...

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Motor Insurance Accident Tips & Claims Process MOTOR INSURANCE ACCIDENT TIPS & CLAIMS PROCESS

blog article

Sep 17, 2019

Motor insurance is arguably the most popular coverage buyers choose from the market. As car drivers travel more and more in the city and navigate through the busy roads, their auto policy needs also increase. In fact, the number of insurance providers providing their services in the market has also ...

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How blockchain technology disrupt the insurance industry HOW BLOCKCHAIN TECHNOLOGY DISRUPT THE INSURANCE INDUSTRY

blog article

Sep 17, 2019

While blockchain technology has been subject to extreme hype, its true killer applications are likely to be in some of the most antiquated fields out there. And it has the ability to be a transformative force for industries like insurance, which require the coordination and cooperation of many diffe...

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4 Things You Should Consider Before Buying Medicare Supplemental Insurance 4 THINGS YOU SHOULD CONSIDER BEFORE BUYING MEDICARE SUPPLEMENTAL INSURANCE

blog article

Sep 16, 2019

The older people become, the higher their health care costs climb. In fact, a Washington Post article reported that in just one year, seniors could withdraw as much as $3,789 each from their retirement savings and nest eggs to pay for medical bills. After retirement, many seniors rely on Medicare to...

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Best Cheap Car Insurance Companies for 2019 BEST CHEAP CAR INSURANCE COMPANIES FOR 2019

blog article

Sep 16, 2019

Car insurance is a necessary evil. It may seem like money going nowhere until you get into an accident, and then it’s more important than ever that you’re getting the most out of what you’ve been paying for auto insurance. Finding the cheapest car insurance near you might seem like...

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Cost of Group Health Insurance for a Small Business COST OF GROUP HEALTH INSURANCE FOR A SMALL BUSINESS

blog article

Sep 16, 2019

Small business owners find that offering their employees affordable group health insurance is a surefire way to help their business grow. Luckily, the ACA and other laws make sure that the cost of healthcare is kept low and reasonable. As a small business owner with group health plans, you’ll ...

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10 innovative startups in the insurance industry 10 INNOVATIVE STARTUPS IN THE INSURANCE INDUSTRY

blog article

Sep 13, 2019

Examples of clever things new insurance businesses are doing to overcome long-standing pain points, delight customers, and generate new revenue streams. Our experts analyzed the most innovative new businesses within the insurance industry and handpicked 10 remarkable startups. Why should you care? W...

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8 Things to Consider When Buying or Selling an Insurance Agency 8 THINGS TO CONSIDER WHEN BUYING OR SELLING AN INSURANCE AGENCY

blog article

Sep 13, 2019

Insurance agency acquisitions and deal values are near an all-time high and all expectations are that deal flow in 2019 will match or exceed last year’s numbers. And while reported numbers tend to skew towards larger agency transactions there are many agency deals that involve small, local fir...

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How to Protect Your Business in 4 Easy Ways HOW TO PROTECT YOUR BUSINESS IN 4 EASY WAYS

blog article

Sep 12, 2019

Purchase insurance not only for yourself but also for the business.  It can help cover the costs of any liability and damages. Insurance helps to defray spending personal money out of pocket against the legal claims. As you enter the challenging and fascinating world of business, remember to pr...

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Top 5 Big Data Applications in Banking & Insurance TOP 5 BIG DATA APPLICATIONS IN BANKING & INSURANCE

blog article

Sep 11, 2019

By nature, the banking, financial services, and insurance (BFSI) sector have always been data-driven. However, today, institutions in the BFSI sector are increasingly striving to adopt a full-fledged data-driven approach that can only be possible with Big Data technologies. With Big Data Analytics, ...

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Landlord Insurance: what does it cover and why do you need it? LANDLORD INSURANCE: WHAT DOES IT COVER AND WHY DO YOU NEED IT?

blog article

Sep 11, 2019

Being a property landlord can be a highly lucrative way to earn a living and it can seem, for the most part, like an easy way to do so as well. However, when things don’t go your way, you need to ensure that your interests are protected and the best way to do this is to make sure that you&rsqu...

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Employment Practices Liability Insurance: Does Your Business Need EPLI? EMPLOYMENT PRACTICES LIABILITY INSURANCE: DOES YOUR BUSINESS NEED EPLI?

blog article

Sep 11, 2019

Employment practices liability insurance (EPLI) protects businesses when they are sued for employment discrimination, harassment, unlawful termination, or similar claims. EPLI covers the business’s cost to defend against or settle such employment-related lawsuits. Most business owners rely on ...

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The Rising Need for Cyber Insurance THE RISING NEED FOR CYBER INSURANCE

blog article

Sep 10, 2019

Earlier this year, Norsk Hydro, one of the world’s largest aluminum producers, was hit by the ransomware virus LockerGoga. Production shut down across 40 countries, and some 35,000 employees were warned not to use computers, laptops, or cell phones of any kind. Norsk Hydro’s losses inclu...

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The Role of Sales in Sales Enablement THE ROLE OF SALES IN SALES ENABLEMENT

blog article

Sep 10, 2019

However, with a regular commute time that consumes a couple of hours each day, I have shifted my focus to podcasts and audiobooks. One of my favorite podcasts is the Inside Sales Enablement series by Scott Santucci and Brian Lambert. In their last episode, they spent time reviewing their thoughts an...

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Implementing Buyer Enablement in Your Sales Enablement Strategy (2019) IMPLEMENTING BUYER ENABLEMENT IN YOUR SALES ENABLEMENT STRATEGY (2019)

blog article

Sep 10, 2019

The majority of the time I only had access to two TV channels, three on a good weather day, and I vividly remember when I first saw a color television. At this time, products and services were limited, and buyer choices were almost non-existent. Fast-forward to 2019. Not only do I have access to hun...

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MANAGING YOUR INSURANCE CLAIM AFTER DISASTER MANAGING YOUR INSURANCE CLAIM AFTER DISASTER

blog article

Sep 09, 2019

If Hurricane Dorian left its imprint on your home or business, you’ve likely already started the claims process with a call to your insurer. Knowing what happens next will be helpful as the recovery begins. The insurance claims process is indeed a process. There are steps involved and requirem...

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MIND THE GAP – DOES INSURANCE COVER FOR ACCIDENTS IN A HOME OFFICE? MIND THE GAP – DOES INSURANCE COVER FOR ACCIDENTS IN A HOME OFFICE?

blog article

Sep 09, 2019

Home Office – a modern solution from which both employees and companies can benefit. But even though it is very popular, many legal aspects have not yet been adequately addressed. On this matter, the Social Welfare Court (SG) in Munich had to decide a rather complex case (4 July 2019; docket n...

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Benefits of Metadata Management Automation in the Insurance Industry BENEFITS OF METADATA MANAGEMENT AUTOMATION IN THE INSURANCE INDUSTRY

blog article

Sep 08, 2019

Modern businesses live and die by the quality of the data they collect and use. Retail companies—both e-commerce and brick-and-mortar as well as manufacturing, transportation, and services, have come to think of themselves as “data companies.” Perhaps nowhere is this truer than in ...

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Voluntary Term Life Insurance Vs. Voluntary Permanent Life Insurance VOLUNTARY TERM LIFE INSURANCE VS. VOLUNTARY PERMANENT LIFE INSURANCE

blog article

Sep 07, 2019

Voluntary life insurance is an optional benefit offered to employees by employers. It pays cash benefits to a beneficiary upon the death of the insured. In exchange for the employer’s guarantee of payment of these benefits, the employee pays a monthly premium. Typically, employer sponsorship m...

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Should you buy disability insurance from your employer? SHOULD YOU BUY DISABILITY INSURANCE FROM YOUR EMPLOYER?

blog article

Sep 06, 2019

It’s almost time for open enrollment season, which means you’ll have the chance to sign up for workplace benefits your employer offers or make adjustments to the ones you’re already receiving. Chances are, you’ll pay the most attention to the health, dental and vision insuran...

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Developments in blockchain: Shaping the future of insurance DEVELOPMENTS IN BLOCKCHAIN: SHAPING THE FUTURE OF INSURANCE

blog article

Sep 05, 2019

The openIDL is an open blockchain network that streamlines burdensome and expensive regulatory reporting, providing new insights for insurance carriers while increasing the timeliness, accuracy, and value of data reports for regulators. In order to provide insight into the health of the insurance ma...

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THE BEST WAY TO AVOID COMMON HOME INSURANCE CLAIMS THE BEST WAY TO AVOID COMMON HOME INSURANCE CLAIMS

blog article

Sep 05, 2019

As a homeowner, you love the protection that your personal insurance in Dallas, Texas, offers.  However, just because you have insurance doesn’t mean that you want to access it for every little issue that comes your way.  The best way to avoid unnecessary home insurance claims is by ...

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What Are The Risks Of Cybersecurity Insurance? WHAT ARE THE RISKS OF CYBERSECURITY INSURANCE?

blog article

Sep 04, 2019

Cyber security is a critical concern for organizations of all sizes. While the benefits of information technology are apparent, the risks that IT brings are formidable. There is a growing prevalence of cyber-attacks including hacking, phishing, identity theft, ransomware and DDoS. So let’s tak...

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Do Ransomware Attackers Single Out Cyber Insurance Holders? DO RANSOMWARE ATTACKERS SINGLE OUT CYBER INSURANCE HOLDERS?

blog article

Sep 03, 2019

Many ransomware attacks are "spray and pray," with criminals unleashing crypto-locking malware installers, often via spam or phishing campaigns, to opportunistically infect as many organizations as possible, regardless of their size or industry, security experts say. Some ransomware-wieldi...

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Difference Between A Letter Of Credit & Export Credit Insurance DIFFERENCE BETWEEN A LETTER OF CREDIT & EXPORT CREDIT INSURANCE

blog article

Sep 03, 2019

In today’s competitive and unpredictable global economy, it’s now more important than ever for companies to protect themselves with robust trade credit insurance policies. Does your business export goods and services overseas? Then you may be wondering if your business should use a lette...

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What Is Product Liability Insurance Coverage? WHAT IS PRODUCT LIABILITY INSURANCE COVERAGE?

blog article

Aug 30, 2019

What happens when a customer uses your product and gets hurt by it? What if it makes them fall sick? As a business owner, these are real scenarios that you need to be prepared for! One way to help protect your business is by having product liability insurance. Here is what product liability is and h...

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Why Is Insurance Important In Trade? WHY IS INSURANCE IMPORTANT IN TRADE?

blog article

Aug 28, 2019

Commercial trade insurance is critical for businesses in today’s competitive global economy. Insurance for trade and commerce enables businesses to create a robust risk management policy, while trade credit insurance protects them from customer bankruptcy and instability that can occur in fore...

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5 tips on finding health insurance for your small business employees 5 TIPS ON FINDING HEALTH INSURANCE FOR YOUR SMALL BUSINESS EMPLOYEES

blog article

Aug 27, 2019

For finding the right coverage, some can use SHOP to source and sign up for employee health insurance plans. But, for others, it’s not as straightforward. While anyone can use SHOP, there are a few other options open to employers with 50 or more FTEs. Here are those options: Get some help and ...

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Tax reform of the day: have one rate of national insurance on all earnings TAX REFORM OF THE DAY: HAVE ONE RATE OF NATIONAL INSURANCE ON ALL EARNINGS

blog article

Aug 27, 2019

National insurance is in some ways a quite complex tax. It is also one riddled with anomalies that date from the era when it pretended to be insurance and not a tax like any other. One of the consequences of that continuing misrepresentation within this tax is that higher levels of earnings from emp...

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3 Tips for Finding the Cheapest Life Insurance in 2019 3 TIPS FOR FINDING THE CHEAPEST LIFE INSURANCE IN 2019

blog article

Aug 27, 2019

If so, you’re living on the razor-edge of uncertainty. If you’re your family’s breadwinner and you pass on today, who will take care of your family’s financial needs? Without life insurance, they will be left to fend for themselves. If you don’t want this to happen to y...

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Tech Trends – That Will Change the Future of Insurance Business! TECH TRENDS – THAT WILL CHANGE THE FUTURE OF INSURANCE BUSINESS!

blog article

Aug 23, 2019

Today, the way insurers do their business mostly depends on technology rather than manual efforts. As this is a competitive business world, everyone needs to brush their skills and tools at the earliest. The multiple communication systems or you can say digitalization can help insurers to build a co...

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How Many Of My Employees Need Key Person Insurance? HOW MANY OF MY EMPLOYEES NEED KEY PERSON INSURANCE?

blog article

Aug 22, 2019

Key person insurance can help protect your business in the same way that life insurance helps protect your family. The most valuable asset of any business is its people, and a company can become dependent on certain key persons for its success. If you have executives or employees who are critical to...

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HOW INSURERS CAN BOOST THEIR READINESS FOR CLOUD ADOPTION HOW INSURERS CAN BOOST THEIR READINESS FOR CLOUD ADOPTION

blog article

Aug 22, 2019

The benefits of cloud adoption are very apparent to insurers. While costs savings is the most frequently cited benefit, many insurers also believe cloud will boost their ability to bring new products and services to market, facilitate integration following mergers and acquisitions, improve product r...

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Creating Content That Improves CX: A Q&A with Lionbridge & Aprimo CREATING CONTENT THAT IMPROVES CX: A Q&A WITH LIONBRIDGE & APRIMO

blog article

Aug 21, 2019

Today’s brands face numerous challenges. They need to create a customized, excellent experience for each and every customer worldwide. To do that, they need to create high-quality, on-target content. They need to create that content quickly, effectively, and for audiences who speak multiple la...

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Going Global 101: How Your Competition Can Be Your Best Resource GOING GLOBAL 101: HOW YOUR COMPETITION CAN BE YOUR BEST RESOURCE

blog article

Aug 20, 2019

Lace-up your sneakers and step up to the starting line: you’re ready to reach countless customers in new markets.  You’ve secured your spot in the Global Marketplace (whether by default or design).  But before you sprint away, take a good look around you. You are not alone in t...

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IT’S TIME FOR SMALL COMMERCIAL INSURERS TO STOP FAILING CUSTOMERS IT’S TIME FOR SMALL COMMERCIAL INSURERS TO STOP FAILING CUSTOMERS

blog article

Aug 19, 2019

First, the Federal Emergency Management Agency (FEMA) continues to report that 40 to 60 percent of small businesses never reopen their doors after a FEMA-declared natural disaster. Of those that do reopen, another 25 percent go out of business within a year. This statistic has been widely reported f...

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What does catering business insurance cover for small business owners? WHAT DOES CATERING BUSINESS INSURANCE COVER FOR SMALL BUSINESS OWNERS?

blog article

Aug 19, 2019

This type of commercial policy is designed to cover the liabilities specific to this type of company. Catering business insurance is a type of commercial coverage designed to provide small business owners with protection against the liabilities specific to this type of service. These entrepreneurs d...

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How Motor Fleet Insurance Works HOW MOTOR FLEET INSURANCE WORKS

blog article

Aug 19, 2019

Motor Fleet insurance coverage in a nutshell is acquiring protection for 3 or extra autos which are coated underneath the identical coverage. This then is utilized as a single coverage for all autos, somewhat than an identical particular person insurance policy. This coverage is relevant for individ...

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The Sharing Economy is Creating New Challenges – and New Opportunities for Home Insurance Carriers THE SHARING ECONOMY IS CREATING NEW CHALLENGES – AND NEW OPPORTUNITIES FOR HOME INSURANCE CARRIERS

blog article

Aug 16, 2019

Welcome to the world of the sharing economy, sometimes called a “gig economy” – where everyone can provide short-term services for people who need them. Renting out a room in your home is not a new idea, but thanks to the rise of digital platforms to match supply with demand, it ha...

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DIVERSE VOICES STRENGTHEN BRAND CHARACTER DIVERSE VOICES STRENGTHEN BRAND CHARACTER

blog article

Aug 14, 2019

What character appears in the most films and television programs? Dracula? God? Santa Claus?  All of those make the top ten list, but none is the correct answer. Satan (or The Devil) is a character is more than 840 projects – more than any other character. If you limit the list to mortals...

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CX IN THE AGE OF PRIVACY AND TRUST, PART 3: CAN WE (RE)BUILD TRUST? CX IN THE AGE OF PRIVACY AND TRUST, PART 3: CAN WE (RE)BUILD TRUST?

blog article

Aug 14, 2019

This is the third in a series of articles on creating, maintaining, and optimizing great customer experiences in the context of mounting concerns about privacy and increasingly strict regulations governing data processing. We address topics such as consent strategies, the role of trust, the elements...

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Is now a good time to buy life insurance? IS NOW A GOOD TIME TO BUY LIFE INSURANCE?

blog article

Aug 14, 2019

If you’re wondering when to buy life insurance, here’s an easy rule of thumb: The fact that you’re asking the question probably means the answer could be “right now.” Let us explain. The point of life insurance is to help financially protect your dependents (such as a s...

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AI and Transformation in Insurance: Key Benefits and Challenges AI AND TRANSFORMATION IN INSURANCE: KEY BENEFITS AND CHALLENGES

blog article

Aug 13, 2019

In terms of where automation can add value – and reduce risk – it’s helpful to consider that around 80% of the time of a typical data scientist is spent in data assembly or what we could loosely call data preparation, data collecting, cleaning and preparing it for modelling, includ...

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NEW TAX On The 2A & Liability Insurance? NEW TAX ON THE 2A & LIABILITY INSURANCE?

blog article

Aug 12, 2019

California is at it again trying to tax nearly everything involved in practicing your 2nd Amendment rights with AB 18.a

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Common Problems That Arise With Filing for Insurance Claims COMMON PROBLEMS THAT ARISE WITH FILING FOR INSURANCE CLAIMS

blog article

Aug 12, 2019

Insurance cover is something that everyone should have in place because of the protection they provide, but there are slight problems that occasionally arise with insurance policy contracts, mostly at the points of filing for compensation insurance claims. Some of these common problems are highlight...

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3 SCENARIOS WHERE YOU’D NEED HOME INSURANCE 3 SCENARIOS WHERE YOU’D NEED HOME INSURANCE

blog article

Aug 12, 2019

Protecting your home is of utmost importance. It is your most valuable asset, after all, and at Statewide Insurance Solutions, we understand that your property means more to you than just its monetary value. It’s your home, where you raise your family and make your memories. It only makes sens...

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Why Burial Life Insurance Is Different From State To State WHY BURIAL LIFE INSURANCE IS DIFFERENT FROM STATE TO STATE

blog article

Aug 11, 2019

Of course, you can get life insurance regardless of what state you live in. There are several laws that regulate how your state treats you once you die. In fact, these laws and regulations influence your final expense insurance, burial insurance, and pre-need burial plans. The reason for this impact...

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Mortgage Insurance vs. Life Insurance MORTGAGE INSURANCE VS. LIFE INSURANCE

blog article

Aug 09, 2019

Whether it’s your first mortgage, or you’re renewing, there is tremendous value in getting insurance. It’s vital to ensure your mortgage is paid for should you or your significant other passes away. However, you’ve spent a lot of time looking for the right house or finding th...

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Who should own a term life insurance policy? WHO SHOULD OWN A TERM LIFE INSURANCE POLICY?

blog article

Aug 08, 2019

Do you spend your evenings thinking about who should own a term life insurance policy on your life? Probably not, but it’s a very important factor to consider when putting financial protection into place for your loved ones. The vast majority of people choose to buy a policy that insures their...

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Correcting Unsafe Issues to Minimize Insurance Claims CORRECTING UNSAFE ISSUES TO MINIMIZE INSURANCE CLAIMS

blog article

Aug 08, 2019

Dangerous conditions create high-risk environments for business owners. When an unsafe condition exists, it is essential to take immediate steps to correct it. Leaving it, even for a moment, puts other people at risk. It also increases the likelihood you will need to file a business insurance claim....

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How insurance companies can decide on which CX Metrics to use HOW INSURANCE COMPANIES CAN DECIDE ON WHICH CX METRICS TO USE

blog article

Aug 07, 2019

In most organizations, including insurance, it is difficult to get agreement on which metrics should be used to proactively monitor, measure and improve CX. This is further complicated when you consider that the range of possible CX metrics is extensive. For example, the majority of large organizati...

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Artificial Intelligence Can Potentially Alter How We Do Business Insurance ARTIFICIAL INTELLIGENCE CAN POTENTIALLY ALTER HOW WE DO BUSINESS INSURANCE

blog article

Aug 07, 2019

It would seem that there isn’t a thing that artificial intelligence isn’t going to alter. After all, it’s touted to be the technological development of the decade. Soon we’ll have artificial intelligence in almost every tech that we currently make heavy use of, whether it&rsq...

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BEST BUSINESS LOANS FOR YOUR INSURANCE AGENCY IN 2019 BEST BUSINESS LOANS FOR YOUR INSURANCE AGENCY IN 2019

blog article

Aug 06, 2019

Being an insurance agent or running an insurance company is not a child’s play. As this job involves a massive amount of interaction with concerned families, excited individuals, and well-established and flourishing multinational companies, so you must possess some characteristics – exce...

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How to File a Claim for Damage from a Natural Disaster HOW TO FILE A CLAIM FOR DAMAGE FROM A NATURAL DISASTER

blog article

Aug 06, 2019

There is no doubt that a true natural disaster can cause significant damage to your car. You may find yourself overwhelmed in the moments after the event. What should you do? What can you do to ensure you get your vehicle repaired? If Mother Nature has you wondering what to do next, consider these h...

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Benefits of Using AI Chatbots in Insurance BENEFITS OF USING AI CHATBOTS IN INSURANCE

blog article

Aug 02, 2019

Today, chatbots are enabling new efficiencies by resolving thousands of queries simultaneously. As new technologies make bots more intelligent, their applications in the insurance industry are bound to increase in the coming years. With the help of chatbots, insurance companies can explain complex p...

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What Is Stop Loss Insurance, and Does Your Business Need It? WHAT IS STOP LOSS INSURANCE, AND DOES YOUR BUSINESS NEED IT?

blog article

Aug 02, 2019

Stop loss insurance helps self-insured businesses limit liability in the event of a catastrophic health claim or large number of claims. Stop loss insurance places a cap on the business’s liability for an individual employee’s claims, as well as aggregate claims across the company. As a ...

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How to get car carrier insurance HOW TO GET CAR CARRIER INSURANCE

blog article

Aug 02, 2019

If you have an auto hauling business, there are many risks you face on a daily basis. That’s why it’s so important to get car carrier insurance to protect your business. But getting insurance for your business might sound complicated and time-consuming. And beyond that, how do you get ca...

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Protecting Your Business from Social Engineering Fraud with Insurance PROTECTING YOUR BUSINESS FROM SOCIAL ENGINEERING FRAUD WITH INSURANCE

blog article

Jul 31, 2019

Social engineering fraud refers to scams that rely on psychological manipulation to convince the victims into surrendering restricted, sensitive information and funds by exploiting their trust. These attacks have become commonplace, with close to 83% of companies reporting that they’ve experie...

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What Types of Vehicles Does Recreational Insurance Cover? WHAT TYPES OF VEHICLES DOES RECREATIONAL INSURANCE COVER?

blog article

Jul 30, 2019

Recreational vehicle insurance does not just cover RVs. This type of insurance covers all recreational vehicle types like watercraft. This blog from Kingdom Tree Insurance Group of Tallahassee, FL explains the types of vehicles covered by recreational insurance to make it easier for you to find the ...

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Plan Now for Long-Term Medical Care Expenses PLAN NOW FOR LONG-TERM MEDICAL CARE EXPENSES

blog article

Jul 30, 2019

As with most medical insurance policies, long-term care insurance is designed to help put you in a better financial situation when unexpected health concerns arise. Long-term health care policies spring into action when difficult medical conditions cause individuals to lose some or all of their abil...

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Managing the Risk of Data Breaches with Insurance MANAGING THE RISK OF DATA BREACHES WITH INSURANCE

blog article

Jul 30, 2019

Every day more than 6 million data records are compromised, and even though cybersecurity spending is rapidly increasing, cases of data breaches are at an all-time high. Additionally, data breaches are becoming more and more expensive, with the average cost reaching $3.86 million per occurrence in 2...

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10 surprising things that impact home insurance costs 10 SURPRISING THINGS THAT IMPACT HOME INSURANCE COSTS

blog article

Jul 29, 2019

The cost of homeowner’s insurance is based on more than how big your home is, where it’s located or how much stuff you own. Some insurance companies just charge more than others for the same quality and level of insurance coverage, which is why it’s so important to shop around for ...

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Why is individual health insurance important? WHY IS INDIVIDUAL HEALTH INSURANCE IMPORTANT?

blog article

Jul 29, 2019

In today’s day and age of increasing hospitalization costs and high vulnerability to diseases due to pollution and bad food and lifestyle choices, having a health insurance plan is more important than ever. Despite being one of the fastest growing economies in the world, our public healthcare ...

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Will your insurance protect you from a social media lawsuit? WILL YOUR INSURANCE PROTECT YOU FROM A SOCIAL MEDIA LAWSUIT?

blog article

Jul 29, 2019

Social media has grown by leaps and bounds over the past decade. What many people don't understand are the unique risks that come along with social networking. Anyone using Facebook, Instagram, Twitter, LinkedIn or any other social networking site should exercise extreme caution in what they dec...

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Are you insuring your most valuable asset? – Your Job ARE YOU INSURING YOUR MOST VALUABLE ASSET? – YOUR JOB

blog article

Jul 26, 2019

You insure your car. You insure your home. Are you insuring your most valuable asset? You’re Job! If the unexpected were to occur, would you be able to support yourself for 6 months, 1 year or possibly longer? Disability Income Insurance protects the most important asset. Traditional policies ...

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How the Ogden rate change impacts the insurance industry HOW THE OGDEN RATE CHANGE IMPACTS THE INSURANCE INDUSTRY

blog article

Jul 26, 2019

It was announced on Monday 15 July that the Ogden discount rate will marginally increase from -0.75% to -0.25% with effect from 5 August 2019. This was a disappointing result for the insurance industry, which had anticipated a positive rate. The government had indicated to the industry and financial...

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Why Do Senior Citizens Need Medical Insurance? WHY DO SENIOR CITIZENS NEED MEDICAL INSURANCE?

blog article

Jul 25, 2019

With age, the need for health insurance becomes stronger. A number of diseases and ailments occur, as you get older. These ailments require medical attention. In such a situation, health insurance for senior citizens proves useful to tackle the financial burden. A senior citizen health insurance pla...

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What Insurance Do Gas Fitters Need? WHAT INSURANCE DO GAS FITTERS NEED?

blog article

Jul 25, 2019

Working with gas is a very risky business where one simple mistake can potentially cause major damage to property or injury. Gas Safe engineers are regulated by the Gas Safe Register, where they have to prove that they are competent to work as a gas fitter. If you work as a gas fitter, you’ll ...

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Understanding the insurance claims payment process UNDERSTANDING THE INSURANCE CLAIMS PAYMENT PROCESS

blog article

Jul 25, 2019

After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get multiple checks from your insurer as you make temporary repairs, permanent repairs and replace damaged belongings. Here's what you need to know about claims payments.

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Student Car Insurance Explained STUDENT CAR INSURANCE EXPLAINED

blog article

Jul 25, 2019

The term student car insurance is not about a specific type of insurance. Rather, it is about how car insurance works for students who are either new drivers or those who are going away to college. Sometimes, these drivers qualify for lower insurance rates, but they also have higher risks. If you ar...

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What affects the cost of dump truck insurance? WHAT AFFECTS THE COST OF DUMP TRUCK INSURANCE?

blog article

Jul 24, 2019

If you have a dump truck business, you know you need to have the right insurance. Your trucks and your business are your livelihood, so you need to make sure that your vehicles and your business are protected. But the only thing is that getting insurance for dump trucks sounds expensive. We’re...

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Can an Insurer Pay Insured’s Contractor Directly, Even When There Is a Dispute Regarding the Contractor’s Work? CAN AN INSURER PAY INSURED’S CONTRACTOR DIRECTLY, EVEN WHEN THERE IS A DISPUTE REGARDING THE CONTRACTOR’S WORK?

blog article

Jul 24, 2019

Always double check the insured’s contract with a contractor doing repair work for a claim. The California Court of Appeal recently ruled, in Jozefowicz v. Allstate Insurance Company, that an insurer can directly pay a contractor when the contract provided that the contractor was appointed as ...

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Teen Drivers and Auto Insurance TEEN DRIVERS AND AUTO INSURANCE

blog article

Jul 23, 2019

Most teens can’t wait for the freedom that a driver’s license represents.  Most parents, though, groan with anxiety.  While this may be a reasonable reaction, young drivers still need insurance coverage if they are going to drive.  The problem is that teens, on average, ha...

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How to Avoid the Most Common Car Insurance Claims HOW TO AVOID THE MOST COMMON CAR INSURANCE CLAIMS

blog article

Jul 23, 2019

Statistically speaking, an average driver will get into three or four accidents throughout their lifetime, leading to a car insurance claim. Sometimes, a car insurance claim is completely unavoidable: after all, someone else could hit you at any time. But there are some common car insurance claims t...

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Does my home insurance cover if someone hits my mailbox? DOES MY HOME INSURANCE COVER IF SOMEONE HITS MY MAILBOX?

blog article

Jul 23, 2019

There are a variety of ways that someone may hit your mailbox. There could have been a group of kids that toppled it over for fun or a driver that wasn’t paying the best attention to the road. Either way, the remains are lying in a heap on your lawn. But is it big enough of a deal for your hom...

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9 bizarre claims made on travel insurance policies 9 BIZARRE CLAIMS MADE ON TRAVEL INSURANCE POLICIES

blog article

Jul 23, 2019

Travel insurance can be a saving grace for you and your family when you go on holiday. If you’ve ever had to claim on your travel insurance policy, statistics would suggest that you probably had your trip cancelled or had your luggage stolen - or perhaps your car was licked by a herd of cows, ...

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The New Standard in Insurance for Startups Gets Even Better THE NEW STANDARD IN INSURANCE FOR STARTUPS GETS EVEN BETTER

blog article

Jul 23, 2019

Today, with the launch of our fully-automated policies for Errors and Omissions and Cyber coverage, which we custom-made for technology companies, we’ve officially completed the rollout of our Startup Program. Building a startup is brutally hard. I feel a great deal of appreciation to anyone a...

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How to Properly Protect Your Fintech Company with Insurance HOW TO PROPERLY PROTECT YOUR FINTECH COMPANY WITH INSURANCE

blog article

Jul 23, 2019

Within the technology ecosystem, financial technology, or “fintech,” is one of the fastest-growing sectors. Easily one of the more dynamic industries right now, fintech companies are taking the world of finance by storm and aggressively modernizing an industry in which innovation has bee...

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Do you need travel insurance? You better read this DO YOU NEED TRAVEL INSURANCE? YOU BETTER READ THIS

blog article

Jul 22, 2019

Do you need travel insurance for your upcoming summer vacation? You’re not alone. It’s going to be a big year for travel insurance. Really big. A survey by the travel insurance comparison site Squaremouth predicts 24% more travelers will insure their international trips in 2019 than last...

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5 Benefits of Gold Travel Insurance 5 BENEFITS OF GOLD TRAVEL INSURANCE

blog article

Jul 19, 2019

Taking out Travel Insurance is extremely important before going on holiday, especially if you have pre-existing medical conditions, but with multiple insurers to choose from and varying levels of cover, what kind of policy do you really need? The type of cover you need will depend on the type of hol...

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Coverage In Action: Cyber Liability Insurance COVERAGE IN ACTION: CYBER LIABILITY INSURANCE

blog article

Jul 19, 2019

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy continues to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential expo...

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Your guide to buying affordable term life insurance online YOUR GUIDE TO BUYING AFFORDABLE TERM LIFE INSURANCE ONLINE

blog article

Jul 18, 2019

Whether it’s ordering groceries on your phone, doing some day care intel on your laptop or scrolling through your tablet device to get caught up on your budget, it’s a fact that most of your to-do lists can get done online and on your own time. The same is true for purchasing quality ter...

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Driving digital transformation in insurance DRIVING DIGITAL TRANSFORMATION IN INSURANCE

blog article

Jul 17, 2019

For insurance companies, digital transformation isn’t a business decision, it’s a survival strategy. Insurance firms have been slow to implement new technologies when compared with banks and other financial services providers, however, they are catching up fast. The industry is undergoin...

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What is JCT 21.2.1 insurance, and who needs it? WHAT IS JCT 21.2.1 INSURANCE, AND WHO NEEDS IT?

blog article

Jul 17, 2019

Tokio Marine HCC’s Julian Goodall considers the snappily-named clause developed to iron out liability issues in construction. Imagine drinking your relaxing, morning coffee and then suddenly noticing that cracks are starting to appear in your living room wall that you share with your neighbour...

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What you need to know about toy insurance WHAT YOU NEED TO KNOW ABOUT TOY INSURANCE

blog article

Jul 16, 2019

Having a recreational toy can be a very fun experience that will provide you with some great memories. While having a recreational toy is a fun thing to own, there some important responsibilities that go along with it. One important thing that you will need to do is make sure that it is properly cov...

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How cyber insurance can help you manage information security risks HOW CYBER INSURANCE CAN HELP YOU MANAGE INFORMATION SECURITY RISKS

blog article

Jul 16, 2019

For years, organizations have been looking for ways to avoid the potentially catastrophic consequences of data breaches. They might have finally found the answer in the form of cyber insurance.  Like any insurance policy, cyber insurance helps cover the costs associated with relevant damages. T...

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Australian Travel Insurance Tips On Purchasing A Policy AUSTRALIAN TRAVEL INSURANCE TIPS ON PURCHASING A POLICY

blog article

Jul 16, 2019

So you’ve just planned your dream vacation or volunteering trip. Maybe you are traveling abroad, overseas, even to another continent. Now here comes the tricky part. How do you make sure you consider everything you need to take into account in order to stay safe thousands of miles away from ho...

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Buying Life Insurance With a Pre-Existing Condition: What You Need to Know BUYING LIFE INSURANCE WITH A PRE-EXISTING CONDITION: WHAT YOU NEED TO KNOW

blog article

Jul 16, 2019

Younger, healthier applicants tend to get better rates than older Canadians or those with a pre-existing condition when it comes to buying life insurance. But if you’re living with chronic health problems and need life insurance, you shouldn’t assume the worst. Insurers generally look at...

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Car insurance: What is bodily injury liability? CAR INSURANCE: WHAT IS BODILY INJURY LIABILITY?

blog article

Jul 16, 2019

Though many people depend on their cars to get where they need to go, driving isn’t without its risks. Since we drive so much and ride in cars so much, we’re so used to it that sometimes we forget the danger. But accidents and wrecks happen, and that’s why car insurance is a thing....

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The Difference Between “Vacant” & “Unoccupied” Property Insurance THE DIFFERENCE BETWEEN “VACANT” & “UNOCCUPIED” PROPERTY INSURANCE

blog article

Jul 15, 2019

There are many different reasons why you might need to leave a property empty for a period of time. There are also a few different terms that you might use to describe a property as empty. The words “vacant” and “unoccupied” being two of them. However, when it comes to proper...

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Types of Usage-Based Insurance in Canada TYPES OF USAGE-BASED INSURANCE IN CANADA

blog article

Jul 15, 2019

Usage-based insurance (UBI) gives drivers options in how their auto insurance premiums are calculated. Usage-based insurance hasn’t been around long in Canada. It was first introduced to drivers in 2013. Since then, however, it has grown in popularity. Auto insurance companies like Desjardins,...

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How to make sure your cyber insurance policy pays out HOW TO MAKE SURE YOUR CYBER INSURANCE POLICY PAYS OUT

blog article

Jul 15, 2019

Cyber insurance is big business these days. With the ever-present danger of data breaches and cyber-attacks, organizations must be sure that they have the financial backing to respond appropriately. Damages incurred by information security incidents generally aren’t covered in commercial insur...

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SailPoint Levels-Up their ABM Strategy with Intent Data SAILPOINT LEVELS-UP THEIR ABM STRATEGY WITH INTENT DATA

blog article

Jul 15, 2019

The buyer’s journey has changed in a way which leaves many sales and marketing teams struggling to find insight from within what we call the Dark Funnel. However, many technology companies are starting to build solutions to address the radical new way customers engage and buy today by collecti...

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Duo Security Sets BDRs up for Success with 6sense DUO SECURITY SETS BDRS UP FOR SUCCESS WITH 6SENSE

blog article

Jul 15, 2019

The role of a Business Development Rep can be a daunting one. Knowing where to prioritize when you have over 1,000 accounts and knowing what content to reach out to them and engage them with can be an impossible task. But if you have the right intent data that can show you where the account is in th...

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The Top 5 Pitfalls in D&O Liability Policies THE TOP 5 PITFALLS IN D&O LIABILITY POLICIES

blog article

Jul 15, 2019

Corporate officers and directors should be able to lead confidently and sleep at night without worrying that their personal assets may be at risk because of personal liability. D&O insurance provides such “sleep at night” coverage for claims alleging breach of their duties.  How...

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10 TYPES OF INSURANCE FOR REAL ESTATE INVESTORS 10 TYPES OF INSURANCE FOR REAL ESTATE INVESTORS

blog article

Jul 15, 2019

From natural disasters to tenant negligence, a lot can go wrong for real estate investors. Once a house has been damaged, the bill for getting your money-making assets back in tip-top shape can easily start to cut into your profits. The right insurance, however, will make sure your investments (and ...

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5 Simplest Ways of Choosing the Right Life Insurance Plan 5 SIMPLEST WAYS OF CHOOSING THE RIGHT LIFE INSURANCE PLAN

blog article

Jul 11, 2019

When there are plenty of choices available on the market, selecting the right one becomes a difficult task. When it comes to choosing a life insurance plan, you need to be very careful due to the plethora of options available. Various life insurance companies offer different types of life insurance ...

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When Is It Smart To Buy Liability Only Auto Insurance? WHEN IS IT SMART TO BUY LIABILITY ONLY AUTO INSURANCE?

blog article

Jul 11, 2019

You have a lot of options when it comes to buying auto insurance. Many vehicle owners recognize the value of purchasing comprehensive car insurance. It covers most of your risks and keeps your financials in order should a problem occur. Yet, there are some instances when purchasing just Liability In...

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What Is Fire Protection Class In Homeowners Insurance WHAT IS FIRE PROTECTION CLASS IN HOMEOWNERS INSURANCE

blog article

Jul 11, 2019

Fire Protection Class is a 1 - 10 rating provided by ISO that evaluates a counties fire suppression capability - how fast can they put out a fire, after it is reported. This rating is used by home insurance carriers to determine the response time of dealing with a fire at your home. A low protection...

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What is the difference between a DP1 and DP3 home insurance policy? WHAT IS THE DIFFERENCE BETWEEN A DP1 AND DP3 HOME INSURANCE POLICY?

blog article

Jul 10, 2019

The DP1 and DP3 are two types of dwelling fire policies. The DP1 is used for vacant property insurance and offer's the minimum coverage amount while the DP3 is used for landlord insurance where the homeowner rents out the property, but does not live there. What's the Coverage Difference betw...

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7 scenarios where a single person might need life insurance 7 SCENARIOS WHERE A SINGLE PERSON MIGHT NEED LIFE INSURANCE

blog article

Jul 10, 2019

Life insurance often isn’t needed for a single person with no children. Some may say, “Buy it while you’re young and healthy.” The reality is that, if you don’t need coverage, the money toward a life insurance premium could be better utilized by contributing to retireme...

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Save money on insurance payments by making the right buying decisions. SAVE MONEY ON INSURANCE PAYMENTS BY MAKING THE RIGHT BUYING DECISIONS.

blog article

Jul 10, 2019

In a tough economic climate, South Africans are always on the lookout for ways to save. Cutting back on insurance premiums is often seen as an easy way to save money. All good, until you lodge a claim and suddenly find that your ‘saving’ now leaves you with an expensive problem. “W...

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INSURERS CAN ONLY BECOME CUSTOMER-FOCUSED WITH A TARGETED APPROACH INSURERS CAN ONLY BECOME CUSTOMER-FOCUSED WITH A TARGETED APPROACH

blog article

Jul 10, 2019

Insurers need to evolve if they want to thrive in the age of digital disruption. And while new technologies may be useful, the most important consideration lies in getting back to basics and focusing on customers and their needs. In my previous post in this series, I outlined why a personalized appr...

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Denied Life Insurance? Here Are Your Next 3 Steps DENIED LIFE INSURANCE? HERE ARE YOUR NEXT 3 STEPS

blog article

Jul 10, 2019

It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes! You may fall into the “impaired risk market,” which means you have something in your background that makes you a higher risk for dying...

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4 Things You Can Do to Help Lower Auto Insurance Costs 4 THINGS YOU CAN DO TO HELP LOWER AUTO INSURANCE COSTS

blog article

Jul 10, 2019

When you invest in a vehicle, there is a lot to think about from a financial standpoint. On top of the sticker price of a vehicle, you have to consider things like routine maintenance, repairs, gas and automobile insurance. Auto insurance coverage is necessary for any driver of any age. In the insta...

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‘LIVING BUSINESS’ INSURERS TARGET NEW OPPORTUNITIES ‘LIVING BUSINESS’ INSURERS TARGET NEW OPPORTUNITIES

blog article

Jul 09, 2019

As I mentioned in my previous blog post, there are a few insurance companies that have developed a profound and dynamic understanding of their customers, based on a sophisticated data and analytics capability as well as an authentic receptiveness to what customers tell them. They also have the abili...

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What Is Graded Death Benefit Life Insurance? WHAT IS GRADED DEATH BENEFIT LIFE INSURANCE?

blog article

Jul 09, 2019

A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who are unable to be approved for standard life insurance. There is no medical exam required. People who have been declined for life insurance from all other companies can sti...

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What Insurance Do I Need As A Tenant? WHAT INSURANCE DO I NEED AS A TENANT?

blog article

Jul 09, 2019

Whether you’re about to rent a room or a property or you are already a tenant paying rent to a landlord for the place you live in, you might be thinking about tenants’ insurance. What exactly is tenants’ insurance? What does it cover? Must you have it? What does tenant liability me...

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Comprehensive Insurance—Critical Protection for Your Car’s Value COMPREHENSIVE INSURANCE—CRITICAL PROTECTION FOR YOUR CAR’S VALUE

blog article

Jul 09, 2019

The term comprehensive auto insurance is very misleading. Many times, you will hear that you should have comprehensive coverage – but what does that mean? It can mean two things. It can mean that you should have an ample amount of coverage to reduce your risks of having to pay out-of-pocket fo...

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Buying term life insurance in your 40s BUYING TERM LIFE INSURANCE IN YOUR 40S

blog article

Jul 09, 2019

For many people, your 40s are a time where you re-confirm many financial decisions made to date in your life. Are you on pace for a comfortable retirement? Is it time to refinance your mortgage for a better interest rate? Have you saved enough to take some of those dream vacations? Another financial...

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Why Your Insurance Company Should Know You Are Renting Your Home WHY YOUR INSURANCE COMPANY SHOULD KNOW YOU ARE RENTING YOUR HOME

blog article

Jul 09, 2019

Given the huge transformation the world is going through, the home sharing and property rental businesses have really taken off in the last two decades. Renting out spare rooms, a portion of, or even an entire house to earn some extra money, or a full-time income, has become increasingly common nowa...

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What is collision insurance and should I get it? WHAT IS COLLISION INSURANCE AND SHOULD I GET IT?

blog article

Jul 09, 2019

Life was going pretty good for Lila and her husband in 2016. The couple had just bought a year-old Kia Soul in cash. Then one day, while out on a drive, things changed.  “Somebody was trying to back up off of one ramp, trying to at the last minute to go to the other ramp, or something,&rd...

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WHAT IS THE BEST BACKPACKER INSURANCE? WHAT IS THE BEST BACKPACKER INSURANCE?

blog article

Jul 09, 2019

I’ve had to claim on my travel insurance four times over the last ten years of traveling. I’ve suffered everything from infections, robberies, broken equipment, and a couple more things that I’m too ashamed to talk about. To hit the road without backpacker travel insurance really i...

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How Insurance Companies Adjust Personal Injury Claims HOW INSURANCE COMPANIES ADJUST PERSONAL INJURY CLAIMS

blog article

Jul 09, 2019

Insurance companies can play a critical role in personal injury claims. From car accident cases to product liability claims, insurance companies representing the liable party will: Conduct their own investigations. If they determine a claim is valid, they’ll use their own procedures and formul...

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Why Sales Leaders Need to Digitally Transform Their Teams WHY SALES LEADERS NEED TO DIGITALLY TRANSFORM THEIR TEAMS

blog article

Jul 08, 2019

Three key trends are driving the need for sales leaders to digitally transform their organizations. First, b-to-b buyers are conducting more of their purchase journey in the digital arena and demanding the same kind of frictionless and seamless customer experience they enjoy as consumers. Second, th...

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The Most Important Metric for Sales Leaders in Subscription Businesses to Track and Use to Drive Revenue Growth THE MOST IMPORTANT METRIC FOR SALES LEADERS IN SUBSCRIPTION BUSINESSES TO TRACK AND USE TO DRIVE REVENUE GROWTH

blog article

Jul 08, 2019

Subscription businesses that charge customers monthly for using their offerings are expanding rapidly in response to consumers’ and b-to-b buyers’ desire to try a product and walk away easily if they’re not achieving the expected value. However, the subscription-based business mode...

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Who needs a 10-year term life insurance policy? WHO NEEDS A 10-YEAR TERM LIFE INSURANCE POLICY?

blog article

Jul 08, 2019

When youre just getting married or having a child, the decision to purchase term life insurance is easy. You know you need financial protection, and you know you need it for a long time. But as you get closer to your financial goals, the question gets a little more nuanced. Do you still need life in...

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EARTHQUAKES AND INSURANCE: WHAT YOU NEED TO KNOW EARTHQUAKES AND INSURANCE: WHAT YOU NEED TO KNOW

blog article

Jul 06, 2019

Earthquakes can cause much harm to home structures. They can damage housing foundations and collapse walls; even relatively mild tremors can destroy furnishings and belongings.Homeowners and renters insurance does not cover earthquake damage. A standard policy will, however, generally cover losses f...

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EARTHQUAKES: MORE LINKS FROM INSURANCE INFORMATION INSTITITUTE EARTHQUAKES: MORE LINKS FROM INSURANCE INFORMATION INSTITITUTE

blog article

Jul 06, 2019

An earthquake is a sudden and rapid shaking of the earth caused by the breaking and shifting of rock beneath the earths surface. This shaking can sometimes trigger landslides, avalanches, flash floods, fires and tsunamis.Millions of people across 42 states are at risk for damage from an earthquake, ...

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How to negotiate a car accident insurance settlement HOW TO NEGOTIATE A CAR ACCIDENT INSURANCE SETTLEMENT

blog article

Jul 05, 2019

Getting into an accident is an emotionally draining experience. If you’re lucky, you, your passengers, and anyone else involved walk away without injuries. You just need to deal with the insurance company for the property damage. If you’re at fault and you have collision insurance, you h...

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Deferred taxes and the new investment tax law DEFERRED TAXES AND THE NEW INVESTMENT TAX LAW

blog article

Jul 05, 2019

Deferred taxes under Solvency II are calculated on the basis of Art. 15 i. V. m. Art. 9 Delegated Regulation. The recognition and measurement of deferred taxes is governed by International Financial Reporting Standards (IFRS).According to IAS 12, deferred taxes are to be accrued using the balance sh...

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In-depth - claims: The tech frontline IN-DEPTH - CLAIMS: THE TECH FRONTLINE

blog article

Jul 05, 2019

How can brokers use tech to manage claims and help customers prevent them? Martin Friel investigatesPart and parcel of any claims proposition has to include a focus on fraud. Of course, brokers have always had a part to play here but their involvement in claims requires them to adopt a more fundamen...

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InsurTech Futures: Worry+Peace and Next Generation join forces INSURTECH FUTURES: WORRY+PEACE AND NEXT GENERATION JOIN FORCES

blog article

Jul 05, 2019

Next Generation is the latest addition to Worry+Peace’s regulatory incubator.InsurTechs Worry+Peace and Next Generation have announced the signing of a new agreement.Next Generation will be the fourth firm to join Worry+Peace’s regulatory incubator as a result.
Worry+Peace provide...

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KEEPING PACE WITH THE UK INSURANCE CUSTOMER KEEPING PACE WITH THE UK INSURANCE CUSTOMER

blog article

Jul 04, 2019

Why personalization is the key differentiator for forward-thinking insurers As insurers, we know that satisfied customers define the success of our business. Yet what customers expect from their insurer is changing. Digital experiences across most sectors have become personalised, mirroring and some...

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How Long Does Business Interruption Insurance Coverage Last? HOW LONG DOES BUSINESS INTERRUPTION INSURANCE COVERAGE LAST?

blog article

Jul 04, 2019

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of...

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Insurers paid out NZ$40bn following Christchurch earthquake INSURERS PAID OUT NZ$40BN FOLLOWING CHRISTCHURCH EARTHQUAKE

blog article

Jul 04, 2019

Meanwhile, the government has contributed around NZ$1bn towards rebuilding the city.Lianne Dalziel, mayor of Christchurch, revealed at a conference in London, that the extent of non-insurance at the

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Is a Recycling Bin With Wheels a Vehicle for Insurance Purposes? IS A RECYCLING BIN WITH WHEELS A VEHICLE FOR INSURANCE PURPOSES?

blog article

Jul 03, 2019

So what happens when you run over a gas line with a wheeled electronic recycling bin in a residential building and rupture the gas line?  Does the buildings all risks insurance cover the cost of restoring the gas service?  Not according to the federal courts in New York

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Useful Tips for Drivers Who Are Dealing with Auto Insurance Claim Adjusters USEFUL TIPS FOR DRIVERS WHO ARE DEALING WITH AUTO INSURANCE CLAIM ADJUSTERS

blog article

Jul 03, 2019

Negotiating with a claim adjuster can be difficult for persons that never dealt with them before. However, drives can learn some tricks that can help them become better negotiators, said Russell Rabichev, Marketing Director of Internet Marketing Company.

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AI ON A BIG SCALE WILL GIVE INSURERS A HUGE COMPETITIVE EDGE AI ON A BIG SCALE WILL GIVE INSURERS A HUGE COMPETITIVE EDGE

blog article

Jul 03, 2019

Insurers that roll out AI solutions across their businesses will gain a substantial advantage over their competitors.Most big insurers have begun experimenting with artificial intelligence (AI) applications. Some have even begun implementing AI solutions. Few, however, have rolled out AI application...

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Global Contents Insurance Market 2019 By: Allianz, AXA, Nippon Life Insurance, American Intl. Group, Aviva, Assicurazioni Generali, Cardinal GLOBAL CONTENTS INSURANCE MARKET 2019 BY: ALLIANZ, AXA, NIPPON LIFE INSURANCE, AMERICAN INTL. GROUP, AVIVA, ASSICURAZIONI GENERALI, CARDINAL

blog article

Jul 03, 2019

The Contents Insurance market has been showing Reliable growth momentum and Vital Dynamics of Contents Insurance Industry Market at national and international levels from some previous years. Though it is anticipated to exhibit more Effective performance during the forecast period of 2019 to 2025 as...

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How To Lower Your Homeowners Insurance Costs HOW TO LOWER YOUR HOMEOWNERS INSURANCE COSTS

blog article

Jul 02, 2019

If you own a home, homeowners insurance is an item in your budget thats there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the foll...

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How Does Business Insurance Protect Against Lost Business Income HOW DOES BUSINESS INSURANCE PROTECT AGAINST LOST BUSINESS INCOME

blog article

Jul 02, 2019

Accidents and misfortunes occur to most businesses at various times. When something occurs that leads to significant loss for your company, you may face hardships. Can you keep the doors open? Do you need to let go of employees?Some forms of business insurance provide protection from business income...

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How much of the life insurance application process can you do online? HOW MUCH OF THE LIFE INSURANCE APPLICATION PROCESS CAN YOU DO ONLINE?

blog article

Jul 02, 2019

Weve become pretty accustomed to our convenient online services. Its nearly impossible to imagine a life before Amazon Primes free shipping, scheduling an early morning ride-hailing app pickup for 6 a.m. flights, or even being able to manage your banking without setting foot in an actual bank.

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6 types of people who might need a 20-year life insurance term 6 TYPES OF PEOPLE WHO MIGHT NEED A 20-YEAR LIFE INSURANCE TERM

blog article

Jul 01, 2019

Its not the most common pregnancy story: I was eight months along, sipping water instead of coffee in the conference room, discussing with a financial planner what would happen to my unborn child and me if my husband were to die unexpectedly. Far from as morbid as it sounds, the conversation was act...

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INCLUSION AND INNOVATION, WITH ERIC JOOST (PODCAST) INCLUSION AND INNOVATION, WITH ERIC JOOST (PODCAST)

blog article

Jul 01, 2019

How prepared is the insurance workforce for a digitally-driven future? Are insurers equipped to attract new, more diverse talent? And how does it all feed into a sustainable future for the industry? Eric Joost on why innovation is non-negotiable-and why inclusion must be a personal priority.

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INSURERS, DO YOU KNOW HOW TO MANAGE COST IN THE CLOUD? INSURERS, DO YOU KNOW HOW TO MANAGE COST IN THE CLOUD?

blog article

Jul 01, 2019

Before moving to the cloud, insurers need to ask: how can I make sure my migration to the cloud is cost efficient and suitable for my business?One of the oft-touted benefits of cloud is that it reduces costs. This was also one of the benefits I mentioned in my previous post, but it comes with an imp...

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Will my life insurance cost more because I am a scaffolder? WILL MY LIFE INSURANCE COST MORE BECAUSE I AM A SCAFFOLDER?

blog article

Jun 28, 2019

When a client has a pre-existing condition or has suffered a serious illness in the past, the first thing we do is pick up the phone and speak to underwriters at many of the UKs leading insurance companies. Discussing all of our clients medical history helps us to identify the best company to apply ...

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Insurance Awareness Day: Building The Right Connect INSURANCE AWARENESS DAY: BUILDING THE RIGHT CONNECT

blog article

Jun 28, 2019

Insurance as a concept in India dates back to thousands of years where in the writings of Manusmriti, or Arthashastra, the thinkers of those times talked about pooling of resources so as to distribute them at the time of a calamity owing to fires, floods, famine or epidemics. Fast forward to 2019, t...

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A pair of leading health and wellness apps come to Haven Life Plus A PAIR OF LEADING HEALTH AND WELLNESS APPS COME TO HAVEN LIFE PLUS

blog article

Jun 27, 2019

Yesterday, your term life insurance was able to help you financially protect your loved ones.
Today, yes, your policy still does that. That’s what its for. But it can also make traveling easier and your beach body tighter.Were excited to share that two new services have been added to Ha...

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Insurtech partnership to assist SMEs INSURTECH PARTNERSHIP TO ASSIST SMES

blog article

Jun 27, 2019

In an exciting new partnership for the insurtech space, Prudential Corporation Asia is teaming up with HælthTech in a move that the insurer said will enable straight-through processing of transactions and the automation of core processes.

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Apollo Insurance Solutions Officially Live APOLLO INSURANCE SOLUTIONS OFFICIALLY LIVE

blog article

Jun 27, 2019

Canadian insurance marketplace Apollo Insurance Solutions   is officially live with its small business insurance platform for brokers and/or small business owners. The announcement follows Apollo’s $1m CAD angel round of funding.

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Easy Language Learning by Vera F. Birkenbihl – The Decoding Method EASY LANGUAGE LEARNING BY VERA F. BIRKENBIHL – THE DECODING METHOD

blog article

Jun 27, 2019

Forget about cramming vocabulary: the best way to learn a language is by using decoding exercises. Translate a German sentence word-by-word into your native language – thus you will learn the word’s meaning as well as the language’s grammar. Decoding means to “decipher”...

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HOW INSURANCE CEOS CAN ADDRESS THE CHALLENGES OF A FRAGILE DIGITAL ECONOMY HOW INSURANCE CEOS CAN ADDRESS THE CHALLENGES OF A FRAGILE DIGITAL ECONOMY

blog article

Jun 27, 2019

The digital economy holds opportunities and challenges for insurersSince its inception, the Internet has been a catalyst for connection and growth. As insurers begin to explore new, innovative ways to connect with their customers and partners, they are more reliant on the digital economy and the Int...

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Global Long-Term Care Insurance Market 2019 Development Strategy Allstate, LTC Financial Solutions, MassMutual, GLOBAL LONG-TERM CARE INSURANCE MARKET 2019 DEVELOPMENT STRATEGY ALLSTATE, LTC FINANCIAL SOLUTIONS, MASSMUTUAL,

blog article

Jun 27, 2019

MarketandResearch.biz announced that its published an exclusive report namely Global Long-Term Care Insurance Market 2019 by Manufacturers, Regions, Type and Application, Forecast to 2024 in its research database with report summary, table of content, research methodologies and data sources. The res...

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LexisNexis: More insurance execs using, open to virtual claims, might go touchless LEXISNEXIS: MORE INSURANCE EXECS USING, OPEN TO VIRTUAL CLAIMS, MIGHT GO TOUCHLESS

blog article

Jun 27, 2019

The 2019 LexisNexis Future of Claims Study released earlier this year found more insurance executives open to virtual and even touchless claims than two years prior.The results lend insight into what collision repairers might expect to see on the ground and how a shop might choose to handle customer...

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Expanding HSAs Could Help Fix America’s Broken Health Insurance Model EXPANDING HSAS COULD HELP FIX AMERICA’S BROKEN HEALTH INSURANCE MODEL

blog article

Jun 27, 2019

A recent survey revealed only one in five people currently enrolled in an employer-sponsored health plan have a health savings account (HSA). More unsettling, few use them to save money for future health expenses.There could be a variety of reasons why people dont use HSAs, but lack of a tax perks c...

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AI HOLDS THE KEY AS INSURERS BID TO RAMP UP THE CUSTOMER EXPERIENCE AI HOLDS THE KEY AS INSURERS BID TO RAMP UP THE CUSTOMER EXPERIENCE

blog article

Jun 26, 2019

AI is helping insurers improve dramatically the customer experience they provide their policyholders.The customer experience is fast becoming the new battleground for competitors in the insurance industry. Carriers that can quickly roll out highly-personalized real-time customer services, on a big s...

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Will Auto Insurance Pay for a Rollover Due to High Speeds? WILL AUTO INSURANCE PAY FOR A ROLLOVER DUE TO HIGH SPEEDS?

blog article

Jun 25, 2019

Speed limits exist for a reason. At high speeds, auto accidents can be very dangerous. Just going 10 to 15 miles over the limit may cause significant damage. However, when you are going faster than this, a rollover can happen. This can cause life-threatening injuries and total your car. If this happ...

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UNDERSTANDING WAIVERS OF DEDUCTIBLE IN HOME INSURANCE UNDERSTANDING WAIVERS OF DEDUCTIBLE IN HOME INSURANCE

blog article

Jun 25, 2019

UNDERSTANDING THE WAIVER OF DEDUCTIBLE CLAUSE
Its likely that you have already determined your deductible on your home and auto insurance policies. But what do you know about the waiver of deductible clause? The waiver of deductible is a clause in your insurance policy that lists situations w...

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FIVE STEPS INSURANCE CARRIERS CAN TAKE TO BECOME CUSTOMER-CENTRIC ‘LIVING BUSINESSES’ FIVE STEPS INSURANCE CARRIERS CAN TAKE TO BECOME CUSTOMER-CENTRIC ‘LIVING BUSINESSES’

blog article

Jun 25, 2019

As technology advances and consumer expectations continue to shift, insurance carriers must adapt to thrive.Previously, I shared some key findings about insurance consumers priorities and desires from Accentures 2019 Global Financial Services Consumer Study. Its clear that insurers have to get conte...

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THE FIVE TECHNOLOGY TRENDS TO WATCH, AND HOW THEY WILL IMPACT THE INSURANCE INDUSTRY THE FIVE TECHNOLOGY TRENDS TO WATCH, AND HOW THEY WILL IMPACT THE INSURANCE INDUSTRY

blog article

Jun 25, 2019

How the post-digital era will impact your businessAccenture s new Technology Vision for Insurance report outlines the key trends that will have an impact on insurers over the short to medium term. In this series, I have defined the post-digital era, discussed how insurers can build business models t...

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Do Insurance Companies Value New Customers Over Long Time Loyalty DO INSURANCE COMPANIES VALUE NEW CUSTOMERS OVER LONG TIME LOYALTY

blog article

Jun 25, 2019

Hello everyone. New here. TL;DR and bottom. I had a recent experience with Allstate in Missouri I wanted to share that had really soured me to the insurance industry as a whole. I wanted to get some feedback on whether or not this is typical behavior.My wife and I have been Allstate customers for ov...

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How to Optimize Your Conversion Funnel, from ToFu to BoFu HOW TO OPTIMIZE YOUR CONVERSION FUNNEL, FROM TOFU TO BOFU

blog article

Jun 24, 2019

No matter who your customer is or what you’re selling, it’s more likely than not that your customer will have to go through several steps before choosing to buy your product or service. Think about your own shopping habits: you don’t just buy the first thing you see. The first thin...

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21 Ways to Triple Your B2B E-Commerce Conversions 21 WAYS TO TRIPLE YOUR B2B E-COMMERCE CONVERSIONS

blog article

Jun 24, 2019

It takes thoughtful work to scale an e-commerce store. I’m sure you’ve had a few growing pains of your own getting to the point where you are today. However, you’re reading this because you may not be content with where your conversions are at this precise moment. You may not even ...

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Could the Breadcrumb Technique Help Boost Your Landing Page Conversions? COULD THE BREADCRUMB TECHNIQUE HELP BOOST YOUR LANDING PAGE CONVERSIONS?

blog article

Jun 24, 2019

We’ve all heard the term “less is more”. And we’ve been told this applies for landing pages too. I.e. your forms should be short and only ask for only the bare minimum of required information if you want to convert. As an example, one of the main questions someone typically h...

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FIVE BENEFITS OF CLOUD FOR INSURANCE FIVE BENEFITS OF CLOUD FOR INSURANCE

blog article

Jun 24, 2019

Five reasons why cloud adoption is on the rise for insurersThe concept of cloud computing started in the 1960s, when researchers at MIT developed technology that allowed them to use more than one computer at the same time. This intergalactic computer network was the first foray into the cloud, and i...

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27-year-old Search Marketing CEO Lands 13-stop U.S. Speaking Tour 27-YEAR-OLD SEARCH MARKETING CEO LANDS 13-STOP U.S. SPEAKING TOUR

blog article

Jun 23, 2019

Digital Summit, the largest conference series in the digital marketing industry, has invited Mehrguth to share his unique presentation, 5 Data-Validated Tactics to Increase the Experienced Marketer’s Qualified Lead Volume (…and 3 Tactics Guaranteed to Fail) with their audiences across t...

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A Brief Review of What’s Happening in TCPA Insurance Coverage Cases from TCPAWorld A BRIEF REVIEW OF WHAT’S HAPPENING IN TCPA INSURANCE COVERAGE CASES FROM TCPAWORLD

blog article

Jun 21, 2019

This is a repost from TeamSPBs TCPAWorld blog on a quick review on recent TCPA insurance coverage cases.  You can read the post here on TCPAWorld or read below the break.TCPA World featured two blog posts in May (May 6 and May 31) that discussed two TCPA coverage cases.  In this post, we w...

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SECURE US TO SECURE ME: REFRAMING RISK WITH TECHNOLOGY SECURE US TO SECURE ME: REFRAMING RISK WITH TECHNOLOGY

blog article

Jun 21, 2019

Security continues to be a major concern when it comes to technology and digital ecosystems, especially now that we are in the post-digital era. Many of the technologies that help create opportunities also bring exposure risk, which is why it is a key trend in our Technology Vision 2019 report.Most ...

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From the P&C Files: Every step you take, every mile you drive FROM THE P&C FILES: EVERY STEP YOU TAKE, EVERY MILE YOU DRIVE

blog article

Jun 20, 2019

Hard to believe but we first wrote about driver tracking and insurance over a decade ago A high-tech monitoring device makes it possible to reduce insurance premiums for drivers who avoid jackrabbit starts and slam-on-the-brakes stops...The catch? Bad drivers who take a chance on the program may win...

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BWIRE: Why Africa must face climate change head on BWIRE: WHY AFRICA MUST FACE CLIMATE CHANGE HEAD ON

blog article

Jun 20, 2019

Accelerated effects of climate change including prolonged droughts are taking a toll on the economies of people in the Great Horn of Africa, which calls for urgent measures to address disasters and mitigation of risks.Indeed, countries in the region must come up with cross country measures to deal w...

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What Factors Determine Business Insurance Cost WHAT FACTORS DETERMINE BUSINESS INSURANCE COST

blog article

Jun 20, 2019

What Factors Determine Business Insurance Cost The investment in business insurance can be a difficult one for some people. This type of insurance is invaluable, however. You need it to help defray the costs of many risks associated with managing your business. Yet, having a policy that fits your go...

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WHY THE LONDON MARKET HAS A PIVOTAL ROLE TO PLAY IN THE FUTURE OF CYBER INSURANCE WHY THE LONDON MARKET HAS A PIVOTAL ROLE TO PLAY IN THE FUTURE OF CYBER INSURANCE

blog article

Jun 20, 2019

In my previous blog post I examined how cyber security ecosystems will allow insurers to take a leading role in the future of this fast-emerging market. I also looked at what we feel are the integral components of an end-to-end cyber protection offering.Why London has the edge as a global cyber insu...

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Fighting Insurance for Care FIGHTING INSURANCE FOR CARE

blog article

Jun 19, 2019

As if living with an invisible disability werent exhausting enough, many of us have to fight our insurance companies to get the treatment we need. Because hardly anyone can afford treatments at todays prices, our insurance companies often make the decisions about what care we receive. That decision ...

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Sunshine State Health Insurance Anecdata SUNSHINE STATE HEALTH INSURANCE ANECDATA

blog article

Jun 19, 2019

So recently, had a client move to Orlando, and asked for a referral to a local health insurance agent (since Im not licensed for Florida). I reached out to some folks who might be of help, including a couple relatives. One very helpful kin had this to say about the state of individual medical plans ...

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How much life insurance do I really need? HOW MUCH LIFE INSURANCE DO I REALLY NEED?

blog article

Jun 19, 2019

Buy life insurance sounds simple enough, and it can be thanks to digital services. But its the shopping process that can get a little confusing.This question keeps arising How much life insurance do I need? Amounts like $250,000, $500,000, and $1 million can all sound pretty solid - why not choose t...

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What’s an insurance deductible? WHAT’S AN INSURANCE DEDUCTIBLE?

blog article

Jun 18, 2019

Like many other industries, insurance has its own unique jargon that can sometimes make shopping for coverage seem overly complicated. Your local independent insurance agent is always happy to break things down for you and explain any language or terms that you dont understand. One term that is comm...

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INSURANCE PROTECTION FOR A RAINY DAY INSURANCE PROTECTION FOR A RAINY DAY

blog article

Jun 17, 2019

June weather in New York City can be fickle. As the I.I.I.s own Brent Carris reported, this fickleness can lead to chaos for the citys outdoor music festivals, like the recent fiasco at this years Gov Ball. Carris noted that event organizers will often have event cancellation insurance to protect th...

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Does a term life insurance premium increase as you age? DOES A TERM LIFE INSURANCE PREMIUM INCREASE AS YOU AGE?

blog article

Jun 17, 2019

Not much is certain about what the future will hold in 30 years - and the same goes for the cost of the everyday items you use. After all, 30 years ago, a gallon of gas rang in at less than a dollar. But while it may be unrealistic to forecast your budget 30 years from now, one of the things that ma...

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ARBB - RM83.5million MoU with A Cambodia Public Insurance Company ARBB - RM83.5MILLION MOU WITH A CAMBODIA PUBLIC INSURANCE COMPANY

blog article

Jun 17, 2019

Immediate after off market change hands of 3.93% of ARBB shares on 14/6/2019, on 17/6/2019 ARBB announced shareholding of one of his ED Mr Au Yee Boon increased to 6.29% The group also annnouce the above mentoned MoU which is going to be valid for 6 months (cautious MoU is not a contract  agree...

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THE 7 BEST TRAVEL INSURANCE COMPANIES IN 2019 THE 7 BEST TRAVEL INSURANCE COMPANIES IN 2019

blog article

Jun 17, 2019

Planning a trip can be a lot of fun. Researching amazing bucket list activities, daydreaming about picture-perfect beaches and epic hikes, booking the cheap flights that will take you to the worlds most amazing destinations – its the fun part of planning. It gives you ownership of your trip an...

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THE BEST TRAVEL INSURANCE COMPANIES FOR BACKPACKERS THE BEST TRAVEL INSURANCE COMPANIES FOR BACKPACKERS

blog article

Jun 16, 2019

Im a backpacker at heart. Even after traveling the world for over a decade, I still love to travel cheap, prioritizing experiences over fancy accommodation and transportation. I still love staying at hostels, meeting locals, and sampling as many local delicacies as I can.Contrary to popular belief, ...

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New York Court of Appeals Holds Non-domiciliary RRG Not Covered Under New York Late Disclaimer Rules NEW YORK COURT OF APPEALS HOLDS NON-DOMICILIARY RRG NOT COVERED UNDER NEW YORK LATE DISCLAIMER RULES

blog article

Jun 11, 2019

The federal Liability Risk Retention Act allows for the creation of industry groups-Risk Retention Groups (RRG) or Purchasing Groups-that are exempt from certain state insurance regulation requirements outside the RRG’s state of charter.  Most states, if not all, have unfair claims practi...

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TYING THE KNOT? SPECIAL EVENT INSURANCE FOR YOUR SPECIAL DAY TYING THE KNOT? SPECIAL EVENT INSURANCE FOR YOUR SPECIAL DAY

blog article

Jun 11, 2019

It has us thinking of warmer, longer days, getting outdoors and, of course, weddings.
It also has us thinking about the cost of weddings.Did you know the typical American wedding includes about 140 guests and costs over $35,000?That price tag, it should be noted, includes the cost of wedding ...

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HOW INSURANCE LEADERS CAN STRATEGIZE FOR THE POST-DIGITAL ERA HOW INSURANCE LEADERS CAN STRATEGIZE FOR THE POST-DIGITAL ERA

blog article

Jun 11, 2019

How can insurance leaders create strategies for the post-digital era - a time when digital, like electricity, has become pervasive and no longer a differentiator in itself? How can they discern which emerging technology to invest in, and how to apply it? The latest Accenture Technology Vision for In...

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CONVENIENT, FAST AND HYPER-RELEVANT: PERSONALIZING THE INSURANCE CUSTOMER EXPERIENCE CONVENIENT, FAST AND HYPER-RELEVANT: PERSONALIZING THE INSURANCE CUSTOMER EXPERIENCE

blog article

Jun 11, 2019

Todays insurance customers desire personalized, convenient and quick service. Accentures 2019 Global Financial Services Consumer Study made it more apparent than ever that serving customers in demographic segments is not as effective as serving them as individuals. But how can insurers manage hyper-...

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Private Mortgage Insurance Protection: Are We Any Safer Today? PRIVATE MORTGAGE INSURANCE PROTECTION: ARE WE ANY SAFER TODAY?

blog article

Jun 10, 2019

Thats right. The mortgage insurance industry is exposed to mortgage losses. Theyre in a first loss position if theres a downturn and theres a foreclosure wave. And so the volume of business that theyre doing is right on the edge of assessing how much risk there is in the system. You found that while...

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Tax Cuts and Tariffs: Policies at Odds with Each Other TAX CUTS AND TARIFFS: POLICIES AT ODDS WITH EACH OTHER

blog article

Jun 10, 2019

In his two and a half years in office, President Trump has enacted two major fiscal policy initiatives: tax reform legislation and tariffs on foreign goods imported to the United States. According to Bloomberg, the cost of tariffs may soon exceed the benefits of tax cuts for middle-earner households...

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When Seeking Coverage for Trademark Infringement Policy Exclusions Matter WHEN SEEKING COVERAGE FOR TRADEMARK INFRINGEMENT POLICY EXCLUSIONS MATTER

blog article

Jun 07, 2019

In a recent case, the 4th Circuit Court of Appeals affirmed the dismissal of a coverage dispute based on unambiguous exclusions barring coverage.  Nothing dramatically unique here, but it serves as a good example of the need to read and understand the insurance policy and all of its exclusions....

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Assessing Your Need for Business Insurance on Key People ASSESSING YOUR NEED FOR BUSINESS INSURANCE ON KEY PEOPLE

blog article

Jun 06, 2019

Companies need a wide range of business insurance products. Luckily, there are plenty of products on the market that can provide you with all of the protection you need. As a business owner, you probably spend a lot of time building up your company. It may be dependent on you. Or, you may have impor...

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INSURERS NEED TO TAKE A FRESH LOOK AT THEIR CUSTOMERS INSURERS NEED TO TAKE A FRESH LOOK AT THEIR CUSTOMERS

blog article

Jun 06, 2019

The rising popularity of highly-personalized connected insurance services is forcing carriers to overhaul their marketing strategies. They can no longer rely on traditional methods of customer analysis to identify the needs of their policyholders.Demographic studies focusing on the age, wealth or ge...

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REIMAGINING INSURANCE FOR THE POST-DIGITAL ERA REIMAGINING INSURANCE FOR THE POST-DIGITAL ERA

blog article

Jun 04, 2019

Its a new age for insurance, one in which insurers are adapting products and services to better serve their customers in new and exciting ways. For example, 81 percent of the insurance executives we surveyed agreed that 5G will revolutionize their industry by offering new ways to provide products an...

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Who should be your life insurance beneficiary? WHO SHOULD BE YOUR LIFE INSURANCE BENEFICIARY?

blog article

Jun 04, 2019

When my daughter, Lucy, was born three years ago, I knew I needed to get life insurance. But as a single parent, I was stumped when it came time to select a beneficiary. Should I name my father, who, at 83 years old, is more focused on his own end-of-life options? I also have two brothers, one who h...

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How Insurance Works HOW INSURANCE WORKS

blog article

Jun 04, 2019

Business Insurance is a means of providing protection your business against financial loss in a variety of situations. It is a contract in which one party agrees to pay for another partys financial loss resulting from a specified event.Business Insurance works on the principal of sharing losses. If ...

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Insurance Companies Cannot Deduct The Cost Of Land From Your Replacement Home Purchase in California INSURANCE COMPANIES CANNOT DEDUCT THE COST OF LAND FROM YOUR REPLACEMENT HOME PURCHASE IN CALIFORNIA

blog article

Jun 04, 2019

Many insurance policyholders who have lost homes in the devastating California wildfires call our firm and ask, Can my insurance company really deduct the value of the land under the replacement home I purchased from my claim payment? This is a great question because this is now an unlawful tactic b...

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UK: Reinsurers entitled to reject “spiking” of mesothelioma losses UK: REINSURERS ENTITLED TO REJECT “SPIKING” OF MESOTHELIOMA LOSSES

blog article

Jun 04, 2019

In the first judgment to provide guidance on the allocation of mesothelioma liabilities at a reinsurance level, the Court of Appeal in Equitas Insurance Limited v Municipal Mutual Insurance Limited [2019] EWCA Civ 718 has ruled that insurers cannot choose to allocate their full loss to whichever rei...

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How To File A Complaint With The Maine Bureau of Insurance About Your Delaying, Denying and Bad Treating Insurance Company HOW TO FILE A COMPLAINT WITH THE MAINE BUREAU OF INSURANCE ABOUT YOUR DELAYING, DENYING AND BAD TREATING INSURANCE COMPANY

blog article

Jun 03, 2019

Maine policyholders at loggerheads with their delaying, denying and recalcitrant insurers may seek help in the claims process by filing a complaint with the Maine Bureau of Insurance.An insurance complaint with the Maine Bureau of Insurance may be filed either through the mail or electronically. Pol...

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CONVERTING A BUILDING INTO FLATS? INSURANCE NEED TO KNOW CONVERTING A BUILDING INTO FLATS? INSURANCE NEED TO KNOW

blog article

Jun 03, 2019

So, you are thinking about converting a building into flats? Then here are some of the things you need to know about insurance Renovation insuranceDespite a recent relaxation in the regulations, you are still likely to need planning permission for the building works you propose. It is when you are a...

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June 2019 Reinsurance Newsletter JUNE 2019 REINSURANCE NEWSLETTER

blog article

Jun 03, 2019

Our June 2019 Reinsurance Newsletter is out and available here.  The Newsletter covers a wide variety of cases from the most recent US Supreme Court case on arbitration to decisions on consolidation, reinsurance information and confirmation.  Other cases discussed concern expenses in addit...

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Final Expense Insurance from Prosperity Life Group FINAL EXPENSE INSURANCE FROM PROSPERITY LIFE GROUP

blog article

Jun 01, 2019

This article continues in our series to provide reviews about final expense insurance from the various insurance companies we proudly represent.Final Expense Insurance also referred to as burial insurance and funeral insurance, has become very popular with seniors across America.Many policies are pu...

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The Top Cannabis Business Insurance Trends and Developments for 2019 THE TOP CANNABIS BUSINESS INSURANCE TRENDS AND DEVELOPMENTS FOR 2019

blog article

May 30, 2019

he cannabis business insurance space has seen a lot of activity in the past few months.
As we look ahead toward the second half of 2019, here are some of the top insurance trends and developments that cannabis businesses should be aware of.Normalization and Adoption of Cannabis InsuranceThe b...

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All You Need to Know About QBE: QBE Meaning, Insurance Contact, Insurance Rating and Many More… ALL YOU NEED TO KNOW ABOUT QBE: QBE MEANING, INSURANCE CONTACT, INSURANCE RATING AND MANY MORE…

blog article

May 30, 2019

Are you racking your brain over what QBE meaning or over what services QBE insurance offers?
Or are you looking for a good insurance company in Australia and would like to know about QBE insurance ratings?In this article, we are going to review the QBE meaning, QBE insurance rating and a lot ...

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A useful reminder for the general insurance sector A USEFUL REMINDER FOR THE GENERAL INSURANCE SECTOR

blog article

May 29, 2019

On 20 May 2019, the FCA published findings from its multi-firm review into the supervision by principal firms of their appointed representatives (ARs) in the investment management sector (Investment Management Sector Review).This review was conducted following the publication in July 2016 of the FCA...

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FCA’s multi-firm review into the supervision by principal firms of their ARs in the investment management sector FCA’S MULTI-FIRM REVIEW INTO THE SUPERVISION BY PRINCIPAL FIRMS OF THEIR ARS IN THE INVESTMENT MANAGEMENT SECTOR

blog article

May 29, 2019

On 20 May 2019, the FCA published findings from its multi-firm review into the supervision by principal firms of their appointed representatives (“ARs“) in the investment management sector (“Investment Management Sector Review“).This review was conducted following the publica...

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CMS To Maintain Navigator Funding At $10 Million For 2020, 2021 CMS TO MAINTAIN NAVIGATOR FUNDING AT $10 MILLION FOR 2020, 2021

blog article

May 29, 2019

On May 23, 2019, the Centers for Medicare and Medicaid Services (CMS) released a new funding opportunity announcement for the navigator program for 2020 and 2021, as well as a series of frequently asked questions and an overview of the application process. CMS intends to fund the navigator program i...

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Are You Prepared For Changes In Your Life? ARE YOU PREPARED FOR CHANGES IN YOUR LIFE?

blog article

May 29, 2019

Washington Personal Insurance UpdateWe often get asked the question, When should I have my personal insurance reviewed?  Remember, if you bought your personal insurance online, you do not get a review, you are on your own.  Most of us know that major life events can make it necessary to up...

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Is term life insurance worth it? IS TERM LIFE INSURANCE WORTH IT?

blog article

May 28, 2019

To quickly answer the question above, ask yourself the following: Do you want to financially protect your loved ones and help minimize the financial impact for them if you die unexpectedly? If the answer is yes, then term life insurance is a solid, affordable way of achieving that goal. Heres a brea...

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Mortgage protection insurance: What it is and why you might need it MORTGAGE PROTECTION INSURANCE: WHAT IT IS AND WHY YOU MIGHT NEED IT

blog article

May 28, 2019

Before you accept the responsibilities of taking on a mortgage that spans several decades, there is an option to protect your future loan payments in case you can’t make them.Mortgage protection insurance protects homeowners if a health issue arises and they become disabled, or a job loss is l...

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HOW INSURERS CAN STRENGTHEN THEIR ECOSYSTEM CAPABILITIES HOW INSURERS CAN STRENGTHEN THEIR ECOSYSTEM CAPABILITIES

blog article

May 28, 2019

nsurers may recognize the importance of ecosystems in the future, but that doesn’t mean that they are completely equipped for disruption. In fact, many carriers currently overestimate their ecosystem capabilities. While 97% of the companies surveyed considered themselves a highly attractive ec...

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Zero-Premium Health Insurance Plans Became More Prevalent In Federal Marketplaces In 2018 ZERO-PREMIUM HEALTH INSURANCE PLANS BECAME MORE PREVALENT IN FEDERAL MARKETPLACES IN 2018

blog article

May 27, 2019

The Affordable Care Act established two federally funded subsidiescost-sharing reductions and premium tax credits-available in the health insurance Marketplaces. In 2018 federal payments to insurers for cost-sharing reductions were terminated. Insurers responded by increasing plan premiums to accoun...

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How traditional life insurance plans tend to weigh you down HOW TRADITIONAL LIFE INSURANCE PLANS TEND TO WEIGH YOU DOWN

blog article

May 25, 2019

Time and again, traditional life insurance products have been viewed as a push productThe long tenure, combined with strict lock-in periods of traditional products and inadequate cover do not fall in line with the demographics of our country and tend to weigh us downTraditional plans have the larges...

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10 MUST-HAVE HUMAN-MACHINE FUSION SKILLS FOR INSURANCE WORKFORCES 10 MUST-HAVE HUMAN-MACHINE FUSION SKILLS FOR INSURANCE WORKFORCES

blog article

May 23, 2019

The adoption of intelligent technologies is putting pressure on insurers to build future-fit workforces capable of human-machine collaboration. Eight fusion skills, underpinned by 10 core intelligences, provide a broad guideline for insurance business leaders directing training efforts and forming t...

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Recovery of Consequential Damages after Foreclosure RECOVERY OF CONSEQUENTIAL DAMAGES AFTER FORECLOSURE

blog article

May 23, 2019

Depending on the jurisdiction, one element of an insured’s damages in a first-party property insurance claim may include consequential damages. Consequential damages are an indirect result of a direct loss.1 Lost profit, lost rents, and lost business opportunities are examples of consequential...

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Non-Renewal or Cancellations of Commercial Insurance Policies in Puerto Rico after Hurricane Maria NON-RENEWAL OR CANCELLATIONS OF COMMERCIAL INSURANCE POLICIES IN PUERTO RICO AFTER HURRICANE MARIA

blog article

May 22, 2019

Many Policyholders in Puerto Rico are concerned about the notifications of non-renewal or cancellations they received after Hurricane Maria claims. This is a matter that affects both residential and commercial Policyholders. The process of obtaining insurance coverage from a different insurance comp...

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Some insurance tips travelers need to know SOME INSURANCE TIPS TRAVELERS NEED TO KNOW

blog article

May 22, 2019

For many, there’s nothing like travel. The opportunity to experience new places, people and cuisines keeps you packing your bags and booking tickets to places near and far. But before you head out on your next trip, you may want to consider insurance designed to protect you while on the road.D...

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Event insurance: Do I need insurance for my event? EVENT INSURANCE: DO I NEED INSURANCE FOR MY EVENT?

blog article

May 22, 2019

If you’re planning a big event and/or shindig, you’ve got a lot on your plate. There are a lot of moving pieces and a lot of things to juggle, from getting a venue to booking a caterer to sending out invitations. You might be worried that something could go horribly wrong to derail the e...

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Blog: How digital can help the pet insurance sector reach its full potential BLOG: HOW DIGITAL CAN HELP THE PET INSURANCE SECTOR REACH ITS FULL POTENTIAL

blog article

May 22, 2019

Research by the Association of British Insurers has confirmed pet insurance pay-outs hit a record-high of £785m in the UK in 2018. Despite the number of individual claims falling, the size of an average claim rose. This is not a one off. The 2018 increase in claim size was 5% on the previous y...

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Why is Life insurance so expensive — to process? WHY IS LIFE INSURANCE SO EXPENSIVE — TO PROCESS?

blog article

May 21, 2019

Thoughts on the underwriting costsOne of the benefits of being part of Celent is getting a view into the insurers that we support. Recently, Karen Monks and I published a report Upping the Bar: Key Metrics in Life New Business and Underwriting . This is a refresh of reports we did in 2016 and 2017. ...

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Texas Hail Claims – Know Your Rights Under Chapter 541 of the Texas Insurance Code TEXAS HAIL CLAIMS – KNOW YOUR RIGHTS UNDER CHAPTER 541 OF THE TEXAS INSURANCE CODE

blog article

May 21, 2019

If your home was burglarized, would you sit back and do nothing? No. You would likely call the police or law enforcement to report the burglary, and hope they find your stolen property. If the police arrested the person who stole your property, would you let that person off without punishment, accou...

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How Do I Get Roadside Service Coverage with My Auto Policy? HOW DO I GET ROADSIDE SERVICE COVERAGE WITH MY AUTO POLICY?

blog article

May 21, 2019

Whether it’s a dead battery or other mechanical failure, a flat tire, empty gas tank or you’ve locked yourself out of your vehicle, Emergency Roadside Service Coverage from ERIE is here to help.To learn more, we sat down with Jon Bloom, vice president, Personal Auto, to help shed some li...

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EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

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What is temporary life insurance coverage? WHAT IS TEMPORARY LIFE INSURANCE COVERAGE?

blog article

May 16, 2019

The life insurance industry can often seem like it speaks its own language. There are terms like fluid less,proposed insured, and riders- all of which understandably can cause a bit of hesitation and head-scratching. In the life insurance purchasing process, you might come across a phrase called Tem...

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UCP posturing around public sector wages portends a return to perpetual crisis in health care UCP POSTURING AROUND PUBLIC SECTOR WAGES PORTENDS A RETURN TO PERPETUAL CRISIS IN HEALTH CARE

blog article

May 16, 2019

The United Conservative Party Government's transparent early manoeuvres around public sector wage negotiations and the heavy hints found in a paper by the chair of Premier Jason Kenney's "blue ribbon panel" on Alberta's finances portend a stormy period ahead in public sector la...

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Medicaid Eligibility Restrictions Will Impede Delivery System Reform MEDICAID ELIGIBILITY RESTRICTIONS WILL IMPEDE DELIVERY SYSTEM REFORM

blog article

May 16, 2019

Recently, the Department of Health and Human Services (HHS) announced new primary care payment models designed to increase the share of clinicians that accept value-based payments. This announcement builds on bipartisan support for health care delivery system reforms that reward clinicians for manag...

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EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

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EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

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How Jamie Sue Marshall uses life insurance to create a legacy HOW JAMIE SUE MARSHALL USES LIFE INSURANCE TO CREATE A LEGACY

blog article

May 15, 2019

The story youre about to read belongs to one of our customers. It is told in her words, with her permission and in a way only she could tell it. If it inspires you to think about your own life insurance coverage? Great. If it inspires you to do something - anything, important for the ones you love m...

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How Roanoke, Virginia, Is Addressing Income Disparities And Their Impact On Health Outcomes HOW ROANOKE, VIRGINIA, IS ADDRESSING INCOME DISPARITIES AND THEIR IMPACT ON HEALTH OUTCOMES

blog article

May 15, 2019

The link between poverty and health outcomes is well recognized. Recent Health Affairs Health Policy Briefs on these trends have shown a strong connection between people’s income and their health. It is also widely known that poverty is not an equal opportunist: Minority populations generally ...

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What Illnesses Are Covered by Critical Illness Insurance? WHAT ILLNESSES ARE COVERED BY CRITICAL ILLNESS INSURANCE?

blog article

May 13, 2019

What is Critical Illness Insurance? Critical illness insurance can be taken out as a stand-alone policy or as part of a life insurance policy. Either way, it will pay out a pre-determined amount if the insured individual is diagnosed with a specified critical illness. The specific terms & condit...

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Insuring the Times of Your Life INSURING THE TIMES OF YOUR LIFE

blog article

May 13, 2019

Preston Newby was a youth minister. He and his wife, Tara, were driving with their son to visit family-excited to announce a new baby on the way. In the keeping with the kind of person Preston was, he stopped to help at the scene of an accident. That’s when he was struck by another car and kil...

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What Does Workers Comp Insurance Cover? WHAT DOES WORKERS COMP INSURANCE COVER?

blog article

May 12, 2019

Workers compensation is required in Idaho Falls, ID and will cover expenses that are related to an employee’s work-related injury or illness. It can cover immediate costs, as well as long-term costs. There is also a portion that will cover legal fees if an employee is suing your organization.1...

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How to Pick Your First Homeowners Insurance Policy HOW TO PICK YOUR FIRST HOMEOWNERS INSURANCE POLICY

blog article

May 10, 2019

Purchasing your first home can be an overwhelming process, one fraught with emotion and a seemingly endless stream of paperwork and documentation. For many people, a home is the most significant purchase of a lifetime, making it even more critical to protect this investment with a thoughtfully chose...

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What Is an Excluded Driver on Your Insurance Policy WHAT IS AN EXCLUDED DRIVER ON YOUR INSURANCE POLICY

blog article

May 09, 2019

It’s important to read all of the details in your car insurance policy as soon as you receive it. One key area to look at is who has coverage on your policy. Also, notice any excluded driver. This is a person who should not be behind the wheel of your car. If they are there, your auto insuranc...

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What is the Purpose of Key Man Insurance? WHAT IS THE PURPOSE OF KEY MAN INSURANCE?

blog article

May 09, 2019

If you have ever asked yourself: “What is the purpose of key man insurance?”, read on to learn what this important form of business protection is all about. Key Staff. Every business, regardless of industry or size, typically has one or several key members of staff who are crucially impo...

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How GEICO Became the Second Largest Auto Insurance Company in the U.S. HOW GEICO BECAME THE SECOND LARGEST AUTO INSURANCE COMPANY IN THE U.S.

blog article

May 09, 2019

One frequently asked question we often get is this: Is GEICO a good car insurance company?
The answer is primarily ‘yes’ and in this article we are going to be exploring how GEICO insurance company grew to become the second largest car insurance company in the United States. To le...

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How GEICO Became the Second Largest Auto Insurance Company in the U.S. HOW GEICO BECAME THE SECOND LARGEST AUTO INSURANCE COMPANY IN THE U.S.

blog article

May 09, 2019

One frequently asked question we often get is this: Is GEICO a good car insurance company?
The answer is primarily ‘yes’ and in this article we are going to be exploring how GEICO insurance company grew to become the second largest car insurance company in the United States. To le...

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Warranty and Indemnity Insurance – the practice behind the promise WARRANTY AND INDEMNITY INSURANCE – THE PRACTICE BEHIND THE PROMISE

blog article

May 07, 2019

Global mergers and acquisitions transactions hit $3.5 trillion in 2018 making it the third-largest year on record for M&A by value. Within the private equity and real estate investment worlds, the insatiable appetite for warranty & indemnity insurance (W&I) to support transactions that h...

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What is Home Insurance and Why Do You Need It? WHAT IS HOME INSURANCE AND WHY DO YOU NEED IT?

blog article

May 07, 2019

Buying a home, and becoming a homeowner, has many advantages, but it comes with some responsibilities as well. Although it’s not the most exciting thing in the world, home insurance is extremely useful and it shouldn’t be skipped. In Canada, home insurance is not required by law, and wit...

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Does Living in an Area with High Accident Rates Impact Your Rates DOES LIVING IN AN AREA WITH HIGH ACCIDENT RATES IMPACT YOUR RATES

blog article

May 07, 2019

The biggest factors impacting how much you pay for auto insurance are you and your driving habits. However, other factors can impact what you pay. If you live in a high-risk area, the insurance company may raise your costs. In some situations, this is nothing you can change. Yet, there may be a few ...

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Best Pet Insurance – Comprehensive Reviews for 2019 BEST PET INSURANCE – COMPREHENSIVE REVIEWS FOR 2019

blog article

May 06, 2019

As a pet owner, you are probably willing to do almost anything to keep your pet healthy, even if it means spending money you don’t have. Rushing a sick pet down to the veterinarian’s office may be instinctive, but it can also be very expensive. With veterinary costs increasing by as much...

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How to name a child as a life insurance beneficiary HOW TO NAME A CHILD AS A LIFE INSURANCE BENEFICIARY

blog article

May 06, 2019

When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a t...

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How to name a child as a life insurance beneficiary HOW TO NAME A CHILD AS A LIFE INSURANCE BENEFICIARY

blog article

May 06, 2019

When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a t...

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Whole Life Insurance: A Guaranteed Death Benefit WHOLE LIFE INSURANCE: A GUARANTEED DEATH BENEFIT

blog article

May 06, 2019

You can’t avoid death and taxes, but this product can help!
There are many reasons to purchase whole life insurance, which is why so many consumers turn their attention to this type of policy when they find themselves in the market for coverage.
While every benefit is well worth ...

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Important Questions Your Adviser Should Be Asking You Before Selling You Whole Life IMPORTANT QUESTIONS YOUR ADVISER SHOULD BE ASKING YOU BEFORE SELLING YOU WHOLE LIFE

blog article

May 06, 2019

A good financial advisor can make a world of difference. But now it’s hard to find a good one. Many times we look for someone that makes us feel good. And very often we find an agent that masks as an advisor Also we often forget they should be asking certain tough questions, to help us plan. Read More


Small Reduction In Car Insurance Premiums SMALL REDUCTION IN CAR INSURANCE PREMIUMS

blog article

May 06, 2019

If you are a motor trader selling/buying new and/or used cars then you will no doubt have a motor trade insurance policy in place to provide cover for the vehicles that pass through your business to include covering things like a customer taking out a car for a test drive or you collecting a used ca...

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Is Your House of Worship Covered by Terrorism Insurance? IS YOUR HOUSE OF WORSHIP COVERED BY TERRORISM INSURANCE?

blog article

May 03, 2019

Religious centers of all faiths are rightfully concerned as hate has become entwined with the terrible consequences of terrorism. The recent massacre at the Tree of Life synagogue in Pittsburgh, Pa, arson attacks on three historic black churches in Louisiana, and now, the rampage at the Chabad synag...

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UNDERSTANDING LIFE INSURANCE LINGO PART 1: POLICY BASICS UNDERSTANDING LIFE INSURANCE LINGO PART 1: POLICY BASICS

blog article

May 02, 2019

Life insurance represents a key corner of the financial planning space in need of more education. Nearly three in five consumers (59%) own some form of life insurance, according to LIMRA’s 2018 Insurance Barometer Study.  Yet, common questions persist, especially over the industry’s...

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The Best Insurance Referral Generation Techniques You Need to Try THE BEST INSURANCE REFERRAL GENERATION TECHNIQUES YOU NEED TO TRY

blog article

May 02, 2019

These are the Best Insurance Referral Generation Techniques Out There
An insurance referral is one of the hottest sources of leads you can receive. They’re your friends’ friends, your client’s neighbors, and even your second cousins. The truth is that referrals are everywher...

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How your prescription history affects your life insurance rates HOW YOUR PRESCRIPTION HISTORY AFFECTS YOUR LIFE INSURANCE RATES

blog article

May 01, 2019

Thanks to the fact that we live in the 21st century instead of the 12th, prescription drugs are a part of everyone’s medical history. Whether it’s taking a temporary course of antibiotics to get over strep throat, or a regular regimen of medication to manage a lifelong condition like ast...

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What You Need to Know about Getting the Best Car Insurance Rate WHAT YOU NEED TO KNOW ABOUT GETTING THE BEST CAR INSURANCE RATE

blog article

May 01, 2019

Many things to save your car safety such as the use of outdoor waterproof car covers will increase your car look and will the pave the way to have the best car insurance price. Looking at through this article you ought to be able to get the best cost available for you and your vehicle.
Mainta...

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What insurance does a small business need? WHAT INSURANCE DOES A SMALL BUSINESS NEED?

blog article

Apr 30, 2019

When you’ve already got loads on your plate, organising your business insurance can seem pretty daunting. But, as you’re probably aware, insurance is one of those things that you really do have to tick off your ‘to do’ list, to ensure you’re protected against unforeseen...

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How State Farm Mutual Automobile Insurance Company Started HOW STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY STARTED

blog article

Apr 30, 2019

State Farm is a large group of insurance and financial services companies throughout the United States with corporate headquarters in Bloomington, Illinois. The groups main business is State Farm Mutual Automobile Insurance Company, a mutual insurance firm that also owns the other State Farm compani...

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What are life insurance underwriting classes, and why do they matter? WHAT ARE LIFE INSURANCE UNDERWRITING CLASSES, AND WHY DO THEY MATTER?

blog article

Apr 29, 2019

Before we begin today, a quick refresher. Life insurance provides financial protection for your loved ones in the event of your death. A life insurance policy usually pays a guaranteed amount of money (a death benefit) that can assist your family at a time they would need it most.You probably knew a...

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What are life insurance underwriting classes, and why do they matter? WHAT ARE LIFE INSURANCE UNDERWRITING CLASSES, AND WHY DO THEY MATTER?

blog article

Apr 29, 2019

Before we begin today, a quick refresher. Life insurance provides financial protection for your loved ones in the event of your death. A life insurance policy usually pays a guaranteed amount of money (a death benefit) that can assist your family at a time they would need it most. You probably knew ...

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The Differences Between Term and Whole Life Insurance THE DIFFERENCES BETWEEN TERM AND WHOLE LIFE INSURANCE

blog article

Apr 26, 2019

Buying life insurance now provides a financial safety net for your dependents later if you’re not around to take care of them. After you’re gone, your family can use the proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. There are two main types of li...

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What Is Collision Coverage? WHAT IS COLLISION COVERAGE?

blog article

Apr 25, 2019

When you’re trying to save money on car insurance, declining collision coverage may seem like a good option. But you should give this decision some thought. After a wreck, collision coverage could make life easier, even if you did not cause the accident. For most drivers, the cost of collision...

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How to Find Life Insurance As A Scuba Diver HOW TO FIND LIFE INSURANCE AS A SCUBA DIVER

blog article

Apr 25, 2019

Oxygen tanks and regulators, buoyancy compensators, wearable computers to track depth and surroundings — scuba divers need a lot of expensive gear. Then, when they apply for life insurance to help protect their families from financial uncertainty, scuba divers tend to pay higher life insurance...

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Do Veterans Qualify for Discounted Auto Insurance DO VETERANS QUALIFY FOR DISCOUNTED AUTO INSURANCE

blog article

Apr 25, 2019

As a veteran, it can be very important to manage your money well. Your hard work and service to the country should stand for something. Many vets qualify for a discount on their auto insurance policy. This does not always apply, but if it applies to your situation, it is worth asking about. How can ...

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SO YOU WANT TO BE AN ENTREPRENEUR? SO YOU WANT TO BE AN ENTREPRENEUR?

blog article

Apr 25, 2019

So you want to be an entrepreneur? You’ve got a great idea, and you want to put it into motion, so you can show the world what you can do! Being an entrepreneur and starting a business is admirable, but it comes with risks.  During the planning phase, if you haven’t talked to a trus...

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Senior Benefits in Ontario: A Complete Guide to Senior Health Benefits SENIOR BENEFITS IN ONTARIO: A COMPLETE GUIDE TO SENIOR HEALTH BENEFITS

blog article

Apr 25, 2019

Canada’s most populous province is getting grayer. Statistics Canada reported that almost 20 percent of Ontarians were over the age of 65 in 2016. That’s a number that’s projected to keep growing in the future too. Are you someone over the age of 65? Maybe you’re approaching ...

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How and When to File a Home Insurance Claim HOW AND WHEN TO FILE A HOME INSURANCE CLAIM

blog article

Apr 24, 2019

Insurance is there for you when you need it. It’s the umbrella, the safety net, the fail-safe. But it’s wise to consider the alternatives before actually tapping your insurance company for help: Every claim you file can raise your premium. If you file too many claims, not only can your i...

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Pet Insurance Everything You Need to Know PET INSURANCE EVERYTHING YOU NEED TO KNOW

blog article

Apr 24, 2019

Your fur babies are a big part of your family. You love them; they’re among your favorite friends, and they’re always there for you. You give them love, a home, and take the very best possible care of them. And, much like when a member of your family is sick, you worry about them when th...

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Achieving digital transformation in the insurance industry ACHIEVING DIGITAL TRANSFORMATION IN THE INSURANCE INDUSTRY

blog article

Apr 23, 2019

Research has consistently shown that senior management within the insurance sector think digital transformation is critical to their business. While executives see transformation as essential, achieving success is proving to be much more difficult, with a global report recently published by Cap Gemi...

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Does Homeowners Insurance Cover Hurricanes? DOES HOMEOWNERS INSURANCE COVER HURRICANES?

blog article

Apr 23, 2019

property owners can face serious risks when it comes to hurricanes and tropical storms. From blustering, high-speed winds to record-smashing rainfall and flooding, you have to be prepared for the worst-case scenario during severe weather. If you’re a homeowner, you definitely want to insure yo...

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Top 10 Mistakes That Many First Time Homebuyers Make TOP 10 MISTAKES THAT MANY FIRST TIME HOMEBUYERS MAKE

blog article

Apr 23, 2019

Purchasing your first home can be scary and confusing as well as exciting. There are dozens of decisions to be made and if you are not careful you may make a mistake that you will have to live with for years.  If you are in the market for your first home, or have been in your current home for d...

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The Best Auto Insurance Companies of 2019 THE BEST AUTO INSURANCE COMPANIES OF 2019

blog article

Apr 23, 2019

Auto insurance is there for you during some of the most stressful times of your life. Whether it’s a little fender bender that gets your blood boiling or a full-on car wreck you caused, insurance is essential. Think of it as a logical part of your financial planning. Imagine, for a second, tha...

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The Push for Digital Claims Payments THE PUSH FOR DIGITAL CLAIMS PAYMENTS

blog article

Apr 23, 2019

Carriers have invested heavily in creating new digital customer experience but making claims payments often still ends in a “your check is in the mail” notification. Digital payment alternatives, first developed for industries like retail, are now finding their way into insurance. Cost s...

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How Often Should You Review Your Business Insurance Coverage? HOW OFTEN SHOULD YOU REVIEW YOUR BUSINESS INSURANCE COVERAGE?

blog article

Apr 23, 2019

Many small business owners wonder when they should review their insurance coverage. The truth is that if it has been a while since you’ve reviewed your business insurance, it might be time to make changes. A review is a great opportunity to determine whether your policy meets your current need...

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5 tips to keep your car running smoothly this spring 5 TIPS TO KEEP YOUR CAR RUNNING SMOOTHLY THIS SPRING

blog article

Apr 23, 2019

While many associate spring with a deep clean of your home, it's also a good idea to use the change in season to spring clean your vehicle. Winter can take a heavy toll on our cars, both in terms of appearance and driving capabilities. Take advantage of the warmer weather and perform these routi...

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How To Purchase A Right Home Insurance? HOW TO PURCHASE A RIGHT HOME INSURANCE?

blog article

Apr 22, 2019

Your house is while not a doubt your most precious investment. What if there’s a natural bad luck or a fireplace escape in your house, and your home is ruined?! Disasters will strike uninstructed and that’s specifically why protective your house with home insurance is incredibly necessar...

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The Challenges Of High-Deductible Plans For Chronically Ill People THE CHALLENGES OF HIGH-DEDUCTIBLE PLANS FOR CHRONICALLY ILL PEOPLE

blog article

Apr 22, 2019

When it comes to health care, the United States is witnessing two fundamentally incompatible trend lines. High-deductible health plans (HDHPs) represent an increasing share of the health insurance Marketplace. Nearly 70 percent of mid to large employers offer HDHPs to employees and for 13 percent, a...

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How to Check If Your Car Insurance is Valid in California HOW TO CHECK IF YOUR CAR INSURANCE IS VALID IN CALIFORNIA

blog article

Apr 22, 2019

All drivers in California are under mandatory requirement by law to have a car insurance coverage but how do you properly ascertain if a car insurance is valid before proceeding to buy the car, hire it or report to the police in the event of an accident or even before involving your car accident att...

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Maintain your tires for a safer, smoother ride MAINTAIN YOUR TIRES FOR A SAFER, SMOOTHER RIDE

blog article

Apr 19, 2019

Tires are a crucial part of your day-to-day travels, but they can be easily overlooked when you're inspecting your car. It's important to note, however; that there are significant benefits to checking them frequently – including better fuel economy, a safer drive, and easier handling o...

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Market Value Versus Replacement Cost - Homeowners Insurance MARKET VALUE VERSUS REPLACEMENT COST - HOMEOWNERS INSURANCE

blog article

Apr 19, 2019

When buying a house, you are buying both the house and the land it is built on. The market value of a home is usually based on an appraisal by a licensed professional. They start by estimating the value of the land based on the property's location and lot size. Then the appraiser will use the si...

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Is Your Golf Cart Covered? IS YOUR GOLF CART COVERED?

blog article

Apr 19, 2019

These days, you can find more golf carts on our public roads and campgrounds than on the golf course. They’ve become somewhat of a status symbol with trick paint jobs, speed modifications, chrome wheels, and leather seats. If you own a golf cart, it’s a good idea to buy golf cart insuran...

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Are ATVs, Golf Carts and Other Vehicles Covered by Homeowners Insurance? ARE ATVS, GOLF CARTS AND OTHER VEHICLES COVERED BY HOMEOWNERS INSURANCE?

blog article

Apr 19, 2019

Here is an easy test to see if your recreational vehicle is covered by your homeowners policy: Are you having fun? If so, it’s probably not covered. That isn’t always the case, but the protection provided by your homeowners policy is very limited. Property Coverage You may have property ...

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THE BEST TRAVEL MEDICAL INSURANCE FOR LONG TERM TRAVEL THE BEST TRAVEL MEDICAL INSURANCE FOR LONG TERM TRAVEL

blog article

Apr 18, 2019

Long term travel is the ultimate dream for many people. However, when you travel for a long period of time, there are some organizational issues you need to think about. One of these issues is insurance. This is not the most fun topic to think about, and we know you prefer to plan the cool activitie...

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THE ROLE OF CYBER INSURANCE IN CYBER RISK MANAGEMENT – NOT A STANDALONE SOLUTION, BUT PART OF A COMPREHENSIVE STRATEGY THE ROLE OF CYBER INSURANCE IN CYBER RISK MANAGEMENT – NOT A STANDALONE SOLUTION, BUT PART OF A COMPREHENSIVE STRATEGY

blog article

Apr 18, 2019

Cyber Insurance has begun to take root in recent years, and while many industries have yet to invest in a cyber insurance policy, other industries are starting to question if cyber insurance might just be the missing tool in the organization’s security toolbelt. A recent survey found that 70 p...

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Home Insurance for People with a Disability HOME INSURANCE FOR PEOPLE WITH A DISABILITY

blog article

Apr 18, 2019

When you have a home with special features and adaptions, it becomes essential to consider how this impacts your home’s value. It can also impact your home insurance needs. For those who have a loved one living with a disability or unique needs, it is important to consider the value of added f...

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Buying a term insurance plan? Don’t forget to include riders BUYING A TERM INSURANCE PLAN? DON’T FORGET TO INCLUDE RIDERS

blog article

Apr 18, 2019

Who doesn’t like something extra which provides a value-added benefit? In a term insurance plan, there are extra coverage benefits which you can opt and make your cover more comprehensive. Do you know about such extra benefits? They are called riders. If you are looking for a term insurance pl...

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4 Safe Driving Lessons for Your Teen 4 SAFE DRIVING LESSONS FOR YOUR TEEN

blog article

Apr 18, 2019

Teach your teen how to be a safe driver. If you are currently teaching your teen how to drive, then safe driving practices are the most important things that you can pass onto them.  When it comes to safe driving, it’s important that you go back to the basics, even if they seem really obv...

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Is the Notre-Dame Cathedral Fire Covered by Insurance? IS THE NOTRE-DAME CATHEDRAL FIRE COVERED BY INSURANCE?

blog article

Apr 18, 2019

The fire that ravaged Notre-Dame cathedral is out and plans are already underway for repairing the damages caused and rebuilding what was lost. The costs are expected to be enormous and will take years to complete. Currently, there’s 1 billion euros donated to help with the reconstruction. As ...

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Boat insurance and safety BOAT INSURANCE AND SAFETY

blog article

Apr 18, 2019

The size, type and value of the craft and the water in which you use it factor into what type of insurance you need and how much you will pay for insurance coverage. As with any insurance policy, make sure you understand exactly what perils are covered and what your policy limits are. Small craft ma...

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VULNERABLE INSURANCE CUSTOMERS UNDER THE SPOTLIGHT VULNERABLE INSURANCE CUSTOMERS UNDER THE SPOTLIGHT

blog article

Apr 17, 2019

Insurance companies may have a bigger challenge on their hands when it comes to identifying vulnerable customers, as new research from data analytics company Consumer Intelligence reveals three quarters struggle to understand or feel overwhelmed by information provided by their insurer. In contrast,...

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How Much Renters Insurance Do I Actually Need? HOW MUCH RENTERS INSURANCE DO I ACTUALLY NEED?

blog article

Apr 17, 2019

Getting renters insurance is a smart adulting decision. It’s the best defense against things in life you have no control over – like your phone getting stolen on the subway or your apartment flooding because your neighbors left their faucet on. So, if you ever face these headaches, you&r...

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FIVE DATA POINTS EVERY AGENT SHOULD TRACK FIVE DATA POINTS EVERY AGENT SHOULD TRACK

blog article

Apr 16, 2019

Analyzing your data and metrics will help you discover critical insights your agency needs to grow. Data analytics applications will help you gather, process and analyze your data in real time for greater insights into your efforts and outcomes. Data metrics can also help your agency become a data-p...

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Why Not Plan Your Finances Wisely To Save Taxes?-MoneyMindz WHY NOT PLAN YOUR FINANCES WISELY TO SAVE TAXES?-MONEYMINDZ

blog article

Apr 16, 2019

The utterance of the word “tax” emits a negative feeling in most people. It is not only about the realms of the real world, but in the iconic Bollywood film Lagaan that was based on a fictional story dating a century back, the protagonist had a “fear of paying tax”. Well over...

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Steps To Follow While You Claim Life Insurance Benefits-MoneyMindz STEPS TO FOLLOW WHILE YOU CLAIM LIFE INSURANCE BENEFITS-MONEYMINDZ

blog article

Apr 16, 2019

A bitter truth but getting over the loss of a loved one is tough. In cases where the departed has dependents, life insurance helps tide over the financial burden they may face. Therefore, it’s important to know how to claim the insurance benefits upon the death of a loved one. So, the benefit ...

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Planning a Trip? Here’s How to Insure Your Jewelry Before You Go PLANNING A TRIP? HERE’S HOW TO INSURE YOUR JEWELRY BEFORE YOU GO

blog article

Apr 16, 2019

Remember the phenomenal Taylor-Burton diamond, the 69-carat, pear-cut diamond bought by the actors Richard Burton and Elizabeth Taylor in 1969? Well, of course, you don’t, but that’s one more reason to cherish those grandparents of yours, right? In case they can’t remember either, ...

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What Affects the Cost of Home Insurance In Kenya? WHAT AFFECTS THE COST OF HOME INSURANCE IN KENYA?

blog article

Apr 16, 2019

A house is one of the prized possessions; this is why your home should be insured. When you have ticked all the sections, and you are all set to buy a home, it is imperative to calculate the total cost that will result in your home ownership. Most importantly, this comprises of home buying cost and ...

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Suggestions to Help You Stay Safe Behind the Wheel SUGGESTIONS TO HELP YOU STAY SAFE BEHIND THE WHEEL

blog article

Apr 16, 2019

Try out these spring driving safety tips. Just because the gloom and bad weather of winter have passed doesn’t mean that the road is free from hazards.  Just like winter, spring poses some very serious risks for drivers.  If you want to protect yourself and others on the road this se...

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How to Get Instant Online Health Insurance Quotes HOW TO GET INSTANT ONLINE HEALTH INSURANCE QUOTES

blog article

Apr 16, 2019

Many folks outside of Canada think that health care in this great nation must be a breeze as it is infamously “free” to all residents of Canada. But the truth is that while much of that billion-dollar health care industry is being ponied up for by the federal government, there are some g...

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Vision Insurance Coverage in Canada: Which Regions Offer Eye Care? VISION INSURANCE COVERAGE IN CANADA: WHICH REGIONS OFFER EYE CARE?

blog article

Apr 16, 2019

The Canada Health Act provides all essential and medically necessary care through its provincial arms. But it doesn’t mandate the provision of eye care outside of emergency circumstances. Vision insurance coverage changes according to province and territory. In most cases, young people and sen...

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Ensuring Success in Core System Builds ENSURING SUCCESS IN CORE SYSTEM BUILDS

blog article

Apr 16, 2019

Custom core system builds still happen surprisingly often. They fell out of fashion during the competitive vendor landscape of the early 2000s, but implementation challenges and improved carrier software development expertise are generating increased interest in the custom build. Buying is often a c...

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How to Beat Amazon at Customer Experience HOW TO BEAT AMAZON AT CUSTOMER EXPERIENCE

blog article

Apr 16, 2019

Amazon just entered your market, acquiring a competitor in your product category and bringing all of their technology, customer experience and logistics capabilities to go after your customer. How will you stay competitive? Grocery stores found themselves asking that question in August of 2017 when ...

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Is Your Auto Insurance Price on the Way Up? Here’s How to Save Money IS YOUR AUTO INSURANCE PRICE ON THE WAY UP? HERE’S HOW TO SAVE MONEY

blog article

Apr 16, 2019

From time to time, auto insurance rates will increase. Most often, this happens due to the cost of living rising. However, many people can save money by asking their insurance agent about savings options. If your prices are on the rise, take these steps to ensure you are paying the least amount nece...

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Compare Health Insurance Canada! Are You Getting the Best Coverage? COMPARE HEALTH INSURANCE CANADA! ARE YOU GETTING THE BEST COVERAGE?

blog article

Apr 15, 2019

Canada’s extraordinary health care system covers most of the population. Only a small fraction of its 37 million residents lack health insurance. Only certain recent immigrants and workers are ineligible for care. However, healthcare is not free. In addition to tax-funded universal basic care,...

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Do I Have Mental Health Insurance Coverage? DO I HAVE MENTAL HEALTH INSURANCE COVERAGE?

blog article

Apr 15, 2019

If you purchased your health insurance plan through healthcare.gov or your local state exchange, you have an Affordable Care Act (ACA) compliant plan, which means you have mental health insurance coverage. All ACA-compliant insurance plans must include mental health insurance coverage as one of the ...

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How to choose the right amount of cover for life insurance? HOW TO CHOOSE THE RIGHT AMOUNT OF COVER FOR LIFE INSURANCE?

blog article

Apr 15, 2019

If you are buying life insurance, you need to go for the right insurance amount so that you are neither under-insured nor over-insured. So, how does one arrive at the right amount of insurance cover? Here are some simple methods to help you decide. Life insurance is something one cannot do without i...

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13 ways to get your home ready for spring 13 WAYS TO GET YOUR HOME READY FOR SPRING

blog article

Apr 15, 2019

Get your air conditioner cleaned and serviced. Did you know clean coils operate more efficiently? With that and a filter change, your air conditioner will be primed to keep you cool and cut your costs. Change the batteries in your smoke detector and carbon monoxide detector. Your life-saving detecto...

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Solar Power and Homeowners Insurance: Watts Up? SOLAR POWER AND HOMEOWNERS INSURANCE: WATTS UP?

blog article

Apr 14, 2019

Nearly a year ago, California became the first state to mandate that all new homes have solar power.1 The regulation becomes effective January 1, 2020. Under the new rules, individual homes must have rooftop solar panels or share a solar-power system with a group of homes. According to the New York ...

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Need Private Insurance in Canada? A Comparison of Private Canadian Insurers NEED PRIVATE INSURANCE IN CANADA? A COMPARISON OF PRIVATE CANADIAN INSURERS

blog article

Apr 14, 2019

That’s a question you could be asking yourself in you’re in the market for private insurance in Canada. The good news is there are a lot of options, but you’ll have to do your homework to get the best rates and the best package to suit your needs. Private Vs Public Insurance Here&r...

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Distracted Driving Month: 4 things insurers can do to help customers drive safer and reduce risk DISTRACTED DRIVING MONTH: 4 THINGS INSURERS CAN DO TO HELP CUSTOMERS DRIVE SAFER AND REDUCE RISK

blog article

Apr 14, 2019

We continue our conversation about Distracted Driving Awareness Month, what we know and what we can do to help curb risky behavior. Where we started talking about the need to study advanced driver assistance systems (ADAS) data, we now move into the reality of the distractions we face every day and ...

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What Is the Best Health Insurance? a Step-By-Step Guide on Comparing Health Insurance WHAT IS THE BEST HEALTH INSURANCE? A STEP-BY-STEP GUIDE ON COMPARING HEALTH INSURANCE

blog article

Apr 13, 2019

Premiums, copays, and health networks – oh my! Are you drowning in the land of health insurance plans? The average Canadian isn’t taught how to differentiate plan A from plan B. In fact, there are entire careers that focus on finding and explaining health insurance differences (health in...

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Everything You Need to Know About Finding Affordable Ontario Health Care EVERYTHING YOU NEED TO KNOW ABOUT FINDING AFFORDABLE ONTARIO HEALTH CARE

blog article

Apr 12, 2019

The average Canadian household spent nearly $2,000 on health care in 2017. That figure represents direct costs that Canadians are paying out of pocket. It doesn’t include insurance premiums paid for supplemental health care. Why are Canadian health care costs so high? Isn’t health care i...

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Shouldn’t Your App-based Cab Ride Be Insured? SHOULDN’T YOUR APP-BASED CAB RIDE BE INSURED?

blog article

Apr 12, 2019

In case of an unfortunate accident, your life can be saved by timely medical assistance and in case of death, financial assistance can help your family recover from dependencies. This makes medical and life insurance for a passenger a marketable feature for cab aggregators in India. Of late, through...

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You Have So Much Worth Protecting YOU HAVE SO MUCH WORTH PROTECTING

blog article

Apr 12, 2019

Umbrella insurance is the most valuable coverage you've probably never heard of. Yet it's highly likely you need it. And it isn't just for high earners. It's for everyone, especially if you: Life is unpredictable. Consider these common scenarios. You're driving a couple of childr...

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How Do Self-Driving Cars Affect Auto Insurance? HOW DO SELF-DRIVING CARS AFFECT AUTO INSURANCE?

blog article

Apr 12, 2019

The race to having completely self-driving cars on the road continues, and many automakers get closer every day. On the market now, there is Tesla, whose semi-autonomous vehicles can already match traffic speeds, transition from one freeway to another, self-park and be summoned from a garage. Additi...

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Customer Experience and the Future of Automated Claims Processing for Consumers CUSTOMER EXPERIENCE AND THE FUTURE OF AUTOMATED CLAIMS PROCESSING FOR CONSUMERS

blog article

Apr 12, 2019

As auto insurance carriers are increasingly applying automation to increase efficiencies, reduce costs and improve their competitive edge, consumers are also benefiting from increased automation – an insight we uncovered while conducting research for the 2019 Future of Claims Study. In our 201...

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DON'T IGNORE THIS HIDDEN RISK: UNDERSTANDING UNDERGROUND SERVICE LINES

blog article

Apr 12, 2019

You have a gorgeous maple tree on your property. For years it's been the focal point of your yard with people often stopping to tell you how lucky you are to have such a beautiful tree on your property. Sure, you're lucky, until that one summer day when that maple tree decides to push a tree...

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New Texas Homeowners Policy Includes Flood Coverage NEW TEXAS HOMEOWNERS POLICY INCLUDES FLOOD COVERAGE

blog article

Apr 12, 2019

Texas homeowners may have a new option when it comes to flood insurance. While flood coverage is always excluded from a standard homeowners policy, the Woodlands Insurance Co. which is located in Woodlands, Texas is offering a Texas homeowners policy that includes flood insurance coverage to all hou...

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EIOPA to produce cloud outsourcing guidelines for insurers EIOPA TO PRODUCE CLOUD OUTSOURCING GUIDELINES FOR INSURERS

blog article

Apr 12, 2019

On 27 March 2019, the European Insurance and Occupational Pensions Authority (EIOPA) published a report that looks at outsourcing to the cloud by (re)insurers.The report was issued in response to the European Commissions request (through its FinTech Action Plan published on 3 March 2018) that the Eu...

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Group Insurance Technology: Back to the Future for Policy Admin & Billing GROUP INSURANCE TECHNOLOGY: BACK TO THE FUTURE FOR POLICY ADMIN & BILLING

blog article

Apr 11, 2019

This is the first in a series of three blogs to start a practical and real discussion about industry challenges and how technology can help. Often, we look at technology and think about the grand advances we’ve made since Otto Rohwedder sat down after a long day of slicing bread and thought, &...

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The Digital Life Insurance Application: How Carriers Are Automating the Agent Channel THE DIGITAL LIFE INSURANCE APPLICATION: HOW CARRIERS ARE AUTOMATING THE AGENT CHANNEL

blog article

Apr 11, 2019

The life insurance application process is undergoing a major digital transformation as carriers modernize and automate their customer-facing workflows. The life insurance application process has traditionally been long, complicated, and paper heavy – but carriers are embracing digital to make ...

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3 Ways You Can Accidentally Void Your Auto Insurance 3 WAYS YOU CAN ACCIDENTALLY VOID YOUR AUTO INSURANCE

blog article

Apr 11, 2019

Avoid making these mistakes if you want to keep your car coverage. Many drivers assume that once they secure auto insurance, they will have their coverage forever.  Unfortunately, this isn’t always the case.  There are certain things that you can do that will result in your auto insu...

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Uncovering the Reality of Home Insurance Myths UNCOVERING THE REALITY OF HOME INSURANCE MYTHS

blog article

Apr 11, 2019

Don’t get caught up in these common home insurance myths. Managing your home insurance is difficult enough as it is; the last thing that you need is for lies to complicate things even further.  Unfortunately, there are many common home insurance myths that can trip up homeowners and leave...

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CUSTOMER ENGAGEMENT STARTS HERE: MEASURING TRENDS IN THE INSURANCE EXPERIENCE CUSTOMER ENGAGEMENT STARTS HERE: MEASURING TRENDS IN THE INSURANCE EXPERIENCE

blog article

Apr 11, 2019

For several years now, Majesco has been discussing the most crucial question insurers have on their plates. “How easy is it for a customer to do business with an insurer?” At one time, it almost didn’t matter. Those who needed insurance accepted the hurdles and hoops of the insuran...

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BEFORE YOU HIT THE OPEN ROAD, PROTECT THAT HOME ON WHEELS BEFORE YOU HIT THE OPEN ROAD, PROTECT THAT HOME ON WHEELS

blog article

Apr 11, 2019

Are you ready to get on the road, eat up the miles, and go wherever the wind — and your RV — take you? Your RV is your ticket to freedom. Proof that you can’t be pinned down or stuck in one spot for long. The open road is calling, but before you jump in the driver’s seat, pro...

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What is No-Fault Medical Coverage on Home Insurance Plan WHAT IS NO-FAULT MEDICAL COVERAGE ON HOME INSURANCE PLAN

blog article

Apr 11, 2019

A person suffering an injury on your property can be a very worrisome situation. Even if you do your very best to help them, they may feel you are responsible for their losses. In some cases, you are. Your home insurance company offers financial help for this situation. There are two components of y...

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How to Get Cheap Health Insurance in 10 Easy Steps HOW TO GET CHEAP HEALTH INSURANCE IN 10 EASY STEPS

blog article

Apr 11, 2019

From 1997 to 2018, public health care insurance costs in Canada grew 3.5 times faster than food prices. What’s more, it went up 1.8 times faster than the national average income. That trend, according to experts, is going to continue this 2019. They’re estimating a staggering 6% increase...

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Top 10 Best Disability Insurance Companies TOP 10 BEST DISABILITY INSURANCE COMPANIES

blog article

Apr 11, 2019

Disability coverage is one of the least understood insurances on the market. Most people think that they don’t need it because workman’s compensation covers them. They’re right, partially. Workman’s compensation could help to cover some of the costs, but what happens if you a...

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10 Spring Cleaning Tips to Prevent Insurance Claims 10 SPRING CLEANING TIPS TO PREVENT INSURANCE CLAIMS

blog article

Apr 11, 2019

Spring has sprung and your home is due for a thorough cleaning but there are a few tasks you should add to your spring-cleaning checklist to lower your risk of having an insurance claim while you’re at it. These 10 spring cleaning tips from Central Insurance Companies will improve your home an...

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Full Coverage Vs. Liability Car Insurance for Mexico FULL COVERAGE VS. LIABILITY CAR INSURANCE FOR MEXICO

blog article

Apr 11, 2019

If you’re driving to Mexico, you may want to envision pristine coastlines, epic Mayan ruins or lush rain forests along the way. What you shouldn’t have to do is worry about your car insurance coverage. To protect yourself financially and legally, get some answers and make some decisions ...

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Your pet needs to buckle up too YOUR PET NEEDS TO BUCKLE UP TOO

blog article

Apr 11, 2019

The best advice is to use a harness or carrier and secure your pet in the middle of the back seat. Restraining a pet prevents them from distracting you while you're driving and helps keep them safe, before and after an accident. Loose animals and secondary accidents. A car safety harness keeps y...

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Vacant Property Coverage, for When You’re Between Tenants or Selling VACANT PROPERTY COVERAGE, FOR WHEN YOU’RE BETWEEN TENANTS OR SELLING

blog article

Apr 10, 2019

After more than six years, it’s still a seller’s market, values continue climbing, and property owners, whether they’re holding residential, office or industrial space, are seeing their properties snapped up in days, sometimes hours. All of that can change when the economy slows, o...

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Insurance check list for getting your motorcycle back on the road INSURANCE CHECK LIST FOR GETTING YOUR MOTORCYCLE BACK ON THE ROAD

blog article

Apr 10, 2019

If you’re a motorcycle enthusiast, once spring is here you can’t wait until the weather gets good enough to get your bike back on the road.  After sitting out the winter, you’ll be going through a check list to get your motorcycle tuned up, polished and road ready. Make sure y...

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How Spring Cleaning Can Improve the Safety of Your HOW SPRING CLEANING CAN IMPROVE THE SAFETY OF YOUR

blog article

Apr 09, 2019

Take care of these cleaning and maintenance tasks to make your property safer. Now that spring is officially here, many homeowners are getting ready to thoroughly clean and freshen up their properties.  If you are planning on doing some spring cleaning, then there are certain things that you ca...

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Health Care Coverage in Retirement HEALTH CARE COVERAGE IN RETIREMENT

blog article

Apr 09, 2019

Spring vacation season is in full swing. Are you heading anywhere fabulous? Whether you’re visiting the beach or the mountains—or anywhere in between—there are lots of things to prepare before jet-setting to your destination. Buying tickets, planning itineraries, packing bags and f...

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Is Your Vacation Home Adequately Protected? IS YOUR VACATION HOME ADEQUATELY PROTECTED?

blog article

Apr 09, 2019

You’ve worked hard for the life you have, including for your vacation home. Make sure it’s protected from natural disasters and unfortunate accidents with the right insurance coverage. Protecting your vacation home isn’t quite the same as protecting other property. Here’s wha...

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Chatbots and Hybrid Service Strategies at Insurers CHATBOTS AND HYBRID SERVICE STRATEGIES AT INSURERS

blog article

Apr 09, 2019

Insurers are under increasing pressure to deliver a frictionless and simple customer service experience. Conversational technology like chatbots are becoming attractive supplemental channels for insurers as a result. Chatbots offer a low-touch, 24/7 channel that frees up existing resources for more ...

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7 questions to ask when you get home insurance 7 QUESTIONS TO ASK WHEN YOU GET HOME INSURANCE

blog article

Apr 08, 2019

When you get home insurance, it’s important to ask the right questions. But what are the right questions to ask? How can you know what questions to ask if no one ever told you? They don’t exactly teach Insurance 101 in school. To help you figure out what you should be asking the insuranc...

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Home Inspection for Your Condominium Purchase HOME INSPECTION FOR YOUR CONDOMINIUM PURCHASE

blog article

Apr 08, 2019

While a Condominium (Condo) typically features construction and/or maintenance features addressed by Condominium Management, the Buyer should conduct an inspection for two main reasons. First, the interior of the Condo. This area is not the responsibility of Condo Management. A Buyer needs to be awa...

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The Cost of Owning a Pet THE COST OF OWNING A PET

blog article

Apr 08, 2019

Being a pet parent has its benefits, but it also has its costs, which don’t always occur to us before adopting. Consider the total cost of dog ownership or cat ownership beforehand so you can prepare and be a more awesome pet parent. Unexpected Costs. We’ve laid out some costs of owning ...

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How Does Minimum Auto Insurance Work HOW DOES MINIMUM AUTO INSURANCE WORK

blog article

Apr 08, 2019

Almost every state requires you have car insurance coverage if you want to drive legally in your state. Most states outline a minimum level of coverage you must buy by law. What your state requires as minimum limits however, may not cut the mustard should you get into an accident. A car accident can...

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UK: We didn’t start the fire: Motor insurer not liable for property damage caused by car repair fire on private premisess UK: WE DIDN’T START THE FIRE: MOTOR INSURER NOT LIABLE FOR PROPERTY DAMAGE CAUSED BY CAR REPAIR FIRE ON PRIVATE PREMISESS

blog article

Apr 08, 2019

In R&S Pilling t/a Phoenix Engineering v UK Insurance Limited [2019] UKSC 16, the Supreme Court addressed the question of whether or not a motor insurer should be liable for property damage caused by a fire which was started whilst a vehicle insured by it was being repaired on private land.
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In small commercial insurance, automation lags behind desired levels IN SMALL COMMERCIAL INSURANCE, AUTOMATION LAGS BEHIND DESIRED LEVELS

blog article

Apr 06, 2019

This is the second in a series of blog posts looking at how U.S. commercial insurance professionals are responding to current and emerging market trends. Automation can help commercial insurers drive efficiency. That’s especially true within small commercial insurance, where the greater volume...

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The Friday Five: distracted driving study, genetic testing for life insurance, women pay more for auto insurance THE FRIDAY FIVE: DISTRACTED DRIVING STUDY, GENETIC TESTING FOR LIFE INSURANCE, WOMEN PAY MORE FOR AUTO INSURANCE

blog article

Apr 05, 2019

Every week The Friday Five will bring you interesting news and information from around the insurance industry. This week: distracted driving study, genetic testing for life insurance, women pay more for auto insurance. Drivers just can’t put their phones away. Nearly eight in 10 consumers talk...

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4 WAYS TO SAVE MONEY ON CAR INSURANCE BY DRIVING SAFE 4 WAYS TO SAVE MONEY ON CAR INSURANCE BY DRIVING SAFE

blog article

Apr 05, 2019

There’s a fundamental rule about car insurance that’s important to know: your driving record can affect your rates. Which can be a good thing…or a bad thing. You might have hoped that that speeding ticket or minor (it was a scratch on the other person’s car!) fender bender w...

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That text? It can wait. Take the pledge to stop distracted driving THAT TEXT? IT CAN WAIT. TAKE THE PLEDGE TO STOP DISTRACTED DRIVING

blog article

Apr 05, 2019

Distraction comes in many forms. In the car, it could mean taking your eyes off the road to change the radio station, taking your hands off the wheel to enjoy the first sips of morning coffee, or losing your focus because you're talking to a passenger. From eating, drinking, and personal groomin...

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How to Shop for Car Insurance HOW TO SHOP FOR CAR INSURANCE

blog article

Apr 05, 2019

Saving money on your car insurance shouldn't be complicated. Unfortunately, if you don't have everything ready when you start getting a quote, it can be time consuming. Running around to grab this bit of info or that can be frustrating. When you're shopping for car insurance coverage, yo...

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Going Paperless: How Mercury Insurance Improved the Speed of Business GOING PAPERLESS: HOW MERCURY INSURANCE IMPROVED THE SPEED OF BUSINESS

blog article

Apr 05, 2019

Insurance companies struggle to provide a great experience on two fronts – one is to customers and the second is to agents and brokers. The convergence of demographic changes, evolving customer expectations, and competitive pressures demands efficiency from both insurers as well as agencies. I...

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