RESOURCES


home.aspx
   
5 Benefits of Gold Travel Insurance 5 BENEFITS OF GOLD TRAVEL INSURANCE

blog article

Jul 19, 2019

Taking out Travel Insurance is extremely important before going on holiday, especially if you have pre-existing medical conditions, but with multiple insurers to choose from and varying levels of cover, what kind of policy do you really need? The type of cover you need will depend on the type of hol...

Read More

Coverage In Action: Cyber Liability Insurance COVERAGE IN ACTION: CYBER LIABILITY INSURANCE

blog article

Jul 19, 2019

As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy continues to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential expo...

Read More

Your guide to buying affordable term life insurance online YOUR GUIDE TO BUYING AFFORDABLE TERM LIFE INSURANCE ONLINE

blog article

Jul 18, 2019

Whether it’s ordering groceries on your phone, doing some day care intel on your laptop or scrolling through your tablet device to get caught up on your budget, it’s a fact that most of your to-do lists can get done online and on your own time. The same is true for purchasing quality ter...

Read More

What is JCT 21.2.1 insurance, and who needs it? WHAT IS JCT 21.2.1 INSURANCE, AND WHO NEEDS IT?

blog article

Jul 17, 2019

Tokio Marine HCC’s Julian Goodall considers the snappily-named clause developed to iron out liability issues in construction. Imagine drinking your relaxing, morning coffee and then suddenly noticing that cracks are starting to appear in your living room wall that you share with your neighbour...

Read More

What you need to know about toy insurance WHAT YOU NEED TO KNOW ABOUT TOY INSURANCE

blog article

Jul 16, 2019

Having a recreational toy can be a very fun experience that will provide you with some great memories. While having a recreational toy is a fun thing to own, there some important responsibilities that go along with it. One important thing that you will need to do is make sure that it is properly cov...

Read More

How cyber insurance can help you manage information security risks HOW CYBER INSURANCE CAN HELP YOU MANAGE INFORMATION SECURITY RISKS

blog article

Jul 16, 2019

For years, organizations have been looking for ways to avoid the potentially catastrophic consequences of data breaches. They might have finally found the answer in the form of cyber insurance.  Like any insurance policy, cyber insurance helps cover the costs associated with relevant damages. T...

Read More

Car insurance: What is bodily injury liability? CAR INSURANCE: WHAT IS BODILY INJURY LIABILITY?

blog article

Jul 16, 2019

Though many people depend on their cars to get where they need to go, driving isn’t without its risks. Since we drive so much and ride in cars so much, we’re so used to it that sometimes we forget the danger. But accidents and wrecks happen, and that’s why car insurance is a thing....

Read More

Australian Travel Insurance Tips On Purchasing A Policy AUSTRALIAN TRAVEL INSURANCE TIPS ON PURCHASING A POLICY

blog article

Jul 16, 2019

So you’ve just planned your dream vacation or volunteering trip. Maybe you are traveling abroad, overseas, even to another continent. Now here comes the tricky part. How do you make sure you consider everything you need to take into account in order to stay safe thousands of miles away from ho...

Read More

Buying Life Insurance With a Pre-Existing Condition: What You Need to Know BUYING LIFE INSURANCE WITH A PRE-EXISTING CONDITION: WHAT YOU NEED TO KNOW

blog article

Jul 16, 2019

Younger, healthier applicants tend to get better rates than older Canadians or those with a pre-existing condition when it comes to buying life insurance. But if you’re living with chronic health problems and need life insurance, you shouldn’t assume the worst. Insurers generally look at...

Read More

SailPoint Levels-Up their ABM Strategy with Intent Data SAILPOINT LEVELS-UP THEIR ABM STRATEGY WITH INTENT DATA

blog article

Jul 15, 2019

The buyer’s journey has changed in a way which leaves many sales and marketing teams struggling to find insight from within what we call the Dark Funnel. However, many technology companies are starting to build solutions to address the radical new way customers engage and buy today by collecti...

Read More

Duo Security Sets BDRs up for Success with 6sense DUO SECURITY SETS BDRS UP FOR SUCCESS WITH 6SENSE

blog article

Jul 15, 2019

The role of a Business Development Rep can be a daunting one. Knowing where to prioritize when you have over 1,000 accounts and knowing what content to reach out to them and engage them with can be an impossible task. But if you have the right intent data that can show you where the account is in th...

Read More

The Top 5 Pitfalls in D&O Liability Policies THE TOP 5 PITFALLS IN D&O LIABILITY POLICIES

blog article

Jul 15, 2019

Corporate officers and directors should be able to lead confidently and sleep at night without worrying that their personal assets may be at risk because of personal liability. D&O insurance provides such “sleep at night” coverage for claims alleging breach of their duties.  How...

Read More

10 TYPES OF INSURANCE FOR REAL ESTATE INVESTORS 10 TYPES OF INSURANCE FOR REAL ESTATE INVESTORS

blog article

Jul 15, 2019

From natural disasters to tenant negligence, a lot can go wrong for real estate investors. Once a house has been damaged, the bill for getting your money-making assets back in tip-top shape can easily start to cut into your profits. The right insurance, however, will make sure your investments (and ...

Read More

The Difference Between “Vacant” & “Unoccupied” Property Insurance THE DIFFERENCE BETWEEN “VACANT” & “UNOCCUPIED” PROPERTY INSURANCE

blog article

Jul 15, 2019

There are many different reasons why you might need to leave a property empty for a period of time. There are also a few different terms that you might use to describe a property as empty. The words “vacant” and “unoccupied” being two of them. However, when it comes to proper...

Read More

Types of Usage-Based Insurance in Canada TYPES OF USAGE-BASED INSURANCE IN CANADA

blog article

Jul 15, 2019

Usage-based insurance (UBI) gives drivers options in how their auto insurance premiums are calculated. Usage-based insurance hasn’t been around long in Canada. It was first introduced to drivers in 2013. Since then, however, it has grown in popularity. Auto insurance companies like Desjardins,...

Read More

How to make sure your cyber insurance policy pays out HOW TO MAKE SURE YOUR CYBER INSURANCE POLICY PAYS OUT

blog article

Jul 15, 2019

Cyber insurance is big business these days. With the ever-present danger of data breaches and cyber-attacks, organizations must be sure that they have the financial backing to respond appropriately. Damages incurred by information security incidents generally aren’t covered in commercial insur...

Read More

5 Simplest Ways of Choosing the Right Life Insurance Plan 5 SIMPLEST WAYS OF CHOOSING THE RIGHT LIFE INSURANCE PLAN

blog article

Jul 11, 2019

When there are plenty of choices available on the market, selecting the right one becomes a difficult task. When it comes to choosing a life insurance plan, you need to be very careful due to the plethora of options available. Various life insurance companies offer different types of life insurance ...

Read More

When Is It Smart To Buy Liability Only Auto Insurance? WHEN IS IT SMART TO BUY LIABILITY ONLY AUTO INSURANCE?

blog article

Jul 11, 2019

You have a lot of options when it comes to buying auto insurance. Many vehicle owners recognize the value of purchasing comprehensive car insurance. It covers most of your risks and keeps your financials in order should a problem occur. Yet, there are some instances when purchasing just Liability In...

Read More

What Is Fire Protection Class In Homeowners Insurance WHAT IS FIRE PROTECTION CLASS IN HOMEOWNERS INSURANCE

blog article

Jul 11, 2019

Fire Protection Class is a 1 - 10 rating provided by ISO that evaluates a counties fire suppression capability - how fast can they put out a fire, after it is reported. This rating is used by home insurance carriers to determine the response time of dealing with a fire at your home. A low protection...

Read More

What is the difference between a DP1 and DP3 home insurance policy? WHAT IS THE DIFFERENCE BETWEEN A DP1 AND DP3 HOME INSURANCE POLICY?

blog article

Jul 10, 2019

The DP1 and DP3 are two types of dwelling fire policies. The DP1 is used for vacant property insurance and offer's the minimum coverage amount while the DP3 is used for landlord insurance where the homeowner rents out the property, but does not live there. What's the Coverage Difference betw...

Read More

7 scenarios where a single person might need life insurance 7 SCENARIOS WHERE A SINGLE PERSON MIGHT NEED LIFE INSURANCE

blog article

Jul 10, 2019

Life insurance often isn’t needed for a single person with no children. Some may say, “Buy it while you’re young and healthy.” The reality is that, if you don’t need coverage, the money toward a life insurance premium could be better utilized by contributing to retireme...

Read More

Save money on insurance payments by making the right buying decisions. SAVE MONEY ON INSURANCE PAYMENTS BY MAKING THE RIGHT BUYING DECISIONS.

blog article

Jul 10, 2019

In a tough economic climate, South Africans are always on the lookout for ways to save. Cutting back on insurance premiums is often seen as an easy way to save money. All good, until you lodge a claim and suddenly find that your ‘saving’ now leaves you with an expensive problem. “W...

Read More

Denied Life Insurance? Here Are Your Next 3 Steps DENIED LIFE INSURANCE? HERE ARE YOUR NEXT 3 STEPS

blog article

Jul 10, 2019

It’s tough to learn that the life insurance company you applied to will not be offering you coverage, especially if you were fully expecting a yes! You may fall into the “impaired risk market,” which means you have something in your background that makes you a higher risk for dying...

Read More

4 Things You Can Do to Help Lower Auto Insurance Costs 4 THINGS YOU CAN DO TO HELP LOWER AUTO INSURANCE COSTS

blog article

Jul 10, 2019

When you invest in a vehicle, there is a lot to think about from a financial standpoint. On top of the sticker price of a vehicle, you have to consider things like routine maintenance, repairs, gas and automobile insurance. Auto insurance coverage is necessary for any driver of any age. In the insta...

Read More

INSURERS CAN ONLY BECOME CUSTOMER-FOCUSED WITH A TARGETED APPROACH INSURERS CAN ONLY BECOME CUSTOMER-FOCUSED WITH A TARGETED APPROACH

blog article

Jul 10, 2019

Insurers need to evolve if they want to thrive in the age of digital disruption. And while new technologies may be useful, the most important consideration lies in getting back to basics and focusing on customers and their needs. In my previous post in this series, I outlined why a personalized appr...

Read More

‘LIVING BUSINESS’ INSURERS TARGET NEW OPPORTUNITIES ‘LIVING BUSINESS’ INSURERS TARGET NEW OPPORTUNITIES

blog article

Jul 09, 2019

As I mentioned in my previous blog post, there are a few insurance companies that have developed a profound and dynamic understanding of their customers, based on a sophisticated data and analytics capability as well as an authentic receptiveness to what customers tell them. They also have the abili...

Read More

What Is Graded Death Benefit Life Insurance? WHAT IS GRADED DEATH BENEFIT LIFE INSURANCE?

blog article

Jul 09, 2019

A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who are unable to be approved for standard life insurance. There is no medical exam required. People who have been declined for life insurance from all other companies can sti...

Read More

What Insurance Do I Need As A Tenant? WHAT INSURANCE DO I NEED AS A TENANT?

blog article

Jul 09, 2019

Whether you’re about to rent a room or a property or you are already a tenant paying rent to a landlord for the place you live in, you might be thinking about tenants’ insurance. What exactly is tenants’ insurance? What does it cover? Must you have it? What does tenant liability me...

Read More

Comprehensive Insurance—Critical Protection for Your Car’s Value COMPREHENSIVE INSURANCE—CRITICAL PROTECTION FOR YOUR CAR’S VALUE

blog article

Jul 09, 2019

The term comprehensive auto insurance is very misleading. Many times, you will hear that you should have comprehensive coverage – but what does that mean? It can mean two things. It can mean that you should have an ample amount of coverage to reduce your risks of having to pay out-of-pocket fo...

Read More

Buying term life insurance in your 40s BUYING TERM LIFE INSURANCE IN YOUR 40S

blog article

Jul 09, 2019

For many people, your 40s are a time where you re-confirm many financial decisions made to date in your life. Are you on pace for a comfortable retirement? Is it time to refinance your mortgage for a better interest rate? Have you saved enough to take some of those dream vacations? Another financial...

Read More

Why Your Insurance Company Should Know You Are Renting Your Home WHY YOUR INSURANCE COMPANY SHOULD KNOW YOU ARE RENTING YOUR HOME

blog article

Jul 09, 2019

Given the huge transformation the world is going through, the home sharing and property rental businesses have really taken off in the last two decades. Renting out spare rooms, a portion of, or even an entire house to earn some extra money, or a full-time income, has become increasingly common nowa...

Read More

What is collision insurance and should I get it? WHAT IS COLLISION INSURANCE AND SHOULD I GET IT?

blog article

Jul 09, 2019

Life was going pretty good for Lila and her husband in 2016. The couple had just bought a year-old Kia Soul in cash. Then one day, while out on a drive, things changed.  “Somebody was trying to back up off of one ramp, trying to at the last minute to go to the other ramp, or something,&rd...

Read More

WHAT IS THE BEST BACKPACKER INSURANCE? WHAT IS THE BEST BACKPACKER INSURANCE?

blog article

Jul 09, 2019

I’ve had to claim on my travel insurance four times over the last ten years of traveling. I’ve suffered everything from infections, robberies, broken equipment, and a couple more things that I’m too ashamed to talk about. To hit the road without backpacker travel insurance really i...

Read More

How Insurance Companies Adjust Personal Injury Claims HOW INSURANCE COMPANIES ADJUST PERSONAL INJURY CLAIMS

blog article

Jul 09, 2019

Insurance companies can play a critical role in personal injury claims. From car accident cases to product liability claims, insurance companies representing the liable party will: Conduct their own investigations. If they determine a claim is valid, they’ll use their own procedures and formul...

Read More

Why Sales Leaders Need to Digitally Transform Their Teams WHY SALES LEADERS NEED TO DIGITALLY TRANSFORM THEIR TEAMS

blog article

Jul 08, 2019

Three key trends are driving the need for sales leaders to digitally transform their organizations. First, b-to-b buyers are conducting more of their purchase journey in the digital arena and demanding the same kind of frictionless and seamless customer experience they enjoy as consumers. Second, th...

Read More

The Most Important Metric for Sales Leaders in Subscription Businesses to Track and Use to Drive Revenue Growth THE MOST IMPORTANT METRIC FOR SALES LEADERS IN SUBSCRIPTION BUSINESSES TO TRACK AND USE TO DRIVE REVENUE GROWTH

blog article

Jul 08, 2019

Subscription businesses that charge customers monthly for using their offerings are expanding rapidly in response to consumers’ and b-to-b buyers’ desire to try a product and walk away easily if they’re not achieving the expected value. However, the subscription-based business mode...

Read More

Who needs a 10-year term life insurance policy? WHO NEEDS A 10-YEAR TERM LIFE INSURANCE POLICY?

blog article

Jul 08, 2019

When youre just getting married or having a child, the decision to purchase term life insurance is easy. You know you need financial protection, and you know you need it for a long time. But as you get closer to your financial goals, the question gets a little more nuanced. Do you still need life in...

Read More

EARTHQUAKES AND INSURANCE: WHAT YOU NEED TO KNOW EARTHQUAKES AND INSURANCE: WHAT YOU NEED TO KNOW

blog article

Jul 06, 2019

Earthquakes can cause much harm to home structures. They can damage housing foundations and collapse walls; even relatively mild tremors can destroy furnishings and belongings.Homeowners and renters insurance does not cover earthquake damage. A standard policy will, however, generally cover losses f...

Read More

EARTHQUAKES: MORE LINKS FROM INSURANCE INFORMATION INSTITITUTE EARTHQUAKES: MORE LINKS FROM INSURANCE INFORMATION INSTITITUTE

blog article

Jul 06, 2019

An earthquake is a sudden and rapid shaking of the earth caused by the breaking and shifting of rock beneath the earths surface. This shaking can sometimes trigger landslides, avalanches, flash floods, fires and tsunamis.Millions of people across 42 states are at risk for damage from an earthquake, ...

Read More

Deferred taxes and the new investment tax law DEFERRED TAXES AND THE NEW INVESTMENT TAX LAW

blog article

Jul 05, 2019

Deferred taxes under Solvency II are calculated on the basis of Art. 15 i. V. m. Art. 9 Delegated Regulation. The recognition and measurement of deferred taxes is governed by International Financial Reporting Standards (IFRS).According to IAS 12, deferred taxes are to be accrued using the balance sh...

Read More

In-depth - claims: The tech frontline IN-DEPTH - CLAIMS: THE TECH FRONTLINE

blog article

Jul 05, 2019

How can brokers use tech to manage claims and help customers prevent them? Martin Friel investigatesPart and parcel of any claims proposition has to include a focus on fraud. Of course, brokers have always had a part to play here but their involvement in claims requires them to adopt a more fundamen...

Read More

InsurTech Futures: Worry+Peace and Next Generation join forces INSURTECH FUTURES: WORRY+PEACE AND NEXT GENERATION JOIN FORCES

blog article

Jul 05, 2019

Next Generation is the latest addition to Worry+Peace’s regulatory incubator.InsurTechs Worry+Peace and Next Generation have announced the signing of a new agreement.Next Generation will be the fourth firm to join Worry+Peace’s regulatory incubator as a result.
Worry+Peace provide...

Read More

How to negotiate a car accident insurance settlement HOW TO NEGOTIATE A CAR ACCIDENT INSURANCE SETTLEMENT

blog article

Jul 05, 2019

Getting into an accident is an emotionally draining experience. If you’re lucky, you, your passengers, and anyone else involved walk away without injuries. You just need to deal with the insurance company for the property damage. If you’re at fault and you have collision insurance, you h...

Read More

How Long Does Business Interruption Insurance Coverage Last? HOW LONG DOES BUSINESS INTERRUPTION INSURANCE COVERAGE LAST?

blog article

Jul 04, 2019

Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of...

Read More

Insurers paid out NZ$40bn following Christchurch earthquake INSURERS PAID OUT NZ$40BN FOLLOWING CHRISTCHURCH EARTHQUAKE

blog article

Jul 04, 2019

Meanwhile, the government has contributed around NZ$1bn towards rebuilding the city.Lianne Dalziel, mayor of Christchurch, revealed at a conference in London, that the extent of non-insurance at the

Read More

KEEPING PACE WITH THE UK INSURANCE CUSTOMER KEEPING PACE WITH THE UK INSURANCE CUSTOMER

blog article

Jul 04, 2019

Why personalization is the key differentiator for forward-thinking insurers As insurers, we know that satisfied customers define the success of our business. Yet what customers expect from their insurer is changing. Digital experiences across most sectors have become personalised, mirroring and some...

Read More

Useful Tips for Drivers Who Are Dealing with Auto Insurance Claim Adjusters USEFUL TIPS FOR DRIVERS WHO ARE DEALING WITH AUTO INSURANCE CLAIM ADJUSTERS

blog article

Jul 03, 2019

Negotiating with a claim adjuster can be difficult for persons that never dealt with them before. However, drives can learn some tricks that can help them become better negotiators, said Russell Rabichev, Marketing Director of Internet Marketing Company.

Read More

AI ON A BIG SCALE WILL GIVE INSURERS A HUGE COMPETITIVE EDGE AI ON A BIG SCALE WILL GIVE INSURERS A HUGE COMPETITIVE EDGE

blog article

Jul 03, 2019

Insurers that roll out AI solutions across their businesses will gain a substantial advantage over their competitors.Most big insurers have begun experimenting with artificial intelligence (AI) applications. Some have even begun implementing AI solutions. Few, however, have rolled out AI application...

Read More

Global Contents Insurance Market 2019 By: Allianz, AXA, Nippon Life Insurance, American Intl. Group, Aviva, Assicurazioni Generali, Cardinal GLOBAL CONTENTS INSURANCE MARKET 2019 BY: ALLIANZ, AXA, NIPPON LIFE INSURANCE, AMERICAN INTL. GROUP, AVIVA, ASSICURAZIONI GENERALI, CARDINAL

blog article

Jul 03, 2019

The Contents Insurance market has been showing Reliable growth momentum and Vital Dynamics of Contents Insurance Industry Market at national and international levels from some previous years. Though it is anticipated to exhibit more Effective performance during the forecast period of 2019 to 2025 as...

Read More

Is a Recycling Bin With Wheels a Vehicle for Insurance Purposes? IS A RECYCLING BIN WITH WHEELS A VEHICLE FOR INSURANCE PURPOSES?

blog article

Jul 03, 2019

So what happens when you run over a gas line with a wheeled electronic recycling bin in a residential building and rupture the gas line?  Does the buildings all risks insurance cover the cost of restoring the gas service?  Not according to the federal courts in New York

Read More

How To Lower Your Homeowners Insurance Costs HOW TO LOWER YOUR HOMEOWNERS INSURANCE COSTS

blog article

Jul 02, 2019

If you own a home, homeowners insurance is an item in your budget thats there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the foll...

Read More

How Does Business Insurance Protect Against Lost Business Income HOW DOES BUSINESS INSURANCE PROTECT AGAINST LOST BUSINESS INCOME

blog article

Jul 02, 2019

Accidents and misfortunes occur to most businesses at various times. When something occurs that leads to significant loss for your company, you may face hardships. Can you keep the doors open? Do you need to let go of employees?Some forms of business insurance provide protection from business income...

Read More

How much of the life insurance application process can you do online? HOW MUCH OF THE LIFE INSURANCE APPLICATION PROCESS CAN YOU DO ONLINE?

blog article

Jul 02, 2019

Weve become pretty accustomed to our convenient online services. Its nearly impossible to imagine a life before Amazon Primes free shipping, scheduling an early morning ride-hailing app pickup for 6 a.m. flights, or even being able to manage your banking without setting foot in an actual bank.

Read More

6 types of people who might need a 20-year life insurance term 6 TYPES OF PEOPLE WHO MIGHT NEED A 20-YEAR LIFE INSURANCE TERM

blog article

Jul 01, 2019

Its not the most common pregnancy story: I was eight months along, sipping water instead of coffee in the conference room, discussing with a financial planner what would happen to my unborn child and me if my husband were to die unexpectedly. Far from as morbid as it sounds, the conversation was act...

Read More

INCLUSION AND INNOVATION, WITH ERIC JOOST (PODCAST) INCLUSION AND INNOVATION, WITH ERIC JOOST (PODCAST)

blog article

Jul 01, 2019

How prepared is the insurance workforce for a digitally-driven future? Are insurers equipped to attract new, more diverse talent? And how does it all feed into a sustainable future for the industry? Eric Joost on why innovation is non-negotiable-and why inclusion must be a personal priority.

Read More

INSURERS, DO YOU KNOW HOW TO MANAGE COST IN THE CLOUD? INSURERS, DO YOU KNOW HOW TO MANAGE COST IN THE CLOUD?

blog article

Jul 01, 2019

Before moving to the cloud, insurers need to ask: how can I make sure my migration to the cloud is cost efficient and suitable for my business?One of the oft-touted benefits of cloud is that it reduces costs. This was also one of the benefits I mentioned in my previous post, but it comes with an imp...

Read More

Insurance Awareness Day: Building The Right Connect INSURANCE AWARENESS DAY: BUILDING THE RIGHT CONNECT

blog article

Jun 28, 2019

Insurance as a concept in India dates back to thousands of years where in the writings of Manusmriti, or Arthashastra, the thinkers of those times talked about pooling of resources so as to distribute them at the time of a calamity owing to fires, floods, famine or epidemics. Fast forward to 2019, t...

Read More

Will my life insurance cost more because I am a scaffolder? WILL MY LIFE INSURANCE COST MORE BECAUSE I AM A SCAFFOLDER?

blog article

Jun 28, 2019

When a client has a pre-existing condition or has suffered a serious illness in the past, the first thing we do is pick up the phone and speak to underwriters at many of the UKs leading insurance companies. Discussing all of our clients medical history helps us to identify the best company to apply ...

Read More

A pair of leading health and wellness apps come to Haven Life Plus A PAIR OF LEADING HEALTH AND WELLNESS APPS COME TO HAVEN LIFE PLUS

blog article

Jun 27, 2019

Yesterday, your term life insurance was able to help you financially protect your loved ones.
Today, yes, your policy still does that. That’s what its for. But it can also make traveling easier and your beach body tighter.Were excited to share that two new services have been added to Ha...

Read More

Insurtech partnership to assist SMEs INSURTECH PARTNERSHIP TO ASSIST SMES

blog article

Jun 27, 2019

In an exciting new partnership for the insurtech space, Prudential Corporation Asia is teaming up with HælthTech in a move that the insurer said will enable straight-through processing of transactions and the automation of core processes.

Read More

Apollo Insurance Solutions Officially Live APOLLO INSURANCE SOLUTIONS OFFICIALLY LIVE

blog article

Jun 27, 2019

Canadian insurance marketplace Apollo Insurance Solutions   is officially live with its small business insurance platform for brokers and/or small business owners. The announcement follows Apollo’s $1m CAD angel round of funding.

Read More

Easy Language Learning by Vera F. Birkenbihl – The Decoding Method EASY LANGUAGE LEARNING BY VERA F. BIRKENBIHL – THE DECODING METHOD

blog article

Jun 27, 2019

Forget about cramming vocabulary: the best way to learn a language is by using decoding exercises. Translate a German sentence word-by-word into your native language – thus you will learn the word’s meaning as well as the language’s grammar. Decoding means to “decipher”...

Read More

HOW INSURANCE CEOS CAN ADDRESS THE CHALLENGES OF A FRAGILE DIGITAL ECONOMY HOW INSURANCE CEOS CAN ADDRESS THE CHALLENGES OF A FRAGILE DIGITAL ECONOMY

blog article

Jun 27, 2019

The digital economy holds opportunities and challenges for insurersSince its inception, the Internet has been a catalyst for connection and growth. As insurers begin to explore new, innovative ways to connect with their customers and partners, they are more reliant on the digital economy and the Int...

Read More

Global Long-Term Care Insurance Market 2019 Development Strategy Allstate, LTC Financial Solutions, MassMutual, GLOBAL LONG-TERM CARE INSURANCE MARKET 2019 DEVELOPMENT STRATEGY ALLSTATE, LTC FINANCIAL SOLUTIONS, MASSMUTUAL,

blog article

Jun 27, 2019

MarketandResearch.biz announced that its published an exclusive report namely Global Long-Term Care Insurance Market 2019 by Manufacturers, Regions, Type and Application, Forecast to 2024 in its research database with report summary, table of content, research methodologies and data sources. The res...

Read More

LexisNexis: More insurance execs using, open to virtual claims, might go touchless LEXISNEXIS: MORE INSURANCE EXECS USING, OPEN TO VIRTUAL CLAIMS, MIGHT GO TOUCHLESS

blog article

Jun 27, 2019

The 2019 LexisNexis Future of Claims Study released earlier this year found more insurance executives open to virtual and even touchless claims than two years prior.The results lend insight into what collision repairers might expect to see on the ground and how a shop might choose to handle customer...

Read More

Expanding HSAs Could Help Fix America’s Broken Health Insurance Model EXPANDING HSAS COULD HELP FIX AMERICA’S BROKEN HEALTH INSURANCE MODEL

blog article

Jun 27, 2019

A recent survey revealed only one in five people currently enrolled in an employer-sponsored health plan have a health savings account (HSA). More unsettling, few use them to save money for future health expenses.There could be a variety of reasons why people dont use HSAs, but lack of a tax perks c...

Read More

AI HOLDS THE KEY AS INSURERS BID TO RAMP UP THE CUSTOMER EXPERIENCE AI HOLDS THE KEY AS INSURERS BID TO RAMP UP THE CUSTOMER EXPERIENCE

blog article

Jun 26, 2019

AI is helping insurers improve dramatically the customer experience they provide their policyholders.The customer experience is fast becoming the new battleground for competitors in the insurance industry. Carriers that can quickly roll out highly-personalized real-time customer services, on a big s...

Read More

Will Auto Insurance Pay for a Rollover Due to High Speeds? WILL AUTO INSURANCE PAY FOR A ROLLOVER DUE TO HIGH SPEEDS?

blog article

Jun 25, 2019

Speed limits exist for a reason. At high speeds, auto accidents can be very dangerous. Just going 10 to 15 miles over the limit may cause significant damage. However, when you are going faster than this, a rollover can happen. This can cause life-threatening injuries and total your car. If this happ...

Read More

UNDERSTANDING WAIVERS OF DEDUCTIBLE IN HOME INSURANCE UNDERSTANDING WAIVERS OF DEDUCTIBLE IN HOME INSURANCE

blog article

Jun 25, 2019

UNDERSTANDING THE WAIVER OF DEDUCTIBLE CLAUSE
Its likely that you have already determined your deductible on your home and auto insurance policies. But what do you know about the waiver of deductible clause? The waiver of deductible is a clause in your insurance policy that lists situations w...

Read More

FIVE STEPS INSURANCE CARRIERS CAN TAKE TO BECOME CUSTOMER-CENTRIC ‘LIVING BUSINESSES’ FIVE STEPS INSURANCE CARRIERS CAN TAKE TO BECOME CUSTOMER-CENTRIC ‘LIVING BUSINESSES’

blog article

Jun 25, 2019

As technology advances and consumer expectations continue to shift, insurance carriers must adapt to thrive.Previously, I shared some key findings about insurance consumers priorities and desires from Accentures 2019 Global Financial Services Consumer Study. Its clear that insurers have to get conte...

Read More

THE FIVE TECHNOLOGY TRENDS TO WATCH, AND HOW THEY WILL IMPACT THE INSURANCE INDUSTRY THE FIVE TECHNOLOGY TRENDS TO WATCH, AND HOW THEY WILL IMPACT THE INSURANCE INDUSTRY

blog article

Jun 25, 2019

How the post-digital era will impact your businessAccenture s new Technology Vision for Insurance report outlines the key trends that will have an impact on insurers over the short to medium term. In this series, I have defined the post-digital era, discussed how insurers can build business models t...

Read More

Do Insurance Companies Value New Customers Over Long Time Loyalty DO INSURANCE COMPANIES VALUE NEW CUSTOMERS OVER LONG TIME LOYALTY

blog article

Jun 25, 2019

Hello everyone. New here. TL;DR and bottom. I had a recent experience with Allstate in Missouri I wanted to share that had really soured me to the insurance industry as a whole. I wanted to get some feedback on whether or not this is typical behavior.My wife and I have been Allstate customers for ov...

Read More

How to Optimize Your Conversion Funnel, from ToFu to BoFu HOW TO OPTIMIZE YOUR CONVERSION FUNNEL, FROM TOFU TO BOFU

blog article

Jun 24, 2019

No matter who your customer is or what you’re selling, it’s more likely than not that your customer will have to go through several steps before choosing to buy your product or service. Think about your own shopping habits: you don’t just buy the first thing you see. The first thin...

Read More

21 Ways to Triple Your B2B E-Commerce Conversions 21 WAYS TO TRIPLE YOUR B2B E-COMMERCE CONVERSIONS

blog article

Jun 24, 2019

It takes thoughtful work to scale an e-commerce store. I’m sure you’ve had a few growing pains of your own getting to the point where you are today. However, you’re reading this because you may not be content with where your conversions are at this precise moment. You may not even ...

Read More

Could the Breadcrumb Technique Help Boost Your Landing Page Conversions? COULD THE BREADCRUMB TECHNIQUE HELP BOOST YOUR LANDING PAGE CONVERSIONS?

blog article

Jun 24, 2019

We’ve all heard the term “less is more”. And we’ve been told this applies for landing pages too. I.e. your forms should be short and only ask for only the bare minimum of required information if you want to convert. As an example, one of the main questions someone typically h...

Read More

FIVE BENEFITS OF CLOUD FOR INSURANCE FIVE BENEFITS OF CLOUD FOR INSURANCE

blog article

Jun 24, 2019

Five reasons why cloud adoption is on the rise for insurersThe concept of cloud computing started in the 1960s, when researchers at MIT developed technology that allowed them to use more than one computer at the same time. This intergalactic computer network was the first foray into the cloud, and i...

Read More

27-year-old Search Marketing CEO Lands 13-stop U.S. Speaking Tour 27-YEAR-OLD SEARCH MARKETING CEO LANDS 13-STOP U.S. SPEAKING TOUR

blog article

Jun 23, 2019

Digital Summit, the largest conference series in the digital marketing industry, has invited Mehrguth to share his unique presentation, 5 Data-Validated Tactics to Increase the Experienced Marketer’s Qualified Lead Volume (…and 3 Tactics Guaranteed to Fail) with their audiences across t...

Read More

A Brief Review of What’s Happening in TCPA Insurance Coverage Cases from TCPAWorld A BRIEF REVIEW OF WHAT’S HAPPENING IN TCPA INSURANCE COVERAGE CASES FROM TCPAWORLD

blog article

Jun 21, 2019

This is a repost from TeamSPBs TCPAWorld blog on a quick review on recent TCPA insurance coverage cases.  You can read the post here on TCPAWorld or read below the break.TCPA World featured two blog posts in May (May 6 and May 31) that discussed two TCPA coverage cases.  In this post, we w...

Read More

SECURE US TO SECURE ME: REFRAMING RISK WITH TECHNOLOGY SECURE US TO SECURE ME: REFRAMING RISK WITH TECHNOLOGY

blog article

Jun 21, 2019

Security continues to be a major concern when it comes to technology and digital ecosystems, especially now that we are in the post-digital era. Many of the technologies that help create opportunities also bring exposure risk, which is why it is a key trend in our Technology Vision 2019 report.Most ...

Read More

From the P&C Files: Every step you take, every mile you drive FROM THE P&C FILES: EVERY STEP YOU TAKE, EVERY MILE YOU DRIVE

blog article

Jun 20, 2019

Hard to believe but we first wrote about driver tracking and insurance over a decade ago A high-tech monitoring device makes it possible to reduce insurance premiums for drivers who avoid jackrabbit starts and slam-on-the-brakes stops...The catch? Bad drivers who take a chance on the program may win...

Read More

BWIRE: Why Africa must face climate change head on BWIRE: WHY AFRICA MUST FACE CLIMATE CHANGE HEAD ON

blog article

Jun 20, 2019

Accelerated effects of climate change including prolonged droughts are taking a toll on the economies of people in the Great Horn of Africa, which calls for urgent measures to address disasters and mitigation of risks.Indeed, countries in the region must come up with cross country measures to deal w...

Read More

What Factors Determine Business Insurance Cost WHAT FACTORS DETERMINE BUSINESS INSURANCE COST

blog article

Jun 20, 2019

What Factors Determine Business Insurance Cost The investment in business insurance can be a difficult one for some people. This type of insurance is invaluable, however. You need it to help defray the costs of many risks associated with managing your business. Yet, having a policy that fits your go...

Read More

WHY THE LONDON MARKET HAS A PIVOTAL ROLE TO PLAY IN THE FUTURE OF CYBER INSURANCE WHY THE LONDON MARKET HAS A PIVOTAL ROLE TO PLAY IN THE FUTURE OF CYBER INSURANCE

blog article

Jun 20, 2019

In my previous blog post I examined how cyber security ecosystems will allow insurers to take a leading role in the future of this fast-emerging market. I also looked at what we feel are the integral components of an end-to-end cyber protection offering.Why London has the edge as a global cyber insu...

Read More

Fighting Insurance for Care FIGHTING INSURANCE FOR CARE

blog article

Jun 19, 2019

As if living with an invisible disability werent exhausting enough, many of us have to fight our insurance companies to get the treatment we need. Because hardly anyone can afford treatments at todays prices, our insurance companies often make the decisions about what care we receive. That decision ...

Read More

Sunshine State Health Insurance Anecdata SUNSHINE STATE HEALTH INSURANCE ANECDATA

blog article

Jun 19, 2019

So recently, had a client move to Orlando, and asked for a referral to a local health insurance agent (since Im not licensed for Florida). I reached out to some folks who might be of help, including a couple relatives. One very helpful kin had this to say about the state of individual medical plans ...

Read More

How much life insurance do I really need? HOW MUCH LIFE INSURANCE DO I REALLY NEED?

blog article

Jun 19, 2019

Buy life insurance sounds simple enough, and it can be thanks to digital services. But its the shopping process that can get a little confusing.This question keeps arising How much life insurance do I need? Amounts like $250,000, $500,000, and $1 million can all sound pretty solid - why not choose t...

Read More

What’s an insurance deductible? WHAT’S AN INSURANCE DEDUCTIBLE?

blog article

Jun 18, 2019

Like many other industries, insurance has its own unique jargon that can sometimes make shopping for coverage seem overly complicated. Your local independent insurance agent is always happy to break things down for you and explain any language or terms that you dont understand. One term that is comm...

Read More

INSURANCE PROTECTION FOR A RAINY DAY INSURANCE PROTECTION FOR A RAINY DAY

blog article

Jun 17, 2019

June weather in New York City can be fickle. As the I.I.I.s own Brent Carris reported, this fickleness can lead to chaos for the citys outdoor music festivals, like the recent fiasco at this years Gov Ball. Carris noted that event organizers will often have event cancellation insurance to protect th...

Read More

Does a term life insurance premium increase as you age? DOES A TERM LIFE INSURANCE PREMIUM INCREASE AS YOU AGE?

blog article

Jun 17, 2019

Not much is certain about what the future will hold in 30 years - and the same goes for the cost of the everyday items you use. After all, 30 years ago, a gallon of gas rang in at less than a dollar. But while it may be unrealistic to forecast your budget 30 years from now, one of the things that ma...

Read More

ARBB - RM83.5million MoU with A Cambodia Public Insurance Company ARBB - RM83.5MILLION MOU WITH A CAMBODIA PUBLIC INSURANCE COMPANY

blog article

Jun 17, 2019

Immediate after off market change hands of 3.93% of ARBB shares on 14/6/2019, on 17/6/2019 ARBB announced shareholding of one of his ED Mr Au Yee Boon increased to 6.29% The group also annnouce the above mentoned MoU which is going to be valid for 6 months (cautious MoU is not a contract  agree...

Read More

THE 7 BEST TRAVEL INSURANCE COMPANIES IN 2019 THE 7 BEST TRAVEL INSURANCE COMPANIES IN 2019

blog article

Jun 17, 2019

Planning a trip can be a lot of fun. Researching amazing bucket list activities, daydreaming about picture-perfect beaches and epic hikes, booking the cheap flights that will take you to the worlds most amazing destinations – its the fun part of planning. It gives you ownership of your trip an...

Read More

THE BEST TRAVEL INSURANCE COMPANIES FOR BACKPACKERS THE BEST TRAVEL INSURANCE COMPANIES FOR BACKPACKERS

blog article

Jun 16, 2019

Im a backpacker at heart. Even after traveling the world for over a decade, I still love to travel cheap, prioritizing experiences over fancy accommodation and transportation. I still love staying at hostels, meeting locals, and sampling as many local delicacies as I can.Contrary to popular belief, ...

Read More

TYING THE KNOT? SPECIAL EVENT INSURANCE FOR YOUR SPECIAL DAY TYING THE KNOT? SPECIAL EVENT INSURANCE FOR YOUR SPECIAL DAY

blog article

Jun 11, 2019

It has us thinking of warmer, longer days, getting outdoors and, of course, weddings.
It also has us thinking about the cost of weddings.Did you know the typical American wedding includes about 140 guests and costs over $35,000?That price tag, it should be noted, includes the cost of wedding ...

Read More

HOW INSURANCE LEADERS CAN STRATEGIZE FOR THE POST-DIGITAL ERA HOW INSURANCE LEADERS CAN STRATEGIZE FOR THE POST-DIGITAL ERA

blog article

Jun 11, 2019

How can insurance leaders create strategies for the post-digital era - a time when digital, like electricity, has become pervasive and no longer a differentiator in itself? How can they discern which emerging technology to invest in, and how to apply it? The latest Accenture Technology Vision for In...

Read More

CONVENIENT, FAST AND HYPER-RELEVANT: PERSONALIZING THE INSURANCE CUSTOMER EXPERIENCE CONVENIENT, FAST AND HYPER-RELEVANT: PERSONALIZING THE INSURANCE CUSTOMER EXPERIENCE

blog article

Jun 11, 2019

Todays insurance customers desire personalized, convenient and quick service. Accentures 2019 Global Financial Services Consumer Study made it more apparent than ever that serving customers in demographic segments is not as effective as serving them as individuals. But how can insurers manage hyper-...

Read More

New York Court of Appeals Holds Non-domiciliary RRG Not Covered Under New York Late Disclaimer Rules NEW YORK COURT OF APPEALS HOLDS NON-DOMICILIARY RRG NOT COVERED UNDER NEW YORK LATE DISCLAIMER RULES

blog article

Jun 11, 2019

The federal Liability Risk Retention Act allows for the creation of industry groups-Risk Retention Groups (RRG) or Purchasing Groups-that are exempt from certain state insurance regulation requirements outside the RRG’s state of charter.  Most states, if not all, have unfair claims practi...

Read More

Private Mortgage Insurance Protection: Are We Any Safer Today? PRIVATE MORTGAGE INSURANCE PROTECTION: ARE WE ANY SAFER TODAY?

blog article

Jun 10, 2019

Thats right. The mortgage insurance industry is exposed to mortgage losses. Theyre in a first loss position if theres a downturn and theres a foreclosure wave. And so the volume of business that theyre doing is right on the edge of assessing how much risk there is in the system. You found that while...

Read More

Tax Cuts and Tariffs: Policies at Odds with Each Other TAX CUTS AND TARIFFS: POLICIES AT ODDS WITH EACH OTHER

blog article

Jun 10, 2019

In his two and a half years in office, President Trump has enacted two major fiscal policy initiatives: tax reform legislation and tariffs on foreign goods imported to the United States. According to Bloomberg, the cost of tariffs may soon exceed the benefits of tax cuts for middle-earner households...

Read More

When Seeking Coverage for Trademark Infringement Policy Exclusions Matter WHEN SEEKING COVERAGE FOR TRADEMARK INFRINGEMENT POLICY EXCLUSIONS MATTER

blog article

Jun 07, 2019

In a recent case, the 4th Circuit Court of Appeals affirmed the dismissal of a coverage dispute based on unambiguous exclusions barring coverage.  Nothing dramatically unique here, but it serves as a good example of the need to read and understand the insurance policy and all of its exclusions....

Read More

INSURERS NEED TO TAKE A FRESH LOOK AT THEIR CUSTOMERS INSURERS NEED TO TAKE A FRESH LOOK AT THEIR CUSTOMERS

blog article

Jun 06, 2019

The rising popularity of highly-personalized connected insurance services is forcing carriers to overhaul their marketing strategies. They can no longer rely on traditional methods of customer analysis to identify the needs of their policyholders.Demographic studies focusing on the age, wealth or ge...

Read More

Assessing Your Need for Business Insurance on Key People ASSESSING YOUR NEED FOR BUSINESS INSURANCE ON KEY PEOPLE

blog article

Jun 06, 2019

Companies need a wide range of business insurance products. Luckily, there are plenty of products on the market that can provide you with all of the protection you need. As a business owner, you probably spend a lot of time building up your company. It may be dependent on you. Or, you may have impor...

Read More

Insurance Companies Cannot Deduct The Cost Of Land From Your Replacement Home Purchase in California INSURANCE COMPANIES CANNOT DEDUCT THE COST OF LAND FROM YOUR REPLACEMENT HOME PURCHASE IN CALIFORNIA

blog article

Jun 04, 2019

Many insurance policyholders who have lost homes in the devastating California wildfires call our firm and ask, Can my insurance company really deduct the value of the land under the replacement home I purchased from my claim payment? This is a great question because this is now an unlawful tactic b...

Read More

Who should be your life insurance beneficiary? WHO SHOULD BE YOUR LIFE INSURANCE BENEFICIARY?

blog article

Jun 04, 2019

When my daughter, Lucy, was born three years ago, I knew I needed to get life insurance. But as a single parent, I was stumped when it came time to select a beneficiary. Should I name my father, who, at 83 years old, is more focused on his own end-of-life options? I also have two brothers, one who h...

Read More

How Insurance Works HOW INSURANCE WORKS

blog article

Jun 04, 2019

Business Insurance is a means of providing protection your business against financial loss in a variety of situations. It is a contract in which one party agrees to pay for another partys financial loss resulting from a specified event.Business Insurance works on the principal of sharing losses. If ...

Read More

REIMAGINING INSURANCE FOR THE POST-DIGITAL ERA REIMAGINING INSURANCE FOR THE POST-DIGITAL ERA

blog article

Jun 04, 2019

Its a new age for insurance, one in which insurers are adapting products and services to better serve their customers in new and exciting ways. For example, 81 percent of the insurance executives we surveyed agreed that 5G will revolutionize their industry by offering new ways to provide products an...

Read More

UK: Reinsurers entitled to reject “spiking” of mesothelioma losses UK: REINSURERS ENTITLED TO REJECT “SPIKING” OF MESOTHELIOMA LOSSES

blog article

Jun 04, 2019

In the first judgment to provide guidance on the allocation of mesothelioma liabilities at a reinsurance level, the Court of Appeal in Equitas Insurance Limited v Municipal Mutual Insurance Limited [2019] EWCA Civ 718 has ruled that insurers cannot choose to allocate their full loss to whichever rei...

Read More

CONVERTING A BUILDING INTO FLATS? INSURANCE NEED TO KNOW CONVERTING A BUILDING INTO FLATS? INSURANCE NEED TO KNOW

blog article

Jun 03, 2019

So, you are thinking about converting a building into flats? Then here are some of the things you need to know about insurance Renovation insuranceDespite a recent relaxation in the regulations, you are still likely to need planning permission for the building works you propose. It is when you are a...

Read More

June 2019 Reinsurance Newsletter JUNE 2019 REINSURANCE NEWSLETTER

blog article

Jun 03, 2019

Our June 2019 Reinsurance Newsletter is out and available here.  The Newsletter covers a wide variety of cases from the most recent US Supreme Court case on arbitration to decisions on consolidation, reinsurance information and confirmation.  Other cases discussed concern expenses in addit...

Read More

How To File A Complaint With The Maine Bureau of Insurance About Your Delaying, Denying and Bad Treating Insurance Company HOW TO FILE A COMPLAINT WITH THE MAINE BUREAU OF INSURANCE ABOUT YOUR DELAYING, DENYING AND BAD TREATING INSURANCE COMPANY

blog article

Jun 03, 2019

Maine policyholders at loggerheads with their delaying, denying and recalcitrant insurers may seek help in the claims process by filing a complaint with the Maine Bureau of Insurance.An insurance complaint with the Maine Bureau of Insurance may be filed either through the mail or electronically. Pol...

Read More

Final Expense Insurance from Prosperity Life Group FINAL EXPENSE INSURANCE FROM PROSPERITY LIFE GROUP

blog article

Jun 01, 2019

This article continues in our series to provide reviews about final expense insurance from the various insurance companies we proudly represent.Final Expense Insurance also referred to as burial insurance and funeral insurance, has become very popular with seniors across America.Many policies are pu...

Read More

The Top Cannabis Business Insurance Trends and Developments for 2019 THE TOP CANNABIS BUSINESS INSURANCE TRENDS AND DEVELOPMENTS FOR 2019

blog article

May 30, 2019

he cannabis business insurance space has seen a lot of activity in the past few months.
As we look ahead toward the second half of 2019, here are some of the top insurance trends and developments that cannabis businesses should be aware of.Normalization and Adoption of Cannabis InsuranceThe b...

Read More

All You Need to Know About QBE: QBE Meaning, Insurance Contact, Insurance Rating and Many More… ALL YOU NEED TO KNOW ABOUT QBE: QBE MEANING, INSURANCE CONTACT, INSURANCE RATING AND MANY MORE…

blog article

May 30, 2019

Are you racking your brain over what QBE meaning or over what services QBE insurance offers?
Or are you looking for a good insurance company in Australia and would like to know about QBE insurance ratings?In this article, we are going to review the QBE meaning, QBE insurance rating and a lot ...

Read More

A useful reminder for the general insurance sector A USEFUL REMINDER FOR THE GENERAL INSURANCE SECTOR

blog article

May 29, 2019

On 20 May 2019, the FCA published findings from its multi-firm review into the supervision by principal firms of their appointed representatives (ARs) in the investment management sector (Investment Management Sector Review).This review was conducted following the publication in July 2016 of the FCA...

Read More

FCA’s multi-firm review into the supervision by principal firms of their ARs in the investment management sector FCA’S MULTI-FIRM REVIEW INTO THE SUPERVISION BY PRINCIPAL FIRMS OF THEIR ARS IN THE INVESTMENT MANAGEMENT SECTOR

blog article

May 29, 2019

On 20 May 2019, the FCA published findings from its multi-firm review into the supervision by principal firms of their appointed representatives (“ARs“) in the investment management sector (“Investment Management Sector Review“).This review was conducted following the publica...

Read More

CMS To Maintain Navigator Funding At $10 Million For 2020, 2021 CMS TO MAINTAIN NAVIGATOR FUNDING AT $10 MILLION FOR 2020, 2021

blog article

May 29, 2019

On May 23, 2019, the Centers for Medicare and Medicaid Services (CMS) released a new funding opportunity announcement for the navigator program for 2020 and 2021, as well as a series of frequently asked questions and an overview of the application process. CMS intends to fund the navigator program i...

Read More

Are You Prepared For Changes In Your Life? ARE YOU PREPARED FOR CHANGES IN YOUR LIFE?

blog article

May 29, 2019

Washington Personal Insurance UpdateWe often get asked the question, When should I have my personal insurance reviewed?  Remember, if you bought your personal insurance online, you do not get a review, you are on your own.  Most of us know that major life events can make it necessary to up...

Read More

Is term life insurance worth it? IS TERM LIFE INSURANCE WORTH IT?

blog article

May 28, 2019

To quickly answer the question above, ask yourself the following: Do you want to financially protect your loved ones and help minimize the financial impact for them if you die unexpectedly? If the answer is yes, then term life insurance is a solid, affordable way of achieving that goal. Heres a brea...

Read More

HOW INSURERS CAN STRENGTHEN THEIR ECOSYSTEM CAPABILITIES HOW INSURERS CAN STRENGTHEN THEIR ECOSYSTEM CAPABILITIES

blog article

May 28, 2019

nsurers may recognize the importance of ecosystems in the future, but that doesn’t mean that they are completely equipped for disruption. In fact, many carriers currently overestimate their ecosystem capabilities. While 97% of the companies surveyed considered themselves a highly attractive ec...

Read More

Mortgage protection insurance: What it is and why you might need it MORTGAGE PROTECTION INSURANCE: WHAT IT IS AND WHY YOU MIGHT NEED IT

blog article

May 28, 2019

Before you accept the responsibilities of taking on a mortgage that spans several decades, there is an option to protect your future loan payments in case you can’t make them.Mortgage protection insurance protects homeowners if a health issue arises and they become disabled, or a job loss is l...

Read More

Zero-Premium Health Insurance Plans Became More Prevalent In Federal Marketplaces In 2018 ZERO-PREMIUM HEALTH INSURANCE PLANS BECAME MORE PREVALENT IN FEDERAL MARKETPLACES IN 2018

blog article

May 27, 2019

The Affordable Care Act established two federally funded subsidiescost-sharing reductions and premium tax credits-available in the health insurance Marketplaces. In 2018 federal payments to insurers for cost-sharing reductions were terminated. Insurers responded by increasing plan premiums to accoun...

Read More

How traditional life insurance plans tend to weigh you down HOW TRADITIONAL LIFE INSURANCE PLANS TEND TO WEIGH YOU DOWN

blog article

May 25, 2019

Time and again, traditional life insurance products have been viewed as a push productThe long tenure, combined with strict lock-in periods of traditional products and inadequate cover do not fall in line with the demographics of our country and tend to weigh us downTraditional plans have the larges...

Read More

Recovery of Consequential Damages after Foreclosure RECOVERY OF CONSEQUENTIAL DAMAGES AFTER FORECLOSURE

blog article

May 23, 2019

Depending on the jurisdiction, one element of an insured’s damages in a first-party property insurance claim may include consequential damages. Consequential damages are an indirect result of a direct loss.1 Lost profit, lost rents, and lost business opportunities are examples of consequential...

Read More

10 MUST-HAVE HUMAN-MACHINE FUSION SKILLS FOR INSURANCE WORKFORCES 10 MUST-HAVE HUMAN-MACHINE FUSION SKILLS FOR INSURANCE WORKFORCES

blog article

May 23, 2019

The adoption of intelligent technologies is putting pressure on insurers to build future-fit workforces capable of human-machine collaboration. Eight fusion skills, underpinned by 10 core intelligences, provide a broad guideline for insurance business leaders directing training efforts and forming t...

Read More

Blog: How digital can help the pet insurance sector reach its full potential BLOG: HOW DIGITAL CAN HELP THE PET INSURANCE SECTOR REACH ITS FULL POTENTIAL

blog article

May 22, 2019

Research by the Association of British Insurers has confirmed pet insurance pay-outs hit a record-high of £785m in the UK in 2018. Despite the number of individual claims falling, the size of an average claim rose. This is not a one off. The 2018 increase in claim size was 5% on the previous y...

Read More

Non-Renewal or Cancellations of Commercial Insurance Policies in Puerto Rico after Hurricane Maria NON-RENEWAL OR CANCELLATIONS OF COMMERCIAL INSURANCE POLICIES IN PUERTO RICO AFTER HURRICANE MARIA

blog article

May 22, 2019

Many Policyholders in Puerto Rico are concerned about the notifications of non-renewal or cancellations they received after Hurricane Maria claims. This is a matter that affects both residential and commercial Policyholders. The process of obtaining insurance coverage from a different insurance comp...

Read More

Some insurance tips travelers need to know SOME INSURANCE TIPS TRAVELERS NEED TO KNOW

blog article

May 22, 2019

For many, there’s nothing like travel. The opportunity to experience new places, people and cuisines keeps you packing your bags and booking tickets to places near and far. But before you head out on your next trip, you may want to consider insurance designed to protect you while on the road.D...

Read More

Event insurance: Do I need insurance for my event? EVENT INSURANCE: DO I NEED INSURANCE FOR MY EVENT?

blog article

May 22, 2019

If you’re planning a big event and/or shindig, you’ve got a lot on your plate. There are a lot of moving pieces and a lot of things to juggle, from getting a venue to booking a caterer to sending out invitations. You might be worried that something could go horribly wrong to derail the e...

Read More

Texas Hail Claims – Know Your Rights Under Chapter 541 of the Texas Insurance Code TEXAS HAIL CLAIMS – KNOW YOUR RIGHTS UNDER CHAPTER 541 OF THE TEXAS INSURANCE CODE

blog article

May 21, 2019

If your home was burglarized, would you sit back and do nothing? No. You would likely call the police or law enforcement to report the burglary, and hope they find your stolen property. If the police arrested the person who stole your property, would you let that person off without punishment, accou...

Read More

How Do I Get Roadside Service Coverage with My Auto Policy? HOW DO I GET ROADSIDE SERVICE COVERAGE WITH MY AUTO POLICY?

blog article

May 21, 2019

Whether it’s a dead battery or other mechanical failure, a flat tire, empty gas tank or you’ve locked yourself out of your vehicle, Emergency Roadside Service Coverage from ERIE is here to help.To learn more, we sat down with Jon Bloom, vice president, Personal Auto, to help shed some li...

Read More

Why is Life insurance so expensive — to process? WHY IS LIFE INSURANCE SO EXPENSIVE — TO PROCESS?

blog article

May 21, 2019

Thoughts on the underwriting costsOne of the benefits of being part of Celent is getting a view into the insurers that we support. Recently, Karen Monks and I published a report Upping the Bar: Key Metrics in Life New Business and Underwriting . This is a refresh of reports we did in 2016 and 2017. ...

Read More

EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

Read More

EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

Read More

EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

blog article

May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

Read More

What is temporary life insurance coverage? WHAT IS TEMPORARY LIFE INSURANCE COVERAGE?

blog article

May 16, 2019

The life insurance industry can often seem like it speaks its own language. There are terms like fluid less,proposed insured, and riders- all of which understandably can cause a bit of hesitation and head-scratching. In the life insurance purchasing process, you might come across a phrase called Tem...

Read More

UCP posturing around public sector wages portends a return to perpetual crisis in health care UCP POSTURING AROUND PUBLIC SECTOR WAGES PORTENDS A RETURN TO PERPETUAL CRISIS IN HEALTH CARE

blog article

May 16, 2019

The United Conservative Party Government's transparent early manoeuvres around public sector wage negotiations and the heavy hints found in a paper by the chair of Premier Jason Kenney's "blue ribbon panel" on Alberta's finances portend a stormy period ahead in public sector la...

Read More

Medicaid Eligibility Restrictions Will Impede Delivery System Reform MEDICAID ELIGIBILITY RESTRICTIONS WILL IMPEDE DELIVERY SYSTEM REFORM

blog article

May 16, 2019

Recently, the Department of Health and Human Services (HHS) announced new primary care payment models designed to increase the share of clinicians that accept value-based payments. This announcement builds on bipartisan support for health care delivery system reforms that reward clinicians for manag...

Read More

How Roanoke, Virginia, Is Addressing Income Disparities And Their Impact On Health Outcomes HOW ROANOKE, VIRGINIA, IS ADDRESSING INCOME DISPARITIES AND THEIR IMPACT ON HEALTH OUTCOMES

blog article

May 15, 2019

The link between poverty and health outcomes is well recognized. Recent Health Affairs Health Policy Briefs on these trends have shown a strong connection between people’s income and their health. It is also widely known that poverty is not an equal opportunist: Minority populations generally ...

Read More

How Jamie Sue Marshall uses life insurance to create a legacy HOW JAMIE SUE MARSHALL USES LIFE INSURANCE TO CREATE A LEGACY

blog article

May 15, 2019

The story youre about to read belongs to one of our customers. It is told in her words, with her permission and in a way only she could tell it. If it inspires you to think about your own life insurance coverage? Great. If it inspires you to do something - anything, important for the ones you love m...

Read More

What Illnesses Are Covered by Critical Illness Insurance? WHAT ILLNESSES ARE COVERED BY CRITICAL ILLNESS INSURANCE?

blog article

May 13, 2019

What is Critical Illness Insurance? Critical illness insurance can be taken out as a stand-alone policy or as part of a life insurance policy. Either way, it will pay out a pre-determined amount if the insured individual is diagnosed with a specified critical illness. The specific terms & condit...

Read More

Insuring the Times of Your Life INSURING THE TIMES OF YOUR LIFE

blog article

May 13, 2019

Preston Newby was a youth minister. He and his wife, Tara, were driving with their son to visit family-excited to announce a new baby on the way. In the keeping with the kind of person Preston was, he stopped to help at the scene of an accident. That’s when he was struck by another car and kil...

Read More

What Does Workers Comp Insurance Cover? WHAT DOES WORKERS COMP INSURANCE COVER?

blog article

May 12, 2019

Workers compensation is required in Idaho Falls, ID and will cover expenses that are related to an employee’s work-related injury or illness. It can cover immediate costs, as well as long-term costs. There is also a portion that will cover legal fees if an employee is suing your organization.1...

Read More

How to Pick Your First Homeowners Insurance Policy HOW TO PICK YOUR FIRST HOMEOWNERS INSURANCE POLICY

blog article

May 10, 2019

Purchasing your first home can be an overwhelming process, one fraught with emotion and a seemingly endless stream of paperwork and documentation. For many people, a home is the most significant purchase of a lifetime, making it even more critical to protect this investment with a thoughtfully chose...

Read More

What Is an Excluded Driver on Your Insurance Policy WHAT IS AN EXCLUDED DRIVER ON YOUR INSURANCE POLICY

blog article

May 09, 2019

It’s important to read all of the details in your car insurance policy as soon as you receive it. One key area to look at is who has coverage on your policy. Also, notice any excluded driver. This is a person who should not be behind the wheel of your car. If they are there, your auto insuranc...

Read More

What is the Purpose of Key Man Insurance? WHAT IS THE PURPOSE OF KEY MAN INSURANCE?

blog article

May 09, 2019

If you have ever asked yourself: “What is the purpose of key man insurance?”, read on to learn what this important form of business protection is all about. Key Staff. Every business, regardless of industry or size, typically has one or several key members of staff who are crucially impo...

Read More

How GEICO Became the Second Largest Auto Insurance Company in the U.S. HOW GEICO BECAME THE SECOND LARGEST AUTO INSURANCE COMPANY IN THE U.S.

blog article

May 09, 2019

One frequently asked question we often get is this: Is GEICO a good car insurance company?
The answer is primarily ‘yes’ and in this article we are going to be exploring how GEICO insurance company grew to become the second largest car insurance company in the United States. To le...

Read More

How GEICO Became the Second Largest Auto Insurance Company in the U.S. HOW GEICO BECAME THE SECOND LARGEST AUTO INSURANCE COMPANY IN THE U.S.

blog article

May 09, 2019

One frequently asked question we often get is this: Is GEICO a good car insurance company?
The answer is primarily ‘yes’ and in this article we are going to be exploring how GEICO insurance company grew to become the second largest car insurance company in the United States. To le...

Read More

Warranty and Indemnity Insurance – the practice behind the promise WARRANTY AND INDEMNITY INSURANCE – THE PRACTICE BEHIND THE PROMISE

blog article

May 07, 2019

Global mergers and acquisitions transactions hit $3.5 trillion in 2018 making it the third-largest year on record for M&A by value. Within the private equity and real estate investment worlds, the insatiable appetite for warranty & indemnity insurance (W&I) to support transactions that h...

Read More

What is Home Insurance and Why Do You Need It? WHAT IS HOME INSURANCE AND WHY DO YOU NEED IT?

blog article

May 07, 2019

Buying a home, and becoming a homeowner, has many advantages, but it comes with some responsibilities as well. Although it’s not the most exciting thing in the world, home insurance is extremely useful and it shouldn’t be skipped. In Canada, home insurance is not required by law, and wit...

Read More

Does Living in an Area with High Accident Rates Impact Your Rates DOES LIVING IN AN AREA WITH HIGH ACCIDENT RATES IMPACT YOUR RATES

blog article

May 07, 2019

The biggest factors impacting how much you pay for auto insurance are you and your driving habits. However, other factors can impact what you pay. If you live in a high-risk area, the insurance company may raise your costs. In some situations, this is nothing you can change. Yet, there may be a few ...

Read More

Best Pet Insurance – Comprehensive Reviews for 2019 BEST PET INSURANCE – COMPREHENSIVE REVIEWS FOR 2019

blog article

May 06, 2019

As a pet owner, you are probably willing to do almost anything to keep your pet healthy, even if it means spending money you don’t have. Rushing a sick pet down to the veterinarian’s office may be instinctive, but it can also be very expensive. With veterinary costs increasing by as much...

Read More

How to name a child as a life insurance beneficiary HOW TO NAME A CHILD AS A LIFE INSURANCE BENEFICIARY

blog article

May 06, 2019

When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a t...

Read More

Small Reduction In Car Insurance Premiums SMALL REDUCTION IN CAR INSURANCE PREMIUMS

blog article

May 06, 2019

If you are a motor trader selling/buying new and/or used cars then you will no doubt have a motor trade insurance policy in place to provide cover for the vehicles that pass through your business to include covering things like a customer taking out a car for a test drive or you collecting a used ca...

Read More

How to name a child as a life insurance beneficiary HOW TO NAME A CHILD AS A LIFE INSURANCE BENEFICIARY

blog article

May 06, 2019

When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a t...

Read More

Whole Life Insurance: A Guaranteed Death Benefit WHOLE LIFE INSURANCE: A GUARANTEED DEATH BENEFIT

blog article

May 06, 2019

You can’t avoid death and taxes, but this product can help!
There are many reasons to purchase whole life insurance, which is why so many consumers turn their attention to this type of policy when they find themselves in the market for coverage.
While every benefit is well worth ...

Read More

Important Questions Your Adviser Should Be Asking You Before Selling You Whole Life IMPORTANT QUESTIONS YOUR ADVISER SHOULD BE ASKING YOU BEFORE SELLING YOU WHOLE LIFE

blog article

May 06, 2019

A good financial advisor can make a world of difference. But now it’s hard to find a good one. Many times we look for someone that makes us feel good. And very often we find an agent that masks as an advisor Also we often forget they should be asking certain tough questions, to help us plan. Read More


Is Your House of Worship Covered by Terrorism Insurance? IS YOUR HOUSE OF WORSHIP COVERED BY TERRORISM INSURANCE?

blog article

May 03, 2019

Religious centers of all faiths are rightfully concerned as hate has become entwined with the terrible consequences of terrorism. The recent massacre at the Tree of Life synagogue in Pittsburgh, Pa, arson attacks on three historic black churches in Louisiana, and now, the rampage at the Chabad synag...

Read More

UNDERSTANDING LIFE INSURANCE LINGO PART 1: POLICY BASICS UNDERSTANDING LIFE INSURANCE LINGO PART 1: POLICY BASICS

blog article

May 02, 2019

Life insurance represents a key corner of the financial planning space in need of more education. Nearly three in five consumers (59%) own some form of life insurance, according to LIMRA’s 2018 Insurance Barometer Study.  Yet, common questions persist, especially over the industry’s...

Read More

The Best Insurance Referral Generation Techniques You Need to Try THE BEST INSURANCE REFERRAL GENERATION TECHNIQUES YOU NEED TO TRY

blog article

May 02, 2019

These are the Best Insurance Referral Generation Techniques Out There
An insurance referral is one of the hottest sources of leads you can receive. They’re your friends’ friends, your client’s neighbors, and even your second cousins. The truth is that referrals are everywher...

Read More

How your prescription history affects your life insurance rates HOW YOUR PRESCRIPTION HISTORY AFFECTS YOUR LIFE INSURANCE RATES

blog article

May 01, 2019

Thanks to the fact that we live in the 21st century instead of the 12th, prescription drugs are a part of everyone’s medical history. Whether it’s taking a temporary course of antibiotics to get over strep throat, or a regular regimen of medication to manage a lifelong condition like ast...

Read More

What You Need to Know about Getting the Best Car Insurance Rate WHAT YOU NEED TO KNOW ABOUT GETTING THE BEST CAR INSURANCE RATE

blog article

May 01, 2019

Many things to save your car safety such as the use of outdoor waterproof car covers will increase your car look and will the pave the way to have the best car insurance price. Looking at through this article you ought to be able to get the best cost available for you and your vehicle.
Mainta...

Read More

What insurance does a small business need? WHAT INSURANCE DOES A SMALL BUSINESS NEED?

blog article

Apr 30, 2019

When you’ve already got loads on your plate, organising your business insurance can seem pretty daunting. But, as you’re probably aware, insurance is one of those things that you really do have to tick off your ‘to do’ list, to ensure you’re protected against unforeseen...

Read More

How State Farm Mutual Automobile Insurance Company Started HOW STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY STARTED

blog article

Apr 30, 2019

State Farm is a large group of insurance and financial services companies throughout the United States with corporate headquarters in Bloomington, Illinois. The groups main business is State Farm Mutual Automobile Insurance Company, a mutual insurance firm that also owns the other State Farm compani...

Read More

What are life insurance underwriting classes, and why do they matter? WHAT ARE LIFE INSURANCE UNDERWRITING CLASSES, AND WHY DO THEY MATTER?

blog article

Apr 29, 2019

Before we begin today, a quick refresher. Life insurance provides financial protection for your loved ones in the event of your death. A life insurance policy usually pays a guaranteed amount of money (a death benefit) that can assist your family at a time they would need it most.You probably knew a...

Read More

What are life insurance underwriting classes, and why do they matter? WHAT ARE LIFE INSURANCE UNDERWRITING CLASSES, AND WHY DO THEY MATTER?

blog article

Apr 29, 2019

Before we begin today, a quick refresher. Life insurance provides financial protection for your loved ones in the event of your death. A life insurance policy usually pays a guaranteed amount of money (a death benefit) that can assist your family at a time they would need it most. You probably knew ...

Read More

The Differences Between Term and Whole Life Insurance THE DIFFERENCES BETWEEN TERM AND WHOLE LIFE INSURANCE

blog article

Apr 26, 2019

Buying life insurance now provides a financial safety net for your dependents later if you’re not around to take care of them. After you’re gone, your family can use the proceeds to cover funeral costs, mortgage payments, college tuition and other expenses. There are two main types of li...

Read More

What Is Collision Coverage? WHAT IS COLLISION COVERAGE?

blog article

Apr 25, 2019

When you’re trying to save money on car insurance, declining collision coverage may seem like a good option. But you should give this decision some thought. After a wreck, collision coverage could make life easier, even if you did not cause the accident. For most drivers, the cost of collision...

Read More

Senior Benefits in Ontario: A Complete Guide to Senior Health Benefits SENIOR BENEFITS IN ONTARIO: A COMPLETE GUIDE TO SENIOR HEALTH BENEFITS

blog article

Apr 25, 2019

Canada’s most populous province is getting grayer. Statistics Canada reported that almost 20 percent of Ontarians were over the age of 65 in 2016. That’s a number that’s projected to keep growing in the future too. Are you someone over the age of 65? Maybe you’re approaching ...

Read More

How to Find Life Insurance As A Scuba Diver HOW TO FIND LIFE INSURANCE AS A SCUBA DIVER

blog article

Apr 25, 2019

Oxygen tanks and regulators, buoyancy compensators, wearable computers to track depth and surroundings — scuba divers need a lot of expensive gear. Then, when they apply for life insurance to help protect their families from financial uncertainty, scuba divers tend to pay higher life insurance...

Read More

Do Veterans Qualify for Discounted Auto Insurance DO VETERANS QUALIFY FOR DISCOUNTED AUTO INSURANCE

blog article

Apr 25, 2019

As a veteran, it can be very important to manage your money well. Your hard work and service to the country should stand for something. Many vets qualify for a discount on their auto insurance policy. This does not always apply, but if it applies to your situation, it is worth asking about. How can ...

Read More

SO YOU WANT TO BE AN ENTREPRENEUR? SO YOU WANT TO BE AN ENTREPRENEUR?

blog article

Apr 25, 2019

So you want to be an entrepreneur? You’ve got a great idea, and you want to put it into motion, so you can show the world what you can do! Being an entrepreneur and starting a business is admirable, but it comes with risks.  During the planning phase, if you haven’t talked to a trus...

Read More

How and When to File a Home Insurance Claim HOW AND WHEN TO FILE A HOME INSURANCE CLAIM

blog article

Apr 24, 2019

Insurance is there for you when you need it. It’s the umbrella, the safety net, the fail-safe. But it’s wise to consider the alternatives before actually tapping your insurance company for help: Every claim you file can raise your premium. If you file too many claims, not only can your i...

Read More

Pet Insurance Everything You Need to Know PET INSURANCE EVERYTHING YOU NEED TO KNOW

blog article

Apr 24, 2019

Your fur babies are a big part of your family. You love them; they’re among your favorite friends, and they’re always there for you. You give them love, a home, and take the very best possible care of them. And, much like when a member of your family is sick, you worry about them when th...

Read More

Does Homeowners Insurance Cover Hurricanes? DOES HOMEOWNERS INSURANCE COVER HURRICANES?

blog article

Apr 23, 2019

property owners can face serious risks when it comes to hurricanes and tropical storms. From blustering, high-speed winds to record-smashing rainfall and flooding, you have to be prepared for the worst-case scenario during severe weather. If you’re a homeowner, you definitely want to insure yo...

Read More

The Best Auto Insurance Companies of 2019 THE BEST AUTO INSURANCE COMPANIES OF 2019

blog article

Apr 23, 2019

Auto insurance is there for you during some of the most stressful times of your life. Whether it’s a little fender bender that gets your blood boiling or a full-on car wreck you caused, insurance is essential. Think of it as a logical part of your financial planning. Imagine, for a second, tha...

Read More

The Push for Digital Claims Payments THE PUSH FOR DIGITAL CLAIMS PAYMENTS

blog article

Apr 23, 2019

Carriers have invested heavily in creating new digital customer experience but making claims payments often still ends in a “your check is in the mail” notification. Digital payment alternatives, first developed for industries like retail, are now finding their way into insurance. Cost s...

Read More

Top 10 Mistakes That Many First Time Homebuyers Make TOP 10 MISTAKES THAT MANY FIRST TIME HOMEBUYERS MAKE

blog article

Apr 23, 2019

Purchasing your first home can be scary and confusing as well as exciting. There are dozens of decisions to be made and if you are not careful you may make a mistake that you will have to live with for years.  If you are in the market for your first home, or have been in your current home for d...

Read More

How Often Should You Review Your Business Insurance Coverage? HOW OFTEN SHOULD YOU REVIEW YOUR BUSINESS INSURANCE COVERAGE?

blog article

Apr 23, 2019

Many small business owners wonder when they should review their insurance coverage. The truth is that if it has been a while since you’ve reviewed your business insurance, it might be time to make changes. A review is a great opportunity to determine whether your policy meets your current need...

Read More

Achieving digital transformation in the insurance industry ACHIEVING DIGITAL TRANSFORMATION IN THE INSURANCE INDUSTRY

blog article

Apr 23, 2019

Research has consistently shown that senior management within the insurance sector think digital transformation is critical to their business. While executives see transformation as essential, achieving success is proving to be much more difficult, with a global report recently published by Cap Gemi...

Read More

5 tips to keep your car running smoothly this spring 5 TIPS TO KEEP YOUR CAR RUNNING SMOOTHLY THIS SPRING

blog article

Apr 23, 2019

While many associate spring with a deep clean of your home, it's also a good idea to use the change in season to spring clean your vehicle. Winter can take a heavy toll on our cars, both in terms of appearance and driving capabilities. Take advantage of the warmer weather and perform these routi...

Read More

How To Purchase A Right Home Insurance? HOW TO PURCHASE A RIGHT HOME INSURANCE?

blog article

Apr 22, 2019

Your house is while not a doubt your most precious investment. What if there’s a natural bad luck or a fireplace escape in your house, and your home is ruined?! Disasters will strike uninstructed and that’s specifically why protective your house with home insurance is incredibly necessar...

Read More

The Challenges Of High-Deductible Plans For Chronically Ill People THE CHALLENGES OF HIGH-DEDUCTIBLE PLANS FOR CHRONICALLY ILL PEOPLE

blog article

Apr 22, 2019

When it comes to health care, the United States is witnessing two fundamentally incompatible trend lines. High-deductible health plans (HDHPs) represent an increasing share of the health insurance Marketplace. Nearly 70 percent of mid to large employers offer HDHPs to employees and for 13 percent, a...

Read More

How to Check If Your Car Insurance is Valid in California HOW TO CHECK IF YOUR CAR INSURANCE IS VALID IN CALIFORNIA

blog article

Apr 22, 2019

All drivers in California are under mandatory requirement by law to have a car insurance coverage but how do you properly ascertain if a car insurance is valid before proceeding to buy the car, hire it or report to the police in the event of an accident or even before involving your car accident att...

Read More

Maintain your tires for a safer, smoother ride MAINTAIN YOUR TIRES FOR A SAFER, SMOOTHER RIDE

blog article

Apr 19, 2019

Tires are a crucial part of your day-to-day travels, but they can be easily overlooked when you're inspecting your car. It's important to note, however; that there are significant benefits to checking them frequently – including better fuel economy, a safer drive, and easier handling o...

Read More

Market Value Versus Replacement Cost - Homeowners Insurance MARKET VALUE VERSUS REPLACEMENT COST - HOMEOWNERS INSURANCE

blog article

Apr 19, 2019

When buying a house, you are buying both the house and the land it is built on. The market value of a home is usually based on an appraisal by a licensed professional. They start by estimating the value of the land based on the property's location and lot size. Then the appraiser will use the si...

Read More

Is Your Golf Cart Covered? IS YOUR GOLF CART COVERED?

blog article

Apr 19, 2019

These days, you can find more golf carts on our public roads and campgrounds than on the golf course. They’ve become somewhat of a status symbol with trick paint jobs, speed modifications, chrome wheels, and leather seats. If you own a golf cart, it’s a good idea to buy golf cart insuran...

Read More

Are ATVs, Golf Carts and Other Vehicles Covered by Homeowners Insurance? ARE ATVS, GOLF CARTS AND OTHER VEHICLES COVERED BY HOMEOWNERS INSURANCE?

blog article

Apr 19, 2019

Here is an easy test to see if your recreational vehicle is covered by your homeowners policy: Are you having fun? If so, it’s probably not covered. That isn’t always the case, but the protection provided by your homeowners policy is very limited. Property Coverage You may have property ...

Read More

Boat insurance and safety BOAT INSURANCE AND SAFETY

blog article

Apr 18, 2019

The size, type and value of the craft and the water in which you use it factor into what type of insurance you need and how much you will pay for insurance coverage. As with any insurance policy, make sure you understand exactly what perils are covered and what your policy limits are. Small craft ma...

Read More

Buying a term insurance plan? Don’t forget to include riders BUYING A TERM INSURANCE PLAN? DON’T FORGET TO INCLUDE RIDERS

blog article

Apr 18, 2019

Who doesn’t like something extra which provides a value-added benefit? In a term insurance plan, there are extra coverage benefits which you can opt and make your cover more comprehensive. Do you know about such extra benefits? They are called riders. If you are looking for a term insurance pl...

Read More

4 Safe Driving Lessons for Your Teen 4 SAFE DRIVING LESSONS FOR YOUR TEEN

blog article

Apr 18, 2019

Teach your teen how to be a safe driver. If you are currently teaching your teen how to drive, then safe driving practices are the most important things that you can pass onto them.  When it comes to safe driving, it’s important that you go back to the basics, even if they seem really obv...

Read More

Is the Notre-Dame Cathedral Fire Covered by Insurance? IS THE NOTRE-DAME CATHEDRAL FIRE COVERED BY INSURANCE?

blog article

Apr 18, 2019

The fire that ravaged Notre-Dame cathedral is out and plans are already underway for repairing the damages caused and rebuilding what was lost. The costs are expected to be enormous and will take years to complete. Currently, there’s 1 billion euros donated to help with the reconstruction. As ...

Read More

THE ROLE OF CYBER INSURANCE IN CYBER RISK MANAGEMENT – NOT A STANDALONE SOLUTION, BUT PART OF A COMPREHENSIVE STRATEGY THE ROLE OF CYBER INSURANCE IN CYBER RISK MANAGEMENT – NOT A STANDALONE SOLUTION, BUT PART OF A COMPREHENSIVE STRATEGY

blog article

Apr 18, 2019

Cyber Insurance has begun to take root in recent years, and while many industries have yet to invest in a cyber insurance policy, other industries are starting to question if cyber insurance might just be the missing tool in the organization’s security toolbelt. A recent survey found that 70 p...

Read More

Home Insurance for People with a Disability HOME INSURANCE FOR PEOPLE WITH A DISABILITY

blog article

Apr 18, 2019

When you have a home with special features and adaptions, it becomes essential to consider how this impacts your home’s value. It can also impact your home insurance needs. For those who have a loved one living with a disability or unique needs, it is important to consider the value of added f...

Read More

THE BEST TRAVEL MEDICAL INSURANCE FOR LONG TERM TRAVEL THE BEST TRAVEL MEDICAL INSURANCE FOR LONG TERM TRAVEL

blog article

Apr 18, 2019

Long term travel is the ultimate dream for many people. However, when you travel for a long period of time, there are some organizational issues you need to think about. One of these issues is insurance. This is not the most fun topic to think about, and we know you prefer to plan the cool activitie...

Read More

How Much Renters Insurance Do I Actually Need? HOW MUCH RENTERS INSURANCE DO I ACTUALLY NEED?

blog article

Apr 17, 2019

Getting renters insurance is a smart adulting decision. It’s the best defense against things in life you have no control over – like your phone getting stolen on the subway or your apartment flooding because your neighbors left their faucet on. So, if you ever face these headaches, you&r...

Read More

VULNERABLE INSURANCE CUSTOMERS UNDER THE SPOTLIGHT VULNERABLE INSURANCE CUSTOMERS UNDER THE SPOTLIGHT

blog article

Apr 17, 2019

Insurance companies may have a bigger challenge on their hands when it comes to identifying vulnerable customers, as new research from data analytics company Consumer Intelligence reveals three quarters struggle to understand or feel overwhelmed by information provided by their insurer. In contrast,...

Read More

Suggestions to Help You Stay Safe Behind the Wheel SUGGESTIONS TO HELP YOU STAY SAFE BEHIND THE WHEEL

blog article

Apr 16, 2019

Try out these spring driving safety tips. Just because the gloom and bad weather of winter have passed doesn’t mean that the road is free from hazards.  Just like winter, spring poses some very serious risks for drivers.  If you want to protect yourself and others on the road this se...

Read More

What Affects the Cost of Home Insurance In Kenya? WHAT AFFECTS THE COST OF HOME INSURANCE IN KENYA?

blog article

Apr 16, 2019

A house is one of the prized possessions; this is why your home should be insured. When you have ticked all the sections, and you are all set to buy a home, it is imperative to calculate the total cost that will result in your home ownership. Most importantly, this comprises of home buying cost and ...

Read More

Why Not Plan Your Finances Wisely To Save Taxes?-MoneyMindz WHY NOT PLAN YOUR FINANCES WISELY TO SAVE TAXES?-MONEYMINDZ

blog article

Apr 16, 2019

The utterance of the word “tax” emits a negative feeling in most people. It is not only about the realms of the real world, but in the iconic Bollywood film Lagaan that was based on a fictional story dating a century back, the protagonist had a “fear of paying tax”. Well over...

Read More

Steps To Follow While You Claim Life Insurance Benefits-MoneyMindz STEPS TO FOLLOW WHILE YOU CLAIM LIFE INSURANCE BENEFITS-MONEYMINDZ

blog article

Apr 16, 2019

A bitter truth but getting over the loss of a loved one is tough. In cases where the departed has dependents, life insurance helps tide over the financial burden they may face. Therefore, it’s important to know how to claim the insurance benefits upon the death of a loved one. So, the benefit ...

Read More

FIVE DATA POINTS EVERY AGENT SHOULD TRACK FIVE DATA POINTS EVERY AGENT SHOULD TRACK

blog article

Apr 16, 2019

Analyzing your data and metrics will help you discover critical insights your agency needs to grow. Data analytics applications will help you gather, process and analyze your data in real time for greater insights into your efforts and outcomes. Data metrics can also help your agency become a data-p...

Read More

Ensuring Success in Core System Builds ENSURING SUCCESS IN CORE SYSTEM BUILDS

blog article

Apr 16, 2019

Custom core system builds still happen surprisingly often. They fell out of fashion during the competitive vendor landscape of the early 2000s, but implementation challenges and improved carrier software development expertise are generating increased interest in the custom build. Buying is often a c...

Read More

How to Beat Amazon at Customer Experience HOW TO BEAT AMAZON AT CUSTOMER EXPERIENCE

blog article

Apr 16, 2019

Amazon just entered your market, acquiring a competitor in your product category and bringing all of their technology, customer experience and logistics capabilities to go after your customer. How will you stay competitive? Grocery stores found themselves asking that question in August of 2017 when ...

Read More

Is Your Auto Insurance Price on the Way Up? Here’s How to Save Money IS YOUR AUTO INSURANCE PRICE ON THE WAY UP? HERE’S HOW TO SAVE MONEY

blog article

Apr 16, 2019

From time to time, auto insurance rates will increase. Most often, this happens due to the cost of living rising. However, many people can save money by asking their insurance agent about savings options. If your prices are on the rise, take these steps to ensure you are paying the least amount nece...

Read More

Vision Insurance Coverage in Canada: Which Regions Offer Eye Care? VISION INSURANCE COVERAGE IN CANADA: WHICH REGIONS OFFER EYE CARE?

blog article

Apr 16, 2019

The Canada Health Act provides all essential and medically necessary care through its provincial arms. But it doesn’t mandate the provision of eye care outside of emergency circumstances. Vision insurance coverage changes according to province and territory. In most cases, young people and sen...

Read More

How to Get Instant Online Health Insurance Quotes HOW TO GET INSTANT ONLINE HEALTH INSURANCE QUOTES

blog article

Apr 16, 2019

Many folks outside of Canada think that health care in this great nation must be a breeze as it is infamously “free” to all residents of Canada. But the truth is that while much of that billion-dollar health care industry is being ponied up for by the federal government, there are some g...

Read More

Planning a Trip? Here’s How to Insure Your Jewelry Before You Go PLANNING A TRIP? HERE’S HOW TO INSURE YOUR JEWELRY BEFORE YOU GO

blog article

Apr 16, 2019

Remember the phenomenal Taylor-Burton diamond, the 69-carat, pear-cut diamond bought by the actors Richard Burton and Elizabeth Taylor in 1969? Well, of course, you don’t, but that’s one more reason to cherish those grandparents of yours, right? In case they can’t remember either, ...

Read More

13 ways to get your home ready for spring 13 WAYS TO GET YOUR HOME READY FOR SPRING

blog article

Apr 15, 2019

Get your air conditioner cleaned and serviced. Did you know clean coils operate more efficiently? With that and a filter change, your air conditioner will be primed to keep you cool and cut your costs. Change the batteries in your smoke detector and carbon monoxide detector. Your life-saving detecto...

Read More

Compare Health Insurance Canada! Are You Getting the Best Coverage? COMPARE HEALTH INSURANCE CANADA! ARE YOU GETTING THE BEST COVERAGE?

blog article

Apr 15, 2019

Canada’s extraordinary health care system covers most of the population. Only a small fraction of its 37 million residents lack health insurance. Only certain recent immigrants and workers are ineligible for care. However, healthcare is not free. In addition to tax-funded universal basic care,...

Read More

How to choose the right amount of cover for life insurance? HOW TO CHOOSE THE RIGHT AMOUNT OF COVER FOR LIFE INSURANCE?

blog article

Apr 15, 2019

If you are buying life insurance, you need to go for the right insurance amount so that you are neither under-insured nor over-insured. So, how does one arrive at the right amount of insurance cover? Here are some simple methods to help you decide. Life insurance is something one cannot do without i...

Read More

Do I Have Mental Health Insurance Coverage? DO I HAVE MENTAL HEALTH INSURANCE COVERAGE?

blog article

Apr 15, 2019

If you purchased your health insurance plan through healthcare.gov or your local state exchange, you have an Affordable Care Act (ACA) compliant plan, which means you have mental health insurance coverage. All ACA-compliant insurance plans must include mental health insurance coverage as one of the ...

Read More

Solar Power and Homeowners Insurance: Watts Up? SOLAR POWER AND HOMEOWNERS INSURANCE: WATTS UP?

blog article

Apr 14, 2019

Nearly a year ago, California became the first state to mandate that all new homes have solar power.1 The regulation becomes effective January 1, 2020. Under the new rules, individual homes must have rooftop solar panels or share a solar-power system with a group of homes. According to the New York ...

Read More

Need Private Insurance in Canada? A Comparison of Private Canadian Insurers NEED PRIVATE INSURANCE IN CANADA? A COMPARISON OF PRIVATE CANADIAN INSURERS

blog article

Apr 14, 2019

That’s a question you could be asking yourself in you’re in the market for private insurance in Canada. The good news is there are a lot of options, but you’ll have to do your homework to get the best rates and the best package to suit your needs. Private Vs Public Insurance Here&r...

Read More

Distracted Driving Month: 4 things insurers can do to help customers drive safer and reduce risk DISTRACTED DRIVING MONTH: 4 THINGS INSURERS CAN DO TO HELP CUSTOMERS DRIVE SAFER AND REDUCE RISK

blog article

Apr 14, 2019

We continue our conversation about Distracted Driving Awareness Month, what we know and what we can do to help curb risky behavior. Where we started talking about the need to study advanced driver assistance systems (ADAS) data, we now move into the reality of the distractions we face every day and ...

Read More

What Is the Best Health Insurance? a Step-By-Step Guide on Comparing Health Insurance WHAT IS THE BEST HEALTH INSURANCE? A STEP-BY-STEP GUIDE ON COMPARING HEALTH INSURANCE

blog article

Apr 13, 2019

Premiums, copays, and health networks – oh my! Are you drowning in the land of health insurance plans? The average Canadian isn’t taught how to differentiate plan A from plan B. In fact, there are entire careers that focus on finding and explaining health insurance differences (health in...

Read More

Customer Experience and the Future of Automated Claims Processing for Consumers CUSTOMER EXPERIENCE AND THE FUTURE OF AUTOMATED CLAIMS PROCESSING FOR CONSUMERS

blog article

Apr 12, 2019

As auto insurance carriers are increasingly applying automation to increase efficiencies, reduce costs and improve their competitive edge, consumers are also benefiting from increased automation – an insight we uncovered while conducting research for the 2019 Future of Claims Study. In our 201...

Read More

Everything You Need to Know About Finding Affordable Ontario Health Care EVERYTHING YOU NEED TO KNOW ABOUT FINDING AFFORDABLE ONTARIO HEALTH CARE

blog article

Apr 12, 2019

The average Canadian household spent nearly $2,000 on health care in 2017. That figure represents direct costs that Canadians are paying out of pocket. It doesn’t include insurance premiums paid for supplemental health care. Why are Canadian health care costs so high? Isn’t health care i...

Read More

New Texas Homeowners Policy Includes Flood Coverage NEW TEXAS HOMEOWNERS POLICY INCLUDES FLOOD COVERAGE

blog article

Apr 12, 2019

Texas homeowners may have a new option when it comes to flood insurance. While flood coverage is always excluded from a standard homeowners policy, the Woodlands Insurance Co. which is located in Woodlands, Texas is offering a Texas homeowners policy that includes flood insurance coverage to all hou...

Read More

DON'T IGNORE THIS HIDDEN RISK: UNDERSTANDING UNDERGROUND SERVICE LINES

blog article

Apr 12, 2019

You have a gorgeous maple tree on your property. For years it's been the focal point of your yard with people often stopping to tell you how lucky you are to have such a beautiful tree on your property. Sure, you're lucky, until that one summer day when that maple tree decides to push a tree...

Read More

Shouldn’t Your App-based Cab Ride Be Insured? SHOULDN’T YOUR APP-BASED CAB RIDE BE INSURED?

blog article

Apr 12, 2019

In case of an unfortunate accident, your life can be saved by timely medical assistance and in case of death, financial assistance can help your family recover from dependencies. This makes medical and life insurance for a passenger a marketable feature for cab aggregators in India. Of late, through...

Read More

How Do Self-Driving Cars Affect Auto Insurance? HOW DO SELF-DRIVING CARS AFFECT AUTO INSURANCE?

blog article

Apr 12, 2019

The race to having completely self-driving cars on the road continues, and many automakers get closer every day. On the market now, there is Tesla, whose semi-autonomous vehicles can already match traffic speeds, transition from one freeway to another, self-park and be summoned from a garage. Additi...

Read More

You Have So Much Worth Protecting YOU HAVE SO MUCH WORTH PROTECTING

blog article

Apr 12, 2019

Umbrella insurance is the most valuable coverage you've probably never heard of. Yet it's highly likely you need it. And it isn't just for high earners. It's for everyone, especially if you: Life is unpredictable. Consider these common scenarios. You're driving a couple of childr...

Read More

EIOPA to produce cloud outsourcing guidelines for insurers EIOPA TO PRODUCE CLOUD OUTSOURCING GUIDELINES FOR INSURERS

blog article

Apr 12, 2019

On 27 March 2019, the European Insurance and Occupational Pensions Authority (EIOPA) published a report that looks at outsourcing to the cloud by (re)insurers.The report was issued in response to the European Commissions request (through its FinTech Action Plan published on 3 March 2018) that the Eu...

Read More

Uncovering the Reality of Home Insurance Myths UNCOVERING THE REALITY OF HOME INSURANCE MYTHS

blog article

Apr 11, 2019

Don’t get caught up in these common home insurance myths. Managing your home insurance is difficult enough as it is; the last thing that you need is for lies to complicate things even further.  Unfortunately, there are many common home insurance myths that can trip up homeowners and leave...

Read More

BEFORE YOU HIT THE OPEN ROAD, PROTECT THAT HOME ON WHEELS BEFORE YOU HIT THE OPEN ROAD, PROTECT THAT HOME ON WHEELS

blog article

Apr 11, 2019

Are you ready to get on the road, eat up the miles, and go wherever the wind — and your RV — take you? Your RV is your ticket to freedom. Proof that you can’t be pinned down or stuck in one spot for long. The open road is calling, but before you jump in the driver’s seat, pro...

Read More

What is No-Fault Medical Coverage on Home Insurance Plan WHAT IS NO-FAULT MEDICAL COVERAGE ON HOME INSURANCE PLAN

blog article

Apr 11, 2019

A person suffering an injury on your property can be a very worrisome situation. Even if you do your very best to help them, they may feel you are responsible for their losses. In some cases, you are. Your home insurance company offers financial help for this situation. There are two components of y...

Read More

CUSTOMER ENGAGEMENT STARTS HERE: MEASURING TRENDS IN THE INSURANCE EXPERIENCE CUSTOMER ENGAGEMENT STARTS HERE: MEASURING TRENDS IN THE INSURANCE EXPERIENCE

blog article

Apr 11, 2019

For several years now, Majesco has been discussing the most crucial question insurers have on their plates. “How easy is it for a customer to do business with an insurer?” At one time, it almost didn’t matter. Those who needed insurance accepted the hurdles and hoops of the insuran...

Read More

Top 10 Best Disability Insurance Companies TOP 10 BEST DISABILITY INSURANCE COMPANIES

blog article

Apr 11, 2019

Disability coverage is one of the least understood insurances on the market. Most people think that they don’t need it because workman’s compensation covers them. They’re right, partially. Workman’s compensation could help to cover some of the costs, but what happens if you a...

Read More

10 Spring Cleaning Tips to Prevent Insurance Claims 10 SPRING CLEANING TIPS TO PREVENT INSURANCE CLAIMS

blog article

Apr 11, 2019

Spring has sprung and your home is due for a thorough cleaning but there are a few tasks you should add to your spring-cleaning checklist to lower your risk of having an insurance claim while you’re at it. These 10 spring cleaning tips from Central Insurance Companies will improve your home an...

Read More

Full Coverage Vs. Liability Car Insurance for Mexico FULL COVERAGE VS. LIABILITY CAR INSURANCE FOR MEXICO

blog article

Apr 11, 2019

If you’re driving to Mexico, you may want to envision pristine coastlines, epic Mayan ruins or lush rain forests along the way. What you shouldn’t have to do is worry about your car insurance coverage. To protect yourself financially and legally, get some answers and make some decisions ...

Read More

3 Ways You Can Accidentally Void Your Auto Insurance 3 WAYS YOU CAN ACCIDENTALLY VOID YOUR AUTO INSURANCE

blog article

Apr 11, 2019

Avoid making these mistakes if you want to keep your car coverage. Many drivers assume that once they secure auto insurance, they will have their coverage forever.  Unfortunately, this isn’t always the case.  There are certain things that you can do that will result in your auto insu...

Read More

The Digital Life Insurance Application: How Carriers Are Automating the Agent Channel THE DIGITAL LIFE INSURANCE APPLICATION: HOW CARRIERS ARE AUTOMATING THE AGENT CHANNEL

blog article

Apr 11, 2019

The life insurance application process is undergoing a major digital transformation as carriers modernize and automate their customer-facing workflows. The life insurance application process has traditionally been long, complicated, and paper heavy – but carriers are embracing digital to make ...

Read More

Your pet needs to buckle up too YOUR PET NEEDS TO BUCKLE UP TOO

blog article

Apr 11, 2019

The best advice is to use a harness or carrier and secure your pet in the middle of the back seat. Restraining a pet prevents them from distracting you while you're driving and helps keep them safe, before and after an accident. Loose animals and secondary accidents. A car safety harness keeps y...

Read More

How to Get Cheap Health Insurance in 10 Easy Steps HOW TO GET CHEAP HEALTH INSURANCE IN 10 EASY STEPS

blog article

Apr 11, 2019

From 1997 to 2018, public health care insurance costs in Canada grew 3.5 times faster than food prices. What’s more, it went up 1.8 times faster than the national average income. That trend, according to experts, is going to continue this 2019. They’re estimating a staggering 6% increase...

Read More

Group Insurance Technology: Back to the Future for Policy Admin & Billing GROUP INSURANCE TECHNOLOGY: BACK TO THE FUTURE FOR POLICY ADMIN & BILLING

blog article

Apr 11, 2019

This is the first in a series of three blogs to start a practical and real discussion about industry challenges and how technology can help. Often, we look at technology and think about the grand advances we’ve made since Otto Rohwedder sat down after a long day of slicing bread and thought, &...

Read More

Vacant Property Coverage, for When You’re Between Tenants or Selling VACANT PROPERTY COVERAGE, FOR WHEN YOU’RE BETWEEN TENANTS OR SELLING

blog article

Apr 10, 2019

After more than six years, it’s still a seller’s market, values continue climbing, and property owners, whether they’re holding residential, office or industrial space, are seeing their properties snapped up in days, sometimes hours. All of that can change when the economy slows, o...

Read More

Insurance check list for getting your motorcycle back on the road INSURANCE CHECK LIST FOR GETTING YOUR MOTORCYCLE BACK ON THE ROAD

blog article

Apr 10, 2019

If you’re a motorcycle enthusiast, once spring is here you can’t wait until the weather gets good enough to get your bike back on the road.  After sitting out the winter, you’ll be going through a check list to get your motorcycle tuned up, polished and road ready. Make sure y...

Read More

Health Care Coverage in Retirement HEALTH CARE COVERAGE IN RETIREMENT

blog article

Apr 09, 2019

Spring vacation season is in full swing. Are you heading anywhere fabulous? Whether you’re visiting the beach or the mountains—or anywhere in between—there are lots of things to prepare before jet-setting to your destination. Buying tickets, planning itineraries, packing bags and f...

Read More

Chatbots and Hybrid Service Strategies at Insurers CHATBOTS AND HYBRID SERVICE STRATEGIES AT INSURERS

blog article

Apr 09, 2019

Insurers are under increasing pressure to deliver a frictionless and simple customer service experience. Conversational technology like chatbots are becoming attractive supplemental channels for insurers as a result. Chatbots offer a low-touch, 24/7 channel that frees up existing resources for more ...

Read More

How Spring Cleaning Can Improve the Safety of Your HOW SPRING CLEANING CAN IMPROVE THE SAFETY OF YOUR

blog article

Apr 09, 2019

Take care of these cleaning and maintenance tasks to make your property safer. Now that spring is officially here, many homeowners are getting ready to thoroughly clean and freshen up their properties.  If you are planning on doing some spring cleaning, then there are certain things that you ca...

Read More

Is Your Vacation Home Adequately Protected? IS YOUR VACATION HOME ADEQUATELY PROTECTED?

blog article

Apr 09, 2019

You’ve worked hard for the life you have, including for your vacation home. Make sure it’s protected from natural disasters and unfortunate accidents with the right insurance coverage. Protecting your vacation home isn’t quite the same as protecting other property. Here’s wha...

Read More

Home Inspection for Your Condominium Purchase HOME INSPECTION FOR YOUR CONDOMINIUM PURCHASE

blog article

Apr 08, 2019

While a Condominium (Condo) typically features construction and/or maintenance features addressed by Condominium Management, the Buyer should conduct an inspection for two main reasons. First, the interior of the Condo. This area is not the responsibility of Condo Management. A Buyer needs to be awa...

Read More

The Cost of Owning a Pet THE COST OF OWNING A PET

blog article

Apr 08, 2019

Being a pet parent has its benefits, but it also has its costs, which don’t always occur to us before adopting. Consider the total cost of dog ownership or cat ownership beforehand so you can prepare and be a more awesome pet parent. Unexpected Costs. We’ve laid out some costs of owning ...

Read More

7 questions to ask when you get home insurance 7 QUESTIONS TO ASK WHEN YOU GET HOME INSURANCE

blog article

Apr 08, 2019

When you get home insurance, it’s important to ask the right questions. But what are the right questions to ask? How can you know what questions to ask if no one ever told you? They don’t exactly teach Insurance 101 in school. To help you figure out what you should be asking the insuranc...

Read More

How Does Minimum Auto Insurance Work HOW DOES MINIMUM AUTO INSURANCE WORK

blog article

Apr 08, 2019

Almost every state requires you have car insurance coverage if you want to drive legally in your state. Most states outline a minimum level of coverage you must buy by law. What your state requires as minimum limits however, may not cut the mustard should you get into an accident. A car accident can...

Read More

UK: We didn’t start the fire: Motor insurer not liable for property damage caused by car repair fire on private premisess UK: WE DIDN’T START THE FIRE: MOTOR INSURER NOT LIABLE FOR PROPERTY DAMAGE CAUSED BY CAR REPAIR FIRE ON PRIVATE PREMISESS

blog article

Apr 08, 2019

In R&S Pilling t/a Phoenix Engineering v UK Insurance Limited [2019] UKSC 16, the Supreme Court addressed the question of whether or not a motor insurer should be liable for property damage caused by a fire which was started whilst a vehicle insured by it was being repaired on private land.
Read More


In small commercial insurance, automation lags behind desired levels IN SMALL COMMERCIAL INSURANCE, AUTOMATION LAGS BEHIND DESIRED LEVELS

blog article

Apr 06, 2019

This is the second in a series of blog posts looking at how U.S. commercial insurance professionals are responding to current and emerging market trends. Automation can help commercial insurers drive efficiency. That’s especially true within small commercial insurance, where the greater volume...

Read More

The Friday Five: distracted driving study, genetic testing for life insurance, women pay more for auto insurance THE FRIDAY FIVE: DISTRACTED DRIVING STUDY, GENETIC TESTING FOR LIFE INSURANCE, WOMEN PAY MORE FOR AUTO INSURANCE

blog article

Apr 05, 2019

Every week The Friday Five will bring you interesting news and information from around the insurance industry. This week: distracted driving study, genetic testing for life insurance, women pay more for auto insurance. Drivers just can’t put their phones away. Nearly eight in 10 consumers talk...

Read More

How to Shop for Car Insurance HOW TO SHOP FOR CAR INSURANCE

blog article

Apr 05, 2019

Saving money on your car insurance shouldn't be complicated. Unfortunately, if you don't have everything ready when you start getting a quote, it can be time consuming. Running around to grab this bit of info or that can be frustrating. When you're shopping for car insurance coverage, yo...

Read More

4 WAYS TO SAVE MONEY ON CAR INSURANCE BY DRIVING SAFE 4 WAYS TO SAVE MONEY ON CAR INSURANCE BY DRIVING SAFE

blog article

Apr 05, 2019

There’s a fundamental rule about car insurance that’s important to know: your driving record can affect your rates. Which can be a good thing…or a bad thing. You might have hoped that that speeding ticket or minor (it was a scratch on the other person’s car!) fender bender w...

Read More

That text? It can wait. Take the pledge to stop distracted driving THAT TEXT? IT CAN WAIT. TAKE THE PLEDGE TO STOP DISTRACTED DRIVING

blog article

Apr 05, 2019

Distraction comes in many forms. In the car, it could mean taking your eyes off the road to change the radio station, taking your hands off the wheel to enjoy the first sips of morning coffee, or losing your focus because you're talking to a passenger. From eating, drinking, and personal groomin...

Read More

Going Paperless: How Mercury Insurance Improved the Speed of Business GOING PAPERLESS: HOW MERCURY INSURANCE IMPROVED THE SPEED OF BUSINESS

blog article

Apr 05, 2019

Insurance companies struggle to provide a great experience on two fronts – one is to customers and the second is to agents and brokers. The convergence of demographic changes, evolving customer expectations, and competitive pressures demands efficiency from both insurers as well as agencies. I...

Read More

Townhomes & Duplexes: How Much Will A Homeowners Policy Cover? TOWNHOMES & DUPLEXES: HOW MUCH WILL A HOMEOWNERS POLICY COVER?

blog article

Apr 05, 2019

If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents at Lawton Insurance Agency in Lewisburg, Pennsylvania will be happy to explain the coverage for e...

Read More

Health Insurance Special Enrollment Period HEALTH INSURANCE SPECIAL ENROLLMENT PERIOD

blog article

Apr 05, 2019

Special Enrollment Period (SEP) – is a time outside the yearly Open Enrollment Period when you can sign up for health insurance through the Health Insurance Marketplace. People with Qualifying Life Events (QLE) can take advantage of the Special Enrollment Period. How long do you need to enroll...

Read More

What You Need to Know About Insuring Your NC or SC Coastal Home WHAT YOU NEED TO KNOW ABOUT INSURING YOUR NC OR SC COASTAL HOME

blog article

Apr 05, 2019

The coast is a beautiful place to live. It offers a unique lifestyle that no other part of the Carolinas does, but it’s also considered a high-risk area for homeowners. Homes are more susceptible to certain storm-related perils than the rest of the state — wind, hail, and floods. Even wh...

Read More

5 Reasons Why Should Buy Term Insurance Policy 5 REASONS WHY SHOULD BUY TERM INSURANCE POLICY

blog article

Apr 05, 2019

Life is uncertain and no one knows what will happen in the future. If you are the only bread earner in the family then you need to make sure that the future of your family is secured because although you can’t control the future but you can make sure that your family is financially safe in the...

Read More

FLOODING IN THE MIDWEST SHOWS IMPORTANCE OF HOMEOWNERS FLOOD INSURANCE FLOODING IN THE MIDWEST SHOWS IMPORTANCE OF HOMEOWNERS FLOOD INSURANCE

blog article

Apr 05, 2019

Late last year, PLR posted this piece to our blog, which described the damage done by Hurricane Florence and stressed the importance of Homeowners Flood Insurance. While that was only a short time ago, we’d like to, once again, stress the importance of Homeowners Flood Insurance for people liv...

Read More

Benchmarking Your Company’s Employee Benefits Plan BENCHMARKING YOUR COMPANY’S EMPLOYEE BENEFITS PLAN

blog article

Apr 05, 2019

Enrollment in high-deductible health plans with a health savings account is on the rise and employers are increasingly dropping preferred provider organizations as an option in their health plans. Those are two of the key findings in the just-out 2019 Employee Benefits Benchmark Survey, which is des...

Read More

Things That Can Affect Your Boat Insurance THINGS THAT CAN AFFECT YOUR BOAT INSURANCE

blog article

Apr 04, 2019

If you own a boat, then you’ll need a separate boat insurance policy. Unfortunately, your homeowners insurance policy will not help cover your boat or any incidents you get into on a watercraft. On some rare occasions, homeowners insurance may have minimal coverage for small boats. But this co...

Read More

How to Insure a Leased Car Affordably HOW TO INSURE A LEASED CAR AFFORDABLY

blog article

Apr 04, 2019

Leased vehicles need full coverage. It is common for the leasing company to require comprehensive coverage on these cars. This can increase the premium costs to you. However, this type of auto insurance minimizes their risks. It also helps protect you in the case of an accident. Does that mean you h...

Read More

Three things insurers need to know about OFAC SDN and compliance THREE THINGS INSURERS NEED TO KNOW ABOUT OFAC SDN AND COMPLIANCE

blog article

Apr 04, 2019

As part of its enforcement efforts, the Office of Foreign Assets Control (OFAC) maintains a list of Specially Designated Nationals (SDNs). U.S. companies are prohibited from dealing with the individuals, groups and entities on the SDN list. U.S. insurers must comply with OFAC requirements. Adhering ...

Read More

Does an LLC Need Business Insurance? DOES AN LLC NEED BUSINESS INSURANCE?

blog article

Apr 04, 2019

Owning a business has perks, but there’s definitely a certain level of liability that comes with being your own boss. That’s why many entrepreneurs opt for an LLC structure instead of a sole proprietorship. Under LLCs, your personal assets are virtually untouchable. So, in the event of a...

Read More

Why You Need Renters Insurance Protections WHY YOU NEED RENTERS INSURANCE PROTECTIONS

blog article

Apr 04, 2019

Reasons why you should secure renters coverage. If you are renting a home or apartment, you know that your landlord is responsible for insuring the property you are renting for damages.  However, your Landlord’s property policy does not cover any of your personal belongings.  Renters...

Read More

Should I Get Dental Insurance? Yes! Here’s Why SHOULD I GET DENTAL INSURANCE? YES! HERE’S WHY

blog article

Apr 04, 2019

Did you know that in Canada, about 2.6 million school days are missed every year because of dental-related illnesses? In fact, tooth decay accounts for one-third of all day surgeries performed on children between the ages of 1 and 5. Around the world, 60-90% of school-aged children suffer from tooth...

Read More

Common Home Insurance Myths Explained COMMON HOME INSURANCE MYTHS EXPLAINED

blog article

Apr 04, 2019

Buying into these insurance myths could leave your home vulnerable. For many homeowners, securing and managing their homeowners insurance is a tricky task.  This task is made even more difficult due to the proliferation of myths surrounding this coverage.  To ensure that your coverage is n...

Read More

The difference between personal and commercial auto insurance THE DIFFERENCE BETWEEN PERSONAL AND COMMERCIAL AUTO INSURANCE

blog article

Apr 03, 2019

For small businesses, the line between what is considered a personal vehicle and a commercial vehicle is often blurry. Sometimes small business owners and employees use their personal vehicles to transport employees, move equipment, or deliver goods. So should these multipurpose vehicles be covered ...

Read More

An insurance look: 4 trucks burn at Indiana truck stop AN INSURANCE LOOK: 4 TRUCKS BURN AT INDIANA TRUCK STOP

blog article

Apr 03, 2019

No truck driver wants to consider the possibility of their rig bursting into flames. But, unfortunately, it happens. Fire can be very destructive, and it can gobble up a truck with no problem. The thought of your loyal truck on fire is a scary one. But that’s exactly what happened to four truc...

Read More

The Intersection of RPA and Cognitive Computing THE INTERSECTION OF RPA AND COGNITIVE COMPUTING

blog article

Apr 03, 2019

What do robotic process automation (RPA) and artificial intelligence (AI) have in common? RPA vendors are getting billion-dollar valuations and talking more about AI, machine learning (ML), and cognitive computing. RPA is not an emerging technology per se. It’s a modern update to an existing t...

Read More

Why Do I Need Rideshare Insurance? WHY DO I NEED RIDESHARE INSURANCE?

blog article

Apr 03, 2019

Becoming an Uber, Lyft or other type of rideshare driver has become increasingly popular within the last few years. Many people choose to be a rideshare driver to bring in some extra cash on the side, or even as their full-time job. Are you a rideshare driver? If so, it’s important to know tha...

Read More

Broker-Dealer Special Interest Group Meeting Highlights BROKER-DEALER SPECIAL INTEREST GROUP MEETING HIGHLIGHTS

blog article

Apr 02, 2019

Last week, we had the opportunity to host our first Special Interest Group meeting focused on retail broker-dealers that are subsidiary operations of life insurance companies. The session was extremely well attended, with 14 individuals representing nine broker-dealers in participation. We had a wid...

Read More

Car Insurance for 18 Year Olds CAR INSURANCE FOR 18 YEAR OLDS

blog article

Apr 02, 2019

Turning 18 means you are officially an adult. Now, you’re responsible for all of your own life choices and decisions. You may already be driving. You may own a car, or you are planning to purchase one. Your goal should always be to have a policy that matches your life and your needs. Now that ...

Read More

7 REASONS TO READ YOUR HOME INSURANCE POLICY ALL THE WAY THROUGH 7 REASONS TO READ YOUR HOME INSURANCE POLICY ALL THE WAY THROUGH

blog article

Apr 01, 2019

Okay, okay, we get it: insurance might not be your favorite thing in the world to think about. And it’s probably not your favorite thing to read about either. In other words, when you got your (very lengthy) home insurance policy, you kind of squinted at it and then stuffed it in a drawer some...

Read More

Life Insurance for People with Home Loans LIFE INSURANCE FOR PEOPLE WITH HOME LOANS

blog article

Apr 01, 2019

With the availability of home loans, owning a home has become easy. But, in case of an uncertainty, to not let your family members bear this burden, a term insurance plan can act as a backup. For many of us, owning a home of our own is a key financial milestone that requires years of disciplined sav...

Read More

YOU HAVE MORE OPTIONS IN THE WELLSTAR AND ANTHEM (BLUE CROSS BLUE SHIELD) BREAK-UP YOU HAVE MORE OPTIONS IN THE WELLSTAR AND ANTHEM (BLUE CROSS BLUE SHIELD) BREAK-UP

blog article

Apr 01, 2019

As a small business owner, you are often on the receiving end of bad news. Supply costs increase and you have to pay it. A service is eliminated and you scramble to replace it. Insurance companies wake up with a new idea – and you just have to swallow it. You started your business to have more...

Read More

Best Single Premium Plans BEST SINGLE PREMIUM PLANS

blog article

Mar 29, 2019

Life insurance plans are the best investment tool for protecting the future financial needs of your beloved family. Single premium insurance plan is a one-time investment medium that is hassle-free and offers life coverage.  Nowadays, insurance companies in India are offering various types of i...

Read More

The ultimate guide to auto insurance coverage THE ULTIMATE GUIDE TO AUTO INSURANCE COVERAGE

blog article

Mar 29, 2019

Auto insurance might feel like a different language – one that, unfortunately, they don’t teach in schools. They just kind of expect you to figure things out, from the coverages to getting quotes to making a final choice as to what car insurance to get. We get that it can be overwhelming...

Read More

The Problem with Price Comparison Sites THE PROBLEM WITH PRICE COMPARISON SITES

blog article

Mar 29, 2019

Let’s get one thing clear. When it comes to buying insurance, comparing prices from as many different insurance companies as possible is a good thing. When you use a price comparison website, you get quick access to lots of quotes. The problem with price comparison websites is that these costs...

Read More

Things You must know before Paying Life Insurance Premium THINGS YOU MUST KNOW BEFORE PAYING LIFE INSURANCE PREMIUM

blog article

Mar 28, 2019

Buying a Life Insurance Policy is a smart investment and here is a complete guide to help you know everything related to paying the life insurance premium. Possessing a Life Insurance policy is one of the most important investments in times like today. Now-a-days various leading insurance companies ...

Read More

Three Tips for Choosing the Right Contractor After a Disaster THREE TIPS FOR CHOOSING THE RIGHT CONTRACTOR AFTER A DISASTER

blog article

Mar 28, 2019

When a fire, storm, or act of vandalism damages your home, you want to get it fixed as soon as possible. Home insurance may provide you with the financial means to pay for these types of repairs. However, you shouldn’t rush into choosing a contractor for the job. Doing so could cause you finan...

Read More

WHEN IS FLOOD INSURANCE A NECESSITY? WHEN IS FLOOD INSURANCE A NECESSITY?

blog article

Mar 28, 2019

For those that own a home in Williamsburg, VA, making sure that you have the right type of home insurance in place is very important. Beyond a standard home insurance policy, you may also need to get flood insurance. There are several situations in which getting flood insurance will be a necessity f...

Read More

How to Select the Right Health Plan for Your Family HOW TO SELECT THE RIGHT HEALTH PLAN FOR YOUR FAMILY

blog article

Mar 28, 2019

Here are some of the things to consider when choosing a family health insurance plan. As a parent, you want to do everything in your power to ensure the health and safety of your loved ones.  Perhaps the best thing that you can do to ensure that your kids stay healthy is by securing a good heal...

Read More

Prepping Your Car for Spring PREPPING YOUR CAR FOR SPRING

blog article

Mar 28, 2019

When the snow starts to melt and the flowers begin to bloom, it’s time to prep your car for spring! Warmer weather means that (hopefully) you won’t need to defrost the car or wipe off the snow. Though the gripes of winter are fading away, you still need to make sure your car is ready to ...

Read More

FINDING THE BUSINESS MODEL THAT FITS THE CUSTOMER OF THE FUTURE FINDING THE BUSINESS MODEL THAT FITS THE CUSTOMER OF THE FUTURE

blog article

Mar 28, 2019

Netflix was born in 1997 as a new old company. Even at its inception, Netflix founders realized that its mail order DVD business model would rapidly be obsolete. It would need to use its opening model to fund a new model if it was going to survive.[i] Internet streaming was the future. As home inter...

Read More

Hippo Enchants New Mexico Homeowners HIPPO ENCHANTS NEW MEXICO HOMEOWNERS

blog article

Mar 28, 2019

Between extraterrestrial sightings, a hotly contested debate over chili preferences and a minor league baseball team with a name from “The Simpsons,” it’s safe to say New Mexico is unlike any other state in the nation. The Land of Enchantment’s multicultural population, deser...

Read More

Will Travel Insurance Cover a Cancelled Trip due to Airline Closure? WILL TRAVEL INSURANCE COVER A CANCELLED TRIP DUE TO AIRLINE CLOSURE?

blog article

Mar 28, 2019

“Passengers are advised to check available flights with other airlines,” says the suddenly defunct WOW Iceland airline that has left thousands of passengers in the lurch. Will your travel insurance protect you in the unpredictable scenario? If you were lucky enough to acquire travel cove...

Read More

Avoid Expensive Mistakes with Your Teen’s Auto Insurance AVOID EXPENSIVE MISTAKES WITH YOUR TEEN’S AUTO INSURANCE

blog article

Mar 28, 2019

Don’t overspend on your teen driver’s coverage. Unfortunately, insuring teen drivers is expensive due to their inexperience and reputation for being reckless.  However, there are mistakes that parents make that drive up the cost of their teen’s insurance even more.  If yo...

Read More

Florida Contractors Slam AOB Measures Favoring Insurance Companies FLORIDA CONTRACTORS SLAM AOB MEASURES FAVORING INSURANCE COMPANIES

blog article

Mar 28, 2019

Recently, the Restoration Association of Florida (RAF) responded to two bills moving through the Florida Legislature that could affect the assignment of benefits (AOB) process. RAF stands in opposition to the bills (SB 122 and HB 7065), saying they fail to address the needs of both homeowners and co...

Read More

How To Make A Dent In The Universe With The Lemonade Giveback HOW TO MAKE A DENT IN THE UNIVERSE WITH THE LEMONADE GIVEBACK

blog article

Mar 28, 2019

At Lemonade, we set out to create an insurance company driven by social good – and that meant no marketing fluff or philanthropic giveaways. Instead, we wanted to build a different system – one that would bring out the best in all of us, and that would have social impact embedded in its ...

Read More

Should I Invest in Commercial Umbrella Insurance? SHOULD I INVEST IN COMMERCIAL UMBRELLA INSURANCE?

blog article

Mar 28, 2019

Here’s why your small business needs an umbrella insurance policy.Should I Invest in Commercial Umbrella Insurance? As a business owner, you probably know that liability issues are among the most serious risks that you face.  While you likely have some commercial liability protections in ...

Read More

The Top 4 Mistakes Small Businesses Make With Their Insurance THE TOP 4 MISTAKES SMALL BUSINESSES MAKE WITH THEIR INSURANCE

blog article

Mar 28, 2019

You know that business insurance is essential for your small business. But too many small businesses leave it at that. It’s okay – we know that running a small business is demanding. And we know that you have what feels like a million other things to take care of that seem more important...

Read More

How to Get a Better Insurance Rate for your Teen Driver HOW TO GET A BETTER INSURANCE RATE FOR YOUR TEEN DRIVER

blog article

Mar 27, 2019

Let’s face it. When it comes to teen drivers, there’s a lot to be concerned about. At a higher accident rate than other age groups, insurance does get much more expensive. Traditionally, male teen drivers pay more than female teen drivers. With that said, there are smart ways to make an ...

Read More

Overcoming Legacy Constraints in Med Mal Insurance OVERCOMING LEGACY CONSTRAINTS IN MED MAL INSURANCE

blog article

Mar 27, 2019

Medical malpractice insurers face a unique set of business and technology issues. The sector is seeing continued consolidation and intense competition; the top 20 insurers now control 70% of premiums according to A.M. Best. Carriers are also facing a years-long decline of direct written premium. Com...

Read More

An insurance look: Fire damages auto body shop in Saratoga County, NY AN INSURANCE LOOK: FIRE DAMAGES AUTO BODY SHOP IN SARATOGA COUNTY, NY

blog article

Mar 27, 2019

It might seem like insurance agencies go on and on about the importance of having the right auto shop insurance and having enough coverage. And it’s true – we do. But for good reason. Auto repair shops are not without their risks, and all it takes is one disaster to turn the world upside...

Read More

What Does It Mean to Be in a No-Fault or At-Fault State? WHAT DOES IT MEAN TO BE IN A NO-FAULT OR AT-FAULT STATE?

blog article

Mar 26, 2019

Each state sets laws determining who handles paying for an accident after it occurs. When two parties collide, determining fault is not always the goal. In some states, each person’s insurance pays for the losses. How does this work? Are you in a no-fault or at-fault state? Here is a breakdown...

Read More

When Tailored Insurance for the RV Dealership Matters WHEN TAILORED INSURANCE FOR THE RV DEALERSHIP MATTERS

blog article

Mar 26, 2019

As a Recreational Vehicle (RV) dealer, you realize that your operation faces management risks, safety liability issues, and others exposures that can differ from an auto dealership. That’s why working with an insurance agency with the knowledge, experience and expertise about related business ...

Read More

Professional Liability Insurance: Does Your Small Business Need It? PROFESSIONAL LIABILITY INSURANCE: DOES YOUR SMALL BUSINESS NEED IT?

blog article

Mar 26, 2019

What Is Professional Liability Insurance? Professional liability insurance, also called errors and omissions or professional indemnity insurance, protects service businesses from the cost of defending negligence lawsuits and other claims of service-related errors. Service professionals and business ...

Read More

General Liability Insurance for Small Businesses: Who Needs It, Cost, and Best Providers GENERAL LIABILITY INSURANCE FOR SMALL BUSINESSES: WHO NEEDS IT, COST, AND BEST PROVIDERS

blog article

Mar 26, 2019

What Is General Liability Insurance? General liability insurance protects your company from legal claims of bodily injury, property damage, and personal injury that arise from your business operations. You can purchase general liability coverage on its own, but it’s often packaged with propert...

Read More

Mitigating Cyber Risk with Google Cloud MITIGATING CYBER RISK WITH GOOGLE CLOUD

blog article

Mar 26, 2019

Cloud computing continues to take root across various enterprises with its promise of ease, speed, and reliability. This cutting-edge IT infrastructure has not only created spin-off industries and tech businesses but has also become the central underpinning of just about any company with a tech pres...

Read More

4 Overlooked Ways Your Business Could Be Saving Money 4 OVERLOOKED WAYS YOUR BUSINESS COULD BE SAVING MONEY

blog article

Mar 26, 2019

As a business owner, you know you need to run a lean operation to maximize profits. When spending outpaces income, it’s common to want to make big changes. But cutting staff or reducing business hours often only hurts your bottomline. You can save money in multiple ways that you might not have...

Read More

What is individual policy and corporate policy in health insurance? WHAT IS INDIVIDUAL POLICY AND CORPORATE POLICY IN HEALTH INSURANCE?

blog article

Mar 25, 2019

Most people are confused about the difference between individual policy and corporate policy in health insurance. For them at the end of the day it’s just insurance, so why is there two different jargons for the same product. To some extent they are right in thinking this way. The difference i...

Read More

Know all about Backdating in Life Insurance KNOW ALL ABOUT BACKDATING IN LIFE INSURANCE

blog article

Mar 25, 2019

Backdating your life insurance policy allows you to reduce premiums, claim for maturity at an earlier date or even choose an apt payment cycle. Keep reading for more. Some of the most popular games of the console era offer the ability to turn time back. Wouldn’t it be great if you could do the...

Read More

Eight Things Every Driver Should Know about Insurance EIGHT THINGS EVERY DRIVER SHOULD KNOW ABOUT INSURANCE

blog article

Mar 25, 2019

Carrying auto insurance for your vehicle is the law. If caught without it, you may be subject to a significant fine, a suspended license, all the financial consequences when you are involved in a collision and even jail time. PRIME Insurance brings you some other facts that you ‘auto’ kn...

Read More

SELLING MORTGAGE INSURANCE TO YOUR ROLLING 100 SELLING MORTGAGE INSURANCE TO YOUR ROLLING 100

blog article

Mar 25, 2019

New insurance agents in the mortgage insurance business often rely on their warm market to get started. But when the close friends and family run out so do the sales and the agent becomes a part of the 92% who fail out of the industry within three years. What if we told you we had a trick that keeps...

Read More

A Parent’s Guide to the End of the School Year A PARENT’S GUIDE TO THE END OF THE SCHOOL YEAR

blog article

Mar 25, 2019

It’s that time of year – kids are starting to see the light at the end of the tunnel. The school year is going to be wrapping up soon, so how will you as a parent help your child or children to buckle down and finish the year off strong, while simultaneously planning activities for summe...

Read More

What does mobile home insurance cover? WHAT DOES MOBILE HOME INSURANCE COVER?

blog article

Mar 25, 2019

It’s time to get mobile home insurance – hooray! (Okay, we understand that your hooray may be less than enthusiastic. Insurance isn’t a favorite thing for a lot of people.) Anyways, you need customized insurance for mobile home – a home insurance policy might not cover the ri...

Read More

How to Compare Home Insurance Quotes Like a Pro HOW TO COMPARE HOME INSURANCE QUOTES LIKE A PRO

blog article

Mar 24, 2019

Let’s face it: homeowners insurance is a major part of buying a new home. After all, your home will be one of the most valuable assets you’ll ever own, and your homeowners insurance policy will protect that investment. But comparing homeowners insurance quotes can sometimes feel like you...

Read More

Life Insurance with Diabetes | You Have Options LIFE INSURANCE WITH DIABETES | YOU HAVE OPTIONS

blog article

Mar 23, 2019

In today’s world of “instant information”, it’s easy to have some idea of how many people in the U.S. are dealing with diabetes. According to a report released in the summer of 2017, the Centers for Disease Control and Prevention (CDC) estimate over 10% of people living in th...

Read More

The Best Insurance for New Drivers THE BEST INSURANCE FOR NEW DRIVERS

blog article

Mar 23, 2019

Learning how to drive is an exciting time in a person’s life.  However, teens are more likely to get into accidents due to lack of experience. When you are shopping around for car insurance for new drivers, it’s important that the coverage you choose will be there for them when acci...

Read More

It’s Fix a Leak Week: Connect with Your Policyholders to Reduce Risk of Water Damage IT’S FIX A LEAK WEEK: CONNECT WITH YOUR POLICYHOLDERS TO REDUCE RISK OF WATER DAMAGE

blog article

Mar 23, 2019

Drip. Drip. Drip. It’s more than an annoying sound. It’s the sound of more than one trillion gallons of water wasted through leaks in American households. Most homeowners’ insurance policies cover unexpected water damage due to a plumbing malfunction or broken pipe. But, do your po...

Read More

Disrupting fire risk underwriting with a data-driven solution DISRUPTING FIRE RISK UNDERWRITING WITH A DATA-DRIVEN SOLUTION

blog article

Mar 23, 2019

A few facts to consider: fires account for 28% of non-catastrophic home insurance losses, but fewer than 3% of all homeowner claims. And when fires do happen, the average loss is more than $66,000. Unlike other types of homeowner losses, fire losses rely on a community’s fire response capabili...

Read More

Is it Time for Cyber Insurance? IS IT TIME FOR CYBER INSURANCE?

blog article

Mar 23, 2019

You don’t have to go far to hear about hacker attacks on high-profile companies and organizations. Any news source you look to for information whether it’s the TV, internet or print has a headline with the buzz word cyber. What does “cyber” mean? Cyber is anything have to do ...

Read More

HOW TO CHOOSE A COMMERCIAL INSURANCE AGENCY HOW TO CHOOSE A COMMERCIAL INSURANCE AGENCY

blog article

Mar 22, 2019

According to the The Houston Chronicle, commercial insurance is one of the most important, and complex, investments you can make in your business. But you already know this. Some agents or agencies, who themselves may not understand the complexities of the products, may leave you with gaps in covera...

Read More

Does Your Property Insurance Cover Water Damage? DOES YOUR PROPERTY INSURANCE COVER WATER DAMAGE?

blog article

Mar 22, 2019

It's World Water Day and Spring is officially here, and with that comes more daylight, lighter jackets and also melting snow and increased rainfall. While spring is most certainly a welcome change from the unforgivably harsh winter weather, not effectively dealing with all that water can result ...

Read More

The Friday Five: small commercial opportunities, scanning phones after crashes, flooding in Midwest THE FRIDAY FIVE: SMALL COMMERCIAL OPPORTUNITIES, SCANNING PHONES AFTER CRASHES, FLOODING IN MIDWEST

blog article

Mar 22, 2019

Every week The Friday Five will bring you interesting news and information from around the insurance industry. This week: small commercial opportunities, scanning phones after crashes, flooding in Midwest. Big opportunities for small commercial insurers. For today’s small commercial insurers, ...

Read More

BRAND STRATEGY FOR INSURANCE AGENT BRAND STRATEGY FOR INSURANCE AGENT

blog article

Mar 22, 2019

It is imperative for insurance agents to have a brand strategy to separate themselves from the thousands of other insurance agents. Personal branding is the answer to this problem. Below, you’ll find branding ideas from Secure Agent Leads designed for the online world we live in today. BRANDIN...

Read More

Can being an anti-vaxxer raise your life insurance rates? CAN BEING AN ANTI-VAXXER RAISE YOUR LIFE INSURANCE RATES?

blog article

Mar 22, 2019

Can being an anti-vaxxer raise your life insurance rates? Term life insurance is pretty simple. You buy it for a certain period of time, usually 30 years. If you pass away during that period, it pays out. If the insurer thinks your risk of dying during that time is high, you'll pay more, and vic...

Read More

Telematics, smart home systems drive meaningful customer engagement in P&C insurance TELEMATICS, SMART HOME SYSTEMS DRIVE MEANINGFUL CUSTOMER ENGAGEMENT IN P&C INSURANCE

blog article

Mar 22, 2019

Telematics and smart home ecosystems can enhance customer experience via more frequent and meaningful engagements. Technological advancements and the superior customer experiences offered by BigTech firms are spurring insurance customers to demand digital, simplified, and personalized options. A hig...

Read More

THE TOP 10 INSURTECH DEALS OF 2018 THE TOP 10 INSURTECH DEALS OF 2018

blog article

Mar 22, 2019

The data for insurtech investments in 2018 is in. It reveals a maturing landscape characterized by ballooning investment volume and growing geographic diversity. For years, insurtechs have been producing some of the most exciting and innovative ideas in the insurance industry, from cutting-edge uses...

Read More

HR 1756 would prevent insurers from using credit scores in auto insurance HR 1756 WOULD PREVENT INSURERS FROM USING CREDIT SCORES IN AUTO INSURANCE

blog article

Mar 22, 2019

Representative Rashida Tlaib, a freshman congresswoman from Michigan, recently introduced HR 1756, a bill that’s of special interest to the insurance industry. The bill would prohibit auto insurers from using a person’s credit score or credit history as a factor in setting car insurance ...

Read More

CUSTOMERS ARE READY FOR AN INSURANCE MAKEOVER CUSTOMERS ARE READY FOR AN INSURANCE MAKEOVER

blog article

Mar 21, 2019

Everyone knows Toms Shoes – and you likely have a pair or more in your household.  I know we do!  Toms Shoes began in 2006 with a simple model. For every pair of Toms that was purchased, a pair would be given to someone in an area of poverty, most often in third-world communities. Wi...

Read More

Will Business Insurance Cover Inventory Loss After a Storm? WILL BUSINESS INSURANCE COVER INVENTORY LOSS AFTER A STORM?

blog article

Mar 21, 2019

When a storm comes through any community, it can cause damage to property in a matter of minutes. Many times, the damage comes in the form of structural losses, such as the roof blowing off the property. Other times, it creates risks that go further, such as leaks that can cause you to lose the inve...

Read More

HOW TRANSPORTATION INNOVATION IS TRANSFORMING INSURANCE HOW TRANSPORTATION INNOVATION IS TRANSFORMING INSURANCE

blog article

Mar 21, 2019

Dockless scooters. Bike sharing. Self-flying taxis. The way we move is changing—with big implications for insurance. Lines are blurring right now in the world of transportation on a scale note seen since the days of Henry Ford and the Model T. Services like Uber and Lyft offer transport-as-an-...

Read More

How to care for your aging parents on a budget HOW TO CARE FOR YOUR AGING PARENTS ON A BUDGET

blog article

Mar 21, 2019

How to care for your aging parents on a budget. People are living longer than ever, thanks to modern medicine and advances in technology. By 2050, one-fifth of the U.S. population will be 65 and older, up from 12% in 2000, according to U.S. Census Bureau. Children born of older parents are faced wit...

Read More

What Insurance for the Sport Fishing Boat? WHAT INSURANCE FOR THE SPORT FISHING BOAT?

blog article

Mar 21, 2019

The sport fishing boat industry is focused on renting associated sea vessels to parties who wish to partake in the deep sea fishing experience. Game catches focus on species, such as tuna, marlin, swordfish, sharks and others. Like the commercial watercraft, sport fishing boats require property and ...

Read More

Emerging Tech Is Changing Loss Control from Periodic Inspections to Real-Time Prevention EMERGING TECH IS CHANGING LOSS CONTROL FROM PERIODIC INSPECTIONS TO REAL-TIME PREVENTION

blog article

Mar 21, 2019

Every insurer has some form of loss control or risk engineering function to help customers prevent losses and create a safer environment for their employees. Traditionally, these functions have been staffed with trained engineers who physically inspect properties and worksites to deliver risk contro...

Read More

What’s a Home Inventory, and Why Do I Need One? WHAT’S A HOME INVENTORY, AND WHY DO I NEED ONE?

blog article

Mar 21, 2019

What if you were asked to make a list of everything inside your home from memory? Chances are, you’d end up forgetting a thing or two right? Well, if you ever have to file a homeowner’s insurance claim after a fire or major disaster, you could be asked to do just that. That’s why y...

Read More

Spring Showers and Flooding Concerns SPRING SHOWERS AND FLOODING CONCERNS

blog article

Mar 21, 2019

We’ve said it before, and we’ll say it again. Anywhere it can rain, it can flood. You don’t have to live near a large body of water to be in danger of a flood disaster. Now that the weather is warming up, spring showers are on the way. Protect yourself from future flooding now. Her...

Read More

Massachusetts Motorcycle Insurance MASSACHUSETTS MOTORCYCLE INSURANCE

blog article

Mar 20, 2019

With the cold weather starting to clear out, it’s almost time to get your motorcycle out of the garage. If you ride a motorcycle in the state of Massachusetts, then you legally need to get motorcycle insurance. If you already have car insurance, that’s not enough. You will need a separat...

Read More

High winds in Amarillo, Texas toppled semi-trucks HIGH WINDS IN AMARILLO, TEXAS TOPPLED SEMI-TRUCKS

blog article

Mar 20, 2019

Last week, Oklahoma and Texas experienced some extreme weather – to put it mildly. There were high winds reaching sustained speeds of 67 miles per hour, and the highest wind gust clocked 84 miles per hour. The wind in Texas was so strong that it ripped trees from the ground, downed powerlines,...

Read More

Your Auto Insurance May Cover Damage Caused by Birds YOUR AUTO INSURANCE MAY COVER DAMAGE CAUSED BY BIRDS

blog article

Mar 19, 2019

A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is what type of coverage you have. Take a c...

Read More

See Vision Insurance more clearly SEE VISION INSURANCE MORE CLEARLY

blog article

Mar 19, 2019

It is commonly said that the eyes are the window to the soul. While the jury is out on whether or not that is true, it is a fact that your eyes can be a window to your health. Having regular eye exams and getting the right corrective eye wear is an important part of a person’s overall well bei...

Read More

Meeting Market Demand with Standalone New Business and Underwriting Systems MEETING MARKET DEMAND WITH STANDALONE NEW BUSINESS AND UNDERWRITING SYSTEMS

blog article

Mar 19, 2019

Maintaining and improving market position for life insurers is becoming increasingly difficult in the face of persistently low interest rates and competition with (and for) distribution channels. What’s more, insurers are finding themselves having to accommodate generational shifts, an increas...

Read More

Grow your marketing consultant business beyond your ZIP code GROW YOUR MARKETING CONSULTANT BUSINESS BEYOND YOUR ZIP CODE

blog article

Mar 19, 2019

Expanding your marketing consultant business with clients outside your area can lead to lucrative new opportunities. In the digital age, it’s much easier to work beyond your ZIP code, but it does involve unique challenges. These tips can help you grow your consultant business by connecting wit...

Read More

Why you should get disability insurance and life insurance WHY YOU SHOULD GET DISABILITY INSURANCE AND LIFE INSURANCE

blog article

Mar 19, 2019

It’s not something anyone likes to think about, but life-altering illnesses and injuries happen every day. We wouldn’t be able to get out of bed in the morning if we fixated on all the ways we could hurt ourselves: car accidents, bike accidents, tripping and falling during a run, slippin...

Read More

BOOST THE ‘HEALTH’ OF YOUR INVESTMENT PORTFOLIO WITH THE RIGHT HEALTH INSURANCE PLAN BOOST THE ‘HEALTH’ OF YOUR INVESTMENT PORTFOLIO WITH THE RIGHT HEALTH INSURANCE PLAN

blog article

Mar 19, 2019

As we step into the new fiscal, most of us commence our annual tax planning regime. But how many of us really consider ‘Health Insurance’ as an important aspect of a personal investment portfolio? Even those who do, usually end up buying it just to save tax. This is not how health insura...

Read More

Postal Life Insurance for Handicapped Person POSTAL LIFE INSURANCE FOR HANDICAPPED PERSON

blog article

Mar 19, 2019

Postal life insurance offers some amazing schemes and plans for physically handicapped people to choose from. Here are the details and benefits of the plans. Not a great deal of people might be aware of the fact that postal life insurance is one of the oldest insurers in the country. In fact, PLI ca...

Read More

How Much House Can You Truely Afford HOW MUCH HOUSE CAN YOU TRUELY AFFORD

blog article

Mar 19, 2019

If you are in the market for a new home and have been preapproved for a big, fat mortgage you may want to step back and calculate what you can actually afford to cover on a monthly basis. There can often be a disconnect between what a homebuyer is approved for by their mortgage lender and what they ...

Read More

Life Insurance for Housewives LIFE INSURANCE FOR HOUSEWIVES

blog article

Mar 18, 2019

The work done by housewives is always undervalued and thus, taking life insurance for them is considered a waste. Read on to know why life insurance is a must for housewives. Life Insurance is always meant to provide stability to a family on the loss of the bread earner of the family. It is very imp...

Read More

How a Tailored Insurance Plan can protect the Security Guard HOW A TAILORED INSURANCE PLAN CAN PROTECT THE SECURITY GUARD

blog article

Mar 18, 2019

News sources cited the story of a Los Angeles, CA synagogue security guard and a suspicious-looking woman. After repeated warnings to stop filming the house of worship and leave the area, the security officer fired a warning shot to the ground, but injured the self-proclaimed activist in the foot. I...

Read More

Sole proprietorship vs. LLC: What you need to know SOLE PROPRIETORSHIP VS. LLC: WHAT YOU NEED TO KNOW

blog article

Mar 18, 2019

How you classify your business is a decision that could affect your exposure to risk and how you pay taxes. The differences can be subtle, but it’s important to know the benefits of sole proprietorship versus a limited liability company before you start your business. What’s the differen...

Read More

What to Know About Your MA Car Insurance Policy WHAT TO KNOW ABOUT YOUR MA CAR INSURANCE POLICY

blog article

Mar 18, 2019

Auto insurance is a key piece of your insurance portfolio. Thankfully with the help of the expert agents at Vargas and Vargas Insurance Agency, getting the right car insurance for your needs is easy. Call us at 617-298-0655 and ask for a free insurance quote – after you answer a few simple que...

Read More

10 tips if you’re renting out your home 10 TIPS IF YOU’RE RENTING OUT YOUR HOME

blog article

Mar 18, 2019

If you’re going to be away from home for a while, you might be considering renting out your house so you can earn some extra cash. You may as well let your house earn its keep, right? It’s not like you’re going to be using it anyway. Renting your home, though it may seem like a gre...

Read More

Annuities Promise Income Streams ANNUITIES PROMISE INCOME STREAMS

blog article

Mar 18, 2019

From the broadest perspective, an annuity works like a lot of other financial planning tools: You give up money now in exchange for more financial stability in the future. But annuities also have some significant differences — both strengths and weaknesses — when compared to other financ...

Read More

What is the multi-car discount? WHAT IS THE MULTI-CAR DISCOUNT?

blog article

Mar 15, 2019

If you’re like a lot of people, you’ll take any opportunity to save on car insurance. Which is perfectly sensible – car insurance can be pricey! Any opportunity to save money on your auto insurance is definitely worth considering. Since choosing the cheapest car insurance might not...

Read More

How to Help Deter Burglars from Your Home HOW TO HELP DETER BURGLARS FROM YOUR HOME

blog article

Mar 15, 2019

Burglaries can happen at any time. While you may already lock your doors and windows while you’re away from home, or arrange for a neighbor to pick up your mail while you’re on vacation, keep these tips in mind to help protect yourself, your family and home year round. Upgrade Your Locks...

Read More

Car Insurance Coverage: Full Tort vs Limited Tort CAR INSURANCE COVERAGE: FULL TORT VS LIMITED TORT

blog article

Mar 15, 2019

When you’re shopping around for car insurance, you may come across something called tort. You can opt for full tort or limited tort…but is there a difference? Oh there is!  The tort option in your car insurance can help you to recover out-of-pocket medical and certain other expense...

Read More

5 Features to Consider before Finalizing a Health Insurance Plan 5 FEATURES TO CONSIDER BEFORE FINALIZING A HEALTH INSURANCE PLAN

blog article

Mar 15, 2019

A health insurance policy should be bought after thorough research and detailed study. It should not be purchased in a hurry; else you will miss some of the important features in the policy that would actually be the important ones. You must look at all the factors carefully before buying the health...

Read More

SEVEN THINGS YOU NEVER THOUGHT ABOUT WHEN BUYING A CAR (BUT WISH YOU HAD) SEVEN THINGS YOU NEVER THOUGHT ABOUT WHEN BUYING A CAR (BUT WISH YOU HAD)

blog article

Mar 15, 2019

Heated seats? Rust-proofing? And how about fabric protector for that next feast on the go? So many choices when buying a car! To those, we'd like to add a few not-so-obvious considerations to help you enjoy your new car even more when you drive it off the lot: Check insurance rates. Think both n...

Read More

What Can I Do If My Car Is Stolen? WHAT CAN I DO IF MY CAR IS STOLEN?

blog article

Mar 15, 2019

Having your car stolen is a traumatic experience. You step out the door, and your car is simply gone – not there where you left it. Unfortunately, it happens every day to vehicle owners all over the U.S. The following is a checklist to prepare you in case that unhappy event ever happens to you...

Read More

WHY IS CONDO HOMEOWNERS INSURANCE SO IMPORTANT? WHY IS CONDO HOMEOWNERS INSURANCE SO IMPORTANT?

blog article

Mar 15, 2019

A condo homeowners insurance is an insurance policy that offers insurance for condo properties such as Transit City Condos from certain types of damages and it helps the condo homeowners to stay at peace. Also known as H06 insurance policy or walls-in coverage, a condo homeowner’s policy offer...

Read More

Is Auto Insurance Tax Deductible? It Depends IS AUTO INSURANCE TAX DEDUCTIBLE? IT DEPENDS

blog article

Mar 15, 2019

Tax deductions are a way to lower your taxable income, so you can decrease the amount of taxes that you owe the government. Thinking about the different IRS-approved deductions as you prepare your tax returns may lead you to wonder: Is auto insurance tax deductible? The answer depends on how you use...

Read More

HOW LEAD CONVERSION IMPROVES WHEN TEXTING HOW LEAD CONVERSION IMPROVES WHEN TEXTING

blog article

Mar 15, 2019

Maybe it should. Texting is the most widely used communication service in the world and 99% of texts are opened and read by the recipient. Marketers would kill for an open rate of 50% let alone 99%. But get this: Insurance leads that are sent three or more texts after first contact are 328% more lik...

Read More

GARAGE SECURITY: JUST AS IMPORTANT AS HOME SECURITY GARAGE SECURITY: JUST AS IMPORTANT AS HOME SECURITY

blog article

Mar 15, 2019

You might think of your attached or detached garage as a storage place or junk room. But, think about the items you have inside the structure? Do you really want to lose them? Do you want to lose your car? If a thief were to gain access to the garage, then they could still cause you to lose a lot of...

Read More

The Data Marketplace: Emerging Platforms for Buying and Selling Data THE DATA MARKETPLACE: EMERGING PLATFORMS FOR BUYING AND SELLING DATA

blog article

Mar 15, 2019

Insurers have long leveraged third-party data providers to enhance and augment their data; more than 30 such vendors, both established and emerging, are covered in Novarica’s recent report External Data in Insurance: Overview and Prominent Providers. But a new category of data vendor is emergi...

Read More

5 Tips for Buying Mortgage Protection Insurance 5 TIPS FOR BUYING MORTGAGE PROTECTION INSURANCE

blog article

Mar 15, 2019

With all the options available, finding the best mortgage protection insurance coverage can seem like quite a challenge. You might be wondering how much coverage you need, when you should buy it, how much it costs and how long you need your policy to last. We are here to help you make the best decis...

Read More

Homeowner headaches: Protecting your basement from water damage HOMEOWNER HEADACHES: PROTECTING YOUR BASEMENT FROM WATER DAMAGE

blog article

Mar 14, 2019

Melting snow, rain showers, and warmer weather, oh my! The signs of spring are a welcome sight... until all that extra water winds up in your basement. Basements are especially prone to water damage and it's estimated that 98% of basements in the U.S. will suffer from some type of water damage d...

Read More

Will Home Insurance Cover Insulation and Mold Damage from a Leaking Roof? WILL HOME INSURANCE COVER INSULATION AND MOLD DAMAGE FROM A LEAKING ROOF?

blog article

Mar 14, 2019

A small leak is all it takes. Within a short amount of time, the insulation in a roof can develop mold. The interior of the roof may have structural deficiencies as a result. When a situation like this occurs, it becomes essential to find a solution. Home insurance may not cover this type of damage....

Read More

Knowing When to File a Homeowners Insurance Claim KNOWING WHEN TO FILE A HOMEOWNERS INSURANCE CLAIM

blog article

Mar 14, 2019

When is the right time to call your home insurance company? While most homeowners understand that they need to file a claim when their home sustains major damage, you may be reluctant to access your coverage otherwise.  However, there are certain situations in which you should call your home in...

Read More

Condo, Home, or Renters Insurance? CONDO, HOME, OR RENTERS INSURANCE?

blog article

Mar 14, 2019

What insurance do you need to protect your home? Your living situation can affect your insurance. Living in a house, condo, or apartment requires different types of insurance coverage. When choosing coverage for your home, make sure that it is designed to help protect you and your belongings. Here i...

Read More

How to Store Your Outdoor Gear During the Offseason HOW TO STORE YOUR OUTDOOR GEAR DURING THE OFFSEASON

blog article

Mar 14, 2019

Whether it’s camping, biking, kayaking or skiing, there’s nothing quite like spending time outdoors. Getting outside can be a great way to disconnect from the stresses of everyday life, allowing you to clear your head while enjoying the added benefits of sunshine, fresh air and exercise....

Read More

D&O Insurance Pricing Trends 2019 D&O INSURANCE PRICING TRENDS 2019

blog article

Mar 14, 2019

D&O insurance pricing has flown under the radar for several years, with decreasing premiums and increasing market capacity.  But if industry expert projections hold, those days may be coming to an end. In the past, D&O insurance may have been purchased as an afterthought for some compan...

Read More

BASIC VEHICLE SAFETY CHECKLIST FOR TEENS BASIC VEHICLE SAFETY CHECKLIST FOR TEENS

blog article

Mar 14, 2019

Does your teen's automotive know-how begin and end with pumping gas? You can boost their skills, confidence and safety when you teach them these six basics for taking care of a car. FLUID LEVELS.  Check and, if needed, top off oil, transmission, brake, power steering, radiator and windshiel...

Read More

A LOOK AT THE TYPICALTEEN-DRIVER CRASH A LOOK AT THE TYPICALTEEN-DRIVER CRASH

blog article

Mar 14, 2019

Did you know that teen crashes tend to be different than crashes for most other drivers? They're more frequent, too. Teens have the highest crash risk of any age group per mile traveled. The list below shows risk factors observed in fatal crashes among 16-year-olds. And there's no denying it...

Read More

HOW TO CUT INSURANCE COSTS FOR TEENS HOW TO CUT INSURANCE COSTS FOR TEENS

blog article

Mar 14, 2019

If you're about to add a teen driver to your policy, you're probably thinking not only about your teen's safety, but also what that means to your family budget. And your concern is justified! In every state, across every insurance company, rates for teens are considerably higher than for...

Read More

CHOOSING A SAFE AND AFFORDABLE FIRST CAR CHOOSING A SAFE AND AFFORDABLE FIRST CAR

blog article

Mar 14, 2019

Did you know that what your teen drives also affects how they drive? Of all the worry-less things you can do before sending your teen out on the road, choosing the safest car possible may be the single most important. After all, even if your good advice is temporarily forgotten, the car (and its saf...

Read More

A PARENT-TEEN DRIVING AGREEMENT YOU BOTH CAN LIVE WITH A PARENT-TEEN DRIVING AGREEMENT YOU BOTH CAN LIVE WITH

blog article

Mar 14, 2019

Washington and Oregon's graduated licensing laws set passenger and curfew restrictions on beginning teen drivers. But you don't have to stop there. Many parents apply their own house rules in addition to state laws. Some even create a signed parent-teen driving agreement. Search online and y...

Read More

TOP 10 MISTAKES YOUNG DRIVERS MAKE TOP 10 MISTAKES YOUNG DRIVERS MAKE

blog article

Mar 14, 2019

It's a worrisome fact parents can't escape: Teen drivers are more accident-prone than anyone else on the road. Their inexperience, developing maturity and distractibility work against them. Fortunately, you can improve your teens' odds of safely navigating their risky first years when yo...

Read More

WAITING UNTIL 18 TO DRIVE? DELAYED LICENSING FACTS WAITING UNTIL 18 TO DRIVE? DELAYED LICENSING FACTS

blog article

Mar 14, 2019

As a parent, you try to balance helping your child gain independence with waiting to introduce new responsibilities until they're ready. But did you know that when it comes to driving, waiting may not be the safest strategy? Statistics from the Washington State Department of Licensing show that ...

Read More

FIND A DRIVER FIND A DRIVER'S ED PROGRAM THAT REALLY WORKS

blog article

Mar 14, 2019

Few parenting milestones can match that heart-in-throat moment when you watch for the first time as your teen driver backs out of the driveway – solo. But there is a way to worry less: Make sure your child has the benefit of driver's education training. Studies show that teens who take dri...

Read More

How to Find a Lost Life Insurance Policy HOW TO FIND A LOST LIFE INSURANCE POLICY

blog article

Mar 14, 2019

It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy? If so, there are ways to find o...

Read More

Finding the Best Life Insurance Using Five Simple Questions FINDING THE BEST LIFE INSURANCE USING FIVE SIMPLE QUESTIONS

blog article

Mar 14, 2019

How do you buy life insurance? A question this simple deserves a simple answer. But in reality, the wide variety of life insurance coverage options available in the marketplace confuses many shoppers, and they lose track of the coverage they really need. Shoppers forget to ask: Why do I need insuran...

Read More