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Sep 19, 2019

Here is a step by step guide you can follow when you want to buy insurance for your car. We’ve encapsulated all this in an Infographic so you can get the full gist as vividly as possible.

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Sep 17, 2019

11 Disruptive Insurance Technologies to Watch in 2019 – Analysts say that $2 Billion will be invested into InsureTech (insurance technology) in the coming year – 2019. New startups like Reassurance are bringing automation, artificial intelligence, and machine learning to independent insu...

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Sep 12, 2019

For those of you new to the term, Life Insurance, the question, “What is Life Insurance?” will more often than not be prevalent in your minds. I discovered that even though the term “Life Insurance” is used as though it only means one thing, there are several options when it ...

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Sep 02, 2019

Life insurance is often overlooked, but it is important to have a policy with appropriate coverage in place. Having life insurance is beneficial because it can be used to pay final costs, provide financial security to beneficiaries, offer the chance for charitable contribution, pay estate taxes, and...

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Aug 28, 2019

Business insurance can be a difficult subject to navigate. You may make assumptions about what you are and are not covered for, but when it comes to your livelihood; you can’t afford to be making mistakes that could cost you time, money or even business. We have taken a look at some of the thi...

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Aug 22, 2019

Where does the modern traveler come from? Where is s/he going? How does s/he get there? As the world grows ever-smaller, more and more people are traveling to a growing number of places each year. Increasingly, they’re getting there by leveraging digital tools. Savvy travel and hospitality bra...

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Aug 14, 2019

If you want some insights into where the content marketing industry may be headed, it might just help to take a look at where it’s been. As we pointed out when CMI shared its History of Content Marketing infographic in 2012, brands have been telling their stories to audiences for hundreds of y...

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Aug 13, 2019

A policy such as public liability insurance will protect you in case someone injures themselves on your property or if third-party property is damaged. This will work to provide financial assistance towards any legal costs. An example of a claim is if someone trips over your property and injures the...

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Aug 12, 2019

There is great peace of mind in knowing whatever may happen to you, your children will be taken care of. Life Insurance pays out a lump sum when you die, which may help your family to continue on without your income. See all the helpful ways this lump sum could be used to safeguard your family&rsquo...

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Aug 08, 2019

Car insurance is there to protect you in the event of an accident, but it may be one of your biggest expenses too. Keep these tips in mind to save on car insurance, and call Lipscomb & Pitts Insurance.

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Aug 08, 2019

A private health insurer to sell health insurance coverage that duplicates the benefits provided under this Act; or an employer to provide benefits for an employee, former employee, or the dependents of an employee or former employee that duplicate the benefits provided under this Act.

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Aug 04, 2019

Some people buy too much while others buy too little. Insurance is crucial but it's something that most people dread thinking about. Instead of just buying whatever your insurance agent sells you, spend some time to evaluate your needs and make the most out of your budget. Here are some guidelin...

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Jul 30, 2019

The path to success in this industry looks different for every advisor, but there are a few important milestones along the way. At the end of last year, we asked respondents to our 2013 Independent Producer Study about the products they sold and the markets they sold them to, as well as about their ...

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Jul 30, 2019

Do you know how many of us are traveling aboard without insurance? Can you believe when it says how much a year is spent on medical emergencies? We have put together an informative infographic to answer these questions and more. Travel insurance quota offers our travel insurance claims infographics....

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Jul 25, 2019

Finding affordable health insurance can be complicated at times. Remember that it is important that you get a health plan that not only meets your health care needs but one that is also affordable. Whether you are unemployed, self-employed, or covered by an employer’s health-care insurance pla...

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Jul 24, 2019

It sounds simple: an insurance premium is how much it costs to provide insurance coverage. But figuring out what that cost should be is actually quite complicated — so complicated that insurance companies employ entire actuarial departments to do just that. A lot goes into how actuaries determ...

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Jul 19, 2019

At Altus we have carried out research on leading Direct Travel Insurance providers and the digital experience that consumers should expect today. We’ve also uncovered where Insurtech and Fintech are disrupting now and looked ahead to how we could be experiencing Digital Travel Insurance in the...

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Jul 17, 2019

Compact rate without deductible pdf what is an health insurance plan. What is an health insurance plan basics how to understand coverage. What is an health insurance plan plans coverage in the united states. What is an health insurance plan employer perspectives on the market survey of. What is an h...

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Jul 16, 2019

Car insurance is essential and having to get some often comes at an exciting time in our lives, such as when we purchase a new car, but sometimes navigating the world of insurance can be overly complicated. There is so much jargon involved with car insurance, so many complicated terms and hard to un...

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Jul 16, 2019

Artificial intelligence (AI) is poised to be a major insurance-industry disruptor. Here’s how executives in the sector view this emerging technology, based on research from the recent Cognizant report “The Insurance AI Imperative.”

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Jul 16, 2019

You know that uncomfortable feeling when you are asked an question that you were not expecting? Have you ever completed a life insurance application? Answering life insurance application health questions might make some people feel uncomfortable or even a little embarrassed.

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Jul 16, 2019

Evolving cyber coverages require carriers to be nimbler to manage costs and maintain service levels. For insurance carriers to keep pace with the ever-changing cyber coverage environment, it's important to gain better clarity around the unique aspects of cyber claims. Insurers can find greater s...

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Jul 15, 2019

Calculating ROI has become a requirement for any corporate investment, across all business functions. Gone are the days when B2B marketers could attribute their spend to “branding.” Today, they’re being forced to provide concrete spend-to-revenue analysis to justify their investmen...

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Jul 12, 2019

Your Social Insurance Number (SIN) is a confidential number used for income reporting purposes. However, some organizations ask for the SIN for other reasons. The SIN is important to privacy protection. It can open the door to your personal information and can put you at risk of fraud and identity t...

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Jul 11, 2019

Having choices is good, but in the world of life insurance, the number of options and terms can seem overwhelming. Sometimes, there are just too many fish in the sea to easily recognize which one you want to reel in. But don’t worry. A quick overview of the main options available will help wee...

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Jul 11, 2019

Many Canadians are not even aware that there are many ways that you can become a victim of organized insurance fraud. It can result in huge insurance claim costs paid by your insurer and consequently, your premiums going up. Or, it could be even worse – you could be injured during an auto frau...

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Jul 10, 2019

For many, health insurance is confusing due to complicated terminology, changing regulations and the range of options. To get a better idea of how much the average consumer knows about their health insurance, we surveyed 120 people online with eight questions related to health insurance to gauge the...

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Jul 09, 2019

Insurance fraud ... who cares? Maybe we all should. Protect your hard-earned money from insurance thieves. And steer clear of scamming — unless a jail cell seems like appealing, rent-free housing.

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Jul 08, 2019

Does the organization have a valid and agreed-upon process of what its revenue engine looks like?  Is the marketing function speaking the same language as the sales team? Or are they focusing only on the lead when sales is more interested in pre-qualified, early-stage opportunities? How can sal...

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Jul 08, 2019

After 10 years of saving and sacrificing you’ve just closed escrow on your first home – congratulations! Now that all the paperwork and stress from the move is over, it’s time to celebrate with a housewarming party for your family and friends. You decide outside is best, since your...

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Jul 06, 2019

As a family physician, your job is to help protect your patient's health. As a spouse and parent, your job is to protect your family's well-being. Life insurance is one of the many ways that you can help financially protect the ones you love in the event that you are no longer around Get the...

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Jul 02, 2019

Two out of five consumers think it is acceptable to omit or adjust information given to motor insurance providers to get a better price. This infographic sheds light on consumer attitudes towards motor insurance fraud and what insurers can do to convince consumers to provide honest information.

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Jun 28, 2019

While traveling in a foreign land, you may encounter a sudden sickness or accident generating huge amounts of medical expenses. Travel medical insurance provides you protection against any such contingency and ensures that your trip is safe. However, travel medical insurance differs from standard tr...

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Jun 28, 2019

When was the last time you reviewed your insurance policy? Have you had any big life changes or any coming up? Insurance Awareness Day reminds you to take the time to talk with your insurance agent to ensure you're protected in the event of an accident or damage. Scroll down to learn more in our...

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Jun 27, 2019

They’ve been getting a lot of buzz over the years, and it’s not surprising why. Millennials are on their way to becoming the largest generation in the world. They account for being in an exclusive club of 1.8 billion people, which is about a quarter of the global population, and are at t...

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Jun 27, 2019

Learners are supposed to pronounce right from the start. Either during the learning of vocabulary or during class (speaking the target language from the first moment). While this approach is believed to be particularly “modern” it is not brain-friendly. Consider that babies listen to lan...

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Jun 25, 2019

The claims management lifecycle is a complex and detailed process. While electronic claims have reduced phone calls with payers, minimized duplicated data entry, and decreased reimbursement times, they have increased the scale of the insurance claims your biller has to create, track, and manage thro...

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Jun 24, 2019

If you’re in B2B marketing, I would challenge you to think outside the box and do things that no one else is doing. The higher you can stand, the smaller everyone else seems and the farther you can distance yourself from the competition to show: “Here’s exactly why you need to choo...

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Jun 22, 2019

While you have your car insurance company to report the accident, it’s inadvisable to speak with the other person’s insurance company. Automobile accidents can already be stressful enough, and including difficult insurance adjusters can make the situation worse and even hurt your settlem...

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Jun 21, 2019

Tip 1 Carefully choose the vehicle you drive. Consider the price, safety, and miles per gallon.Pro Tip: Get a quote for the insurance before falling in love with the vehicle Tip 2: Keep a clean driving record. Insurance rates are largely based upon driving record. The majority of companies say this ...

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Jun 19, 2019

Insurance is a highly competitive business and every day insurers are faced with an ever-growing volume and variety of information distributed across multiple locations, systems and platforms.In this infographic, we represent key areas where insurers need content and process services platform, the c...

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Jun 17, 2019

Finally! We’ve put together an infographic on personally owned versus bank owned mortgage life insurance. In this infographic, we highlight the difference and importance of personally owning life insurance instead of getting it from the bank. As most advisors know, having your life insurance t...

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Jun 12, 2019

All hospital cover will be classified into four tiers. Benefits may be offered if you travel long distances for hospital treatment. Improved access to mental health treatment in hospital. Better cover for women’s health services. Insurers can now offer discounts for under 30s.

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Jun 08, 2019

Our Analytics Services accelerate your ability to uncover valuable insights and apply them quickly to improve business outcomes. Our Analytics Services accelerate your ability to uncover valuable insights and apply them quickly to improve business outcomes. Our Business Process Services automate and...

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Jun 04, 2019

Car insurance can be a complex area of driving, especially when it comes to managing a grey fleet.
We reached out to our community to find out what they thought would invalidate their insurance

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Jun 03, 2019

Insurance has been around for some three millennia and is intended to cover the financial consequences of a risk that a policyholder is unable or unwilling to accept. Insurance is usually not ‘top of mind’, but it is important. Particularly at the point when a claim is made. And at that ...

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Jun 03, 2019

Most roofing systems are designed to withstand even the most severe weather and strongest impacts. Unfortunately, Mother Nature is an unpredictable force, and sometimes your roof is in the receiving end of its wrath. Hail damage may be one of the most common yet depressing problems that severe weath...

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May 31, 2019

Insurance is one of the primary ways we can protect against the unknowns of the future and manage risk. In general, you should insure anything that you absolutely cannot afford to replace like your health, home, car, and earnings potential. But what type of insurance do you need for your current sta...

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May 25, 2019

Health care is on the front pages once more as the controversial Affordable Care Act develops into one of the critical pivots on which the success of President Obama’s second term is expected to turn. At stake is not only Obama’s future relationship with Americans; it’s the entire ...

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May 19, 2019

Pacific Prime, a global employee benefits and insurance brokerage, today announced the launch of their new report on the International Private Medical Insurance (IPMI) landscape. As the industry's first-ever report that provides a macro snapshot of global trends, changes, and challenges facing i...

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May 16, 2019

Perhaps you’ve already executed marketing campaigns utilizing a prescreen solution to target prospects and customers likely to shop their insurance coverage. You’re already aware that these solutions help you improve your campaign efficiency and reduce waste by focusing on those consumer...

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May 13, 2019

Healthcare insurance in the U.S. is considered to have started with the Great Depression in the 1930s. Since then, spending on healthcare has risen to over $7 trillion globally. Today, the healthcare industry is being shaped by advancements in technology and healthcare consumerism.

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May 11, 2019

Across the industry, insurance marketers and underwriters face the challenge of identifying, attracting and retaining high-quality policyholders. To more accurately determine a prospect’s retention potential, insurers must amass and utilize highly predictive, insurance-specific intelligence. T...

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May 09, 2019

Did you know that automobile accidents are the leading cause of death among healthy U.S. citizens? Drivers who sustain fatal injuries in a single year are measured in the tens of thousands, and nearly 2.5 million are seriously hurt or permanently disabled. Statistics show that these numbers have bee...

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May 07, 2019

My Lifestyle. I enjoy the FI¬ner things in life and want to protect my lifestyle. I travel frequently – business conventions – cycling – diving – golf trips. I own a collection – musical instruments – audio equipment – wine, whisky – ¬ne art an...

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May 06, 2019

In this customer-centric world, insurers need technology that supports innovation and stays focused on achieving business goals, while keeping a pace that surpasses the competition. 1. Omnichannel for Insurance. Consumers today are well informed and have high expectations. This is why many insurers ...

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May 05, 2019

Being financially successful allows us to appreciate the finer things in life – rare wines, designer clothing, antiques, jewellery and more. As we acquire these valuables, such lifestyle choices become an integral part of our lives. We take great care curating collections we call our own, how ...

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May 05, 2019

Jewellery, watches and bags are valuable possessions, a part of our life story. They may have been handed down generation after generation. Losing these valuables can feel like losing an important part of ourselves. Our valuables hold so much sentimental worth, but are we protecting them sufficientl...

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May 03, 2019

Theres a one in four chance a worker will be disabled before retirement, and the top causes of disability are more common than most people think. This infographic shows top causes of disability, key drivers impacting todays workforce, and 10-year trends in disability, according to data from Unum - t...

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May 02, 2019

Insurers recognise the industry is changing and want to adapt to enable growth and remain competitive. This infographic highlights three common characteristics shared by many insurers and three parallel lanes they need to pursue in order to prosper both today and in the future

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Apr 30, 2019

Sometimes, travel doesn't go as planned. Snow storms, heat waves, strong winds or rain — there are plenty of reasons a flight can get delayed, or worse yet, cancelled altogether. Or maybe you're just the type of person who likes to get to the airport 3 hours before takeoff. Either way,...

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Apr 26, 2019

Could it be time to make telematics insurance policies available to drivers in much greater numbers? To what extent is there still consumer resistance or lack of awareness? How can we define the inertia, the motor policy systems duplication, or other technology shortcomings that are preventing such ...

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Apr 22, 2019

A great lot of insurance companies often belong to the larger ones. And even though the majority of them kept their own brand and might seem like they don’t rely on any terms and make decisions independently, this is not entirely the truth. Companies that are parts of larger corporations have ...

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Apr 18, 2019

Health insurance can be a VERY confusing topic. So many terms that people have absolutely no idea to their meaning. That was the motivation behind us doing an infographic for AmeriHealth, creating a visual guide to the various confusing terms found in health insurance. May it make that confusing wor...

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Apr 17, 2019

Uniquely focused on hospitals and health systems, the Executive Benefits Practices section of this survey provides comprehensive insight into emerging trends in retirement plans, severance policies, life insurance, paid time off, perquisites and other important executive benefit offerings.

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Apr 15, 2019

According to the last study about digital transformation in the insurance sector: “A New World of Opportunity, the Insurance Innovation Imperative” by KPMG, 83% of insurance companies say that their business’ future success lies in innovation. The same study confirms that 74% of th...

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Apr 12, 2019

The future of cars undoubtedly seems exciting. Up to this point, cars were viewed primarily as a convenient method of transportation. The main advancements were made in reliability, safety, performance, and overall comfort. However, the advent of the internet and artificial intelligence unlocked a w...

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Apr 11, 2019

Dental practices face many challenges, especially when it comes to insurance coverage and revenue cycle management. Dental billing services provided by an experienced medical billing firm ensure that the practice has fewer accounts receivable and unresolved dental claims.

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Apr 05, 2019

Most of us did not pay a monthly Part A premium in 2018, and those of us who did paid up to $422 on average every month. In 2019, average monthly Part A premiums will increase to $437.
When it comes to your Part A hospital inpatient deductible, youll be paying $1,364 for each benefit period, ...

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Apr 03, 2019

Always be prepared. That's what the Boy Scouts are always saying, right? We agree with them and think it's good for everyone to know what next steps to take after a car accident. Use this infographic as a guide and hopefully you'll be a little bit less stressed after an accident.

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Apr 02, 2019

With unfortunate weather causing problems, an insurance policy may just be what you need to stay protected. Wondering what policy would be best for you? Read on Did you know? 1 in every 40 insured homes has a property damage claim related to wind or hail each year. Wind property damage is the third ...

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Apr 01, 2019

You buy whole life insurance as protection for your loved ones and your legacy. But it can be so much more. Whole life can help address these retirement challenges. Social Security is expected to be depleted by the 2030s. Couples can expect to pay $285,000 in health care costs in retirement (not inc...

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Apr 01, 2019

In 2018 homeowners insurers paid out over $675 million as a result of 17,297 dog bite claims.* As a dog owner you have the responsibility to prevent your pooch from causing harm to people, other pets or property. Here are a few tips to keep your dog from causing any harm and taking a bite out of you...

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Mar 26, 2019

Key tips for buying BUSINESS INSURANCE. UNDERSTAND YOUR NEEDS Evaluate the risks associated with your business and the extent of coverage you would need. If you are a manufacturer, the / greatest risk would be downtime as a result of damaged equipment. Once you have a clear idea of the risk concentr...

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Mar 26, 2019

LIFE INSURANCE. Protects the ones you love from financial burden should anything happen to you. Replaces lost income in case of your death. Helps surviving children/relatives get back on their feet • Coverage: Whole Life. Payable upon: Death ADD-ONs: Investment potential. Wellness program. Acci...

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Mar 25, 2019

Information graphics, visual representations of data known as infographics, keep the web going these days. Web users, with their diminishing attention spans, are inexorably drawn to these shiny, brightly colored messages with small, relevant, clearly-displayed nuggets of information. They’re s...

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Mar 25, 2019

Passing your driving test can be a very exciting moment. However, the price of car insurance for young drivers can often be quite a shock and seem unrealistic. Can you relate to this? Well, here are some useful car insurance tips for you.

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Mar 21, 2019

In early 2018, Insurance Innovators and Earnix surveyed over 500 insurance professionals to assess the value of personalization in the insurance sector. The insights present an industry expecting a significant change in the way insurance products are developed and sold, in order to meet the growing d...

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Mar 20, 2019

As the average U.S. insurance agent reaches retirement age, they’re making room for younger agents to take over an industry that’s already perfect for millennials. BY THE NUMBERS ¬  years old1. The average age of independent insurance agents.

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Mar 14, 2019

Excited to roll out this infographic based on Prof. Jamie Hopkins article of Forbes. Feel free to use it for your website if you are another insurance professional. Code is available below the infographic.

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Mar 14, 2019

Performance Inernet of Things (IoT) devices can improve day-to-day aircraft operations and maintenance. Fuel Efficiency Analyzing flight data from IoT sensors can calculate flight paths to optimize fuel consumption. Customer Experience IoT sensors can detect levels of passenger fatigue and dehydrati...

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Mar 13, 2019

Ongoing studies into people’s perceptions of life insurance continue to paint a vivid picture. For the most part, people understand their need for life insurance, with 20% feeling they do not have enough. Because of this need, half of all adults looked into life insurance online in the past ye...

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Mar 12, 2019

Things to Consider. Underwriting Functionality Support complex and collaborative underwriting environments. Claims Data Validation. Ensure that claims are filed completely and accurately to improve settlement decisions, reducing adjustments/losses. ISO, NCCI, State Bureau Content. implement content ...

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Mar 12, 2019

Are you in the market for life insurance? Have you ever asked yourself “How much life insurance do I need?” If you answered yes to both of these questions, then this super simple infographic is just for you. Let’s face it, the whole concept of life insurance can be overwhelming. It...

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Mar 08, 2019

This is an infographic on life insurance. Most of the time, people go for buying. This is an infographic on life insurance. Most of the time, people go for buying life insurance to protect their family if anything happens to them in.

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Mar 08, 2019

Workers compensation in Nevada covers most occupational illnesses and injuries. These typically include injuries from sudden trauma or repetitive use, and disease stemming from work-related exposure to hazardous materials. If these injuries occur in the workplace in the course of employment, the emp...

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Mar 05, 2019

The blockchain is the technology that can transform the industry. However, it is not as impactful right now, but it does show promise. To get a better understanding, we first need to understand how blockchain impacts or changes in the insurance industry? Also, we need to know which use-cases will ha...

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Mar 04, 2019

Private land injuries may result in a big payout. With no insurance, you may be liable. A six-year-old boy who injured his hand on a decorative steel spike after private property trespass and won a payout of 6,500 euros. A woman who was hit by cafe umbrella on land owned by Disneyland, triggering se...

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Mar 01, 2019

With car accidents, vehicles and hospitalizations can be covered by insurance but the amount of time you need to recover and fatalities won’t. It is best to follow proper traffic regulations, wear your seatbelt, and avoid texting or intoxication when driving. Still, accidents could still occur...

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Feb 21, 2019

If the United Kingdom leaves the EU on 29 March without a withdrawal agreement in place then there will be some important changes to how you travel in Europe. There may be disruption to your transport or it may not depart at all. When this happens, it may be difficult to know who to speak to get thi...

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Feb 21, 2019

1 Aligning Work to Future Value. Unlock growth in the new world of work by redesigning jobs and moving people to where future value will be created. 2 Building Brand Resonance. Listen carefully and learn from data to create a brand proposition that attracts the talent you want. 3 Curating the Work E...

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Feb 20, 2019

The key to success for insurance company process management relies heavily on understanding the strategy and implementing it accordingly. Planning strategy for your insurance business requires time and deep analysis of the on-going process in your business.

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Feb 20, 2019

Infographic: How to Save Money on Your Car Insurance. With car insurance premiums on the rise, having reached record highs earlier this month, it's more important than ever to do everything you can to keep your costs down.

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Feb 18, 2019

Citizens must have health insurance & health insurers are prohibited from denying insurance based on pre-existing condition. Effect on CRE: Increase in construction & development of healthcare sites. If repealed, healthcare assets located in Less affluent markets will see adverse consequence...

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Feb 14, 2019

The main advantage of hiring such independent insurance repair service company is that they have the command over the insurance claims process. Insurance companies should look after the report obtained from this kind company in order to process their claims. They take every effort to help in this di...

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Feb 12, 2019

Seek out an Expert. It doesn't cost more to work with an experienced broker that specializes in cyber insurance. Your company deserves experience, expertise and the leverage an experienced. Examine the Fine Print Understand what you're buying before purchasing your policy. Beware of the fine...

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Jan 31, 2019

Right now, the insurance sector is grappling with multiple challenges: a new, disruptive competitive landscape; soaring customer expectations; the changing nature of risk; outdated legacy systems and processes; surging cybercrime, and ever increasing legislation requirements.

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Jan 28, 2019

We live in a digitally infused world with the flexibility to combine data to generate insights for insurers to act upon quickly and inexpensively. IBM has the capability to enhance your data with cognition to help drive greater customer engagement with better risk assessment and mitigation. Discover...

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Jan 23, 2019

This chart was created by QualityKiosk Technologies Pvt. Ltd. and is maintained on an ongoing basis. Feel free to download it and email us at marketing@qualitykiosk.com if you have tools or technologies to add.

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Jan 16, 2019

Macroeconomic perspective. Total exporting activity. £16.5bn Goods + £5.6bn Services = £22.1bn. £8.5bn Machinery and transport. £1.4bn Insurance and pension services. 60% of Wales’ goods go to the EU compared with. 50% of the UK’s goods .

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Jan 14, 2019

Recently, medical professionals have had unprecedented success with treating cardiovascular diseases and cancer. You can contribute to the recovery e ort by providing individuals with the means to pay for hospital stays, treatments, routine bills, and more after a health event.

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Jan 10, 2019

A digitally capable Procure-to-Pay (P2P) function offers companies the advantages of choosing the right suppliers, negotiating the best contracts and minimizing spend on categories with maximum efficiencies.

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Dec 31, 2018

Pet health insurance has been a growing industry and a passion of our’s since 2007. We work hard to bring you unique, unbiased reviews by conducting research and getting customer feedback. Below are our top three picks for pet insurance reviews this year, including our review criteria and what...

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Dec 30, 2018

For the past 3 years, we’ve surveyed life and health insurance agencies of all sizes to learn how they use technology to manage their books of business, process commissions, and utilize workflow and marketing automation.

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Dec 20, 2018

With an estimated $2 billion investment going toward new insurance technologies called “InsureTech”, 2019 is going to be a disruptive year for the insurance industry. Machine Learning, AI, and automation are changing the way consumers shop for insurance and get service on their policies....

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Dec 19, 2018

68% of US households own a pet. Which amounts to 85M Homes. Rapidly Growing Pet Market. $72B Overall pet spend in the US in 2018. $16.6B Estimated amount pet owners spent on vet care in 2017. Pet health insurance market anticipated to double by 2022 3.

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Dec 19, 2018

Borrowers who are not able to make a down payment of 20 percent are viewed by lenders as a higher credit risk. Private mortgage insurance (MI) enables these borrowers to qualify for a conventional loan by insuring the lender against potential losses in the event a borrower is not able to repay the l...

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Dec 18, 2018

Insurers should keep an eye out for these red flags to remain in compliance with anti-money laundering (AML) rules and regulations. Sales involving. Unusually large single premiums, or a series of large premium payments. Unusual payment methods, such as cash, cash equivalents, or structured monetary...

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Dec 05, 2018

Cloud Adoption Maturity. The Western European insurance industry is rapidly embracing cloud — a significant number of firms place themselves in the higher stages of maturity (managed and optimized). Cloud-Also Versus Cloud-First. "Cloud-also" is still the dominant theme. However, &qu...

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Dec 01, 2018

Involving in a vehicle accident is a threat in our lives. No one does not deserve to hurt or die because of an accident. Better to have an insurance claim that has the widespread concern about our needs. What Virginia Law has for you? It covers other people's damages when the driver is actually ...

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Dec 01, 2018

PERCENTAGE CHANGE IN THE NUMBER OF ADULTS WITH MEDICAID DUE TO THE AFFORDABLE CARE ACT

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Nov 28, 2018

SPOUSE HAS 120 DAYS FROM THESE EVENTS. Death of SGLI Member. Divorce from SGLI Member. Separation from service by SGLI Member. Servicemember declines SGLI coverage. Servicemember declines Spousal coverage.

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Nov 21, 2018

Medicare eligibility begins at 65. And whether you retire by then or not, your coverage will likely go through some changes once you sign up. So, you might want to take care of a few things before your coverage switches over. Catch up on your dental Medicare doesn’t cover most dental work, inc...

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Nov 20, 2018

The overall insurance industry is expected to reach US$ 280 billion by 2020. Life insurance industry in the country is expected grow by 12-15 per cent annually for the next three to five years.

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Nov 12, 2018

In 2017, there were 243,305 uninsured Kansans. Of them, 74,098 would have been newly eligible for Medicaid coverage if the state had expanded its program. Another 33,237 were already eligible for Medicaid or the Children's Health Insurance Program (CHIP) but were not enrolled. More than half (13...

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Oct 25, 2018

Business as usual for health insurance companies is under siege. Innovation and digital strategies can no longer be neglected.

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Oct 25, 2018

In business, sometimes you need to take risks to achieve
your dreams. But going without business interruption insurance shouldn’t be one of them.

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Oct 25, 2018

Giving your family the security of life insurance protection is an important part of your financial planning. But how much does life insurance cost? Surprisingly, it can be quite affordable with options that fit every budget.

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Oct 24, 2018

Serious change offers immense opportunity. Appropriately managing risk is a huge growth area for brokers, with 59% 47% of SMEs feeling more confident in their risk preparedness when a broker is involved. Opportunities for brokers in risk management by providing SMEs with more valuable information: M...

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Oct 20, 2018

Cruises are an amazing way to see the world, offering countless amenities and a more comfortable way to travel. However, like with any trip, medical emergencies could happen during a cruise, which is why cruise insurance is an essential part of planning your trip at sea.

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Oct 20, 2018

Travel Insured has determined if recent current events around the world may impact your coverage under our plans.

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Oct 02, 2018

As insurance plans change, people are finding new ways of saving for retirement alongside the old faithful 401Ks, IRAs, and savings accounts. One of the main benefits people are finding is that with certain health policies and life policies, they can spread their retirement planning throughout their...

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Sep 18, 2018

IT’S REASSURANCE THAT YOU CAN LIVE LIFE TO ITS FULLEST, KNOWING YOUR FAMILY WILL BE FINANCIALLY PROTECTED WHEN YOU PASS AWAY. THERE ARE TWO MAIN TYPES: TERM & PERM (WHOLE LIFE). TERM COVERAGE FOR A SET TERM AMOUNT OF TIME.

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Sep 04, 2018

Technology is growing fast, and many insurance organizations are facing challenges to stay ahead. The utmost priority of an insurance business today is improved profitability and viable growth and to accomplish this, well-known insurance firms are taking all possible measures to utilize ground-break...

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Aug 30, 2018

As much as insurance seems to be a slow-paced industry, it is actually on the forefront of innovation.  Having to deal with new opportunities and threats to the market as new technologies evolve it makes it a great industry to benefit from artificial intelligence technologies. In this infograph...

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Aug 20, 2018

A Single Bancassurance Platform that Enables Straight-through Processing and Supports All Insurance Partners and Products. BANCASSURANCE IS ONE OF THE FASTEST GROWING CHANNELS. Insurers’ premium through Bancassurance grew by 6 % per year. Bancassurance accounts for the bulk of insurance premiu...

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Aug 17, 2018

The unique characteristics of cyber risk imply that exposure measurement and modeling approaches that have been developed for other perils cannot easily be transferred to cyber risk. The insurance industry has made progress in developing the technical capabilities to handle these distinct characteri...

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Aug 07, 2018

This infographic for Flexicover shows in a clear visual manner what travellers should consider when purchasing travel insurance. Process: creating visual mockup and generation of ideas from the initial brief; creating the individual illustrations to depict each section in Adobe Illustrator; Collatin...

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Aug 06, 2018

We know insurance can be awfully confusing. But benefits can be very beneficial. So, to make sure you’re getting the most out of your plan, we’re breaking down the insurance lingo with this easy-to-follow infographic.

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Jul 20, 2018

Underscore looks at trends for Insurance in 2018, we can't wait to see how brands will adapt to use the opportunities these trends create in 2018.

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Jul 18, 2018

What is Property Insurance and How You Can Buy It?  Property Insurance is an umbrella policy that offers wide coverage to various property options. It mitigates general business risk as well as industry specific risk, given 360 degree coverage.

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Jul 13, 2018

Millennials will make up a significant percentage of the life insurance market by 2025, contributing to a $12 billion opportunity for life insurers.

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Jul 12, 2018

Available through GI Connect, SmartQuote is an exciting innovation from Legal & General designed to streamline the home insurance quote and apply process to make it easier for you to sell home insurance to your customers. KNOW YOUR CUSTOMER? With SmartQuote you can get a Buildings and Contents q...

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Jun 28, 2018

Track and manage claims and adjuster productivity with real-time map visualization and automated communications. Challenges Lack of real-time information access while in the field. Manual routing and scheduling for adjusters and managers. Poor visibility into adjusters’ performance and activit...

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Jun 27, 2018

You're Paying Too Much for Car Insurance. 61% of people think their car insurance is too expensive.' Unfortunately, most people don't understand what they're paying for, or what they can do about it. Knowing what goes into your price can make you a smarter shopper.

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Jun 22, 2018

Download IMS’ latest infographic on Driver Behavior and Safety Insights and learn why auto insurers are currently leveraging real-time data to inform their business operations while generating new types of program and product offers for their customers. Insurers cannot succeed if they aim blin...

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Jun 21, 2018

The decision to open your own medical practice is fraught with risk and reward. Whether you’re fresh out of school or looking for autonomy from your practice, your success lies in the details. First things first. Is there a healthcare attorney or accountant in your network? With the healthcare...

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Jun 20, 2018

Federal disaster assistance is only available if the president declares a federal disaster area. And then federal disaster assistance aid usually comes as a loan that must be repaid. In a high-risk area, your home is two times more likely to be damaged by flood than by fire.

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Jun 15, 2018

60 percent of senior insurance executives think insurers lag behind other financial services firms in the drive for digitalization and automation.

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Jun 15, 2018

Primary medical coverage pays first regardless of any other insurance coverage you may have.

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Jun 14, 2018

The average insured adult has 3.6 times his or her annual income in life insurance coverage or $166.800. That may seem like a lot but is it really enough to provide for all of your family's needs? MANY EXPERTS RECOMMEND AT LEAST. When you consider all the things you need life insurance for (e.g....

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Jun 14, 2018

With business owner life insurance, your company can continue if you were to die. Take a moment and think if your company could operate without you. A life insurance death benefit could provide financial safety for your family, business partner and/or your company. The death benefit could be used fo...

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Jun 13, 2018

HOW MUCH DO YOU KNOW ABOUT LIFE INSURANCE? Most Americans believe Life insurance is a necessity all people should have it. Generally, life insurance payouts resulting from death of the insured are excluded from the beneficiary's income—and not subject to tax.

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May 18, 2018

Autonomous, data-driven decision-making is increasing as healthcare uses more AI for administrative and clinical functions. However, AI is only as good as the data used to train it. Without establishing the veracity, or accuracy, of data, organizations leave themselves vulnerable. These vulnerabilit...

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May 09, 2018

Today I want to talk about travel insurance. It’s an important part of my life as a frequent traveler, and a huge help when I find myself in poor health overseas. I’ve teamed up with VisitorsCoverage, an InsurTech company that created a marketplace that allows international travelers to ...

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May 08, 2018

Outsourcing insurance –Reduces the encumbrance over the company’s important resources and amplifies customer satisfaction.

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May 04, 2018

RPA technology is seeing widespread adoption across industries, including financial services broadly. However, the insurance sector has been lagging behind banking and other financial services domains in its adoption. Insurers have just started to run pilot programs to explore the benefits that RPA ...

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Apr 15, 2018

There are a lot of assumptions and 'received wisdom' relating to UK Millennials (18 - 34-year-olds), their financial behavior and how to engage with them. But how true are these assumptions within the insurance industry?

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Apr 07, 2018

The average cost of a car wash at your local car wash or gas station can cost around $8 for a basic wash, but if you want “the works” expect to pay as much as $28. And let’s get real, you want all the extras to keep your ride looking great and sparkling clean. Whether you wash your...

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Mar 27, 2018

Most family business owners wish to see the business continue on for generations. Unfortunately, this is more the exception than the rule. 30% Only 30% of family businesses in the United States pass to the second generation. 12% Only 12% make it to the third generation and just 3% will be around by ...

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Mar 24, 2018

How are insurers using advanced analytics and new technology to transform business operations and enhance customer experiences?

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Mar 22, 2018

Car insurance prices are increasing by up to 50 percent from April 1. Check out this infographic to understand how this affects you and how you can save.

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Mar 20, 2018

Statistics show that 74 percent of insurance shoppers research online before they buy, yet only about 25 percent actually close the deal online. This gap signifies an opportunity for credit unions to better enable purchase completion.

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Mar 15, 2018

It’s not just four wheels and an engine, it’s a prized possession—the car you cherish. You love it. You definitely count on it. Your auto insurance policy needs to be dependable too. Whether you’re shopping for a new car or your policy is about to renew, now’s the ideal...

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Feb 20, 2018

The Compact of Free Association (COFA) Premium Assistance Program provides free health insurance for people who moved to Oregon from the Republic of the Marshall Islands, the Federated State of Micronesia and the Republic of Palau under the compact.

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Feb 15, 2018

There are two types of wage replacement programs that State Scientists are eligible for during periods of non-work-related disability, illness or injury per the current CAPS Memorandum of Understanding (MOU). The two options are Non-Industrial Disability Insurance (NDI) and Enhanced NDI (ENDI). This...

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Feb 05, 2018

An important part of buying an insurance policy is knowing exactly what it covers and what it does not, in terms of the various parts of the car, and different situations.

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Jan 25, 2018

Insurance agency technology has been changing drastically over the last few years. We conducted a survey to find out what agents and agency owners are planning to do in 2017 when it comes to database management, commissions processing, and marketing & workflow automation.

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Jan 25, 2018

With Shrinking Margins and a Volatile Market, Payers Can Use Modern Core Technology as a Change Agent.

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Jan 25, 2018

A pet insurance policy can help you plan for your pet’s healthcare and set costs for routine care and unexpected illness or injury.

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Jan 15, 2018

With customer data scattered across multiple channels and platforms, insurers do not have clear insight into available customer data which could be helpful in tailoring the buying experience for their customers.

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Jan 10, 2018

ASIC undertook a review of how life insurance products are designed and sold through the direct channel and whether this increases the likelihood of poor consumer outcomes. Improving the sale of direct life insurance. Too many consumers are experiencing poor outcomes. Firms need to take action to ra...

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Jan 01, 2018

The Children’s Health Insurance Program (CHIP), created 20 years ago, covers 8.9 million children with family incomes above Medicaid eligibility limits who lack access to affordable private coverage.

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Dec 30, 2017

Emerging technologies are transforming every aspect of the insurance business. Property and casualty insurers are adapting InsurTech capabilities to be more customer-centric, to optimize costs, and to improve operational efficiency. Transformational moves by P&C insurers include the use of conne...

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Dec 11, 2017

Emerging technologies are transforming every aspect of the insurance business. Property and casualty insurers are adapting InsurTech capabilities to be more customer-centric, to optimize costs, and to improve operational efficiency. Transformational moves by P&C insurers include the use of conne...

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Dec 06, 2017

Choosing the correct data collection technology can be one of the biggest challenges! The best choice is not having to make one. IMS’ DriveSync® connected car platform is 100% data source agnostic and it works with any data collection option. It collects, processes and analyzes driving dat...

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Nov 30, 2017

Emerging and lower-income countries will drive the rise in health care expenditures through 2020 as well as the expansion of services in developed countries.

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Nov 22, 2017

More traffic Nationwide, vehicle miles driven increased 3.3% year-over-year in the first half of 2016 and is now at an all-time high.1 More vehicles = higher frequency of crashes. Distracted drivers. One-quarter of crashes involve drivers talking on phones or texting.2 Escalating medical costs. Medi...

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Nov 20, 2017

You are involved in a hunting or drowning incident. A friend is hurt on your property. You are involved in a serious car accident. Any one of these incidents could lead to a settlement or judgment that could be devastating to your family’s finances.

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Nov 15, 2017

Foxtails. Type of grass common in yards and on paths and hillsides.  Embeds in eyes, ears, noses, paws and skin, often requiring surgical removal. TIP. Check your pet thoroughly after being outdoors. Burns. Pets can get sunburns and skin cancer. Hot sidewalks are painful and can burn paw pads. ...

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Oct 25, 2017

Choose a homeowners policy that covers 100 percent of the replacement cost, not only market value. Unfortunately, in some areas, older homes have a market value that is substantially below the replacement cost. Don’t be caught with an inadequate policy.

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Oct 25, 2017

The insurance industry is on the edge of a new wave of transformation. Driven by changing customer needs, digitization, strict regulations, and new competition, this conservative industry is witnessing disruption more than any other sector. The evolution of a new breed of insurtech companies are lev...

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Sep 20, 2017

Fibromyalgia (fi·bro·my·al·gi·a) is a condition that causes pain all over the body (also referred to as widespread pain), sleep problems, fatigue, and often emotional and mental distress. -Centers for Disease Control and Prevention. Called abnormal pain perception ...

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Aug 20, 2017

Robotic Process Automation can deliver major benefits to insurance operations. The major insurers of the world have started running pilots on simple business processes. The results of these programs have been encouraging.

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Aug 20, 2017

Life insurers are a major source of bond financing for U.S. businesses, holding more than 20% of all U.S. corporate bonds.

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Aug 13, 2017

Conventionally, if one is looking for ways to save tax, he/she would think of anything but health insurance. Isn’t it amazing that health insurance will not only help you save tax, but will also provide you with safety and security? Usually, people do not understand how health can save tax. Th...

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Jul 25, 2017

There are some common misconceptions about life insurance. These range from people believing they don't need it to whether insurance companies pay out when they should.

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Jul 20, 2017

First practiced by ancient Chinese and Babylonian traders, General Insurance, also known as Property and Casualty or Non-Life Insurance, has played a critical role in the evolution of modern society. An immense field today, it continues to grow in size and complexity. As increased globalization, and...

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Jul 15, 2017

Our study of digitization in the UK motor insurance sector by LexisNexis Risk Solutions found that only 18% of the insurers surveyed believe the industry is ‘fully prepared’ to manage digital risks. This figure drops to 14% for those who regard their own organization as being ‘very...

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Jun 26, 2017

Many people assume that their basic homeowner’s insurance policy will pay for any type of damage that happens to their home and the property inside it, but what does homeowners’ insurance really cover? Before you assume you have the coverage you need, get to know the details of your spec...

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Jun 15, 2017

The next decade or so will bring about substantial change for auto insurers due to a triad of disruptors - autonomous technology, the emergence of vehicle manufacturers as new competitors and the proliferation of mobility-on-demand services. During this "chaotic middle", insurance carriers...

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Jun 11, 2017

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Jun 05, 2017

One of the indispensable- and most important parts of owning a car is comprehensive insurance. While it may sound very intimidating and overwhelming, especially for first-time car owners, having a comprehensive car insurance is one of the great deals that you will find out there. To better understan...

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May 20, 2017

The core business models for traditional automobile insurance carriers may be under threat of obsolescence, with automobile manufacturers potentially becoming a potent alternative to cover driving risk.

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May 17, 2017

New expectations, innovations, and competition are emerging due to inter-related forces of change in People, Technology and Market Boundaries. These forces have evolved over the Industrial and Information Ages, but are now revolutionary due to the intensity and acceleration at the start of the Digit...

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Apr 20, 2017

Some types of auto insurance coverage are required, others are optional, but you’ll want to understand them all because they provide protection against several types of risk.

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Apr 15, 2017

The variety of life insurance companies in Canada is not what it appears to be in the Canadian market. From a consumer perspective, there are nearly 50 life and health insurance providers, but the reality is a bit different.

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Mar 24, 2017

Your premium how much you pay for your health insurance coverage each month helps cover the costs of the medications and care you receive. It also helps to improve health care quality and a-ordability for all Americans. Here is where your health care dollar really goes.

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Mar 22, 2017

This infographic by Automoblog.net explains to viewers what the different types of car insurances are so they don’t overpay for their policy, and also don’t go under-insured. Car insurance can be a tricky and confusing subject, especially with insurance agents trying to sell as much as p...

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Feb 27, 2017

Learn why your insurance broker or friend just recommended a zero-depreciation policy to you. This infographic has all the right answers. Learn why your insurance broker or friend just recommended a zero-depreciation policy to you. This infographic has all the right answers. Zero Depreciation o...

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Feb 23, 2017

The threat of a cyberattack is gaining widespread attention, given the rise in highly publicized breaches and identity theft incidents. While the cyber insurance market is expected to double or triple over the next few years, it has been slow to develop.

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Feb 18, 2017

For some time of its earlier years, Big Data has been heralded as the savior to troubling businesses, working its magic throughout the private sector. But the public sector has also been using it to change the way in which public policy is made. The environment has completely changed, which is good ...

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Jan 11, 2017

The 2016 Long-Term Incentives, Policies and Practices Survey Report - U.S. reveals a shift from the traditional plans with stock options to performance-based plans that take a long view, and use performance shares as the main award and total shareholder value as the most prevalent metric.

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Dec 06, 2016

In an infographic, they look at the latest trends in directors & officers liability insurance including merger objection, securities class action, and derivative shareholder action. They also examine the general composition of cases from 2011 to 2016.

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Nov 30, 2016

A few policies also cover aggregate claims. Aggregate-only. This infographic presents 2016 data drawn from more than 200 their stop-loss insurance insurer.

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Nov 20, 2016

Growth in the insurance industry has flattened as global GDP growth has slowed and emerging markets have lost their luster.

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Nov 16, 2016

Workers’ compensation was the country’s first social insurance program and provides medical care, rehabilitation, and cash benefits for workers who are injured on the job or who contract work-related illnesses.

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Aug 20, 2016

In the spring of 2013, Towers Watson, in cooperation with the International Insurance Society (IIS), surveyed more than 500 insurance executives, academics and others to identify megatrends most likely to impact the business over the next several years.

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Jun 10, 2016

Medicaid and the Children’s Health Insurance Program (CHIP) are both: Public insurance programs that cover children. Jointly funded by a combination of state and federal matching dollars. An important source of care and coverage for 35.9% of CYSHCN.

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May 16, 2016

Designed to cover the deductible and/or co-insurance not covered by IP and other ancillary benefits.

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May 06, 2016

Excess insurance for workers compensation claims is purchased by employers who self-insurer their worker's compensation obligations as a statutory requirement, either individually or as part of a group.

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Apr 26, 2016

Wondering if you can get a discount on your health insurance policy? Well, here is a list especially for you.

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Apr 25, 2016

Here you will learn:
- How to get more Value from your Mortgage Life Insurance
- What your Bank doesn’t want you to know about Their Coverage
- How to Save Money on this valuable protection

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Apr 16, 2016

Willis Towers Watson asked North American life insurance companies about current and planned use of big data and predictive analytics.

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Feb 25, 2016

There are so many life insurance products in the marketplace that serve different purposes. You may have a specific objective for purchasing a policy other than “if I die” or catastrophic coverage. There are policies that protect against catastrophe, develop tax-free cash value that you ...

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Jan 15, 2016

Insurance carriers can transform data into a trusted, strategic asset to engender breakthrough success with Majesco's business process optimization.

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Jan 05, 2016

This Visualizing Health Policy infographic charts recent trends in employer-sponsored health insurance premiums. Between 1999 and 2015, premiums increased by 203%, outpacing both inflation and workers’ earnings. However, the growth of premiums for family coverage slowed toward the end of that ...

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Nov 25, 2015

For insurance respondents to the Accenture 2015 Global Risk Management Study* growth is back on the agenda and digital presents new opportunities.

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Sep 15, 2015

In 2014, Ohio accepted federal funds to provide health insurance to more low-income residents through Medicaid. Medicaid expansion gives Ohioans with incomes below 138 percent of the federal poverty level ($27,720 for a family of three in 2015) the chance to enroll in affordable health insurance. Ou...

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Aug 25, 2015

Intelligent machines are poised to dramatically shift management roles and recast the workforce of the future. But what do managers in the insurance industry think?

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Jul 28, 2015

This Visualizing Health Policy infographic illustrates the trends and challenges for Medicaid and Medicare as the programs mark their 50th year. Nearly 4 million uninsured, low-income adults remain in the coverage gap in states that have not expanded Medicaid under the Affordable Care Act. Across th...

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Jun 15, 2015

90% of the costs of insurance fraud are the result of claims padding, claimants adding damage, injuries, and fictitious passengers to their claims.

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Apr 07, 2015

Insurance can be a bit of a minefield for new landlords. Our new infographic shows the top four mistakes new landlords face. At National Home Repairs we help landlords manage their insurance claims every day. One call to us is all it takes, we will take the hassle on your behalf.

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Jun 09, 2014

This Infographic shows a brief info about homeowners Insurance, why homeowners insurance is important, homeowner insurance parts and which coverage includes in homeowners insurance.

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One important aspect of life insurance is cost. Though Americans know that life insurance can be valuable, more than 50% reported in a recent study that they didn’t have any life insurance because of other living expenses. At the same time, they overestimated the actual cost of life insurance ...

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Generally, information is not available in the marketplace for consumers to make informed choices about dental coverage.

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Many people gripe about the laws and politics of the United States, but what separates good from bad public policies? Few people have anything to complain about in regards to complex issues such as the merit of rural electrification or the national weather service, but many more hot-button issues cr...

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Public policy impacts any number of areas. More than 9 million Americans that were previously without health insurance gained such insurance in 2014. That wasn't a result of magic: that was a result of the Affordable Care Act. The widely implemented poll tax went away in the 1960s due to the Vot...

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Bought a health insurance policy but clueless about how to make claims? This handy infographic tells you about all the documents required & the steps you need to follow to make it a quick and hassle-free process.

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Data Backup Insurance Policy, sponsored by Dropsuite, is an infographic that showcases the correlation between data backup and insurance. By definition, insurance provides protection against a possible eventuality. The term, insurance, is commonly associated with fire loss, theft of goods or natural...

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Investments focused on efficient distribution alternatives to engage low-penetration markets. Need for product development to expand market reach and acceptance. Transformation of ops platforms for higher quality service.

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Most people, 80%, believe they need life insurance. And 25% say they aren’t fully covered. See how you compare.

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Permanent life insurance has an investment component – and that investment component has some tax advantages for individuals and for companies. The new rules coming into play in 2017 will limit these tax advantages.

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DPI are simple life insurance products that you can buy
directly from the customer service centres or websites
(if available) of life insurance companies.

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Auto insurance is a competitive business and that means consumers have choices. That’s why the I.I.I. encourages everybody to shop around for the policy that best fits their needs and budget.

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This infographic is an overview of the factors to consider when choosing a medical insurance policy.

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Discover the myths and facts surrounding car and automobile insurance policies. Infographic brought to you by Enhance Insurance.

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According to NOAA, in 2017, the US saw 16 weather events with losses exceeding $1 billion and a cumulative cost greater than $300 billion. This put a stop to the five-year trend of falling prices and a softening market. Premiums are expected to rise for most, and more in disaster prone or impacted a...

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Health financing system designed to pool funds to provide access to quality, affordable personal health services based on health needs, irrespective of socio economic status.

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This new infographic illustrates the importance of continued funding for the Children’s Health Insurance Program (CHIP). Failure to extend CHIP funding could result in coverage losses for millions of children and increased financial pressure for states that may lead to reductions in eligibilit...

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No one should go without essential medical treatments because they can't afford them. For some individuals and families, especially those dealing of Underinsure acts chronic diseases, out-of-pocket report problems with.

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The impact of Gen X, Millenials, and Gen Z reflect a growing momentum and swing across multiple areas with participation.

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Cognitive and edge technologies are forks in the road for insurance.

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Overall a very positive year for the general insurers, and a year that we believe signifies the start of a long awaited upswing in the insurance cycle.

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New insurance processes and business models built on blockchain will call into question current orthodoxies and challenge multiple pain points that are prevalent across the value chain.

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This Visualizing Health Policy infographic spotlights public opinion on health reform in the United States as of 2017. The largest percentage of Democrats and Republicans give top priority to lowering out-of-pocket costs for health care. However, other priorities vary by political party: 63% of Repu...

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This Visualizing Health Policy infographic looks at costs and outcomes of mental health and substance use disorders in the United States (US). Nearly 18% of adults reported having a mental, behavioral, or emotional disorder in 2015, including more than 1 in 5 women. Furthermore, nearly 3% of people ...

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Responsible for 91 deaths each day, the opioid epidemic continues to devastate the nation. The death rate from these drugs has nearly quadrupled since 1999 and continues to rise. Nearly half of these opioid-related deaths—42 each day— were caused by a prescription opioid. Prescription op...

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Certified Community Behavioral Health Clinics must provide person- and family-centered treatment planning within their scope of services. This service must align with Section 2402(a) of the Affordable Care Act which includes self-direction of services.

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Small business insurance, sometimes called commercial insurance, helps cover a business' assets, property, and income against certain losses. A business owners policy (BOP) offers three basic types of coverage to help protect a business: business property coverage, general liability coverage, an...

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Do all Life Insurance terms seem Greek to you? Well, let our Turtle help you understand these terms in a simple manner so you aren’t clueless next time you read them.

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Over the years, health laws and policies have had an effect on everything from fast food to marijuana. But as these laws and policies change, do those changes have a direct impact on public consumption? There is plenty of research that suggests they do. However, in some cases, it appears that less s...

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While the cars themselves have been getting better, the driving conditions in India are yet to keep pace. As a result, accidents and mishaps continue unabated, therefore driving home the point of having a good motor insurance policy, to cover up for damages. This infographic lists out FIVE Key Terms...

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Helping insurers thrive with digital life insurance policy administration. Compare the digital insurance approach to the traditional approach. Product manager thinks of a new product concept combining existing features of products currently available.

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For employers, offering benefits packages which include types of insurance, such as PMI and Income Protection, can be beneficial for all parties. Insurance tends to protect us from worst-case scenarios and ensure we’re prepared for almost every eventuality. However, home, health, and life insu...

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The California housing crisis is a good lens through which to view the process of formulating and establishing public policy. As you work toward your Master’s in Public Administration, the five-step process for creation of public policy will become key to your education. You will learn that on...

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If you have an insurance policy, you've likely heard of premiums, deductibles and limits. But do you know what each of these terms means? Each of these concepts helps determine how much you'll pay for your insurance (homeowners, auto, boat or life, for instance) — as well as how much y...

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If you thought life insurance was a one size fits all for everyone you're way off kilter. Life insurance rates depend on a lot of different criteria, below are a few of the major areas of concern.

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This Visualizing Health Policy infographic provides a snapshot of the 2014 Ebola outbreak in West Africa. It includes key facts about the Ebola virus, shows how the number of Ebola cases in the current outbreak outstrips the case total from all previous Ebola outbreaks and offers a summary of the ke...

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This month’s Visualizing Health Policy infographic shows global health funding’s share of the US federal budget, the flattening of US funds for global health during the 21st century, where US dollars for global health are spent, the major areas receiving US global health funding, and how...

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September is Life Insurance Awareness Month, a public campaign that reminds us of how important it is to plan for tomorrow. In the event that an untimely death occurs, life insurance helps families meet financial obligations and maintain financial security during a difficult time.

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Purchasing a home is one of the biggest things in life. Apart from utilizing most of the savings, you may have to avail a home loan to purchase it. To avoid the financial impact of damages caused to your home due to unexpected perils, a home insurance policy is recommended. A home insurance plan off...

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Nothing in this world comes without its own risks. You certainly cannot protect yourself from all these risks but you can definitely guard yourself against some of them like the risks against the future of your loved ones after you are no more, your health, your home, your car, and the risks involve...

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Have you been steering clear of life insurance for any of the following reasons? It's too expensive. It's too hard to buy. It's too confusing. It's unobtainable because of my health issues. It's too late because I am a ghost. If your excuse is any of the first four, this handy in...

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Healthcare is one of the top issues voters want President-elect Trump to focus on in his first year in office. Making prescription drugs more affordable is the number one policy priority while the replacement of the Affordable Care Act is completely on the table.

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Water ingression, leakage of lubricating oil, etc. can damage your car’s engine. Engine damages are not covered under a comprehensive policy. But with the help of an Engine protection add-on cover you can enhance your coverage and stay financially covered.

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Insurance is highly asymmetric. Large players dominate the market and reap benefits from network effects. Customers are in a weak position, don’t understand policies, often feel treated unfairly or even ripped off. Insurance companies have a strong incentive not to pay out claims.

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The Hanover sells policies exclusively through independent insurance agents and has done so for more than 165 years. We believe agents help tailor the best combination of coverage, value and price for individuals, families and businesses.

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A look at the current state of earthquake insurance in the United States, the infographic provides general information on the cost and availability of earthquake insurance while also depicting what it will usually cover.