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Who needs a 10-year term life insurance policy? WHO NEEDS A 10-YEAR TERM LIFE INSURANCE POLICY?

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Jul 08, 2019

When youre just getting married or having a child, the decision to purchase term life insurance is easy. You know you need financial protection, and you know you need it for a long time. But as you get closer to your financial goals, the question gets a little more nuanced. Do you still need life in...

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EARTHQUAKES: MORE LINKS FROM INSURANCE INFORMATION INSTITITUTE EARTHQUAKES: MORE LINKS FROM INSURANCE INFORMATION INSTITITUTE

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Jul 06, 2019

An earthquake is a sudden and rapid shaking of the earth caused by the breaking and shifting of rock beneath the earths surface. This shaking can sometimes trigger landslides, avalanches, flash floods, fires and tsunamis.Millions of people across 42 states are at risk for damage from an earthquake, ...

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EARTHQUAKES AND INSURANCE: WHAT YOU NEED TO KNOW EARTHQUAKES AND INSURANCE: WHAT YOU NEED TO KNOW

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Jul 06, 2019

Earthquakes can cause much harm to home structures. They can damage housing foundations and collapse walls; even relatively mild tremors can destroy furnishings and belongings.Homeowners and renters insurance does not cover earthquake damage. A standard policy will, however, generally cover losses f...

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InsurTech Futures: Worry+Peace and Next Generation join forces INSURTECH FUTURES: WORRY+PEACE AND NEXT GENERATION JOIN FORCES

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Jul 05, 2019

Next Generation is the latest addition to Worry+Peace’s regulatory incubator.InsurTechs Worry+Peace and Next Generation have announced the signing of a new agreement.Next Generation will be the fourth firm to join Worry+Peace’s regulatory incubator as a result.Worry+Peace provides insigh...

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In-depth - claims: The tech frontline IN-DEPTH - CLAIMS: THE TECH FRONTLINE

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Jul 05, 2019

How can brokers use tech to manage claims and help customers prevent them? Martin Friel investigatesPart and parcel of any claims proposition has to include a focus on fraud. Of course, brokers have always had a part to play here but their involvement in claims requires them to adopt a more fundamen...

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Deferred taxes and the new investment tax law DEFERRED TAXES AND THE NEW INVESTMENT TAX LAW

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Jul 05, 2019

Deferred taxes under Solvency II are calculated on the basis of Art. 15 i. V. m. Art. 9 Delegated Regulation. The recognition and measurement of deferred taxes is governed by International Financial Reporting Standards (IFRS).According to IAS 12, deferred taxes are to be accrued using the balance sh...

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Global Contents Insurance Market 2019 By: Allianz, AXA, Nippon Life Insurance, American Intl. Group, Aviva, Assicurazioni Generali, Cardinal GLOBAL CONTENTS INSURANCE MARKET 2019 BY: ALLIANZ, AXA, NIPPON LIFE INSURANCE, AMERICAN INTL. GROUP, AVIVA, ASSICURAZIONI GENERALI, CARDINAL

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Jul 03, 2019

The Contents Insurance market has been showing Reliable growth momentum and Vital Dynamics of Contents Insurance Industry Market at national and international levels from some previous years. Though it is anticipated to exhibit more Effective performance during the forecast period of 2019 to 2025 as...

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AI ON A BIG SCALE WILL GIVE INSURERS A HUGE COMPETITIVE EDGE AI ON A BIG SCALE WILL GIVE INSURERS A HUGE COMPETITIVE EDGE

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Jul 03, 2019

Insurers that roll out AI solutions across their businesses will gain a substantial advantage over their competitors.Most big insurers have begun experimenting with artificial intelligence (AI) applications. Some have even begun implementing AI solutions. Few, however, have rolled out AI application...

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How Does Business Insurance Protect Against Lost Business Income HOW DOES BUSINESS INSURANCE PROTECT AGAINST LOST BUSINESS INCOME

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Jul 02, 2019

Accidents and misfortunes occur to most businesses at various times. When something occurs that leads to significant loss for your company, you may face hardships. Can you keep the doors open? Do you need to let go of employees?Some forms of business insurance provide protection from business income...

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How To Lower Your Homeowners Insurance Costs HOW TO LOWER YOUR HOMEOWNERS INSURANCE COSTS

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Jul 02, 2019

If you own a home, homeowners insurance is an item in your budget thats there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the foll...

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How much of the life insurance application process can you do online? HOW MUCH OF THE LIFE INSURANCE APPLICATION PROCESS CAN YOU DO ONLINE?

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Jul 02, 2019

Weve become pretty accustomed to our convenient online services. Its nearly impossible to imagine a life before Amazon Primes free shipping, scheduling an early morning ride-hailing app pickup for 6 a.m. flights, or even being able to manage your banking without setting foot in an actual bank.

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6 types of people who might need a 20-year life insurance term 6 TYPES OF PEOPLE WHO MIGHT NEED A 20-YEAR LIFE INSURANCE TERM

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Jul 01, 2019

Its not the most common pregnancy story: I was eight months along, sipping water instead of coffee in the conference room, discussing with a financial planner what would happen to my unborn child and me if my husband were to die unexpectedly. Far from as morbid as it sounds, the conversation was act...

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INSURERS, DO YOU KNOW HOW TO MANAGE COST IN THE CLOUD? INSURERS, DO YOU KNOW HOW TO MANAGE COST IN THE CLOUD?

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Jul 01, 2019

Before moving to the cloud, insurers need to ask: how can I make sure my migration to the cloud is cost efficient and suitable for my business?One of the oft-touted benefits of cloud is that it reduces costs. This was also one of the benefits I mentioned in my previous post, but it comes with an imp...

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INCLUSION AND INNOVATION, WITH ERIC JOOST (PODCAST) INCLUSION AND INNOVATION, WITH ERIC JOOST (PODCAST)

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Jul 01, 2019

How prepared is the insurance workforce for a digitally-driven future? Are insurers equipped to attract new, more diverse talent? And how does it all feed into a sustainable future for the industry? Eric Joost on why innovation is non-negotiable-and why inclusion must be a personal priority.

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Insurance Awareness Day: Building The Right Connect INSURANCE AWARENESS DAY: BUILDING THE RIGHT CONNECT

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Jun 28, 2019

Insurance as a concept in India dates back to thousands of years where in the writings of Manusmriti, or Arthashastra, the thinkers of those times talked about pooling of resources so as to distribute them at the time of a calamity owing to fires, floods, famine or epidemics. Fast forward to 2019, t...

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Apollo Insurance Solutions Officially Live APOLLO INSURANCE SOLUTIONS OFFICIALLY LIVE

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Jun 27, 2019

Canadian insurance marketplace Apollo Insurance Solutions is officially live with its small business insurance platform for brokers and/or small business owners. The announcement follows Apollo’s $1m CAD angel round of funding.

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Insurtech partnership to assist SMEs INSURTECH PARTNERSHIP TO ASSIST SMES

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Jun 27, 2019

In an exciting new partnership for the insurtech space, Prudential Corporation Asia is teaming up with HælthTech in a move that the insurer said will enable straight-through processing of transactions and the automation of core processes.

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A pair of leading health and wellness apps come to Haven Life Plus A PAIR OF LEADING HEALTH AND WELLNESS APPS COME TO HAVEN LIFE PLUS

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Jun 27, 2019

Yesterday, your term life insurance was able to help you financially protect your loved ones.Today, yes, your policy still does that. That’s what its for. But it can also make traveling easier and your beach body tighter.Were excited to share that two new services have been added to Haven Life...

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LexisNexis: More insurance execs using, open to virtual claims, might go touchless LEXISNEXIS: MORE INSURANCE EXECS USING, OPEN TO VIRTUAL CLAIMS, MIGHT GO TOUCHLESS

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Jun 27, 2019

The 2019 LexisNexis Future of Claims Study released earlier this year found more insurance executives open to virtual and even touchless claims than two years prior.The results lend insight into what collision repairers might expect to see on the ground and how a shop might choose to handle customer...

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Global Long-Term Care Insurance Market 2019 Development Strategy Allstate, LTC Financial Solutions, MassMutual, GLOBAL LONG-TERM CARE INSURANCE MARKET 2019 DEVELOPMENT STRATEGY ALLSTATE, LTC FINANCIAL SOLUTIONS, MASSMUTUAL,

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Jun 27, 2019

MarketandResearch.biz announced that its published an exclusive report namely Global Long-Term Care Insurance Market 2019 by Manufacturers, Regions, Type and Application, Forecast to 2024 in its research database with report summary, table of content, research methodologies and data sources. The res...

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HOW INSURANCE CEOS CAN ADDRESS THE CHALLENGES OF A FRAGILE DIGITAL ECONOMY HOW INSURANCE CEOS CAN ADDRESS THE CHALLENGES OF A FRAGILE DIGITAL ECONOMY

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Jun 27, 2019

The digital economy holds opportunities and challenges for insurersSince its inception, the Internet has been a catalyst for connection and growth. As insurers begin to explore new, innovative ways to connect with their customers and partners, they are more reliant on the digital economy and the Int...

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AI HOLDS THE KEY AS INSURERS BID TO RAMP UP THE CUSTOMER EXPERIENCE AI HOLDS THE KEY AS INSURERS BID TO RAMP UP THE CUSTOMER EXPERIENCE

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Jun 26, 2019

AI is helping insurers improve dramatically the customer experience they provide their policyholders.The customer experience is fast becoming the new battleground for competitors in the insurance industry. Carriers that can quickly roll out highly-personalized real-time customer services, on a big s...

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UNDERSTANDING WAIVERS OF DEDUCTIBLE IN HOME INSURANCE UNDERSTANDING WAIVERS OF DEDUCTIBLE IN HOME INSURANCE

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Jun 25, 2019

UNDERSTANDING THE WAIVER OF DEDUCTIBLE CLAUSEIts likely that you have already determined your deductible on your home and auto insurance policies. But what do you know about the waiver of deductible clause? The waiver of deductible is a clause in your insurance policy that lists situations where you...

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Will Auto Insurance Pay for a Rollover Due to High Speeds? WILL AUTO INSURANCE PAY FOR A ROLLOVER DUE TO HIGH SPEEDS?

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Jun 25, 2019

Speed limits exist for a reason. At high speeds, auto accidents can be very dangerous. Just going 10 to 15 miles over the limit may cause significant damage. However, when you are going faster than this, a rollover can happen. This can cause life-threatening injuries and total your car. If this happ...

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Do Insurance Companies Value New Customers Over Long Time Loyalty DO INSURANCE COMPANIES VALUE NEW CUSTOMERS OVER LONG TIME LOYALTY

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Jun 25, 2019

Hello everyone. New here. TL;DR and bottom. I had a recent experience with Allstate in Missouri I wanted to share that had really soured me to the insurance industry as a whole. I wanted to get some feedback on whether or not this is typical behavior.My wife and I have been Allstate customers for ov...

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THE FIVE TECHNOLOGY TRENDS TO WATCH, AND HOW THEY WILL IMPACT THE INSURANCE INDUSTRY THE FIVE TECHNOLOGY TRENDS TO WATCH, AND HOW THEY WILL IMPACT THE INSURANCE INDUSTRY

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Jun 25, 2019

How the post-digital era will impact your businessAccenture s new Technology Vision for Insurance report outlines the key trends that will have an impact on insurers over the short to medium term. In this series, I have defined the post-digital era, discussed how insurers can build business models t...

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FIVE STEPS INSURANCE CARRIERS CAN TAKE TO BECOME CUSTOMER-CENTRIC ‘LIVING BUSINESSES’ FIVE STEPS INSURANCE CARRIERS CAN TAKE TO BECOME CUSTOMER-CENTRIC ‘LIVING BUSINESSES’

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Jun 25, 2019

As technology advances and consumer expectations continue to shift, insurance carriers must adapt to thrive.Previously, I shared some key findings about insurance consumers priorities and desires from Accentures 2019 Global Financial Services Consumer Study. Its clear that insurers have to get conte...

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FIVE BENEFITS OF CLOUD FOR INSURANCE FIVE BENEFITS OF CLOUD FOR INSURANCE

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Jun 24, 2019

Five reasons why cloud adoption is on the rise for insurersThe concept of cloud computing started in the 1960s, when researchers at MIT developed technology that allowed them to use more than one computer at the same time. This intergalactic computer network was the first foray into the cloud, and i...

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A Brief Review of What’s Happening in TCPA Insurance Coverage Cases from TCPAWorld A BRIEF REVIEW OF WHAT’S HAPPENING IN TCPA INSURANCE COVERAGE CASES FROM TCPAWORLD

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Jun 21, 2019

This is a repost from TeamSPBs TCPAWorld blog on a quick review on recent TCPA insurance coverage cases. You can read the post here on TCPAWorld or read below the break.TCPA World featured two blog posts in May (May 6 and May 31) that discussed two TCPA coverage cases. In this post, we will cover so...

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What Factors Determine Business Insurance Cost WHAT FACTORS DETERMINE BUSINESS INSURANCE COST

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Jun 20, 2019

What Factors Determine Business Insurance Cost The investment in business insurance can be a difficult one for some people. This type of insurance is invaluable, however. You need it to help defray the costs of many risks associated with managing your business. Yet, having a policy that fits your go...

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TYING THE KNOT? SPECIAL EVENT INSURANCE FOR YOUR SPECIAL DAY TYING THE KNOT? SPECIAL EVENT INSURANCE FOR YOUR SPECIAL DAY

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Jun 11, 2019

It has us thinking of warmer, longer days, getting outdoors and, of course, weddings.It also has us thinking about the cost of weddings.Did you know the typical American wedding includes about 140 guests and costs over $35,000?That price tag, it should be noted, includes the cost of wedding bands, b...

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Assessing Your Need for Business Insurance on Key People ASSESSING YOUR NEED FOR BUSINESS INSURANCE ON KEY PEOPLE

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Jun 06, 2019

Companies need a wide range of business insurance products. Luckily, there are plenty of products on the market that can provide you with all of the protection you need. As a business owner, you probably spend a lot of time building up your company. It may be dependent on you. Or, you may have impor...

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Who should be your life insurance beneficiary? WHO SHOULD BE YOUR LIFE INSURANCE BENEFICIARY?

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Jun 04, 2019

When my daughter, Lucy, was born three years ago, I knew I needed to get life insurance. But as a single parent, I was stumped when it came time to select a beneficiary. Should I name my father, who, at 83 years old, is more focused on his own end-of-life options? I also have two brothers, one who h...

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HOW INSURERS CAN STRENGTHEN THEIR ECOSYSTEM CAPABILITIES HOW INSURERS CAN STRENGTHEN THEIR ECOSYSTEM CAPABILITIES

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May 28, 2019

nsurers may recognize the importance of ecosystems in the future, but that doesn’t mean that they are completely equipped for disruption. In fact, many carriers currently overestimate their ecosystem capabilities. While 97% of the companies surveyed considered themselves a highly attractive ec...

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10 MUST-HAVE HUMAN-MACHINE FUSION SKILLS FOR INSURANCE WORKFORCES 10 MUST-HAVE HUMAN-MACHINE FUSION SKILLS FOR INSURANCE WORKFORCES

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May 23, 2019

The adoption of intelligent technologies is putting pressure on insurers to build future-fit workforces capable of human-machine collaboration. Eight fusion skills, underpinned by 10 core intelligences, provide a broad guideline for insurance business leaders directing training efforts and forming t...

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EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS EQUIPPING INSURANCE WORKFORCES FOR AI – THE MISSING MIDDLE SKILLS

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May 16, 2019

The adoption of artificial intelligence (AI) technologies will transform the financial services industry and enterprises fast. Without insight into how the workforce needs to change, what skills are needed and how they could be acquired, many insurers are stalling. Accenture’s research provide...

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What is temporary life insurance coverage? WHAT IS TEMPORARY LIFE INSURANCE COVERAGE?

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May 16, 2019

The life insurance industry can often seem like it speaks its own language. There are terms like fluid less,proposed insured, and riders- all of which understandably can cause a bit of hesitation and head-scratching. In the life insurance purchasing process, you might come across a phrase called Tem...

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Whole Life Insurance: A Guaranteed Death Benefit WHOLE LIFE INSURANCE: A GUARANTEED DEATH BENEFIT

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May 06, 2019

You can’t avoid death and taxes, but this product can help!There are many reasons to purchase whole life insurance, which is why so many consumers turn their attention to this type of policy when they find themselves in the market for coverage.While every benefit is well worth discussing, it&r...

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How to name a child as a life insurance beneficiary HOW TO NAME A CHILD AS A LIFE INSURANCE BENEFICIARY

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May 06, 2019

When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a t...

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SPOTLIGHT

Insurance carriers must respond quickly and accurately to market dynamics to maintain their competitive edge, but most actuaries and product managers still rely on legacy systems for building and modifying pricing models.

RESOURCES