2019 Insurance Outlook

| December 20, 2018

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Sustained economic growth, rising interest rates, and higher investment income are among the positive factors that appear to be bolstering insurer results in 2018, setting the stage for enhanced top- and bottom-line growth in the year ahead.The US property and casualty (P&C) side of the business got off to a particularly good start in the first half, with net income more than doubling compared to 2017.

Spotlight

Harmonia Corretora de Seguros

Founded in 1981, Harmonia Corretora de Seguros, a Howden Broking Group company, has a strong presence in the domestic and international market and is among the largest Brazilian Insurance Brokers. Specialized in Employee Benefits, Property and Casualty, Risk Management and insurance consulting, Harmonia has partners in the United States and in several countries in Europe and Latin America together with the major international insurance networks.

OTHER ARTICLES

Putting a price on protection: the importance of cyber insurance

Article | March 23, 2020

For almost as long as businesses have been subject to risk, some form of insurance has existed to mitigate their exposure. The first recorded commercial insurance policies date back to Babylonian times, and in the thousands of years since, the types of business cover available have multiplied exponentially, driven by the uptake of technology. It’s now over 20 years since the first cybersecurity policy was written. At the time, this was considered groundbreaking – although by modern standards, its scope was limited. These days, cyber insurance providers cast a far wider net. By 2025, it’s expected the global market size will grow to over $23 billion. Some policies cover the costs arising from first-party data breaches, while others cover liability for damages, providing assurance for companies who collect and store sensitive customer information.

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Working From Home: What You Need to Know About Insurance Coverage

Article | March 30, 2020

During these unprecedented times, the everyday norm is shifting for most Americans. Commutes have become a simple walk down to the coffee maker instead of the usual 15-30 minute drive from home. With much of the workforce working remotely, likely from a home office, it is important that you are protected from further unexpected exposures. Most homeowner and renters insurance policies limit coverage, so discussing business exposures with your agent to ensure proper coverage is in place is a must.

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Data & Analytics: An Insurance Perspective

Article | March 5, 2020

Technology has changed the way we live our lives and, as a consequence, the way we do business. Within the span of barely a decade, the smartphone has become almost part of us and the use of mobile apps and digital interactions have contributed to many industries transforming their operations.

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How Are Chatbots and Artificial Intelligence Are Adding Value To The Insurance Sector

Article | April 7, 2020

Chatbots are capable of providing one-on-one consultancy to website visitors, customers, as well as internal employees. In the insurance industry, this is vital, as it is a large, complex industry that customers and employees alike may have questions about. Where do chatbots fit in within the insurance industry? One of our chatbot experts has crafted a list of key areas for chatbots in the insurance industry.

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Spotlight

Harmonia Corretora de Seguros

Founded in 1981, Harmonia Corretora de Seguros, a Howden Broking Group company, has a strong presence in the domestic and international market and is among the largest Brazilian Insurance Brokers. Specialized in Employee Benefits, Property and Casualty, Risk Management and insurance consulting, Harmonia has partners in the United States and in several countries in Europe and Latin America together with the major international insurance networks.

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