5 Common Insurance Coverage Gaps and how Insurtech can Help

SRIDEVI TALLURI | February 20, 2018

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All states require car owners to have mandatory auto insurance that can cover liability and personal injury protection. Depending upon the state you live, there are also some additional requirements. According to collision coverage and comprehensive coverage are optional coverages. So if you are in an accident, the damages to your person and property may not be covered if you do not have collision coverage. Similarly, if your car gets damaged by fire, falling objects, vandalism or storms, you may not be covered if you do not have comprehensive coverage. Do not assume that you might have them. Check your policy and talk to an agent to find out for sure if you have coverage for this category. Avoiding this gap might save you money if the worst-case scenario strikes.

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Alwen Hough Johnson Limited

Alwen Hough Johnson Limited (AHJ) was established in 1973 and is a Lloyd’s Broking House, specialising in all forms of Marine, Aquaculture, Non Marine Reinsurance, Energy Insurance, and specialist lines of direct wholesale insurance.

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