5 Things to Know About Getting Life Insurance for Your Child

Helen mosher | July 31, 2018

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We spend so much time talking about the reasons adults need life insurance (income protection, covering funeral costs and so on) that it’s easy to forget why it may be a good idea for you to insure your children as well. When we think about it, we reason that our kids aren’t contributing to the household budget, in fact, anyone with kids knows that raising them takes a lot out of that budget! But getting a permanent life insurance policy for a child can offer financial advantages for them later in life (in addition to the death benefit).

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We are independent insurance agents, entrepreneurs, and educators. Independent means everything. Did you know that most agents only work for one insurance company? Who do you think they'll suggest as the best option? Is there any motivation there for them to raise a red flag when things go wrong? We court the best companies in the country and then expect them to compete inside our agency for your business. Working with an independent agent means your agent works for you and not the company. You get better options, unbiased advice and most importantly an advocate in tough situations. We don't work for the company we work for you.

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