5 ways to avoid general liability insurance claims at your auto repair shop

| February 27, 2019

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If you have an auto repair shop or an auto body shop, you’re in the line of fire of plenty of risks every day. Sure, your auto repair shop insurance can help you out of a tight spot if you have a general liability claim, but it’s probably a better idea to just avoid that claim in the first place. We’ve got 5 tips to help you avoid general liability insurance claims. And, you know, lawsuits. Because lawsuits are no fun. What is general liability insurance? First of all, let’s take a quick minute to go over what exactly general liability insurance is and what it does. General liability insurance will protect your business against claims that you caused someone property damage or bodily injury. It will cover your legal obligation to the injured person, and it will also help you cover your legal expenses if they decide to sue. This coverage is essential for auto body shops and auto repair shops. Lawsuits can get extremely expensive. To illustrate, let’s say that one of your customers is coming to pick up their car after you repaired it. They’re crossing the parking lot when they accidentally trip over a crack in the asphalt. They fall hard and break their arm, so they end up with some major medical expenses. On top of that, they choose to sue you over the accident. General liability insurance helps you cover your obligation to the injured customer and your legal expenses.

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Warner Pacific Insurance Services

Warner Pacific is a family owned and operated general agency serving California and Colorado’s insurance brokers for 30 years. From custom quote preparation to post-sale support, we are dedicated to helping you grow your business.

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