6 car insurance coverages explained

| January 11, 2019

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If you’re getting car insurance, you might be a little overwhelmed by all the choices you have to make. Sure, you might just want the entire ordeal to be over with. You might be tempted to be haphazard about choosing your coverages. But it’s important to know how each of these coverages protects you (believe it or not, these coverages are more than just money flying out of your wallet.) Here are 6 car insurance coverages explained in simple, bite-sized pieces. 6 car insurance coverages explained. Auto liability insurance: Auto liability insurance is required by law – how much insurance you must carry is determined by your state’s laws. This is the insurance you need to be able to drive your car legally on the road. There are two main parts of liability insurance: Bodily injury liability insurance will help you cover your legal obligations to another driver and their passengers if you’re at fault in a car accident. It covers expenses and claims such as their medical bills, their lost wages, and their pain and suffering. It can help you if the injured party decides to sue you.

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James G Parker Insurance Associates

James G Parker Insurance Associates started out with a single office and a goal to provide our clients with the very best in insurance products, services and protection. Some things have changed over the years. We have grown and are now recognized as one of the top 50 privately held insurance agencies in the nation by the Insurance Journal, with offices located throughout the state of California.

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