6 things insurance agents want you to know about home insurance

| February 18, 2019

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Home insurance is a bit of a beast. Getting a homeowners insurance policy might seem really daunting. To help you with either getting home insurance or just making heads or tails of a few of the finer points, we’ve put together this list of six things insurance agents want people to know about home insurance. 6 things insurance agents want you to know about home insurance. 1. Flooding is not covered by home insurance. This one makes the top of our list of things to know about home insurance because many people assume that their insurance will cover flooding from heavy rain. But unfortunately, that’s not the case. To protect yourself financially against flood-related losses, you would have to get a flood insurance policy from the NFIP (National Flood Insurance Program) through an agent. And the best time to protect your home is before your basement gets turned into a swimming pool. Flood insurance policies take thirty days to become effective, so you have to be proactive. There are very few exceptions to the thirty-day waiting period. (One exception is if you need to get the flood insurance in order to get, extend, or increase a mortgage loan.).

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Frenkel & Company

Frenkel & Company – an EPIC Company is a full-service brokerage established in 1878. Our business strategy has evolved since then, but our client-centric platform continues to serve us well in today’s competitive marketplace. In November, 2017, we joined forces with EPIC Insurance Brokers & Consultants (EPIC), the 10th largest commercial insurance broker in the nation. As part of EPIC, we are also among the top 10 commercial insurance brokers worldwide.

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Frenkel & Company – an EPIC Company is a full-service brokerage established in 1878. Our business strategy has evolved since then, but our client-centric platform continues to serve us well in today’s competitive marketplace. In November, 2017, we joined forces with EPIC Insurance Brokers & Consultants (EPIC), the 10th largest commercial insurance broker in the nation. As part of EPIC, we are also among the top 10 commercial insurance brokers worldwide.

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