CAN A DISABILITY INSURANCE BROKER HELP ME WITH MY CLAIM?

| January 22, 2019

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Recently a potential client contacted me and asked me if I could help assist them in the future if they encountered a disability insurance claim. I explained to them how it worked. Brokers can listen to their clients and direct them to the company to initiate a claim. However, a broker is not actively involved in the claims process. The potential client told me that another broker told them that they are “the best in assisting clients with claims and you should buy from us!” This is completely false. Brokers do not make claims decisions nor can they influence a company about whether a claim should be paid. Claims decisions are made directly with the client and the broker is not involved whatsoever. If a broker tells you that they assist you in the claims process, this is false. As it turns out, this mentioned broker was in the business for less than a year and most likely had never encountered a claim.

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Gore Mutual Insurance

At Gore Mutual Insurance, we’ve created an environment where you’ll be encouraged and supported to develop your potential. You will have the opportunity to grow, learn and experience the power of a culture that raises your best efforts to a whole new level. More importantly, your work will have a lasting impact on the company and the well-being of our customers.

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Article | April 12, 2021

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Spotlight

Gore Mutual Insurance

At Gore Mutual Insurance, we’ve created an environment where you’ll be encouraged and supported to develop your potential. You will have the opportunity to grow, learn and experience the power of a culture that raises your best efforts to a whole new level. More importantly, your work will have a lasting impact on the company and the well-being of our customers.

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