Can You Get Life Insurance After a Heart Attack

| March 13, 2019

article image
Having a heart attack typically makes a consumer more conscious of their mortality and the responsibilities they have toward their dependents. Unfortunately, at the same time going through a heart attack can create challenges when it comes to finding a good life insurance policy. Nevertheless, it's still possible to get life insurance after heart attack if consumers know what to look out for. Consumers need to understand where they stand with life insurance providers and what they need to look for to get the coverage they need to keep their family financially secure regardless of what happens. How a Heart Attack Affects Life Insurance Policies. Obviously, a heart attack is likely to make life insurance more expensive for you. Ideally, a consumer will have already signed on to a life insurance policy before a heart attack. However, after a heart attack occurs, it will be part of your medical history and life insurance providers will evaluate this event in determining whether or not they can insure you. Typically, these things are reviewed during the under-writing process, but it is also possible to get life insurance with no medical exam.

Spotlight

AXA Affin Insurance

Empowering Malaysians to live better lives with complete insurance solutions from Travel and Motor to Life and Medical. AXA Affin General Insurance. AXA Affin General Insurance Berhad is a joint venture between AXA Group and Affin Holdings Berhad. We are one of the fastest growing general insurance companies in Malaysia, and the No.1 leader in Medical and Health insurance (source: ISM).

OTHER ARTICLES

The economy is slowing down: what does it mean for insurance companies?

Article | April 21, 2020

Since 2010, as countries waded out of the recession of 2008, they enjoyed economic growth. Coupled with technological innovation, the global economy really got a boost. But, mirroring Nature’s cycles, it seems it is now time to hit a plateau and slow down. In this article, we explore why the slowdown could be happening and more importantly, what it means for us in the insurance industry.

Read More

Three insurtech trends to watch in 2020

Article | March 11, 2020

As the technological transformation of the global business landscape continues, more and more industries are feeling the pressure to embrace the potential of digital solutions, or be consigned to the scrapheap. In the unending quest for legacy industries to stay agile and avoid disruption, leading edge technologies are fusing with existing business models to create new, tech-driven disciplines. Fintech has been one of the great success stories of this trend, as financial institutions harness the power of artificial intelligence (AI), big data and multi-platform customer experiences (CX) to meet the expectations of their customers.

Read More

Insurance Chatbots: Optimizing Customer Experiences

Article | April 13, 2020

Artificial intelligence (AI) has changed the insurance industry – and customer service is no exception. One of the most common forms of AI are the use of chatbots, which Forbes defines as “software functionality that is designed to receive conversational input through text of voice and then generate a response that is also in natural language.” In other words, instead of interacting with a human, you’re “chatting” with a bot that’s programmed to understand your questions and direct you to the right place.

Read More

Data & Analytics: An Insurance Perspective

Article | March 5, 2020

Technology has changed the way we live our lives and, as a consequence, the way we do business. Within the span of barely a decade, the smartphone has become almost part of us and the use of mobile apps and digital interactions have contributed to many industries transforming their operations.

Read More

Spotlight

AXA Affin Insurance

Empowering Malaysians to live better lives with complete insurance solutions from Travel and Motor to Life and Medical. AXA Affin General Insurance. AXA Affin General Insurance Berhad is a joint venture between AXA Group and Affin Holdings Berhad. We are one of the fastest growing general insurance companies in Malaysia, and the No.1 leader in Medical and Health insurance (source: ISM).

Events