Car Insurance Coverage: Full Tort vs Limited Tort

| March 15, 2019

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When you’re shopping around for car insurance, you may come across something called tort. You can opt for full tort or limited tort…but is there a difference? Oh there is!  The tort option in your car insurance can help you to recover out-of-pocket medical and certain other expenses and there are two options full tort or limited tort. Limited tort won’t allow you to recover certain damages – such as payments for pain and suffering unless the injuries meet certain legal exceptions. The upside is if you’re trying to save a few bucks, limited tort is significantly less expensive than full tort. Full tort permits you to sue someone who is ruled completely at fault for pain and suffering. Pain and suffering includes emotional injuries like sleeplessness, fear, grief, inconvenience and anxiety. You definitely pay more for the rights full tort allows, as you’ll likely pay about 40% more on your car insurance policy to include it when compared to limited tort.

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Zurich Insurance Company Ltd

Zurich is a leading multi-line insurer that serves its customers in global and local markets. With about 53,000 employees, it provides a wide range of property and casualty, and life insurance products and services in more than 210 countries and territories. Zurichs customers include individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The Group is headquartered in Zurich, Switzerland, where it was founded in 1872.

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Zurich is a leading multi-line insurer that serves its customers in global and local markets. With about 53,000 employees, it provides a wide range of property and casualty, and life insurance products and services in more than 210 countries and territories. Zurichs customers include individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The Group is headquartered in Zurich, Switzerland, where it was founded in 1872.

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