Car Insurance for 18 Year Olds

| April 2, 2019

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Turning 18 means you are officially an adult. Now, you’re responsible for all of your own life choices and decisions. You may already be driving. You may own a car, or you are planning to purchase one. Your goal should always be to have a policy that matches your life and your needs. Now that you are a bit older, there are a few things to update with your auto insurance agent. Here’s where to focus now. Ask for a Lower Insurance Rate. As a new driver at the age of 16 or 17, you were the highest risk to the insurance company for accidents. Inexperience causes this. Have you had any tickets or received any moving violations? If not, your agent may be able to offer you a better rate now that you are 18. Keep in mind that most women see their rates fall by the time they are 20 to 22. For men, the age is a bit older due to men being statistically higher risks to insurers. In short – ask for a discount in a couple of years, too.

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