Changes to the Exempt Test Legislation for Permanent Life Insurance Policies in 2017

| February 7, 2018

article image
Permanent life insurance has an investment component – and that investment component has some tax advantages for individuals and for companies. The new rules coming into play in 2017 will limit these tax advantages.

Spotlight

MDS Group

MDS Group is a marketplace with different companies offering risk solutions. It is controlled by the Sonae Group (Portugal) and IPLF, a company controlled by the controlling shareholders of Suzano Holding. Present in 100 countries through Brokerslink, it has a portfolio of premiums issued in Brazil in the order of US $ 1.5 billion. In Brazil, MDS combines our high quality service and our innovative solutions offerings to the brand's global prestige.

OTHER ARTICLES

How Will COVID-19 Affect Insurtech

Article | April 13, 2020

It is common knowledge that there is virtually no industry that has been immune to the effects of COVID-19. The global pandemic has caused massive shifts in individual and industrial behavior and will continue to do so in the months, if not years, to come. The P&C industry, like many others, is reeling from the effects of the virus. Amidst all these events, it is important to assess how the insurtech industry is going to be affected by COVID-19.

Read More

Claims - the final frontier for insurtechs

Article | March 4, 2020

What is the insurtech difference when it comes to claims? Jonathan Swift mulls on how the Next Generation is starting to figure this out “The claims experience is really critical to our brand and making sure that customers are saying Digital Risks is who I am insured with. Whilst others struggle with that, we want to be a case that if you have a claim it is Digital Risks who you are dealing with.” This sentiment is interesting because there has perhaps been an – incorrect – assumption that insurtechs are really only focused on acquiring customers by making it as simple as possible.

Read More

Does Business Interruption Insurance Cover COVID-19 Closures?

Article | April 2, 2020

Our clients are asking us: Do commercial property and, specifically, business interruption insurance policies provide coverage for COVID-19-related losses? As discussed below, it is critical that you promptly review your company’s policies, exclusions and relevant endorsements to evaluate whether your business has coverage in the wake of COVID-19. If appropriate, you should make a claim with your insurance carrier.

Read More

Digital transformation in the Insurance industry: are you there?

Article | April 1, 2020

The insurance industry is powered by vast and growing volumes of data and stands to benefit from eliminating the manual processes and workflows that other industries have already replaced. While the largest insurers can easily afford the new technologies and digital transformations necessary to stay competitive, smaller and mid-size organizations are struggling. If they don’t finish the task of transitioning away from paper-based, manual processes they risk falling behind and losing money.

Read More

Spotlight

MDS Group

MDS Group is a marketplace with different companies offering risk solutions. It is controlled by the Sonae Group (Portugal) and IPLF, a company controlled by the controlling shareholders of Suzano Holding. Present in 100 countries through Brokerslink, it has a portfolio of premiums issued in Brazil in the order of US $ 1.5 billion. In Brazil, MDS combines our high quality service and our innovative solutions offerings to the brand's global prestige.

Events