Common Terms in Life Insurance Policies

| January 17, 2018

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Do all Life Insurance terms seem Greek to you? Well, let our Turtle help you understand these terms in a simple manner so you aren’t clueless next time you read them.

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Missouri Employers Mutual

Missouri Employers Mutual is Missouri's No. 1 provider of workers compensation. Since opening our doors for business March 1, 1995, MEM has been dedicated to providing policyholders with exceptional customer service, quality loss prevention expertise and timely, personal claims management. Headquartered in Columbia, MEM is a mutual insurance company benefiting its policyholders the employers of Missouri.

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What Will My General Liability Insurance Cover?

Article | March 26, 2020

General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered under workers’ compensation insurance.

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Top 3 Challenges to Data Science and Machine Learning Adoption in Insurance

Article | March 27, 2020

Hiring people with skills in machine learning is extremely difficult across industries due to a shortage of talent and skyrocketing demand. But the insurance industry is better positioned than most to overcome this challenge via upskilling. With tens (possibly hundreds) of statistics-minded actuaries already on staff, providing the right tools to nudge them into the world of data science is a small step. Upskilling business staff is also a great way to fill talent gaps, and in many ways, it’s necessary for insurance businesses that want to democratize data science.

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Does Business Insurance Cover Coronavirus Losses?

Article | March 31, 2020

People running businesses are scrambling to figure out how to deal with their financial losses and expenses from coronavirus COVID-19 business interruptions. Including me. I like sharing explainer Q&As with people who know more about subjects than I do and am using this blog post to share with others what I learned about what types of business insurance cover coronavirus COVID-19 losses. This is a basic explainer and not legal advice, and I tried to ask questions that would be helpful to both non-lawyers and lawyers.

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Working From Home: What You Need to Know About Insurance Coverage

Article | March 30, 2020

During these unprecedented times, the everyday norm is shifting for most Americans. Commutes have become a simple walk down to the coffee maker instead of the usual 15-30 minute drive from home. With much of the workforce working remotely, likely from a home office, it is important that you are protected from further unexpected exposures. Most homeowner and renters insurance policies limit coverage, so discussing business exposures with your agent to ensure proper coverage is in place is a must.

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Spotlight

Missouri Employers Mutual

Missouri Employers Mutual is Missouri's No. 1 provider of workers compensation. Since opening our doors for business March 1, 1995, MEM has been dedicated to providing policyholders with exceptional customer service, quality loss prevention expertise and timely, personal claims management. Headquartered in Columbia, MEM is a mutual insurance company benefiting its policyholders the employers of Missouri.

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