Comprehensive Guide to Disability Insurance

| November 15, 2015

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By far the most common and well-known type of insurance, Workers’ Compensation Insurance, usually referred to as “Workers’ Comp”, is required by US law. While the required amount, enforcement, and penalties vary from state to state, all the laws paint the same picture: as employers, you are liable for the injuries sustained by your workers at your workplace. Workers’ Compensation Insurance is much like owning car insurance: just is you’re liable for the damage that your car causes, you have liability as the operator of a business for the injuries sustained by your employees in the line of their work for you.

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Harleysville Insurance

Harleysville is a member of the Nationwide family of companies and a leading regional provider of insurance products and services for small and mid-sized businesses, as well as for individuals, and ranks among the top 60 U.S. property/casualty insurance groups. We specialize in insuring small businesses and we're known for creating strong, lasting relationships with our customers.

OTHER ARTICLES

Online Business Insurance & Why It Matters for Entrepreneurs

Article | March 2, 2020

If you’re a new online entrepreneur, I’m sure you’ve realized how much there is to read up on and prepare for when it comes to being ready to successfully run a business on your own. One of those big things that so many people overlook are the different types of insurance you need to make sure you’re protected in all circumstances as a business owner.

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Claims - the final frontier for insurtechs

Article | March 4, 2020

What is the insurtech difference when it comes to claims? Jonathan Swift mulls on how the Next Generation is starting to figure this out “The claims experience is really critical to our brand and making sure that customers are saying Digital Risks is who I am insured with. Whilst others struggle with that, we want to be a case that if you have a claim it is Digital Risks who you are dealing with.” This sentiment is interesting because there has perhaps been an – incorrect – assumption that insurtechs are really only focused on acquiring customers by making it as simple as possible.

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Covid-19 will make cyber and digital insurance policies more relevant than ever

Article | April 17, 2020

Kennedy's Elizabeth Bardsley discusses the risks brokers need to be aware of as more and more professionals work from home as a result of the coronavirus pandemic. As the insurance industry continues to grapple with the Covid-19 pandemic, many have begun to give thought to what lasting changes will stay with us once the crisis has passed. For example, attitudes towards flexible working are expected to permanently change as more and more professionals work from home. And in a similar vein, we are likely to see a significant impact on the popularity of cyber and digital liability policies.

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How insurance companies are responding to COVID-19

Article | April 13, 2020

Amid COVID-19, banks began offering mortgage deferrals and slashing credit card interest rates in half for cardholders who need relief. Home and auto insurance companies COVID-19 plans are now being released. How will this impact your insurance right now? How can you save on insurance during COVID-19, while making sure to stay protected?

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Spotlight

Harleysville Insurance

Harleysville is a member of the Nationwide family of companies and a leading regional provider of insurance products and services for small and mid-sized businesses, as well as for individuals, and ranks among the top 60 U.S. property/casualty insurance groups. We specialize in insuring small businesses and we're known for creating strong, lasting relationships with our customers.

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