Direct vs Non Direct Recognition Life Insurance

| May 9, 2019

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Direct Recognition vs Non-Direct Recognition, which one is better? Which one do you want? When an insurance company issues a contract they agree to assume certain risks on behalf of the policyholder in exchange for a premium. One of the risks they have to assume is the risk associated with providing loans to policyholders who want to leverage their death benefit to take a policy loan. 1. They can force ALL policyholders to assume the risk associated when someone takes a policy loan against their policy. (this is called non-direct recognition).

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Integrity Insurance Agency

Integrity Insurance Agency was founded in 1991 by Penny and Nunzio Previtera. We are based in San Antonio TX. We are an Independent Insurance Agency marketing Business, Health, Home, Auto, Life, Bonds to our clients. Our talented Producers will customize the insurance program to fit your needs. Together with our Marketing Department, we will reach out to over 125 insurance carriers to find the best solution for every client.

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