DNA Testing for Long Term Care Insurance

| October 22, 2018

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When applying for Long-Term Care Insurance it is common for Insurers to take a genetic test when you are applying for Long-Term Care Insurance. They can technically choose to offer you coverage off of the results of your DNA tests as well. The Federal Genetic Information Nondiscrimination Act prohibits health insurers from asking for or using your genetic information to make decisions about whether to sell you health insurance or how much to charge.

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Shine Insurance Agency

We are independent insurance agents, entrepreneurs, and educators. Independent means everything. Did you know that most agents only work for one insurance company? Who do you think they'll suggest as the best option? Is there any motivation there for them to raise a red flag when things go wrong? We court the best companies in the country and then expect them to compete inside our agency for your business. Working with an independent agent means your agent works for you and not the company. You get better options, unbiased advice and most importantly an advocate in tough situations. We don't work for the company we work for you.

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Spotlight

Shine Insurance Agency

We are independent insurance agents, entrepreneurs, and educators. Independent means everything. Did you know that most agents only work for one insurance company? Who do you think they'll suggest as the best option? Is there any motivation there for them to raise a red flag when things go wrong? We court the best companies in the country and then expect them to compete inside our agency for your business. Working with an independent agent means your agent works for you and not the company. You get better options, unbiased advice and most importantly an advocate in tough situations. We don't work for the company we work for you.

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