Do I Actually Need Homeowners Insurance?

| February 28, 2019

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Asking if homeowners insurance is required is sort of like asking whether applying sunscreen is required. Turns out, homeowners insurance isn’t required by law. But just like buying sunscreen, it may help you avoid a helluva lot of trouble in the long term. Whether you’re thinking of buying a house, or you’re already in the process, homeowners insurance is definitely a term you’ll come across. That home you’re purchasing will be one of the most valuable assets you’ll ever own (unless you’re Mr. Monopoly). Homeowners insurance will protect that asset, and in the long term, it will protect you too (just like sunscreen!). What is homeowners insurance? A homeowners insurance policy is a contract between you and your insurance company that covers you in a bunch of different situations. Homeowners insurance coverage protects you and your home if bad luck leaves you recovering or repairing the damage. Here’s more about what homeowners insurance covers you for.

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Lawyers'​ Mutual Insurance Company California

For the past 40 years, Lawyers’ Mutual Insurance Company has been dedicated exclusively to insuring, educating and advancing the interests of California lawyers so that their practices, their future and their clients are protected and improved. Over the years, we’ve emerged as the leading provider of professional liability insurance, education and related services to benefit California lawyers, the legal profession and the community.

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Spotlight

Lawyers'​ Mutual Insurance Company California

For the past 40 years, Lawyers’ Mutual Insurance Company has been dedicated exclusively to insuring, educating and advancing the interests of California lawyers so that their practices, their future and their clients are protected and improved. Over the years, we’ve emerged as the leading provider of professional liability insurance, education and related services to benefit California lawyers, the legal profession and the community.

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