Do You Need Health Insurance?

JENIFER DORSEY | December 20, 2018

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Nearly half the U.S. population obtains health insurance coverage outside of an employer.1 If you don’t have health insurance through your job (or access to a spouse or parent’s employer-based coverage), then you need to find your own coverage. It’s a task that can seem daunting. For starters, do you even need health insurance? And what can you do if you think can’t afford it? How do you strike a balance between a monthly premium that works with your budget and out-of-pocket costs (e.g., deductible, copay, coinsurance) that you can realistically afford if you need healthcare?

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Munich Re

Munich Re is one of the world’s leading risk carriers and stands for exceptional solution-based expertise, consistent risk management, financial stability and client proximity. The Group operates in all lines of insurance, with around 45,000 employees throughout the world and combines primary insurance and reinsurance under one roof.

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