Does Homeowners Insurance Cover Hurricanes?

| April 23, 2019

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property owners can face serious risks when it comes to hurricanes and tropical storms. From blustering, high-speed winds to record-smashing rainfall and flooding, you have to be prepared for the worst-case scenario during severe weather. If you’re a homeowner, you definitely want to insure your home against damage – but what exactly is covered under your homeowner’s policy? Hurricane damage is usually not covered by homeowner’s insurance. Generally speaking, a natural disaster will not be covered by a basic homeowner’s policy and you will need to supplement your coverage to protect yourself against storm damage. Supplementing your coverage is not always necessary, but may be a good idea if you live in coastal regions or areas prone to severe weather. What does homeowner’s insurance cover? Damage due to hurricanes and tropical storms may go beyond the limits of your standard homeowners policy – be sure to check your specific policy information and ask your agent if additional coverage would be beneficial.

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NSM Insurance Group

NSM Insurance Group is a full service insurance facility that manages industry-specific insurance programs for niche markets, wholesale brokerage services and a retail operation. As one of the premier program administrators in the U.S., NSM has been providing expert underwriting and risk management services for niche industries and select lines of business for over 25 years.

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