Finding the Best Life Insurance Using Five Simple Questions

| March 14, 2019

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How do you buy life insurance? A question this simple deserves a simple answer. But in reality, the wide variety of life insurance coverage options available in the marketplace confuses many shoppers, and they lose track of the coverage they really need. Shoppers forget to ask: Why do I need insurance? What kind of coverage do I need? What size coverage do I need? How much will I need to pay? Where should I buy coverage? Keeping these important and interrelated questions in mind as you shop can help you find the right coverage at the right price. Question 1: Why Do I Need Life Insurance? If your family depends on your income, you may wonder how they would survive financially if you died unexpectedly. Millions of people answer this question with a life insurance policy. Unlike your home or car, you can’t measure the value of your life in dollars. However, you can gauge the financial impact your death would cause your loved ones.

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Utica First Insurance Company

Utica First Insurance Company was founded by local Utica, New York businessmen in 1903 as Utica Fire Insurance Company of Oneida County, NY to serve the property insurance needs of the upstate New York residents. It has developed from that small base into a company which actively writes business in the states of New York, Connecticut, Massachusetts, New Jersey, Ohio, Pennsylvania, and Virginia. In the beginning, the Company wrote exclusively property insurance on an assessable basis. Now its product line has expanded to include Homeowner, Landlord Package, Restaurant and Tavern Program, Convenience Store Program, Small Artisan Package Policy and Business Owner Policies among others.

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Spotlight

Utica First Insurance Company

Utica First Insurance Company was founded by local Utica, New York businessmen in 1903 as Utica Fire Insurance Company of Oneida County, NY to serve the property insurance needs of the upstate New York residents. It has developed from that small base into a company which actively writes business in the states of New York, Connecticut, Massachusetts, New Jersey, Ohio, Pennsylvania, and Virginia. In the beginning, the Company wrote exclusively property insurance on an assessable basis. Now its product line has expanded to include Homeowner, Landlord Package, Restaurant and Tavern Program, Convenience Store Program, Small Artisan Package Policy and Business Owner Policies among others.

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