Home Insurance for People with a Disability

| April 18, 2019

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When you have a home with special features and adaptions, it becomes essential to consider how this impacts your home’s value. It can also impact your home insurance needs. For those who have a loved one living with a disability or unique needs, it is important to consider the value of added features to your home. Your basic home insurance policy should provide ample protection. However, it will only do so if it offers enough overall protection. Here are a few things to consider. What Features Does Your Home Have? Many times, those who are living with disabilities or unique needs have a variety of equipment to provide support. You may need a solution, for example, to help you with moving from a bed to a wheelchair. You may have a specially designed shower or large ramps outside of the home. In some situations, property owners have mobility solutions built around and into the home, such as systems to transport a person from one floor to the next. Many of these are quite expensive. Determine what extra features you have. Look for specific items that are very valuable or would be costly to replace.

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SERVCA

Servca is an international insurance intermediary specialising in non-standard Medical, Financial and Professional lines insurance. As a specialist intermediary, we serve our international clients in placing facultative risks, binders, delegated authority and varies Lloyd's facilities.

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