How and When to File a Home Insurance Claim

| April 24, 2019

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Insurance is there for you when you need it. It’s the umbrella, the safety net, the fail-safe. But it’s wise to consider the alternatives before actually tapping your insurance company for help: Every claim you file can raise your premium. If you file too many claims, not only can your insurance company refuse to renew your policy, but you may also have a hard time finding good coverage elsewhere. Claims history is recorded in the insurance database CLUE (Comprehensive Loss Underwriting Exchange). Insurance companies consult CLUE to assess your and your home’s risk. Since all insurers can see your history, too many claims could get you blacklisted. You want to take care of your claims history like you take care of your credit score — both are easily accessed by the companies that you rely on for your financial well-being. How to file a homeowner’s insurance claim. Contact your insurance company to find out 1) if the issue is covered and 2) how long you have to file a claim. Fill out any claims paperwork promptly—there are deadlines that are dictated by your policy to keep track of here too.

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Berkshire Hathaway Travel Protection

A while back we realized something. Somewhere between the carbon copy and the fax machine, travel insurance had given up. It stopped looking for new ways to make giving and getting help easier. It forgot that helping people is what travel insurance is all about. Introducing the first travel protection designed to solve problems as you go.

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Advancement of Technology in the Insurance Industry

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A while back we realized something. Somewhere between the carbon copy and the fax machine, travel insurance had given up. It stopped looking for new ways to make giving and getting help easier. It forgot that helping people is what travel insurance is all about. Introducing the first travel protection designed to solve problems as you go.

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