How does family medical history affect my life insurance rates

CHELSEA BRENNAN | November 20, 2018

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In the life insurance application process, it’s common for insurers to ask questions about your family’s medical history. Could your family’s medical history impact your life insurance premiums? In most cases, probably not. But life insurance companies still need to ask. Some medical conditions are genetic, and understanding your family history helps an insurer have a better understanding of your overall health and longevity.

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