How owning a pet impacts your property insurance

| May 16, 2018

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A dog is a member of the family for some people, and they want nothing more than to shower them with love and affection. However, did you know that your pet could actually impact your insurance? No matter how cute your furry friend is, an insurer has to view them objectively and, like with anything, assess how much of a risk they pose.

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USG Insurance Services, Inc

USG Insurance Services, Inc. is a national insurance wholesaler and MGA. We specialize in providing innovative solutions for hard to place commercial insurance. We represent a variety of A rated carriers, both Admitted and Non-Admitted. We are an MGA for 18 carriers and represent over 260 different brokerage markets.

OTHER ARTICLES

Will COVID-19 Disrupt Insurtech?

Article | March 29, 2020

If there is one thing that we have all learned with the spread of COVID-19, it is that there is virtually no industry that is immune to its impact. The global pandemic is disrupting the daily lives of individuals, the operations of businesses, the activities of governments and even the approach of cherished institutions like museums, universities and religious organizations. The P&C insurance industry, like many others, is reeling from the implications of the virus. Amid the rapid changes, it is important to assess the impact of COVID-19 on the insurtech movement. After all, insurtech has always been touted as the ultimate disruptor of the insurance industry. But, might COVID-19 prove to be a disruptor to insurtech?

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6 mistakes small business owners make when filing insurance claims

Article | March 4, 2020

Failing to contact your business insurance provider immediately after an accident, not documenting property damage, and admitting fault for an incident can affect your claim amount or whether you’ll be covered at all. Risk comes in many forms for small businesses. Natural disasters, client injuries, and equipment failure can all impact your bottom line. Commercial insurance is essential to managing a small business’s risks. Your general liability insurance premiums will be well worth it if a visitor sues your business over an injury that occurred at your office.

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Insurance Chatbots: Optimizing Customer Experiences

Article | April 13, 2020

Artificial intelligence (AI) has changed the insurance industry – and customer service is no exception. One of the most common forms of AI are the use of chatbots, which Forbes defines as “software functionality that is designed to receive conversational input through text of voice and then generate a response that is also in natural language.” In other words, instead of interacting with a human, you’re “chatting” with a bot that’s programmed to understand your questions and direct you to the right place.

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Social media intelligence for insurance?

Article | April 21, 2020

In the financial services industry, reliance on big data has been increasing at a global level. The usage is not limited to marketing purposes alone but extends to fraud and risk prevention. Customer demand for personalised products is responsible for this shift. The future of insurance is also being shaped differently due to this. The current lengthy questionnaires won’t be needed at all. Just the data collected will help to accurately predict risk and create policies customised to the person’s needs.

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Spotlight

USG Insurance Services, Inc

USG Insurance Services, Inc. is a national insurance wholesaler and MGA. We specialize in providing innovative solutions for hard to place commercial insurance. We represent a variety of A rated carriers, both Admitted and Non-Admitted. We are an MGA for 18 carriers and represent over 260 different brokerage markets.

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