How The Government Shutdown Impacts Your Health Insurance Plan

COLLEEN MCGUIRE | January 20, 2018

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Now that the federal government has officially shut down due to an impasse in Congress to pass a budget, many federal services are not being offered and many more federal employees have been instructed not to come to work. Analysts predict 20%-65% of the government will halt operations. So what does that mean for your federally-funded health insurance plan? Federal offices that are closed or have limited access include departments within the Department of Health and Human Services (HHS) which manages HealthCare.gov and the Centers for Medicare & Medicaid Services. Approximately 50% of its employees will be furloughed without pay. Does that mean HealthCare.gov will be shut down? Will your monthly subsidies be paid? Will your insurance costs go up?

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