How to Get Car Insurance with a Suspended License

| February 26, 2019

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If you own a vehicle, you should have auto insurance on it. This is true even if you have a suspended license. In all situations, if you do not have an active license, you should not drive. That does not mean you have to sell your cars, though. Instead, you need to maintain proper insurance coverage from the right agency. Unless no one uses the vehicle ever, it is important to maintain some coverage on it. Why Should You Carry Insurance? There are many reasons for a driver’s license suspension to occur. In some cases, such as repeated reckless driving claims or instances of driving under the influence, you may not get your license back for some time. In other cases, you may have your license suspended until you pay off traffic tickets. In all situations, you may still want to protect the value of your car. That is if you do not have coverage, and something happens to your car, you could suffer financial loss. It doesn't matter whether you are driving to see damage to your vehicle. How to Get Insurance. There are several things you can do to obtain auto insurance to protect your vehicle. First, if no one is driving the vehicle, consider non-operational coverage. Choosing just comprehensive auto insurance, for example, may help. This coverage protects your vehicle from damage you cannot prevent. It usually covers fires and storm damage. However, it does not apply when someone is driving the car. Some companies will sell comprehensive insurance as a standalone.

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