Massachusetts Motorcycle Insurance

March 20, 2019

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With the cold weather starting to clear out, it’s almost time to get your motorcycle out of the garage. If you ride a motorcycle in the state of Massachusetts, then you legally need to get motorcycle insurance. If you already have car insurance, that’s not enough. You will need a separate MA motorcycle insurance policy. Here are some other things to know about motorcycle insurance in MA: Minimums. Massachusetts has the following state minimums for motorcycle insurance: $20,000 bodily injury per person. $40,000 bodily injury per incident. $5,000 property damage per incident. These are just the bare minimums to keep in mind as you search for an insurance policy. Some riders may find that these amounts are too low and may opt for higher coverage limits. Work with your insurance agent to figure out what amount of coverage is right for you. Types of Coverage. Other than the minimums for motorcycle insurance, there are additional types of coverages that you may want to get. Because motorcycles are dangerous, it might be a good idea to consider adding some of these onto your policy. These coverages include: Medical Payments Coverages – this helps pay for medical expenses if you or a passenger get injured while riding.

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