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SHARESHARESHARE
TYPES OF USAGE-BASED INSURANCE IN CANADA
Usage-based insurance (UBI) gives drivers options in how their auto insurance premiums are calculated. Usage-based insurance hasn’t been around long in Canada. It was first introduced to drivers in 2013. Since then, however, it has grown in popularity. Auto insurance companies like Desjardins, Intact, Allstate, Co-operators, CAA and belairdirect, for example, all offer it today and more will likely follow suit. Many drivers like the idea of usage-based insurance. It gives drivers the option to have their premiums determined, in part, on how, or how often, they drive. UBI makes use of actual driver data to calculate premiums that are more personalized than traditional methods. For good drivers, or people who don’t drive often, it often results in premium savings. READ MORE