Big Changes Coming to Out-of-Country Travel Health Insurance Coverage for Canadians

OHIP | May 15, 2019

Big Changes Coming to Out-of-Country Travel Health Insurance Coverage for Canadians
The province of Ontario, home to 40% of the population of Canada, is moving ahead with recently proposed plans to eliminate out-of-country health insurance coverage, which is currently provided under the provincial government's universal health care program called OHIP. This will not change coverage of Ontario residents traveling to other provinces of Canada. The new policy is set to take effect on Oct. 1, 2019, and it's getting a lot of media attention. Here is what every travel advisor in the country needs to know.

Spotlight

Health insurance providers are already starting the process of making decisions about market participation, product offerings, and pricing for the 2019 plan year. The individual market faces challenges including high premiums and high premium increases, fewer plan choices for many consumers, lower-than-projected enrollment, and risk pool challenges in certain states and markets. Members of Congress and the Administration have a short opportunity to enact legislation that would put strong downward pressure on premiums in 2019, 2020 and beyond.

Spotlight

Health insurance providers are already starting the process of making decisions about market participation, product offerings, and pricing for the 2019 plan year. The individual market faces challenges including high premiums and high premium increases, fewer plan choices for many consumers, lower-than-projected enrollment, and risk pool challenges in certain states and markets. Members of Congress and the Administration have a short opportunity to enact legislation that would put strong downward pressure on premiums in 2019, 2020 and beyond.

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