Insurance Technology

Majesco Expands Digital1st EcoExchange with Additional Verisk Underwriting Solutions

Majesco | July 28, 2021

Majesco, a global leader in cloud insurance platform software for insurance business transformation, today announced that A-PLUS (loss history), Coverage VerifierSM (policy history), Roof Age, Major Systems, and Condition Score property insights had been added to Majesco's Digital1st EcoExchange by Verisk, a leading global data analytics provider.

Majesco Digital1st EcoExchange is a next-generation partner ecosystem that uses third-party services to provide a truly plug-and-play environment. It offers carriers with pre-integrated capabilities with Majesco solutions to assist insurers in digitizing, optimizing, and innovating their business, customer, and channel requirements now and in the future. In addition, Verisk, a long-standing partner, extended its current applications on Majesco's marketplace with the following:

A-PLUS is a comprehensive loss history database fueled by insurer contributions that allow for more accurate personal car underwriting and rating at the time of quotation. A-PLUS reporting tools allow quick choices based on data from various loss and coverage types. The Fair Credit Reporting Act (FCRA) regulates full-detail reports, which offer up to seven years of claims activity on risks.

The FCRA-regulated Coverage Verifier offers up to seven years of personal auto insurance history to assist in identifying current, lapsed, or suspended coverages, guiding critical underwriting and rating decisions, and reducing fraud.

Roof Age uses Verisk's extensive industry expertise and advanced data science to estimate the age of a structure's roof by combining permit insights, assessor records, and various other data elements. As a result, roof Age enables insurers to rapidly evaluate the age of a structure's roof to provide roof year and actionable, numeric confidence ratings for use in underwriting and rating applications.

Major Systems offers information on the health of a structure's major systems, including the building, mechanical, electrical, and plumbing systems. These insights are important for insurers to find a balance between real risk exposure and exceptional customer service.

By better knowing a property's history, Condition Score allows insurers to improve their underwriting approach. A property's score considers significant property change events such as maintenance, remodeling, and renovation activity, as well as related cost drivers. Thus, allowing insurers to segment and underwrite risks using a variable covering a property's whole history.

With the inclusion of these Verisk accelerators, Majesco clients may better price risk for improved profitability, make recommendations on loss control/prevention during underwriting, and simplify the application and underwriting process.

About Majesco
Majesco is the leading software partner for the P&C and L&A insurance industries, enabling clients to modernize, optimize, and innovate at scale. Majesco's next-generation SaaS platform solutions of core, data and analytics, digital, distribution, absence management, and a rich ecosystem marketplace of established and InsurTech partners are used by over 330 insurers, ranging from greenfields, start-ups, and MGAs to the largest insurers, reinsurers, and brokers, to build the future of insurance.

Our technology, experience, and leadership assist insurers in innovating and connecting to build their business's future. We have an amazing track record of innovation and real-world results, with over 825 successful implementations and over 65 % of our clients on Cloud with Majesco platform solutions.

Spotlight

It’s no secret that the global pandemic has upended everyone’s life. We know this anecdotally from our own experiences—more online shopping with curbside pickup orders, ordering takeout and delivery versus in-person dining, and changing media consumption. And let’s not forget remote working and learning. These experiences are more than simply anecdotal; McKinsey has written about the more specific effects of the pandemic on consumer behavior and needs. In short, they write: “behavior changes will reshape consumer decision journeys and companies will need to adapt fast.”

Spotlight

It’s no secret that the global pandemic has upended everyone’s life. We know this anecdotally from our own experiences—more online shopping with curbside pickup orders, ordering takeout and delivery versus in-person dining, and changing media consumption. And let’s not forget remote working and learning. These experiences are more than simply anecdotal; McKinsey has written about the more specific effects of the pandemic on consumer behavior and needs. In short, they write: “behavior changes will reshape consumer decision journeys and companies will need to adapt fast.”

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