Is Employee Health Insurance Failing Americans?

Center for Health Journalism

It’s a quiet crisis that has flown under the radar: Job-based health plans have become unaffordable for a growing share of the 156 million Americans who rely on them. Rising health care prices have led to soaring deductibles and out-of-pocket costs, prompting hard decisions: Half of American families with job-based plans say they ration trips to the doctor, bypass the ER, and leave prescriptions unfilled, according to a recent survey by the Los Angeles Times and the Kaiser Family Foundation.
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Spotlight

This paper will outline key risks that retired married couples will face, how, like a Swiss army knife that has multiple uses, permanent life insurance can be used to mitigate these risks, and why a financial payoff will always occur if a policy is in place during retirement.

OTHER ON-DEMAND WEBINARS

Novarica Insurance Technology Webinar: Security

Novarica

Security is a key issue for insurer CIOs, consuming more than 10% of IT spending and even more mental bandwidth. Issues include security practices and frameworks, as well as the impact of regulations like GDPR and NYS Cybersecurity. This webinar is based on our recent IT Security Update 2019 report.
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On Demand Webinar: The State of Digital Insurance Transformation

quadient

Insurers are in the throes of digital transformation. But there are big differences within the industry based on product line, distribution model, and executive commitment to digital business transformation.Most insurers are still exploring the potential of digital technologies only in pockets of their organization -focusing on marketing or paperless processes. Few are delivering a compelling digital customer experience and building strong digital capabilities for the future.Watch this webinar recording, The State of Digital Insurance Transformation, to hear from guest speaker, Oliwia Berdak, VP, Research Director with Forrester Research, and Andi Dominguez, Global Insurance & Healthcare Specialist with Quadient as they shared:The drivers behind digital transformation of insuranceThe digital maturity of the industry and the main obstaclesPractical advice on how to get started, scale your efforts, and maintain commitment in face of transformation fatigueA framework insurers can use to keep the customer at the center of their efforts, with examples of what each step towards digital might look like
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Distribution in the Age of Digital Insurance 2.0

Majesco

Changing customer expectations and behaviors are forcing a shift to a multi-channel world, which is challenging insurers to provide channel options and choice across the entire value chain. Within this rapidly shifting business landscape, insurers must rethink their distribution strategy and execution, because improving distribution is critical to growth. Agents and advisors remain critical to the way insurers engage customers and sell their products and services, but how they do this needs to look much different than it did five years ago, or even one year ago. Insurers must set up multi-channel distribution options to enhance customer interactions on the cus­tomer’s terms … not the insurer’s. As a result, distribution channel strategies, including how to support the traditional agent/broker channel, are a focus for transformation in the age of Digital Insurance 2.0, and are foundational to an insurer’s ability to realize their growth and innovation strategies.
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Insurance in 2021: a FintechOS selection of insights

fintechos.com

Discover a selection of ideas and initiatives that left a mark in the industry last year and which can shape insurance in 2022. Digital transformation continued to set the agenda last year, and FintechOS explored this trend from multiple perspectives: challengers, operational efficiency, customer-centricity, and more. We listened to the needs of the industry and launched a major upgrade to our new-generation financial technology solution.
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Spotlight

This paper will outline key risks that retired married couples will face, how, like a Swiss army knife that has multiple uses, permanent life insurance can be used to mitigate these risks, and why a financial payoff will always occur if a policy is in place during retirement.

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