There are a multitude of potential futures for Life and Health insurers in an increasingly volatile world. The rapid and unprecedented pace of change will drive out old business models and allow new ones to flourish. But what are the drivers and trends shaping and forming the industry and which opportunities should be pursued? There will be winners and losers as with all change but what should Life executives focus on to make their judgements. Keylane worked with the renowned Global Futures and Foresight organisation and commissioned it to research the broad cultural and technological developments that will create this new world.