It’s either strategic planning season at your company or it soon will be. For insurers, strategy time means renewed, intensified focus on underwriting appetite. Simply put: what business will you strive to win for the next 3-5 years? Many senior line, territory, and segment leadership teams probably won’t discuss much else this summer and fall. But do you have the data to start that discussion? Can you recognize emerging opportunities for profitable growth? Are you relying mostly on your current book or chasing the most recent headline in lieu of having the best information?
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The insurance industry has a worse reputation with consumers than most. Customers have become used to being penalised for the data they give away in the underwriting process. Particularly for life insurance, exclusions of long term conditions and arbitrary underwriting decisions leave many out of crucial insurance policies.
In this discussion, we will be exploring the ways in which data-driven approaches can produce a more effective and fairer approach to underwriting.
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Like the Loch Ness Monster from Scottish folklore, only a small portion of life insurance and annuity fraud is ever seen. But unlike the Loch Ness Monster, fraud in the life and annuities fraud is very real and is much larger than the industry is able to estimate. Where are these attacks coming from and what action must life and annuity carriers take to mitigate the problem?
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Join our panel of carrier CEOs and senior execs as they share their strategies and success with adopting key technologies to win the insurance customer of the future.
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