With mechanical breakdown protection, it’s easy and affordable to protect your finances from uncertainty. Start by selecting from our range of coverage options. ULTIMATE GUARD FACTORY TYPE COVERAGE Protection for nearly all mechanical, electrical and electronic parts, except a short list of excluded items. It’s the most complete coverage type available. Includes PREFERRED GUARD, plus the following: KEY/REMOTE REPLACEMENT In the event your key/remote is lost, stolen or destroyed, we will reimburse you for the reasonable repair cost for a replacement key/remote up to a maximum of eight hundred dollars ($800) per year.