FCA business interruption test case: A peek into insurers' defences

All of the defendants in the Financial Conduct Authority’s (FCA) High Court business interruption test case have served their defences, and Insurance Business brings you some of the key points from the documents.
“The true position  is  that  a  number  of  separate,  individual actions were  taken and advice given by  different  bodies,  with  different  aims  and  different  effects on different businesses and sectors of the UK economy,” said Arch in its 22-page defence. “It is  only  official governmental  or  local  authority actions or advice  preventing access  to  insured premises  which  are  relevant  to the  government  or  local authority action clause.