North P&I Club launches cybersecurity initiative

North P&I Club | January 13, 2020

North P&I Club has launched a new initiative to help its members better understand their vulnerabilities to cyber risk and improve their cybersecurity ahead of the International Maritime Organization’s (IMO) January 2021 deadline for safety compliance. As part of the initiative, North has partnered with HudsonCyber to offer its members access to the HACyberLogix platform. HACyberLogix is a cloud-based program designed specifically for the maritime industry. It will enable North’s members to assess their cybersecurity capabilities in order to determine what changes need to be made for IMO compliance. During an initial trial period, North’s members will have access to the HACyberLogix Level 1 program with confidential assessments and reporting.

Spotlight

The enactment of the Affordable Care Act (ACA), as well as the uncertainty surrounding many of its provisions as a whole, continue to affect the healthcare industry. Notably, complex risks arise due to the evolving nature of the healthcare system, as well as potential effects of additional changes in the event that the law is amended in the future.


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CORE INSURANCE

Foresters Financial Members Walk to the Moon and Back - Twice - with Foresters Go

Foresters Financial | September 30, 2022

Foresters Financial™ (Foresters), the fraternal life insurer that's boldly redefining the life insurance industry through innovation, purpose and wellness, is celebrating the 1-year anniversary of the launch of Foresters Go, an innovative wellness platform that integrates wearable app-enabled technology and behavior sciences to inspire and reward healthy lifestyles. Over the past year, Foresters members have taken over 1,757,592,202 steps, enough to make it to the moon and back twice, or around the globe more than 20 times. "We are delighted by the robust adoption and utilization of Foresters Go and are proud to celebrate our members' accomplishments over the past year, Some might say I'm over the moon with our results. Rewarding members for living well and giving back underscores the core values of Foresters and our commitment to enriching the well-being of our members and their communities. On behalf of the organization, I'd like to thank and congratulate all participating members on their achievements, and I look forward to reaching new milestones in the years ahead." -Louis Gagnon, Foresters Financial President and Chief Executive Officer Foresters Go was launched in September 2021 in partnership with dacadoo AG – an award-winning Insurtech specializing in digital health engagement and health risk quantification. The wearable app helps Foresters' members track their wellness and participate in challenges with other members to improve their health and wellbeing and earn rewards points. It is a complimentary benefit to all Foresters' members across Canada, the United States, and the United Kingdom. Along with earning points for making healthy decisions, members also earn Rewards Points for volunteering in their community. Foresters Go provides a fun and interactive experience for members to earn exciting rewards and leverage our broader suite of unique member benefits, While we're encouraged to see so many members embrace and benefit from an active lifestyle, Foresters Go offers much more than fitness initiatives, including guidance on several areas of wellness such as nutrition, volunteerism, sleep, mental wellbeing, mindfulness and more,said Nicole Gourley, Global Chief Membership and Marketing Officer at Foresters. To celebrate the 1-year anniversary of Foresters Go, all registered users will be awarded $5 in Foresters Go points, while the first 1,000 new non-registered users will receive $15 in Foresters Go points (local currency) if they sign up prior to December 31, 2022. Life Insurance with a Larger Purpose Foresters Go is part of the Foresters goal to develop innovative member benefits, products, and service offerings that promote a lifetime of well-being, and align with Foresters fraternal purpose to enrich the lives of families and their communities. That's life insurance with a larger purpose. Bringing a better, new normal to everyday families, Foresters offers a suite of unique member benefits and is redefining the conventional life insurance model. Member benefits include opportunities for scholarships, orphan benefits, community volunteer grants, document preparation services for creating wills and other legal documents, Lifelong Learning, MemberDeals, and more. About Foresters Financial Foresters Financial is redefining the life insurance and individual savings industry across the U.S., Canada and UK by enriching the lives, communities, and overall well-being of its members. Agents and members alike appreciate the turnkey-decisioned product offerings and end-to-end digitized sales processes that make it easy to get life insurance without traditional medical exams. State-of-the-art mobile tools help agents deliver tailored insurance protection to members. Dedicated to its members' well-being, Foresters offers a suite of member benefits and is redefining the conventional life insurance model, bringing improved financial security and overall wellness to everyday North American families. Foresters joined forces with Canada Protection Plan in 2020 to add being a leading life insurance distributor to its Canadian business. Foresters Financial is the trade name for The Independent Order of Foresters, the oldest non-denominational fraternal benefit society. For 22 straight years, The Independent Order of Foresters has received an "A" (Excellent) rating from A.M. Best.

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CORE INSURANCE

PCF Insurance Services Acquires West Virginia Agency, Infuse Insurance

PCF Insurance Services | October 13, 2022

PCF Insurance Services (PCF), a top 20 U.S. insurance brokerage firm, has acquired Infuse Insurance, an independent, community-based agency offering a comprehensive suite of home, auto, business, and life insurance solutions. "We're thrilled to welcome Infuse Insurance, a young, high-growth agency that now anchors our footprint in West Virginia, At PCF, our goal is to support and provide resources to allow our partners to singularly focus on growing their books of business. The team at Infuse Insurance is poised for explosive growth and will benefit greatly from PCF's supporting network and back-office support." -Peter C. Foy, Chairman, Founder, and CEO of PCF Insurance Services The PCF business model supports and expands on the agency's continued success, finding strategic growth opportunities through a people-centric approach to selling insurance. This agency-centric operating model and entrepreneurial environment support PCF Insurance's tremendous organic growth profile and aligns its national Partner Network through equity ownership, long-term investment plans, and resources. Partnering with PCF Insurance will boost our ability to excel beyond our performance high-watermark, PCF Insurance's network of stellar Agency Partners and their commitment to taking care of employees with compensation and benefits is unrivaled,said Danny Gill, Principal of Infuse Insurance. About Infuse Insurance Infuse Insurance is a local insurance agency offering clients a comprehensive suite of home, auto, business, and commercial umbrella insurance solutions in Beckley, Belle, Princeton, Bluewell, Welch, Mullens, Chapmanville, and Logan, West Virginia. About PCF Insurance Services A top 20 U.S. broker headquartered in Lehi, Utah, PCF Insurance Services is a leading full-service consultant and insurance brokerage firm offering a broad array of commercial, life, health, employee benefits, and workers' compensation solutions. Propelled by its people, PCF Insurance's agency-centric operating model and entrepreneurial environment support its tremendous growth profile, offering partners alignment through equity ownership, significant leadership incentives, and resources to over 3,100 employees throughout the U.S. Ranked #20 on Business Insurance's 2022 Top 100 Brokers and #13 on Insurance Journal's 2022 Top Property/Casualty Agencies, PCF Insurance is a notable leader in the insurance space.

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CORE INSURANCE,WORKERS COMPENSATION

Unum HR Connect Delivers Record Growth to Simplify Benefits Administration For More Employers

Unum | November 28, 2022

Unum (NYSE: UNM) marked a milestone month in September with a record number of employers choosing Unum HR Connect to help save time when managing employee benefits. Unum HR Connect is just one of the digital tools at Unum designed to address emerging needs in today's dynamic employee benefits space. "We are increasing our investments and expanding the number and quality of our digital partnerships, To lead this growth, we are very excited to have Erin Casey join us in the newly formed role of vice president of digital platforms. "We are fortunate to have a leader with Erin's product, technology, and marketplace experience." -Michael Simonds, executive vice president, chief operating officer at Unum Before joining Unum, Casey was the digital ecosystem and partner management lead at Guardian. About Unum HR Connect: Unum HR Connect syncs employee data, benefits enrollment and leave absences from leading human resource information systems (HRIS) to help deliver faster and more accurate support. The digital benefits platform: Integrates employee benefits data directly into a company's HRIS Streamlines enrollment and incorporates medical questions on demand Simplifies prior manual tasks, including billing, benefit plan set-up and management Consolidates a company's benefits-related tasks within their HR system Syncs information on employee absences, in addition to paid and job-protected leave in compliance with the Family Medical Leave Act and other federal, state and local regulations About Unum Group Unum, an international provider of workplace benefits and services, has been helping workers and their families for more than 170 years. Through its Unum and Colonial Life brands, the company offers disability, life, accident, critical illness, dental, vision and stop-loss insurance; leave and absence management support and behavioral health services. In 2021, Unum reported revenues of $12.0 billion and paid $8.2 billion in benefits. The Fortune 500® company is one of the 2022 World's Most Ethical Companies, recognized by Ethisphere®.

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CORE INSURANCE

Mason Insurance Prepares to Serve More Agents and Consumers by Joining with Integrity

Integrity and Mason Insurance | November 02, 2022

Integrity Marketing Group, LLC ("Integrity"), a leading distributor of life and health insurance, and provider of wealth management and retirement planning solutions, today announced it has entered into an agreement to acquire Mason Insurance, an independent agency based out of Colleyville, Texas. As part of the acquisition, Dale Mason, President of Mason Insurance, will become a Managing Partner in Integrity. Financial details of the transaction were not disclosed. A former professional bull rider, Mason recognized the need for better health insurance information in rural areas and founded Mason Insurance in 1998. The company provides health insurance products, including Medicare, ACA and group health plans to clients across Texas and Oklahoma. Over its impressive history, Mason Insurance has cultivated a reputation for consistently putting the client's best interest first, creating lifelong relationships with the thousands of Americans it serves. "Dale Mason's competitive background taught him that tenacity, perseverance and hard work will take you far in this industry, What he has accomplished since becoming an agent over three decades ago is remarkable — it's a privilege to now welcome him to the Integrity family. Dale is ready to take Mason Insurance to the next level by engaging with resources and technology that Integrity has created for agencies just like his. Mason Insurance will now have access to the most powerful network in the industry, and we can't wait to help the agency reach its full potential as a partner with Integrity." -Bryan W. Adams, Co-Founder and CEO of Integrity Now as an Integrity partner, the future is all about what we can accomplish together, This partnership will completely transform business operations. Integrity's incredible insurtech platform offers countless resources that improve processes for agents — and their administrative support will allow more time and energy to be invested back into serving clients. I've seen plenty of changes to the industry over the course of my career, and I'm excited that Integrity will help navigate whatever the future may bring. I've always believed that success lies in how much of yourself you're willing to commit. I feel so privileged to commit myself completely to what Integrity is building, and I'm grateful to become part of it,said Dale Mason, President of Mason Insurance. Through this partnership, Mason Insurance gains access to Integrity's trailblazing partners, a nationwide group of influential industry leaders who are innovating all aspects of insurance and financial services. Their ongoing collaboration leads to well-designed solutions that better protect the life, health and wealth of all Americans, while helping those they serve plan for the good days ahead. Mason Insurance will position itself for expanded service and accelerated growth by utilizing Integrity's end-to-end insurtech platform and administrative support. These extensive resources encompass instantaneous online quoting and enrollment capabilities, the proprietary MedicareCENTER and Mobile App, along with world-class marketing and advertising guidance. Mason Insurance can also streamline administrative functions, redirecting valuable time toward meeting client needs by using Integrity's shared business services. They include areas such as People & Culture, Technology & Innovation, accounting, legal and compliance. Additionally, Mason Insurance now receives the exciting benefit of meaningful employee ownership through participation in the Integrity Employee Ownership Plan. About Integrity Integrity, headquartered in Dallas, Texas, is a leading distributor of life and health insurance, and provider of innovative solutions for wealth management and retirement planning. Through its partner network, Integrity helps millions of Americans protect their life, health and wealth with a commitment to meet them wherever they are — in person, over the phone and online. Integrity's cutting-edge technology helps streamline the insurance and financial planning experience for all stakeholders. In addition, Integrity develops products with carrier partners and markets them through its nationwide distribution network. Integrity's nearly 6,000 employees work with approximately 500,000 agents and advisors who serve more than 11 million clients annually. In 2022, Integrity will help carriers place almost $20 billion in new sales and oversee more than $30 billion of assets under management and advisement through its RIA and broker-dealer platforms.

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Spotlight

The enactment of the Affordable Care Act (ACA), as well as the uncertainty surrounding many of its provisions as a whole, continue to affect the healthcare industry. Notably, complex risks arise due to the evolving nature of the healthcare system, as well as potential effects of additional changes in the event that the law is amended in the future.

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