How We Make Decisions About the Investments That Back Our Insurance

When you’re considering life insurance or an annuity, many of the products you’ll find will guarantee a certain level of growth. For instance, the accumulated cash value (which you can use during your life) and death benefit within a whole life insurance policy are guaranteed to grow, and often grow even faster if your policy earns dividends. But how do insurance companies meet these guarantees?

Spotlight

Oswald Companies

Founded in 1893, Oswald is one of the nation's largest independent, employee-owned insurance brokerage firms. As a proud member of Assurex Global, the world's largest association of privately held insurance brokers, our risk management professionals service and support the needs of our clients throughout the U.S. and worldwide.

OTHER VIDEOS

Digitizing Underwriting with Mendix and Capgemini

video | April 13, 2023

The underwriting process is critical for insurers. But manual processes, spreadsheets, and data from disparate silos slow down the process and make audit trails a nightmare. All that means a lot of stress on systems and employees, plus a less-than-ideal customer experience. Fortunately, it doesn’t have to be that way. With the P&C Underwriter Workbench from Mendix and Capgemini, you can optimize and digitize underwriting, leading to efficiency, effectiveness, and increased productivity. Connect with your core systems and data sources to make data-driven decisions. Customize every aspect to make an offering that’s uniquely yours....

Watch Now

The Power of Voluntary Employee Benefits

video | April 5, 2023

Are you aware of the impact that voluntary employee benefits can have on your workforce? If not, you're missing out on a powerful tool that can help you attract and retain top talent. In this video, we explore the world of voluntary employee benefits and how they can benefit your organization. Discover the hidden benefits of voluntary employee benefits that will help you take your organization to the next level. In this video, we'll explore the various benefits of voluntary employee benefits and how they can impact your workforce. We'll cover things you need to know about voluntary employee benefits, including some of the types of benefits available,...

Watch Now

Cyber insurance is only useful in tandem with proactive cyber risk management

video | March 21, 2023

Are you confident that your organization has effective internal cyber controls? Don't leave your security to chance. Our team of specialists is ready to help you identify and mitigate your cyber risks, with 365-day support. Reach out to us now and ensure your peace of mind....

Watch Now

Is your business protected from a cyber attack?

video | January 18, 2023

A DDoS (distributed denial-of-service) attack is a type of cyber attack designed to overload a targeted server, service or network with excess traffic. Unfortunately, DDoS attacks and other cyber threats are on the rise. In this video, Higginbotham cyber partner Stacey Horne of the Stillwater Ecosystem details what you need to know about DDoS attacks and what you can do to help prevent them....

Watch Now

Spotlight

Oswald Companies

Founded in 1893, Oswald is one of the nation's largest independent, employee-owned insurance brokerage firms. As a proud member of Assurex Global, the world's largest association of privately held insurance brokers, our risk management professionals service and support the needs of our clients throughout the U.S. and worldwide.

Events