Property & Liability Coverage: Two Types of Insurance Coverage

There are two basic kinds of coverage in your home and auto policies. We’ll get that figured out right here. Property Coverage: Simply put, this is coverage for your stuff, your belongings. Liability Coverage: This is coverage for the bad stuff that can happen to others because of you, your property, or even your pets.

Spotlight

Arbol

Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbol’s products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment of loss. Arbol’s key differentiator versus traditional InsurTech or climate analytics platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data infrastructure, scalable product development, automated, instant pricing using an artificial intelligence underwriter, blockchain-powered operational efficiencies, and non-traditional risk capacity bringing capital from non-insurance sources. By combining all these factors, Arbol brings scale, transparency, and efficiency to parametric coverage.

OTHER VIDEOS

Digitizing Underwriting with Mendix and Capgemini

video | April 13, 2023

The underwriting process is critical for insurers. But manual processes, spreadsheets, and data from disparate silos slow down the process and make audit trails a nightmare. All that means a lot of stress on systems and employees, plus a less-than-ideal customer experience. Fortunately, it doesn’t have to be that way. With the P&C Underwriter Workbench from Mendix and Capgemini, you can optimize and digitize underwriting, leading to efficiency, effectiveness, and increased productivity. Connect with your core systems and data sources to make data-driven decisions. Customize every aspect to make an offering that’s uniquely yours....

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The Power of Voluntary Employee Benefits

video | April 5, 2023

Are you aware of the impact that voluntary employee benefits can have on your workforce? If not, you're missing out on a powerful tool that can help you attract and retain top talent. In this video, we explore the world of voluntary employee benefits and how they can benefit your organization. Discover the hidden benefits of voluntary employee benefits that will help you take your organization to the next level. In this video, we'll explore the various benefits of voluntary employee benefits and how they can impact your workforce. We'll cover things you need to know about voluntary employee benefits, including some of the types of benefits available,...

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Cyber insurance is only useful in tandem with proactive cyber risk management

video | March 21, 2023

Are you confident that your organization has effective internal cyber controls? Don't leave your security to chance. Our team of specialists is ready to help you identify and mitigate your cyber risks, with 365-day support. Reach out to us now and ensure your peace of mind....

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Is your business protected from a cyber attack?

video | January 18, 2023

A DDoS (distributed denial-of-service) attack is a type of cyber attack designed to overload a targeted server, service or network with excess traffic. Unfortunately, DDoS attacks and other cyber threats are on the rise. In this video, Higginbotham cyber partner Stacey Horne of the Stillwater Ecosystem details what you need to know about DDoS attacks and what you can do to help prevent them....

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Spotlight

Arbol

Arbol is a global climate risk coverage platform and FinTech company offering full-service solutions for any business looking to analyze and mitigate exposure to climate risk. Arbol’s products offer parametric coverage which pays out based on objective data triggers rather than subjective assessment of loss. Arbol’s key differentiator versus traditional InsurTech or climate analytics platforms is the complete ecosystem it has built to address climate risk. This ecosystem includes a massive climate data infrastructure, scalable product development, automated, instant pricing using an artificial intelligence underwriter, blockchain-powered operational efficiencies, and non-traditional risk capacity bringing capital from non-insurance sources. By combining all these factors, Arbol brings scale, transparency, and efficiency to parametric coverage.

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