Supplemental Health Insurance Hospital or Other Fixed Indemnity, Accident-Only, Critical Illness

April 15, 2019

Supplemental health insurance typically refers to products that are designed to supplement comprehensive major medical insurance. These products are considered “excepted benefits” under the Health Insurance Portability and Accountability Act of 1996 (HIPAA). This means that because they are not intended to pay providers directly for medical expenses, they are not subject to many of the requirements for major medical health coverage under the Affordable Care Act (ACA). These plans typically: Pay benefits directly to an individual, instead of paying providers directly for medical claims.

Spotlight

Reliance Partners

Reliance Partners is one of the nation's fastest-growing commercial insurance agencies specializing in providing risk management solutions for the transportation & logistics space. Reliance Partners has been featured in Inc.com each year from 2016-2020 as one of the fastest growing privately-held companies in the US. The company is certified as a Great Place to Work®. In addition, Inc.com recognized Reliance Partners in 2018-2020 as one of the Top 50 Workplaces while Fortune also recognized Reliance Partners in 2017-2020 as a Top Workplace in America.

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