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. https://havenlife.com/blog/minor-beneficiary-of-life-insurance/
blog article
HOW TO NAME A CHILD AS A LIFE INSURANCE BENEFICIARY
When applying for life insurance online, you’ll be asked to name a beneficiary for your policy. This is an important step in the buying process because properly naming a beneficiary and providing their contact information is key to helping ensure that a life insurance payout is received in a timely manner. While choosing and naming a beneficiary is pretty straightforward, it’s important to ensure it’s done correctly. At Haven Life, it’s common to see an insured policyholder name their spouse or partner as the primary beneficiary. And, often, their child or children are listed as contingent beneficiaries. That way, their children will be provided for in the case of their accidental death.
When you list your child as a minor beneficiary of life insurance, some complications can arise that are important to understand and prevent. For one, if you were to die before the child is legally an adult (as deemed by his or her state of residence), then he or she would not be able to receive the death benefits directly.
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