Dental Insurance With Vision and Hearing

June 14, 2018

DENTAL TERMINATION All coverage under this Policy shall terminate when this Policy ceases to be in force. This Policy will end on the earlier of: a. when You fail to pay Premiums within Your Grace Period; b. when You die; or, c. the date You notify Us in writing to end this Policy. Coverage for an Insured Dependent will end on the date such Insured ceases to be an Eligible Dependent Child or Eligible Spouse, as defined in this Policy. When such Insured’s insurance ends, we will: a. consider any claim that began before the insurance ended; and, b. allow a conversion policy for an Eligible Dependent Child or Eligible Spouse, as set forth in the Conversion Privilege.

Spotlight

Allsup, LLC

Allsup and its subsidiaries provide specialized services and technology that help those with disabilities navigate complex government programs, including Social Security Disability Insurance (SSDI), Ticket to Work, veterans disability appeal, exchange plans and Medicare. Its innovative online tool, empower by Allsup®, combines the SSDI assessment, application and return to work support. Founded in 1984, the company is based in Belleville, Illinois, near St. Louis.

OTHER WHITEPAPERS
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GBA Outlook Opportunities in Insurance

whitePaper | July 22, 2022

On February 18 2019, the State Council announced the Outline Development Plan for the Guangdong-Hong Kong-Macao Greater Bay Area (the Outline Development Plan). This is an ambitious plan to develop a worldclass bay area ideal for living, working, and travelling between the nine municipalities in Guangdong Province and the two Special Administrative Regions (SARs). As one of the most open, economically vibrant regions in China, the Greater Bay Area has a major strategic role in commencing and dictating a new phase of economic and social growth. In addition to its mission of facilitating China's quest to develop a world-leading city cluster, the Outline Development Plan also promotes active participation across the GBA in the related work of the Belt and Road Initiative by leveraging the competitive advantages created by the two free trade economies of Hong Kong and Macao.

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Will the cost-of-living crisis lead to more fraud?

whitePaper | October 27, 2022

A recent survey by Insurance Post found that 98.1% (see figure one) of respondents believe the current economic conditions in 2022 will impact organised and opportunistic fraud volumes.

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Sophos Guide to Cyber Insurance

whitePaper | December 14, 2021

The cyber insurance market is changing fast, and conditions are getting tougher as the market hardens for the first time in its 15-plus year history. While most organizations already have some cyber insurance coverage, many are finding the bar for renewal is getting higher as capacity shrinks – and premiums are going up.

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Is it time to review your claims handling process?

whitePaper | September 5, 2022

The COVID-19 pandemic has had a major impact on global supply chains, but those supply chains have also been a vital lifeline in supporting the response. In particular, vehicle rental and repair networks have kept drivers, businesses and the economy moving throughout the pandemic.

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The State of Insurance Fraud Technology

whitePaper | February 12, 2020

For the third consecutive time in six years, insurers report increasing amounts of suspected fraud. Nearly three-quarters of insurers that participated in the 2018 survey say fraud has increased either significantly or slightly, an 11-point increase since 2014. Anti-fraud technology is seen as a major weapon to address increased fraud; many insurers use more-sophisticated technology tools and are greatly broadening their tech arsenals.

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Data-driven insurance: A path to strategic advantage

whitePaper | June 20, 2023

Data-driven insurance is an enterprise-wide business model that generates a strategic advantage in the insurance ecosystem. Using disruptive artificial intelligence (AI) to analyze data can lead to innovation in operational processes and in the development of new products and services.

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Spotlight

Allsup, LLC

Allsup and its subsidiaries provide specialized services and technology that help those with disabilities navigate complex government programs, including Social Security Disability Insurance (SSDI), Ticket to Work, veterans disability appeal, exchange plans and Medicare. Its innovative online tool, empower by Allsup®, combines the SSDI assessment, application and return to work support. Founded in 1984, the company is based in Belleville, Illinois, near St. Louis.

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