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Life insurance as an asset class

March 30, 2017

This research paper examines the merits of permanent life insurance as an alternative asset class. Though known more for its estate planning benefits than as an investment tool, permanent life insurance is attracting attention among investors looking to improve the return or reduce the risk of the fixed-income portion of their investment portfolio. The authors build their case around Harry Markowitz’s Modern Portfolio Theory (MPT) and its cornerstone, the efficient frontier (EF) concept. MPT quantifies the idea that a prudent investment portfolio balances risk and return. The theory also demonstrates the benefits of portfolio diversification and allows for this benefit to be captured and expressed during the portfolio construction process.

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Asia Insurance Company

Asia Insurance Company is the Insurance Arm of Faruk Group Holding. Asia insurance is currently the only REGISTERED Company in Kurdistan Iraq by the MOF and is one of the few registered companies from the Insurance Diwan in Baghdad. Asia Insurance Company thrives to restore and nourish the Iraqi Insurance market to become one of the largest in the region. Asia Insurance Company is involved in all non-life Insurance classes with the major. categories being Fire, General Accident, Engineering, Marine, Motor, Group Health, and Individual Health Insurance.

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