REPORT OF THE GLOBAL COMMISSION ON DRUG POLICY

The global war on drugs has failed, with devastating consequences for individuals and societies around the world. Fifty years after the initiation of the UN Single Convention on Narcotic Drugs, and 40 years after President Nixon launched the US government’s war on drugs, fundamental reforms in national and global drug control policies are urgently needed.

Spotlight

Farm Bureau Financial Services

For more than 80 years client/members have trusted Farm Bureau Financial Services to help them protect what matters in a way that algorithms and automation just can’t. Our agents provide personal service to our client/members, and ensure they have the right coverage for them and their family. Today, we have 4,300 agents, field representatives and employees in eight Midwestern and Western states doing just that. We offer a wide range of insurance products including auto, home, life, farm and ranch, and business insurance. We also provide a suite of investment solutions including mutual funds and annuities as well as college and retirement funding options. We’re committed to providing the right coverage for every stage in life. And, with a Super Check®, our agents are always on the lookout for gaps in coverage or potential ways to save for their client/members.

OTHER WHITEPAPERS
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AN ASSESSMENT OF THE FEDERAL GOVERNMENT’S FINANCIAL RISKS TO CLIMATE CHANGE

whitePaper | April 26, 2022

The climate crisis poses a serious threat to the United States economy and human welfare, with a narrowing timeframe to invest in opportunities to avoid the most catastrophic impacts. Extreme weather events can be exacerbated by climate change, disrupting supply chains, and flooding made worse by sea level rise can destroy critical infrastructure. As a smaller subset of these impacts, climate change threatens the Nation’s fiscal health.

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Conversational AI in Insurance: Fostering the Trust Between Customer and Company

whitePaper | July 24, 2022

The insurance industry is often associated with complex processes such as claim settlement, hefty paperwork, tiring legal processes, and the responsibility to stay updated on the terms and conditions. This image is now changing as the leading insurance brands are putting forth innovative strategies to revamp the existing workflows and structures to amplify their business growth.

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Adjust Your Claims Audits: 5 Common Issues and How to Fix Them

whitePaper | November 12, 2019

A carrier’s quality assurance process is the backbone of its success. While not as well-known as underwriting or claims adjusting, QA is a vital part of insurance operations. QA auditors assess open, denied and paid claims to determine if avoidable errors occurred during processing, adjusting or settlement. Their reviews track performance against business standards and help improve internal operations and claim quality. QA gives employees vital information with teachable

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Leveraging data, analytics and automation (including AI / NLP) to transform underwriting operations in the Lloyd’s and London market

whitePaper | May 10, 2022

On 1st March 2022, The Insurance Network (TIN) and EXL, the leading Data, Analytics and Digital Transformation business hosted a breakfast briefing exploring automatic extraction and enrichment of unstructured pre-bind data to streamline processes and ultimately improve underwriting decisions in the London market. The discussions were moderated by David McKenzie, IT Business Relationship Director at CNA Hardy, and AI and transformation expert Sumeet Goswami, Head of Digital Transformation & Insurance Consulting at EXL. This summary explores the key themes from the discussions that followed.

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5 Ways Digital Communities ENHANCE the Insurance Industry Customer Experience

whitePaper | November 5, 2019

This lack of engagement poses a serious problem for an industry whose biggest challenge is finding ways to enhance their customers’ experience to drive business results. As consumer expectations for self-service and digital engagement evolve and competition diversifies, it is more important than ever for insurers to maximize the effectiveness of their limited interactions.

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Improving the Speed and Efficiency of AI-Enabled Damage Assessment in Insurance

whitePaper | May 16, 2022

The combination of high-resolution aerial imaging and artificial intelligence has practical applications for multiple use cases, such as manufacturing defects detection, environmental impact studies and planning, urban vegetation mapping, and precision agriculture. Now, as major natural disasters have increased, the insurance industry is using aerial imagery and AI for damage assessment. This is part of an expanded focus on post-event analysis that uses data, AI, and analytics to understand risk mitigation. Aerial imagery and AI can help address varying spectral bands of resolutions and other factors that the human eye cannot easily connect.

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Spotlight

Farm Bureau Financial Services

For more than 80 years client/members have trusted Farm Bureau Financial Services to help them protect what matters in a way that algorithms and automation just can’t. Our agents provide personal service to our client/members, and ensure they have the right coverage for them and their family. Today, we have 4,300 agents, field representatives and employees in eight Midwestern and Western states doing just that. We offer a wide range of insurance products including auto, home, life, farm and ranch, and business insurance. We also provide a suite of investment solutions including mutual funds and annuities as well as college and retirement funding options. We’re committed to providing the right coverage for every stage in life. And, with a Super Check®, our agents are always on the lookout for gaps in coverage or potential ways to save for their client/members.

Events