How Life and Annuity Insurers Are Reinventing Distribution

Discovery Insure has built a profitable telematics business with scale, from a standing start, in a highly competitive market. With over 20 years’ experience in designing behavior change programmes, they use behavioral economic insights to incentivize good driving behavior which ultimately results in superior, sustainable profitability. The app and sensor telematics technology underlying their Vitality Drive programme has been developed in partnership with Cambridge Mobile Telematics (CMT), a leader in this space.

Tech-savvy customers expect insurers to offer digital access to services. Those who don’t are putting their business at risk. View the on-demand webinar, “Winning New Customers with Better Service: A Real-Life Case Study of Digital Transformation,” to learn how The Hartford digitized and simplified their surety application process

Let’s face it: health care is confusing. From HDHPs to deductibles and OOPs, choosing the right health benefits can be a difficult and stressful process. Research shows that workers with low health literacy don’t take advantage of preventative services, fail to manage chronic conditions and are more likely to take medicines incorrectly. All of these factors contribute to an unhealthy workforce and higher costs for everyone involved.

In the context of completing their lease, landlords, tenants, and their counsel must often try to interpret the dense and sometimes arcane provision dealing with insurance. While almost all leases require certain types of insurance to be purchased, the lessor and lessee might not understand exactly what is being required of them and why. This topic is intended to provide you with information regarding insurance provisions in commercial leases. In addition to reviewing the basic types of coverages that are usually required, this material will also explain what exactly these coverages are intended to insure and why they are important to the administration of the lease.