Artificial Intelligence (AI) is starting to enter the real world, after being associated with science fiction and fantasy. In the process, it is trying to deliver applications and solutions of practical use. The path to the future is loaded with possibilities on how AI could create an intelligent world in which “the living” and “things” become closely interfused and interact in numerous complex methods This whitepaper discusses how insurers are currently embracing AI along with the other digital forces and also assesses the future implications.